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7590 San Diego St
C+ Composite 61.68
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.2/30.0
  • ARV discount +15.0/15.0
  • DSCR +7.5/10.0
  • 1% rule +6.2/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0
  • Appreciation +0.0/10.0

$225,500

7590 San Diego St · Beaumont, TX 77708
3 bd · 2.0 ba · 2,384 sqft · SingleFamily public records · 12 Days on market
Built 1968 Est $350k · 36% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Well maintained and updated home near Griffing Park in Beaumont, TX. Large 3 or 4 Bedroom home with 2 full baths and a 2 car attached carport. 4th Bedroom can be an office or even a second living area with double doors. Fresh paint in and out as well as laminate wood & vinyl flooring throughout the home. Kitchen has been updated with new counter tops, updated cook top, dishwasher, and even a custom breakfast bar. Country charm throughout home with burnt pine trim as well as a large wood burning fireplace! All this plus large covered patio, storage building, and custom fence on a over sized corner lot. Country charm nestled in the city. Seller willing to assist with closing with a full price offer!!! Call today!

Key facts

  • Additional back lot
  • 2 parking spots
  • Listed 12 days

Tags

BUTCHER BLOCK COUNTERTOPSSTAINLESS STEEL APPLIANCESFLEXIBLE LIVING SPACESADDITIONAL BACK LOT

Property features AI

Exterior

  • Parking: Carport with 2 spaces
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; Residential property
  • Construction: Slab foundation
  • Exterior features: Covered patio/porch; Chain-link fencing; Storage structure

Interior

  • Kitchen: Dishwasher; Oven
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Pantry; Wood-burning fireplace

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $226k.

Deal economics

  • At list price, monthly cash flow is $410 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $226k).
  • Cap rate 8.5% vs local median 5.3% in Beaumont — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#739 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, schools D-, crime F.
  • Beaumont ISD (urban): math 14% / reading 22% proficiency, ranked #789 of 826 in TX (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 70 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 343 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.

Negotiation context

  • Only 12 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $225,500

Questions for the listing agent

  1. Built in 1968 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.12%
Cap rate
8.48%
Cash-on-cash
7.80%
DSCR
1.35
GRM
7.4

CMA / ARV

ARV (on-the-fly)
$350,448
Comps found
9
Show comp detail 9 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7575 San Bruno St 0.15mi 4/3.0 (+1) 2,600 (+9%) 2mo $419,000 $161 68
6690 Highpoint Ave 0.56mi 4/3.0 (+1) 2,281 (-4%) 2mo $325,000 $142 56
6605 Alexis St 0.58mi 4/3.0 (+1) 2,173 (-9%) 10mo $328,496 $151 41
6804 Broadleaf Dr 0.41mi 4/2.0 (+1) 2,150 (-10%) 24mo $370,000 $172 40
6540 Durango Dr 0.73mi 3/2.5 2,529 (+6%) 19mo $314,000 $124 38
6545 Alexis St 0.65mi 4/3.0 (+1) 2,173 (-9%) 10mo $318,995 $147 38
6615 Alexis St 0.56mi 4/2.0 (+1) 2,031 (-15%) 16mo $313,325 $154 31
6595 Alexis St 0.59mi 4/2.0 (+1) 2,031 (-15%) 16mo $298,990 $147 29
6555 Alexis St 0.64mi 4/2.0 (+1) 2,031 (-15%) 15mo $297,990 $147 28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-4.4%
Equity multiple
0.84×
Total profit
$-10,356
Equity at exit
$33,623
10-year hold
IRR
5.3%
Equity multiple
1.39×
Total profit
$24,857
Equity at exit
$19,497

Cash invested: $63,140 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77708

Active inventory
70
Price-to-rent
7.4×

Monthly cashflow live

Estimated rent
$2,531 medium interval (Pro) →
Mortgage (P&I)
$1,183
Tax from tax record
$313 /mo · $3,753/yr
Insurance
$94
HOA
$0
Vacancy / Maint / Mgmt
$532
Net cashflow
$410

Break-even live

Break-even rent $2,012
Max offer price $225,500
Occupancy floor 79%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$56,375
Closing costs
$6,765
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6715 Riplee St Beaumont, TX 4.0 2.0 1817 $2,550 $1.40 21d 1 0.71mi
6970 Ellen Ln Beaumont, TX 3.0 2.5 1867 $2,500 $1.34 13d 1 1.19mi

Listing history 10 events

  1. 2026-06-18
    days on market $225,500 Active 12 DOM
  2. 2026-06-17
    days on market $225,500 Active 11 DOM
  3. 2026-06-16
    days on market $225,500 Active 10 DOM
  4. 2026-06-15
    days on market $225,500 Active 9 DOM
  5. 2026-06-14
    days on market $225,500 Active 7 DOM
  6. 2026-06-13
    days on market $225,500 Active 6 DOM
  7. 2026-06-10
    days on market $225,500 Active 4 DOM
  8. 2026-06-09
    days on market $225,500 Active 3 DOM
  9. 2026-06-09
    remarks 669-char remark
  10. 2026-06-09
    listed $225,500 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$3,753 · $313/mo
Projected year-2 tax
$4,127 · $344/mo
Expected delta
+$373/yr (+$31/mo · 9.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$30,372
− Mortgage interest
−$12,632
− Property taxes
−$3,753
− Insurance
−$1,128
− Repairs & maintenance
−$2,430
− Management
−$2,430
− Depreciation
−$6,560
Taxable income
$1,440
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$346
After-tax cash flow
$4,577/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Beaumont ISD
NCES district ID
4809670
Math proficiency
14% ▼ -13.00%
Reading proficiency
22% ▼ -7.00%
Median HH income
$41,683
Composite
15.43/100
National rank
#9316
State rank
#789 of 826 in TX

Livability — Beaumont

Score
64/100
State rank
#739
US rank
#13710

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Beaumont, TX
City population
125,901
Population (ZIP)
12,398

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
259,015 people
By 2030
260,685 · +0.6%
By 2040
263,309 · +1.7%
By 2050
265,237 · +2.4%
By 2075
270,193 · +4.3%
By 2100
255,628 · -1.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (65%)
Race & ethnicity
Black 65% White 23% Hispanic / Latino 9% Two or more races 6% Asian 2%
Hispanic origin (detail)
Mexican 8%
Common ancestry
Lithuanian 1% Serbian 1% Slovak 1%
Foreign-born
5% · Canada, Vietnam
Languages at home
92% English-only · Spanish 6% Tagalog/Filipino 1% Vietnamese 1%

Political lean MEDSL · Jefferson

2024 margin
Lean R (+8.9) · D 45.1% · R 54.0%
2008→2024 swing
-11.1pp toward R · 2008: 2.2pp · 2024: -8.9pp
All cycles
2024: R+8.9 2020: R+1.6 2016: R+0.5 2012: D+1.6 2008: D+2.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -107.07%
Current HPI
171.4951
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+80.5% since first listed
3 events — show timeline
  • 2026-06-06 Listed $225,500 BBOR
  • 2015-09-14 Sold (MLS) BBOR
  • 2015-08-07 Listed $124,900 BBOR

Property tax history

+5.4%/yr

Latest (2025): $3,753 · +28.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…