11000 Donnie Dr · Shannon Hills, AR
Flood risk 9/10 · Severe
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,499 – $2,785
Heat risk 6/10 · Moderate
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 12.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +4.2/10.0
- Livability +3.5/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$37,700
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Back on market by no fault of seller. Great for a fixer-upper for an investor or someone who wants to potentially use a USDA rehab loan or FHA 203k loan!
Key facts
- 0.38 acre lot
- Built 1997
- Listed 430 days
Property features AI
Exterior
- Home design: Single-family property; Approximately 1,104 square feet
- Construction: 3-tab shingle roof; Crawl space foundation
- Exterior features: Metal/vinyl siding; Paved road access; Level lot
Interior
- Flooring: Wood
- Bathrooms: 1 full bathroom
- Heating & cooling: No heating; No cooling
- Interior features: Wood floors
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $38k.
Deal economics
- At list price, monthly cash flow is $321 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $38k).
- Recommended offer: $33k (12.0% below list) — sets the bar for market timing.
- Cap rate 30.1% vs local median 5.0% in Shannon Hills — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 69/100 on livability (#77 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B+; Watch: schools D-, amenities F, commute F.
- Bryant School District (suburban): math 49% / reading 48% proficiency, ranked #16 of 238 in AR (top 7%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 45 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; 446 units permitted in Saline County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $261 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
- Saline County population projected at +39% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $11k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- It's been on market 430 days — a 12% lower offer ($33k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 2y ago; this cycle's ask has dropped $61k (62%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: property tax is 2.6% of price; flood insurance adds $427/mo.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 430 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 3.50% ✓
- Cap rate
- 30.09%
- Cash-on-cash
- 84.98%
- DSCR
- 4.78
- GRM
- 2.4
CMA / ARV
- ARV (on-the-fly)
- $143,520
- Comps found
- 7
Show comp detail 7 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 13815 Bonnie Ln | 0.21mi | 3/2.0 | 1,266 (+15%) | 3mo | $152,000 | $120 | 59 |
| 11407 Donnie Dr | 0.26mi | 3/2.0 | 1,244 (+13%) | 5mo | $152,000 | $122 | 59 |
| 11228 Shannon Hills Dr | 0.24mi | 3/2.0 | 1,190 (+8%) | 19mo | $143,100 | $120 | 56 |
| 19 Leprechaun Ln | 0.67mi | 2/2.0 (-1) | 1,093 (-1%) | 4mo | $145,000 | $133 | 55 |
| 14415 Joan Dr | 0.55mi | 3/2.0 | 1,196 (+8%) | 9mo | $171,038 | $143 | 49 |
| 8 Irish Rose Cir | 0.71mi | 3/2.0 | 1,142 (+3%) | 15mo | $160,000 | $140 | 44 |
| 14600 Joan Dr | 0.65mi | 4/2.0 (+1) | 1,152 (+4%) | 22mo | $150,000 | $130 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 32.7%
- Equity multiple
- 2.39×
- Total profit
- $14,641
- Equity at exit
- $5,621
- IRR
- 40.0%
- Equity multiple
- 4.82×
- Total profit
- $40,310
- Equity at exit
- $3,260
Cash invested: $10,556 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 72103
- Home prices YoY
- -8.0%
- Active inventory
- 45
- Price-to-rent
- 2.4×
Monthly cashflow live
- Estimated rent
- $1,321 medium interval (Pro) →
- Mortgage (P&I)
- −$198
- Tax from tax record
- −$82 /mo · $989/yr
- Insurance
- −$16
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$277
- Net cashflow
- $321
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $9,425
- Closing costs
- $1,131
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 14166 Joan Dr Mabelvale, AR | 3.0 | 1.0 | 1080 | $1,350 | $1.25 | 43d | 1 | 0.45mi |
| 13512 Marietta Dr Mabelvale, AR | 4.0 | 2.0 | 1200 | $1,200 | $1.00 | 43d | 1 | 0.71mi |
| 13907 Rockinghorse Ln Alexander, AR | 3.0 | 2.0 | 1300 | $1,450 | $1.12 | 14d | 1 | 1.18mi |
Listing history 35 events
-
2026-06-18days on market $37,700 Active 430 DOM
-
2026-06-17days on market $37,700 Active 429 DOM
-
2026-06-16days on market $37,700 Active 428 DOM
-
2026-06-15days on market $37,700 Active 427 DOM
-
2026-06-14days on market $37,700 Active 425 DOM
-
2026-06-13statusdays on market $37,700 Active 424 DOM
-
2026-06-10days on market $37,700 Price Change 422 DOM
-
2026-06-09days on market $37,700 Price Change 421 DOM
-
2026-06-08days on market $37,700 Price Change 420 DOM
-
2026-06-07pricestatusdays on market $37,700 Price Change 419 DOM
-
2026-06-05days on market $39,700 Active 416 DOM
-
2026-06-03days on market $39,700 Active 415 DOM
-
2026-06-02days on market $39,700 Active 414 DOM
-
2026-06-01days on market $39,700 Active 413 DOM
-
2026-05-31days on market $39,700 Active 412 DOM
-
2026-05-31days on market $39,700 Active 411 DOM
-
2026-05-08status Back on Market
-
2026-05-03status Under Contract
-
2026-04-18price $39,700
-
2026-04-03status Back on Market
-
2026-03-12status Under Contract
-
2026-02-11price $44,700
-
2026-01-11price $47,000
-
2025-11-29price $49,700
-
2025-11-01price $54,700
-
2025-09-24price $59,700
-
2025-08-27price $64,700
-
2025-07-31price $69,700
-
2025-06-16price $79,700
-
2025-05-10price $84,700
-
2025-04-06price $94,700
-
2025-03-18$99,000 New Listing
-
2024-11-21historical
-
2024-10-26$84,700 New Listing
-
2015-07-13soldstatus $50,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AR · Resets to sale price
- Current annual tax
- $989 · $82/mo
- Projected year-2 tax
- $989 · $82/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 6/10 Major 7 d/yr ≥111°F today · 19 d/yr by 30 yrs out
- Wind 4/10 Moderate 12% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,849
- − Mortgage interest
- −$2,112
- − Property taxes
- −$989
- − Insurance
- −$5,307
- − Repairs & maintenance
- −$1,268
- − Management
- −$1,268
- − Depreciation
- −$1,097
- Taxable income
- $3,809
- Est. tax owed @ 24.0%
- −$914
- After-tax cash flow
- $2,938/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Bryant School District
- NCES district ID
- 0503690
- Math proficiency
- 49% ▼ -13.00%
- Reading proficiency
- 48% ▼ -8.00%
- Median HH income
- $57,578
- Composite
- 42.28/100
- National rank
- #3266
- State rank
- #16 of 238 in AR
Livability — Shannon Hills
- Score
- 69/100
- State rank
- #77
- US rank
- #9025
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Shannon Hills, AR
- Population (ZIP)
- 14,160
Population outlook (Saline County) Hauer SSP2
- Today (2025)
- 140,141 people
- By 2030
- 151,233 · +7.9%
- By 2040
- 173,100 · +23.5%
- By 2050
- 194,368 · +38.7%
- By 2075
- 245,295 · +75.0%
- By 2100
- 279,117 · +99.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.60)
- Race & ethnicity
- White 56% Black 21% Hispanic / Latino 19% Two or more races 6%
- Hispanic origin (detail)
- Mexican 13%
- Common ancestry
- Lithuanian 2% Italian 1% Slovak 1%
- Foreign-born
- 7% · Canada
- Languages at home
- 84% English-only · Spanish 16%
Political lean MEDSL · Saline
- 2024 margin
- Solid R (+40.1) · D 28.8% · R 69.0% · Other 2.2%
- 2008→2024 swing
- +0.8pp no change · 2008: -41.0pp · 2024: -40.1pp
- All cycles
- 2024: R+40.1 2020: R+41.2 2016: R+43.5 2012: R+42.7 2008: R+41.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -19.14%
- Current HPI
- 220.5234
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
|
||
| Food / Agriculture | 1 | $53B |
|
||
| Retail / Energy | 1 | $22B |
|
||
| Transportation / Logistics | 1 | $12B |
|
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| Energy | 1 | $4B |
|
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Price history
-20.6% since first listed19 events — show timeline
- 2026-05-08 Relisted — CARMLS
- 2026-05-03 Pending — CARMLS
- 2026-04-18 Price Changed $39,700 CARMLS
- 2026-04-03 Relisted — CARMLS
- 2026-03-12 Pending — CARMLS
- 2026-02-11 Price Changed $44,700 CARMLS
- 2026-01-11 Price Changed $47,000 CARMLS
- 2025-11-29 Price Changed $49,700 CARMLS
- 2025-11-01 Price Changed $54,700 CARMLS
- 2025-09-24 Price Changed $59,700 CARMLS
- 2025-08-27 Price Changed $64,700 CARMLS
- 2025-07-31 Price Changed $69,700 CARMLS
- 2025-06-16 Price Changed $79,700 CARMLS
- 2025-05-10 Price Changed $84,700 CARMLS
- 2025-04-06 Price Changed $94,700 CARMLS
- 2025-03-18 Listed $99,000 CARMLS
- 2024-11-21 Listing Removed — CARMLS
- 2024-10-26 Listed $84,700 CARMLS
- 2015-07-13 Sold (Public Records) $50,000 Public Records
Property tax history
+4.7%/yrLatest (2025): $989 · +1.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…