200 Guthrie St · Dallas, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 7/10 · Major
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +27.6/30.0
- ARV discount +15.0/15.0
- DSCR +9.7/10.0
- 1% rule +9.3/10.0
- Livability +4.0/5.0
- Rent growth +3.4/5.0
- Schools +2.8/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$130,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
The true value is in the land, with several nearby homes selling well above. Located in the heart of Oak Cliff, this prime lot offers close proximity to top attractions including the Dallas Zoo, Bishop Arts District, Farmers Market, and Downtown Dallas—just minutes away. Ideal for building your dream home or as a strong investment opportunity. Convenient access to major highways makes commuting effortless.
Key facts
- Dallas zoo
- Downtown dallas
- Prime lot
Tags
Property features AI
Finance
- Other: Lot is less than 0.5 acre (approximately 0.158 acres); Municipal utility district: No
- Financial info: Cash offers only (listing terms: Cash)
- HOA & community: No homeowners association
Exterior
- Parking: On-street parking; Has garage (no garage spaces specified); No covered or carport spaces
- Utilities: City water; City sewer
- Home design: Single-family residence; Residential property; Built in 1928; Located in the Southcliff Heights subdivision
- Construction: Year built: 1928
- Exterior features: Sidewalk
Interior
- Kitchen: Plumbed for gas
- Bedrooms: 3 bedrooms (all on the main level)
- Bathrooms: 1 full bathroom
- Interior features: One-level home; One living area; One dining area; Plumbed for gas in kitchen; Other interior features
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $130k.
Deal economics
- At list price, monthly cash flow is $389 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $130k).
- Cap rate 9.9% vs local median 2.3% in Dallas — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 81/100 on livability (#24 in TX, #1,380 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
- Dallas ISD (urban): math 31% / reading 36% proficiency, ranked #559 of 826 in TX (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 83% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Harrell Budd El (math 32% / reading 32%, grade F, #2,268 of 4,322 statewide, top 55%, 405 students, 94% FRL).
- Market conditions: Rents rising (+3.7%/yr); 58 active listings in the ZIP; 32 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 12,577 units permitted in Dallas County in 2024 (6,829 in 5+ unit buildings).
- This rent runs 43% of the median local income ($52k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Dallas County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.7% rent growth), your $36k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: property tax is 3.2% of price; built in 1928 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1928 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.43% ✓
- Cap rate
- 9.89%
- Cash-on-cash
- 12.83%
- DSCR
- 1.57
- GRM
- 5.8
CMA / ARV
- ARV (on-the-fly)
- $226,044
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 200 Guthrie St | 0.00mi | 3/1.0 | 1,196 (0%) | 1mo | $130,000 | $109 | 99 |
| 2420 Seevers Ave | 0.20mi | 3/2.0 | 1,118 (-6%) | 1mo | $240,000 | $215 | 75 |
| 139 W Grover C Washington Ave | 0.04mi | 2/1.0 (-1) | 1,028 (-14%) | 7mo | $150,000 | $146 | 64 |
| 407 Bradley St | 0.42mi | 3/3.0 | 1,135 (-5%) | 5mo | $269,000 | $237 | 60 |
| 2815 Seevers Ave | 0.43mi | 3/1.0 | 1,279 (+7%) | 11mo | $155,000 | $121 | 59 |
| 2503 S Marsalis Ave | 0.58mi | 3/2.0 | 1,140 (-5%) | 11mo | $215,000 | $189 | 52 |
| 1817 W Lakeview Dr | 0.59mi | 2/2.0 (-1) | 1,232 (+3%) | 9mo | $359,900 | $292 | 51 |
| 206 Beckleywood Blvd | 0.51mi | 2/1.0 (-1) | 1,111 (-7%) | 12mo | $195,000 | $176 | 50 |
| 2747 S Llewellyn Ave | 0.49mi | 3/1.0 | 1,366 (+14%) | 12mo | $250,000 | $183 | 43 |
| 714 W Illinois Ave | 0.59mi | 2/1.0 (-1) | 1,084 (-9%) | 12mo | $239,900 | $221 | 42 |
| 2807 Canberra St | 0.63mi | 3/1.0 | 1,320 (+10%) | 14mo | $227,000 | $172 | 42 |
| 322 Beckleywood Blvd | 0.53mi | 2/2.0 (-1) | 1,040 (-13%) | 4mo | $300,000 | $288 | 41 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.71% rent growth · sell at horizon
- IRR
- 3.7%
- Equity multiple
- 1.14×
- Total profit
- $5,209
- Equity at exit
- $19,383
- IRR
- 14.0%
- Equity multiple
- 2.17×
- Total profit
- $42,608
- Equity at exit
- $11,240
Cash invested: $36,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 75224
- Rents YoY
- 3.7%
- Active inventory
- 58
- Price-to-rent
- 5.8×
Monthly cashflow live
- Estimated rent
- $1,861 high interval (Pro) →
- Mortgage (P&I)
- −$682
- Tax from tax record
- −$345 /mo · $4,143/yr
- Insurance
- −$54
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$391
- Net cashflow
- $389
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $32,500
- Closing costs
- $3,900
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 32 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2634 Seevers Ave Dallas, TX | 3.0 | 2.0 | 1000 | $1,800 | $1.80 | 24d | 1 | 0.26mi |
| 2454 S Zang Blvd Dallas, TX | 1.0–2.0 | 1.0 | 750 | $1,400 | $1.87 | 3d | 14 | 0.27mi |
| 2126 Ramsey Ave Dallas, TX | 4.0 | 1.5 | 1416 | $2,300 | $1.62 | 44d | 1 | 0.38mi |
| 2311 Anzio Dr Dallas, TX | 2.0 | 1.0 | 814 | $1,350 | $1.66 | 3d | 22 | 0.38mi |
| 2819 Alabama Ave Dallas, TX | 3.0 | 2.0 | 1218 | $1,925 | $1.58 | 44d | 1 | 0.49mi |
| 2406 S Marsalis Ave Dallas, TX | 2.0 | 1.0 | 956 | $1,700 | $1.78 | 44d | 1 | 0.63mi |
| 1805 S Zang Blvd Dallas, TX | 1.0–3.0 | 1.0–2.0 | 940 | $1,701 | $1.81 | 7d | 1 | 0.65mi |
| 2423 Maryland Ave Dallas, TX | 2.0 | 2.0 | 1102 | $2,350 | $2.13 | 44d | 1 | 0.67mi |
| 2826 Alaska Ave Dallas, TX | 3.0 | 2.0 | 1190 | $1,795 | $1.51 | 24d | 1 | 0.68mi |
| 1715 Ramsey Ave Dallas, TX | 2.0 | 1.0 | 1092 | $1,750 | $1.60 | 24d | 1 | 0.68mi |
| 519 Heyser Dr Dallas, TX | 2.0 | 2.0 | 1300 | $2,300 | $1.77 | 24d | 1 | 0.74mi |
| 3212 S Llewellyn Ave Dallas, TX | 2.0 | 2.0 | 1040 | $1,750 | $1.68 | 44d | 1 | 0.90mi |
| 620 Lacewood Dr Dallas, TX | 3.0 | 1.0 | 1218 | $1,750 | $1.44 | 3d | 1 | 0.91mi |
| 715 Dover St Dallas, TX | 3.0 | 2.0 | 1180 | $1,995 | $1.69 | 7d | 1 | 1.12mi |
| 1124 Brunner Ave Unit 1018235P Dallas, TX | 2.0 | 2.0 | 1140 | $2,972 | $2.61 | 3d | 1 | 1.12mi |
| 1310 Michigan Ave Dallas, TX | 3.0 | 2.0 | 972 | $1,900 | $1.95 | 24d | 1 | 1.12mi |
| 3311 S Vernon Ave Dallas, TX | 1.0–2.0 | 1.0–1.5 | 929 | $1,325 | $1.43 | 1d | 15 | 1.18mi |
| 1415 Mountain Lake Rd Dallas, TX | 3.0 | 2.0 | 1190 | $2,200 | $1.85 | 44d | 1 | 1.21mi |
| 3702 Conway St Dallas, TX | 2.0–3.0 | 1.5–2.0 | 1033 | $1,595 | $1.54 | 1d | 5 | 1.24mi |
| 1607 McAdams Ave Dallas, TX | 3.0 | 1.0 | 984 | $1,695 | $1.72 | 7d | 1 | 1.25mi |
| 3288 S Polk St Dallas, TX | 1.0–3.0 | 1.0 | 861 | $1,300 | $1.51 | 44d | 1 | 1.27mi |
| 3607 Fawn Valley Dr Dallas, TX | 1.0–2.0 | 1.0 | 644 | $1,165 | $1.81 | 15d | 1 | 1.34mi |
| 2012 Tennessee Ave Dallas, TX | 2.0 | 2.0 | 1033 | $2,050 | $1.98 | 44d | 1 | 1.36mi |
| 3608 S Marsalis Ave Dallas, TX | 2.0 | 1.0 | 907 | $1,400 | $1.54 | 44d | 1 | 1.36mi |
| 3423 E Perryton Dr Dallas, TX | 2.0 | 2.0 | 1277 | $1,650 | $1.29 | 44d | 1 | 1.37mi |
| 3504 Fawn Valley Dr Dallas, TX | 1.0–3.0 | 1.0–2.0 | 790 | $1,350 | $1.71 | 15d | 1 | 1.39mi |
| 3523 Fawn Valley Dr Dallas, TX | 1.0–2.0 | 1.0–1.5 | 796 | $1,200 | $1.51 | 15d | 1 | 1.41mi |
| 1514 Elmwood Blvd Unit 1018233P Dallas, TX | 2.0 | 2.0 | 1140 | $3,007 | $2.64 | 6d | 1 | 1.43mi |
| 1718 Berkley Ave Dallas, TX | 3.0 | 2.0 | 1114 | $2,275 | $2.04 | 44d | 1 | 1.46mi |
| 1819 Barlow Ave Dallas, TX | 4.0 | 2.0 | 1408 | $2,195 | $1.56 | 24d | 1 | 1.48mi |
| 3828 Morning Springs Trl Dallas, TX | 3.0 | 2.0 | 1399 | $2,200 | $1.57 | 22d | 1 | 1.49mi |
| 1610 Lansford Ave Dallas, TX | 3.0 | 2.0 | 1500 | $2,800 | $1.87 | 24d | 1 | 1.50mi |
Listing history 6 events
-
2026-04-30status Pending
-
2026-04-27status Active
-
2026-02-01status Pending
-
2026-01-22historical Active Option Contract
-
2026-01-19$130,000 Active
-
2025-10-23soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $4,143 · $345/mo
- Projected year-2 tax
- $4,143 · $345/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,337
- − Mortgage interest
- −$7,282
- − Property taxes
- −$4,143
- − Insurance
- −$650
- − Repairs & maintenance
- −$1,787
- − Management
- −$1,787
- − Depreciation
- −$3,782
- Taxable income
- $2,905
- Est. tax owed @ 24.0%
- −$697
- After-tax cash flow
- $3,974/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Dallas ISD
- NCES district ID
- 4816230
- Math proficiency
- 31% ▼ -16.00%
- Reading proficiency
- 36% ▼ -4.00%
- Median HH income
- $42,881
- Composite
- 28.41/100
- National rank
- #6763
- State rank
- #559 of 826 in TX
Livability — Dallas
- Score
- 81/100
- State rank
- #24
- US rank
- #1380
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Dallas, TX
- County
- Dallas County · 2,612,404 people
- City population
- 1,168,437
- Metro
- Dallas-Fort Worth-Arlington, TX
- Population (ZIP)
- 35,105
- Household income
- $51,919
- Rent vs Own
- Severe rent burden
- 1594.0
Population outlook (Dallas County) Hauer SSP2
- Today (2025)
- 2,979,839 people
- By 2030
- 3,191,823 · +7.1%
- By 2040
- 3,619,611 · +21.5%
- By 2050
- 4,026,915 · +35.1%
- By 2075
- 4,957,073 · +66.4%
- By 2100
- 5,508,725 · +84.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- Hispanic / Latino 59% Black 29% Two or more races 19% White 9% Native American 1%
- Hispanic origin (detail)
- Mexican 53%
- Common ancestry
- Serbian 1% Slovak 1% Italian 1%
- Foreign-born
- 25% · Canada
- Languages at home
- 47% English-only · Spanish 51% Other Indo-European 1%
Political lean MEDSL · Dallas
- 2024 margin
- Strong D (+22.2) · D 60.2% · R 38.0% · Other 1.8%
- 2008→2024 swing
- +6.9pp toward D · 2008: 15.3pp · 2024: 22.2pp
- All cycles
- 2024: D+22.2 2020: D+31.6 2016: D+26.2 2012: D+15.4 2008: D+15.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -285.86%
- Current HPI
- 328.3162
- Rent YoY
- ▲ 3.71%
- Metro
- Dallas-Fort Worth-Arlington, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
||
| Healthcare | 2 | $330B |
|
||
Price history
6 events — show timeline
- 2026-04-30 Pending — NTREIS
- 2026-04-27 Relisted — NTREIS
- 2026-02-01 Pending — NTREIS
- 2026-01-22 Contingent — NTREIS
- 2026-01-19 Listed $130,000 NTREIS
- 2025-10-23 Sold (Public Records) — Public Records
Property tax history
+7.7%/yrLatest (2025): $4,143 · -0.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…