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25 Edwards Rd
D+ Composite 46.73
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.1/30.0
  • ARV discount +7.5/15.0
  • Appreciation +5.0/10.0
  • DSCR +4.6/10.0
  • 1% rule +3.4/10.0
  • Schools +3.2/10.0
  • Livability +2.9/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$169,500

25 Edwards Rd · Dushore, PA 18614
2 bd · 2.0 ba · 960 sqft · Manufactured public records · 8 Days on market
Built 2019 2.40 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Almost new 2019 doublewide situated on 2.40 acres with a nice view in Cherry Twp. Three bedrooms, one full bath, and a master bath with walk-in shower. Paved driveway and storage building for your lawn equipment. New well pump installed for drilled well within the past 6 months.

Key facts

  • Laundry area
  • Eat in kitchen
  • Large living room

Tags

ONE FLOOR LIVINGRANCH STYLELARGE LIVING ROOMEAT IN KITCHENLAUNDRY AREADECK WITH A NICE VIEW

Property features AI

Exterior

  • Utilities: Private well water; Septic tank
  • Home design: Manufactured home; Residential property
  • Construction: Vinyl siding
  • Exterior features: Shingle roof; 2.4-acre lot

Interior

  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Forced air heating (oil); Window cooling units
  • Interior features: Electric water heater; 5 total rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $170k.

Deal economics

  • At list price, monthly cash flow is $55 ($665/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $143k (15.5% below list).
  • Recommended offer: $143k (15.5% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 57/100 on livability (#1,622 in PA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+; Watch: amenities F, commute F, employment F.
  • Sullivan County SD (rural): math 30% / reading 46% proficiency, ranked #387 of 539 in PA (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Sullivan Co El Sch (math 32% / reading 47%, grade F, #947 of 1,518 statewide, top 65%, 329 students, 51% FRL); Sullivan Co Jshs (math 27% / reading 47%, grade F, #289 of 437 statewide, top 67%, 287 students, 39% FRL).
  • Market conditions: 13 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 12 units permitted in Sullivan County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $1k of equity ($1k loan paydown + $89 appreciation (0.1% local appreciation)).
  • Sullivan County population projected at -22% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $130k; 30% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Recommended offer $143,200 (15.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.84%
Cap rate
6.69%
Cash-on-cash
1.40%
DSCR
1.06
GRM
9.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

0.05% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-0.5%
Equity multiple
0.98×
Total profit
$-1,047
Equity at exit
$49,663
10-year hold
IRR
5.1%
Equity multiple
1.55×
Total profit
$26,194
Equity at exit
$60,054

Cash invested: $47,460 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18614

Home prices YoY
0.0%
Active inventory
13
Price-to-rent
9.9×

Monthly cashflow live

Estimated rent
$1,432 medium interval (Pro) →
Mortgage (P&I)
$889
Tax from tax record
$116 /mo · $1,396/yr
Insurance
$71
HOA
$0
Vacancy / Maint / Mgmt
$301
Net cashflow
$55

Break-even live

Break-even rent $1,362
Max offer price $169,500
Occupancy floor 91%

Sensitivity live

Price -10% $151 -5% $103 +0% $55 +5% $7 +10% $-41
Rent -10% $-58 -5% $-1 +0% $55 +5% $112 +10% $169
Rate -1.0pp $141 -0.5pp $99 base $55 +0.5pp $12 +1.0pp $-33

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,375
Closing costs
$5,085
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
135 N German St Dushore, PA 1.0 1.0 750 $1,432 $1.91 15d 1 1.07mi

Listing history 4 events

  1. 2026-05-12
    listed $169,500 Active 267-char remark
  2. 2022-01-06
    soldstatus $130,000
  3. 2022-01-03
    soldstatus $130,000 279-char remark
    Show marketing remark (279 chars)

    Almost new 2019 doublewide situated on 2.40 acres with a nice view in Cherry Twp. Three bedrooms, one full bath, and a master bath with walk-in shower. Paved driveway and storage building for your lawn equipment. New well pump installed for drilled well within the past 6 months.

  4. 2021-11-01
    listed $129,900 279-char remark
    Show marketing remark (279 chars)

    Almost new 2019 doublewide situated on 2.40 acres with a nice view in Cherry Twp. Three bedrooms, one full bath, and a master bath with walk-in shower. Paved driveway and storage building for your lawn equipment. New well pump installed for drilled well within the past 6 months.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$1,396 · $116/mo
Projected year-2 tax
$2,037 · $170/mo
Expected delta
+$641/yr (+$53/mo · 45.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 2/10 Low 7 d/yr ≥90°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 3% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,184
− Mortgage interest
−$9,495
− Property taxes
−$1,396
− Insurance
−$848
− Repairs & maintenance
−$1,375
− Management
−$1,375
− Depreciation
−$4,931
Taxable loss
−$2,235
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$536
After-tax cash flow
$1,201/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Sullivan County SD
NCES district ID
4222920
Math proficiency
30% ▼ -20.00%
Reading proficiency
46% ▼ -19.00%
Median HH income
$41,302
Composite
31.94/100
National rank
#5847
State rank
#387 of 539 in PA

Livability — Dushore

Score
57/100
State rank
#1622
US rank
#22209

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment F Housing C Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
1,987

Population outlook (Sullivan County) Hauer SSP2

Today (2025)
6,062 people
By 2030
5,878 · -3.0%
By 2040
5,345 · -11.8%
By 2050
4,718 · -22.2%
By 2075
3,259 · -46.2%
By 2100
2,449 · -59.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (98%)
Race & ethnicity
White 98%
Common ancestry
Romanian 9% Italian 2% Iranian 2%
Foreign-born
0% · Canada
Languages at home
98% English-only · Other Indo-European 1%

Political lean MEDSL · Sullivan

2024 margin
Solid R (+46.9) · D 26.2% · R 73.1%
2008→2024 swing
-27.4pp toward R · 2008: -19.5pp · 2024: -46.9pp
All cycles
2024: R+46.9 2020: R+47.2 2016: R+49.3 2012: R+28.3 2008: R+19.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 0.05%
Current HPI
179.841
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+30.5% since first listed
5 events — show timeline
  • 2026-05-22 Pending NMPA
  • 2026-05-12 Listed $169,500 NMPA
  • 2022-01-06 Sold (Public Records) $130,000 Public Records
  • 2022-01-03 Sold (MLS) $130,000 NMPA
  • 2021-11-01 Listed $129,900 NMPA

Property tax history

+11.1%/yr

Latest (2026): $1,396 · +2.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…