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B Composite 74.47
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.6/30.0
  • ARV discount +15.0/15.0
  • DSCR +9.7/10.0
  • 1% rule +9.3/10.0
  • Livability +4.0/5.0
  • Rent growth +3.4/5.0
  • Schools +2.8/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$130,000

200 Guthrie St · Dallas, TX 75224
3 bd · 1.0 ba · 1,196 sqft · SingleFamily public records · 14 Days on market
Built 1928 6,882 sqft lot Est $226k · 42% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

The true value is in the land, with several nearby homes selling well above. Located in the heart of Oak Cliff, this prime lot offers close proximity to top attractions including the Dallas Zoo, Bishop Arts District, Farmers Market, and Downtown Dallas—just minutes away. Ideal for building your dream home or as a strong investment opportunity. Convenient access to major highways makes commuting effortless.

Key facts

  • Dallas zoo
  • Downtown dallas
  • Prime lot

Tags

PRIME LOTDALLAS ZOOBISHOP ARTS DISTRICTFARMERS MARKETDOWNTOWN DALLAS

Property features AI

Finance

  • Other: Lot is less than 0.5 acre (approximately 0.158 acres); Municipal utility district: No
  • Financial info: Cash offers only (listing terms: Cash)
  • HOA & community: No homeowners association

Exterior

  • Parking: On-street parking; Has garage (no garage spaces specified); No covered or carport spaces
  • Utilities: City water; City sewer
  • Home design: Single-family residence; Residential property; Built in 1928; Located in the Southcliff Heights subdivision
  • Construction: Year built: 1928
  • Exterior features: Sidewalk

Interior

  • Kitchen: Plumbed for gas
  • Bedrooms: 3 bedrooms (all on the main level)
  • Bathrooms: 1 full bathroom
  • Interior features: One-level home; One living area; One dining area; Plumbed for gas in kitchen; Other interior features

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $130k.

Deal economics

  • At list price, monthly cash flow is $389 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $130k).
  • Cap rate 9.9% vs local median 2.3% in Dallas — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#24 in TX, #1,380 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
  • Dallas ISD (urban): math 31% / reading 36% proficiency, ranked #559 of 826 in TX (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 83% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Harrell Budd El (math 32% / reading 32%, grade F, #2,268 of 4,322 statewide, top 55%, 405 students, 94% FRL).
  • Market conditions: Rents rising (+3.7%/yr); 58 active listings in the ZIP; 32 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 12,577 units permitted in Dallas County in 2024 (6,829 in 5+ unit buildings).
  • This rent runs 43% of the median local income ($52k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Dallas County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.7% rent growth), your $36k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 3.2% of price; built in 1928 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $130,000

Questions for the listing agent

  1. Built in 1928 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.43%
Cap rate
9.89%
Cash-on-cash
12.83%
DSCR
1.57
GRM
5.8

CMA / ARV

ARV (on-the-fly)
$226,044
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
200 Guthrie St 0.00mi 3/1.0 1,196 (0%) 1mo $130,000 $109 99
2420 Seevers Ave 0.20mi 3/2.0 1,118 (-6%) 1mo $240,000 $215 75
139 W Grover C Washington Ave 0.04mi 2/1.0 (-1) 1,028 (-14%) 7mo $150,000 $146 64
407 Bradley St 0.42mi 3/3.0 1,135 (-5%) 5mo $269,000 $237 60
2815 Seevers Ave 0.43mi 3/1.0 1,279 (+7%) 11mo $155,000 $121 59
2503 S Marsalis Ave 0.58mi 3/2.0 1,140 (-5%) 11mo $215,000 $189 52
1817 W Lakeview Dr 0.59mi 2/2.0 (-1) 1,232 (+3%) 9mo $359,900 $292 51
206 Beckleywood Blvd 0.51mi 2/1.0 (-1) 1,111 (-7%) 12mo $195,000 $176 50
2747 S Llewellyn Ave 0.49mi 3/1.0 1,366 (+14%) 12mo $250,000 $183 43
714 W Illinois Ave 0.59mi 2/1.0 (-1) 1,084 (-9%) 12mo $239,900 $221 42
2807 Canberra St 0.63mi 3/1.0 1,320 (+10%) 14mo $227,000 $172 42
322 Beckleywood Blvd 0.53mi 2/2.0 (-1) 1,040 (-13%) 4mo $300,000 $288 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.71% rent growth · sell at horizon

5-year hold
IRR
3.7%
Equity multiple
1.14×
Total profit
$5,209
Equity at exit
$19,383
10-year hold
IRR
14.0%
Equity multiple
2.17×
Total profit
$42,608
Equity at exit
$11,240

Cash invested: $36,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75224

Rents YoY
3.7%
Active inventory
58
Price-to-rent
5.8×

Monthly cashflow live

Estimated rent
$1,861 high interval (Pro) →
Mortgage (P&I)
$682
Tax from tax record
$345 /mo · $4,143/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$391
Net cashflow
$389

Break-even live

Break-even rent $1,369
Max offer price $130,000
Occupancy floor 74%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,500
Closing costs
$3,900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 32 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2634 Seevers Ave Dallas, TX 3.0 2.0 1000 $1,800 $1.80 24d 1 0.26mi
2454 S Zang Blvd Dallas, TX 1.0–2.0 1.0 750 $1,400 $1.87 3d 14 0.27mi
2126 Ramsey Ave Dallas, TX 4.0 1.5 1416 $2,300 $1.62 44d 1 0.38mi
2311 Anzio Dr Dallas, TX 2.0 1.0 814 $1,350 $1.66 3d 22 0.38mi
2819 Alabama Ave Dallas, TX 3.0 2.0 1218 $1,925 $1.58 44d 1 0.49mi
2406 S Marsalis Ave Dallas, TX 2.0 1.0 956 $1,700 $1.78 44d 1 0.63mi
1805 S Zang Blvd Dallas, TX 1.0–3.0 1.0–2.0 940 $1,701 $1.81 7d 1 0.65mi
2423 Maryland Ave Dallas, TX 2.0 2.0 1102 $2,350 $2.13 44d 1 0.67mi
2826 Alaska Ave Dallas, TX 3.0 2.0 1190 $1,795 $1.51 24d 1 0.68mi
1715 Ramsey Ave Dallas, TX 2.0 1.0 1092 $1,750 $1.60 24d 1 0.68mi
519 Heyser Dr Dallas, TX 2.0 2.0 1300 $2,300 $1.77 24d 1 0.74mi
3212 S Llewellyn Ave Dallas, TX 2.0 2.0 1040 $1,750 $1.68 44d 1 0.90mi
620 Lacewood Dr Dallas, TX 3.0 1.0 1218 $1,750 $1.44 3d 1 0.91mi
715 Dover St Dallas, TX 3.0 2.0 1180 $1,995 $1.69 7d 1 1.12mi
1124 Brunner Ave Unit 1018235P Dallas, TX 2.0 2.0 1140 $2,972 $2.61 3d 1 1.12mi
1310 Michigan Ave Dallas, TX 3.0 2.0 972 $1,900 $1.95 24d 1 1.12mi
3311 S Vernon Ave Dallas, TX 1.0–2.0 1.0–1.5 929 $1,325 $1.43 1d 15 1.18mi
1415 Mountain Lake Rd Dallas, TX 3.0 2.0 1190 $2,200 $1.85 44d 1 1.21mi
3702 Conway St Dallas, TX 2.0–3.0 1.5–2.0 1033 $1,595 $1.54 1d 5 1.24mi
1607 McAdams Ave Dallas, TX 3.0 1.0 984 $1,695 $1.72 7d 1 1.25mi
3288 S Polk St Dallas, TX 1.0–3.0 1.0 861 $1,300 $1.51 44d 1 1.27mi
3607 Fawn Valley Dr Dallas, TX 1.0–2.0 1.0 644 $1,165 $1.81 15d 1 1.34mi
2012 Tennessee Ave Dallas, TX 2.0 2.0 1033 $2,050 $1.98 44d 1 1.36mi
3608 S Marsalis Ave Dallas, TX 2.0 1.0 907 $1,400 $1.54 44d 1 1.36mi
3423 E Perryton Dr Dallas, TX 2.0 2.0 1277 $1,650 $1.29 44d 1 1.37mi
3504 Fawn Valley Dr Dallas, TX 1.0–3.0 1.0–2.0 790 $1,350 $1.71 15d 1 1.39mi
3523 Fawn Valley Dr Dallas, TX 1.0–2.0 1.0–1.5 796 $1,200 $1.51 15d 1 1.41mi
1514 Elmwood Blvd Unit 1018233P Dallas, TX 2.0 2.0 1140 $3,007 $2.64 6d 1 1.43mi
1718 Berkley Ave Dallas, TX 3.0 2.0 1114 $2,275 $2.04 44d 1 1.46mi
1819 Barlow Ave Dallas, TX 4.0 2.0 1408 $2,195 $1.56 24d 1 1.48mi
3828 Morning Springs Trl Dallas, TX 3.0 2.0 1399 $2,200 $1.57 22d 1 1.49mi
1610 Lansford Ave Dallas, TX 3.0 2.0 1500 $2,800 $1.87 24d 1 1.50mi

Listing history 6 events

  1. 2026-04-30
    status Pending
  2. 2026-04-27
    status Active
  3. 2026-02-01
    status Pending
  4. 2026-01-22
    historical Active Option Contract
  5. 2026-01-19
    listed $130,000 Active
  6. 2025-10-23
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,143 · $345/mo
Projected year-2 tax
$4,143 · $345/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,337
− Mortgage interest
−$7,282
− Property taxes
−$4,143
− Insurance
−$650
− Repairs & maintenance
−$1,787
− Management
−$1,787
− Depreciation
−$3,782
Taxable income
$2,905
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$697
After-tax cash flow
$3,974/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Dallas ISD
NCES district ID
4816230
Math proficiency
31% ▼ -16.00%
Reading proficiency
36% ▼ -4.00%
Median HH income
$42,881
Composite
28.41/100
National rank
#6763
State rank
#559 of 826 in TX

Livability — Dallas

Score
81/100
State rank
#24
US rank
#1380

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C+ Housing A+ Health & safety A User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Dallas, TX
County
Dallas County · 2,612,404 people
City population
1,168,437
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
35,105
Household income
$51,919
Rent vs Own
42.8% rent · 57.2% own
Severe rent burden
1594.0

Population outlook (Dallas County) Hauer SSP2

Today (2025)
2,979,839 people
By 2030
3,191,823 · +7.1%
By 2040
3,619,611 · +21.5%
By 2050
4,026,915 · +35.1%
By 2075
4,957,073 · +66.4%
By 2100
5,508,725 · +84.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
Hispanic / Latino 59% Black 29% Two or more races 19% White 9% Native American 1%
Hispanic origin (detail)
Mexican 53%
Common ancestry
Serbian 1% Slovak 1% Italian 1%
Foreign-born
25% · Canada
Languages at home
47% English-only · Spanish 51% Other Indo-European 1%

Political lean MEDSL · Dallas

2024 margin
Strong D (+22.2) · D 60.2% · R 38.0% · Other 1.8%
2008→2024 swing
+6.9pp toward D · 2008: 15.3pp · 2024: 22.2pp
All cycles
2024: D+22.2 2020: D+31.6 2016: D+26.2 2012: D+15.4 2008: D+15.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -285.86%
Current HPI
328.3162
Rent YoY
▲ 3.71%
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

6 events — show timeline
  • 2026-04-30 Pending NTREIS
  • 2026-04-27 Relisted NTREIS
  • 2026-02-01 Pending NTREIS
  • 2026-01-22 Contingent NTREIS
  • 2026-01-19 Listed $130,000 NTREIS
  • 2025-10-23 Sold (Public Records) Public Records

Property tax history

+7.7%/yr

Latest (2025): $4,143 · -0.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…