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1032 Valley View Rd
B- Composite 65.27
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.5/30.0
  • ARV discount +15.0/15.0
  • DSCR +7.6/10.0
  • 1% rule +6.5/10.0
  • Livability +4.2/5.0
  • Rent growth +3.3/5.0
  • Schools +2.7/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$170,100

1032 Valley View Rd · Atlanta, GA 30315
3 bd · 1.0 ba · 1,375 sqft · SingleFamily public records · 24 Days on market
Built 1959 0.42 ac lot Est $302k · 44% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Not move in ready, bank owned. Great investment opportunity for the savvy investor! Home is ready for remodeling. Three bedrooms and 1 full bath, the possibilities are endless! Sold as-is, no disclosures, cash only

Key facts

  • Added bedroom
  • Original bathroom
  • Second bathroom

Tags

EXPANDED FLOOR PLANADDITIONAL LIVING SPACEADDED BEDROOMSECOND BATHROOMUPDATES IN KITCHENORIGINAL BATHROOM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $170k.

Deal economics

  • At list price, monthly cash flow is $319 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $170k).
  • Recommended offer: $168k (1.5% below list) — sets the bar for market timing.
  • Cap rate 8.5% vs local median 3.1% in Atlanta — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#6 in GA, #919 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: schools C-, cost of living C-.
  • Atlanta Public Schools (urban): math 28% / reading 35% proficiency, ranked #80 of 174 in GA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+3.2%/yr); 378 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 11,565 units permitted in Fulton County in 2024 (8,159 in 5+ unit buildings).
  • At $1,952/mo this rent would consume 46% of the median local household income ($51k/yr) (locally 2962% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Fulton County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 24 days — a 2% lower offer ($168k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 9y ago; this cycle's ask has dropped $55k (24%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $10k; list at $170k implies a 1601% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1959 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $167,548 (1.5% below list)

Questions for the listing agent

  1. Built in 1959 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.15%
Cap rate
8.54%
Cash-on-cash
8.03%
DSCR
1.36
GRM
7.3

CMA / ARV

ARV (on-the-fly)
$302,500
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1974 Thomasville Estates Dr SE 0.17mi 3/2.0 1,299 (-6%) 2mo $286,000 $220 77
1026 Valley View Rd 0.01mi 4/2.0 (+1) 1,314 (-4%) 11mo $165,000 $126 74
947 Rebel Forest Dr 0.36mi 3/2.0 1,400 (+2%) 11mo $295,000 $211 67
2413 Rose Palm Pl 0.67mi 3/2.5 1,364 (-1%) 2mo $317,000 $232 60
926 Natham Dr 0.31mi 3/2.0 1,230 (-10%) 9mo $280,000 $228 56
2166 Ohara Pl SE 0.20mi 4/2.5 (+1) 1,500 (+9%) 14mo $340,000 $227 53
776 Norwood Rd SE 0.69mi 3/2.5 1,444 (+5%) 2mo $270,000 $187 52
1065 Kipling St SE 0.75mi 3/2.0 1,450 (+6%) 2mo $339,000 $234 50
2366 Forrest Park Rd SE 0.35mi 3/2.0 1,176 (-14%) 12mo $194,000 $165 45
1135 Dobbs Dr 0.67mi 3/2.0 1,272 (-8%) 10mo $170,000 $134 44
1930 Phillips Dr SE 0.67mi 3/2.0 1,540 (+12%) 6mo $245,000 $159 40
692 Rose Palm Ln 0.72mi 3/2.5 1,470 (+7%) 13mo $365,000 $248 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.23% rent growth · sell at horizon

5-year hold
IRR
-3.8%
Equity multiple
0.86×
Total profit
$-6,751
Equity at exit
$25,362
10-year hold
IRR
6.2%
Equity multiple
1.47×
Total profit
$22,368
Equity at exit
$14,707

Cash invested: $47,628 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30315

Rents YoY
3.2%
Active inventory
378
Price-to-rent
7.3×

Monthly cashflow live

Estimated rent
$1,952 high interval (Pro) →
Mortgage (P&I)
$892
Tax from tax record
$260 /mo · $3,125/yr
Insurance
$71
HOA
$0
Vacancy / Maint / Mgmt
$410
Net cashflow
$319

Break-even live

Break-even rent $1,549
Max offer price $170,100
Occupancy floor 79%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,525
Closing costs
$5,103
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 15 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1144 Regis Rd SE Atlanta, GA 3.0 1.0 1430 $1,725 $1.21 24d 1 0.16mi
1317 Redford Dr SE Atlanta, GA 3.0 2.0 1137 $2,100 $1.85 24d 1 0.24mi
1037 Rebel Forest Dr SE Atlanta, GA 3.0 2.0 1075 $1,750 $1.63 24d 1 0.34mi
871 Hargis St SE Atlanta, GA 2.0 2.0 1040 $1,800 $1.73 24d 1 0.49mi
976 McKay Dr SE Atlanta, GA 3.0 1.0 1200 $1,695 $1.41 3d 1 0.59mi
585 McWilliams Rd SE #2402 Atlanta, GA 2.0 2.5 1548 $2,200 $1.42 3d 1 0.88mi
585 McWilliams Rd SE #104 Atlanta, GA 2.0 3.0 1500 $2,078 $1.39 20d 1 0.91mi
585 McWilliams Rd SE #1406 Atlanta, GA 3.0 2.5 1742 $2,400 $1.38 24d 1 0.98mi
972 Welch St SE Atlanta, GA 3.0 2.0 1100 $900 $0.82 5d 1 1.20mi
386 Lindsey Dr SE Atlanta, GA 3.0 1.0 1040 $1,808 $1.74 15d 1 1.32mi
837 Forrest Cir SE Atlanta, GA 3.0 2.0 1500 $1,845 $1.23 24d 1 1.35mi
2087 Lakewood Trl SE Atlanta, GA 3.0 2.5 1056 $2,256 $2.14 24d 1 1.36mi
3080 Forrest Park Rd SE Atlanta, GA 3.0 2.0 1828 $1,950 $1.07 24d 1 1.44mi
831 River Gardens Dr Atlanta, GA 3.0 2.5 1680 $2,800 $1.67 24d 1 1.46mi
752 McDonough Blvd SE Atlanta, GA 3.0 2.0 1120 $1,895 $1.69 24d 1 1.46mi

Listing history 30 events

  1. 2026-06-15
    statusdays on market $170,100 Pending 24 DOM
  2. 2026-06-13
    days on market $170,100 Active Under Contract 23 DOM
  3. 2026-06-13
    days on market $170,100 Active Under Contract 22 DOM
  4. 2026-06-10
    status $170,100 Active Under Contract 19 DOM
  5. 2026-06-09
    days on market $170,100 Active 19 DOM
  6. 2026-06-08
    days on market $170,100 Active 18 DOM
  7. 2026-06-07
    days on market $170,100 Active 17 DOM
  8. 2026-06-04
    days on market $170,100 Active 14 DOM
  9. 2026-06-03
    days on market $170,100 Active 13 DOM
  10. 2026-06-02
    days on market $170,100 Active 12 DOM
  11. 2026-06-01
    days on market $170,100 Active 11 DOM
  12. 2026-05-31
    days on market $170,100 Active 10 DOM
  13. 2026-05-18
    historical
  14. 2026-04-20
    price $179,900
  15. 2026-04-02
    status Back On Market
  16. 2026-03-18
    historical
  17. 2026-02-19
    price $194,900
  18. 2026-02-02
    price $214,900
  19. 2025-12-19
    listed $224,900 New
  20. 2024-07-31
    soldstatus $10,000
  21. 2023-08-02
    soldstatus $372,644
  22. 2018-02-12
    soldstatus $32,000 Sold 214-char remark
    Show marketing remark (214 chars)

    Not move in ready, bank owned. Great investment opportunity for the savvy investor! Home is ready for remodeling. Three bedrooms and 1 full bath, the possibilities are endless! Sold as-is, no disclosures, cash only

  23. 2018-02-12
    soldstatus $32,000 Sold
    Show marketing remark (214 chars)

    Not move in ready, bank owned. Great investment opportunity for the savvy investor! Home is ready for remodeling. Three bedrooms and 1 full bath, the possibilities are endless! Sold as-is, no disclosures, cash only

  24. 2018-01-31
    status Pending 214-char remark
    Show marketing remark (214 chars)

    Not move in ready, bank owned. Great investment opportunity for the savvy investor! Home is ready for remodeling. Three bedrooms and 1 full bath, the possibilities are endless! Sold as-is, no disclosures, cash only

  25. 2018-01-31
    status Under Contract
    Show marketing remark (214 chars)

    Not move in ready, bank owned. Great investment opportunity for the savvy investor! Home is ready for remodeling. Three bedrooms and 1 full bath, the possibilities are endless! Sold as-is, no disclosures, cash only

  26. 2017-10-07
    listed $35,000 Active 214-char remark
    Show marketing remark (214 chars)

    Not move in ready, bank owned. Great investment opportunity for the savvy investor! Home is ready for remodeling. Three bedrooms and 1 full bath, the possibilities are endless! Sold as-is, no disclosures, cash only

  27. 2017-10-07
    listed $35,000 New
    Show marketing remark (214 chars)

    Not move in ready, bank owned. Great investment opportunity for the savvy investor! Home is ready for remodeling. Three bedrooms and 1 full bath, the possibilities are endless! Sold as-is, no disclosures, cash only

  28. 2003-10-17
    soldstatus $69,500
  29. 2002-05-07
    soldstatus $63,000
  30. 1984-04-24
    soldstatus $31,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$3,125 · $260/mo
Projected year-2 tax
$3,125 · $260/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,424
− Mortgage interest
−$9,528
− Property taxes
−$3,125
− Insurance
−$850
− Repairs & maintenance
−$1,874
− Management
−$1,874
− Depreciation
−$4,948
Taxable income
$1,224
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$294
After-tax cash flow
$3,531/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Atlanta Public Schools
NCES district ID
1300120
Math proficiency
28% ▼ -6.00%
Reading proficiency
35% ▼ -2.00%
Median HH income
$48,306
Composite
27.27/100
National rank
#7006
State rank
#80 of 174 in GA

Livability — Atlanta

Score
83/100
State rank
#6
US rank
#919

Category grades

Amenities A+ Commute A+ Cost of living C- Crime A Employment B Housing A+ Health & safety A- User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Atlanta, GA
County
Fulton County · 1,094,430 people
City population
629,525
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
34,264
Household income
$50,822
Rent vs Own
56.7% rent · 43.3% own
Severe rent burden
2962.0

Population outlook (Fulton County) Hauer SSP2

Today (2025)
1,203,707 people
By 2030
1,299,706 · +8.0%
By 2040
1,488,256 · +23.6%
By 2050
1,664,580 · +38.3%
By 2075
2,036,072 · +69.2%
By 2100
2,222,402 · +84.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (72%)
Race & ethnicity
Black 72% White 14% Hispanic / Latino 10% Two or more races 4%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Romanian 1% Italian 1% Lithuanian 1%
Foreign-born
5% · Canada
Languages at home
90% English-only · Spanish 9% French/Haitian/Cajun 1%

Political lean MEDSL · Fulton

2024 margin
Solid D (+44.9) · D 71.9% · R 27.0% · Other 1.1%
2008→2024 swing
+9.8pp toward D · 2008: 35.0pp · 2024: 44.9pp
All cycles
2024: D+44.9 2020: D+46.4 2016: D+42.1 2012: D+29.6 2008: D+35.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -281.87%
Current HPI
176.673
Rent YoY
▲ 3.23%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+463.9% since first listed
18 events — show timeline
  • 2026-05-18 Listing Removed GAMLS
  • 2026-04-20 Price Changed $179,900 GAMLS
  • 2026-04-02 Relisted GAMLS
  • 2026-03-18 Listing Removed GAMLS
  • 2026-02-19 Price Changed $194,900 GAMLS
  • 2026-02-02 Price Changed $214,900 GAMLS
  • 2025-12-19 Listed $224,900 GAMLS
  • 2024-07-31 Sold (Public Records) $10,000 Public Records
  • 2023-08-02 Sold (Public Records) $372,644 Public Records
  • 2018-02-12 Sold (MLS) $32,000 GAMLS
  • 2018-02-12 Sold (MLS) $32,000 FMLS
  • 2018-01-31 Pending FMLS
  • 2018-01-31 Pending GAMLS
  • 2017-10-07 Listed $35,000 FMLS
  • 2017-10-07 Listed $35,000 GAMLS
  • 2003-10-17 Sold (Public Records) $69,500 Public Records
  • 2002-05-07 Sold (Public Records) $63,000 Public Records
  • 1984-04-24 Sold (Public Records) $31,900 Public Records

Property tax history

+6.3%/yr

Latest (2025): $3,125 · -21.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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