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125 Crockett Dr
B+ Composite 75.48
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.4/30.0
  • ARV discount +15.0/15.0
  • DSCR +9.0/10.0
  • 1% rule +8.7/10.0
  • Appreciation +5.6/10.0
  • Livability +3.0/5.0
  • Schools +2.8/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$164,900

125 Crockett Dr · Hutchins, TX 75141
4 bd · 1.0 ba · 1,344 sqft · SingleFamily public records · 70 Days on market
Built 1959 9,191 sqft lot $123/sqft · 45% below area Est $299k · 45% under ↓ 21% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 125 CROCKETT DR. This 3-bedroom, 1-bath property is in the Hutchins Heights Subdivision. The subject is surrounded by new construction, and in fair condition with ample yard space. This property has unlimited potential – send this to your client immediately. Don’t walk, run, make an appointment to see this property.

Key facts

  • New construction
  • Ample yard space
  • 9,191 sq ft lot

Tags

HUTCHINS HEIGHTS SUBDIVISIONNEW CONSTRUCTIONAMPLE YARD SPACE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.0-bath single-family listed at $165k.

Deal economics

  • At list price, monthly cash flow is $431 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $165k).
  • Recommended offer: $155k (6.0% below list) — sets the bar for market timing.
  • Cap rate 9.4% vs local median 3.8% in Hutchins — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 60/100 on livability (#1,096 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A; Watch: crime F, amenities F, employment F.
  • Dallas ISD (urban): math 31% / reading 36% proficiency, ranked #559 of 826 in TX (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 83% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Wilmer-Hutchins El (math 32% / reading 31%, grade F, #2,396 of 4,322 statewide, top 56%, 562 students, 94% FRL); Kennedy-Curry Middle (math 29% / reading 20%, grade F, #1,279 of 1,662 statewide, top 78%, 626 students, 100% FRL); Wilmer-Hutchins H S (math 14% / reading 29%, grade F, #1,377 of 1,632 statewide, top 85%, 1,020 students, 73% FRL).
  • Market conditions: 85 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals lingering (median 47d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 71% of comp listings sitting > 30 days — soft ceiling on asking rent; 12,577 units permitted in Dallas County in 2024 (6,829 in 5+ unit buildings).

Forward outlook

  • In year one you build about $3k of equity ($1k loan paydown + $2k appreciation (1.2% local appreciation)).
  • Dallas County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (1.2% appreciation + 3.0% rent growth), your $46k cash investment doubles in ~5 years — after that, you're playing with house money.
  • By year 10, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 70 days — a 6% lower offer ($155k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 3y ago; this cycle's ask has dropped $15k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: property tax is 3.0% of price; built in 1959 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $155,006 (6.0% below list)

Questions for the listing agent

  1. It's been on market 70 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1959 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.37%
Cap rate
9.43%
Cash-on-cash
11.19%
DSCR
1.50
GRM
6.1

CMA / ARV

ARV (median comp)
$299,232
List price
$164,900
Delta
-44.89%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
328 Live Oak Ln 0.48mi 3/2.0 (-1) 1,376 (+2%) 2mo $329,900 $240 63
1008 Pecan Pl 0.50mi 3/2.0 (-1) 1,376 (+2%) 2mo $333,900 $243 62
1017 Pecan Pl 0.54mi 3/2.0 (-1) 1,376 (+2%) 4mo $333,900 $243 59
1000 Cedar St 0.54mi 3/2.0 (-1) 1,376 (+2%) 5mo $340,900 $248 58
320 Live Oak Ln 0.46mi 3/2.0 (-1) 1,229 (-9%) 1mo $309,900 $252 54
1020 Cedar St 0.56mi 3/2.0 (-1) 1,376 (+2%) 8mo $330,000 $240 54
1020 Pecan Pl 0.51mi 3/2.0 (-1) 1,229 (-9%) 2mo $309,900 $252 51
1005 Cedar St 0.57mi 3/2.0 (-1) 1,376 (+2%) 13mo $344,900 $251 50
1101 Cedar St 0.61mi 3/2.0 (-1) 1,376 (+2%) 12mo $349,900 $254 48
313 Southaven Blvd 0.43mi 3/2.0 (-1) 1,229 (-9%) 15mo $330,900 $269 44
1109 Cedar St 0.62mi 3/2.0 (-1) 1,229 (-9%) 8mo $323,900 $264 41
102 N Pacific St 0.73mi 3/2.0 (-1) 1,156 (-14%) 11mo $219,990 $190 24

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.21% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
13.6%
Equity multiple
1.70×
Total profit
$32,383
Equity at exit
$58,105
10-year hold
IRR
17.0%
Equity multiple
3.11×
Total profit
$97,265
Equity at exit
$78,637

Cash invested: $46,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75141

Home prices YoY
0.3%
Active inventory
85
Price-to-rent
6.1×

Monthly cashflow live

Estimated rent
$2,253 high interval (Pro) →
Mortgage (P&I)
$865
Tax from tax record
$415 /mo · $4,985/yr
Insurance
$69
HOA
$0
Vacancy / Maint / Mgmt
$473
Net cashflow
$431

Break-even live

Break-even rent $1,707
Max offer price $164,900
Occupancy floor 76%

Sensitivity live

Price -10% $524 -5% $477 +0% $431 +5% $384 +10% $337
Rent -10% $253 -5% $342 +0% $431 +5% $520 +10% $609
Rate -1.0pp $514 -0.5pp $473 base $431 +0.5pp $388 +1.0pp $345

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,225
Closing costs
$4,947
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
905 Cottonwood Ave Hutchins, TX 3.0–5.0 2.0–2.5 1865 $2,540 $1.36 0d 1 0.29mi
153 Magnolia Blvd Hutchins, TX 3.0 2.0 1629 $2,235 $1.37 46d 1 0.34mi
336 Live Oak Ln Hutchins, TX 4.0 2.0 1798 $2,370 $1.32 46d 1 0.48mi
1012 Pecan Pl Dallas, TX 4.0 2.0 1674 $2,325 $1.39 46d 1 0.49mi
1020 Pecan Pl Dallas, TX 3.0 2.0 1229 $2,150 $1.75 46d 1 0.50mi
700 J J Lemmon Rd Hutchins, TX 1.0–4.0 1.0–2.0 955 $1,997 $2.09 7d 10 0.57mi
337 Summer Tree Dr Hutchins, TX 3.0 2.0 1475 $1,885 $1.28 46d 1 0.72mi

Listing history 36 events

  1. 2026-06-22
    days on market $164,900 Active 70 DOM
  2. 2026-06-21
    days on market $164,900 Active 69 DOM
  3. 2026-06-18
    days on market $164,900 Active 66 DOM
  4. 2026-06-17
    days on market $164,900 Active 65 DOM
  5. 2026-06-16
    days on market $164,900 Active 64 DOM
  6. 2026-06-15
    days on market $164,900 Active 63 DOM
  7. 2026-06-13
    days on market $164,900 Active 61 DOM
  8. 2026-06-09
    days on market $164,900 Active 57 DOM
  9. 2026-06-08
    days on market $164,900 Active 56 DOM
  10. 2026-06-07
    days on market $164,900 Active 55 DOM
  11. 2026-06-04
    days on market $164,900 Active 52 DOM
  12. 2026-06-03
    days on market $164,900 Active 51 DOM
  13. 2026-06-02
    days on market $164,900 Active 50 DOM
  14. 2026-06-01
    days on market $164,900 Active 49 DOM
  15. 2026-05-31
    days on market $164,900 Active 48 DOM
  16. 2026-04-29
    price $164,900 344-char remark
    Show marketing remark (344 chars)

    Welcome to 125 CROCKETT DR. This 3-bedroom, 1-bath property is in the Hutchins Heights Subdivision. The subject is surrounded by new construction, and in fair condition with ample yard space. This property has unlimited potential – send this to your client immediately. Don’t walk, run, make an appointment to see this property.

  17. 2026-04-13
    listed $179,900 Active 344-char remark
    Show marketing remark (344 chars)

    Welcome to 125 CROCKETT DR. This 3-bedroom, 1-bath property is in the Hutchins Heights Subdivision. The subject is surrounded by new construction, and in fair condition with ample yard space. This property has unlimited potential – send this to your client immediately. Don’t walk, run, make an appointment to see this property.

  18. 2026-03-30
    historical
  19. 2026-03-20
    price $179,900
  20. 2026-02-17
    price $187,000
  21. 2025-12-30
    listed $198,220 Active
  22. 2025-11-09
    listed $170,000 Active
  23. 2025-11-03
    historical
  24. 2025-08-01
    listed $196,500 Active
  25. 2023-05-30
    soldstatus Closed
  26. 2023-05-18
    soldstatus
  27. 2023-04-12
    status Pending
  28. 2023-04-05
    historical Active Option Contract
  29. 2023-03-28
    listed $209,999 Active
  30. 2021-10-25
    soldstatus
  31. 2021-09-13
    soldstatus
  32. 2021-08-13
    soldstatus
  33. 2018-10-18
    soldstatus
  34. 1987-05-19
    soldstatus
  35. 1981-01-19
    soldstatus
  36. 1980-08-02
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,985 · $415/mo
Projected year-2 tax
$4,985 · $415/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$27,033
− Mortgage interest
−$9,237
− Property taxes
−$4,985
− Insurance
−$824
− Repairs & maintenance
−$2,163
− Management
−$2,163
− Depreciation
−$4,797
Taxable income
$2,863
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$687
After-tax cash flow
$4,482/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Dallas ISD
NCES district ID
4816230
Math proficiency
31% ▼ -16.00%
Reading proficiency
36% ▼ -4.00%
Median HH income
$42,881
Composite
28.41/100
National rank
#6763
State rank
#559 of 826 in TX

Livability — Hutchins

Score
60/100
State rank
#1096
US rank
#19422

Category grades

Amenities F Commute C+ Cost of living A+ Crime F Employment F Housing A Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Hutchins, TX
City population
4,686
Population (ZIP)
4,686

Population outlook (Dallas County) Hauer SSP2

Today (2025)
2,979,839 people
By 2030
3,191,823 · +7.1%
By 2040
3,619,611 · +21.5%
By 2050
4,026,915 · +35.1%
By 2075
4,957,073 · +66.4%
By 2100
5,508,725 · +84.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
Hispanic / Latino 53% Black 39% Two or more races 24% White 6%
Hispanic origin (detail)
Mexican 46% Puerto Rican 3%
Common ancestry
Slovak 1% American 1% Russian 1%
Foreign-born
23% · Canada
Languages at home
51% English-only · Spanish 49% Other Indo-European 1%

Political lean MEDSL · Dallas

2024 margin
Strong D (+22.2) · D 60.2% · R 38.0% · Other 1.8%
2008→2024 swing
+6.9pp toward D · 2008: 15.3pp · 2024: 22.2pp
All cycles
2024: D+22.2 2020: D+31.6 2016: D+26.2 2012: D+15.4 2008: D+15.3

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.21%
Current HPI
382.1182
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-21.5% since first listed
21 events — show timeline
  • 2026-04-29 Price Changed $164,900 NTREIS
  • 2026-04-13 Listed $179,900 NTREIS
  • 2026-03-30 Listing Removed NTREIS
  • 2026-03-20 Price Changed $179,900 NTREIS
  • 2026-02-17 Price Changed $187,000 NTREIS
  • 2025-12-30 Listed $198,220 NTREIS
  • 2025-11-09 Listed $170,000 NTREIS
  • 2025-11-03 Listing Removed NTREIS
  • 2025-08-01 Listed $196,500 NTREIS
  • 2023-05-30 Sold (MLS) NTREIS
  • 2023-05-18 Sold (Public Records) Public Records
  • 2023-04-12 Pending NTREIS
  • 2023-04-05 Contingent NTREIS
  • 2023-03-28 Listed $209,999 NTREIS
  • 2021-10-25 Sold (Public Records) Public Records
  • 2021-09-13 Sold (Public Records) Public Records
  • 2021-08-13 Sold (Public Records) Public Records
  • 2018-10-18 Sold (Public Records) Public Records
  • 1987-05-19 Sold (Public Records) Public Records
  • 1981-01-19 Sold (Public Records) Public Records
  • 1980-08-02 Sold (Public Records) Public Records

Property tax history

+8.1%/yr

Latest (2025): $4,985 · +8.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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