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1845 Edison Dr
B- Composite 68.71
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.6/30.0
  • ARV discount +15.0/15.0
  • DSCR +8.5/10.0
  • 1% rule +6.4/10.0
  • Schools +4.6/10.0
  • Livability +3.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$344,999

1845 Edison Dr · Englewood, FL 34224
3 bd · 2.0 ba · 1,939 sqft · SingleFamily public records · 165 Days on market
Built 1982 8,080 sqft lot Est $603k · 43% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

* * * WOW THIS ONE IS NICE AND CLOSE TO THE GULF BEACHES IN A GREAT NEIGHBORHOOD PLUS A WHOLE LOT MORE!!! THIS 3 BEDROOM HOME WITH A SPLIT FLOOR PLAN HAS 2 BATHS , A 2-CAR GARAGE AND A POOL!! ENJOY THE COUNTY PARK NEXT DOOR WITH NUMEROUS TRAILS FOR JOGGING , WALKING OR BIKE RIDING. A GREAT AREA FOR THE NATURE LOVER BUT CLOSE ENOUGH TO WALK OR BIKE RIDE TO RESTAURANTS AND SHOPPING ! PROPERTY INCLUDES A DEEDED BOAT LOT ON JUNO CANAL, ONE BRIDGE TO LEMON BAY!! THIS HOME COMES WITH NEW APPLIANCES IN THE KITCHEN , NEW HOT WATER HEATER AND A WASHER AND DRYER . IT HAS 1939 SQ FT UNDER AIR OF LIVING AREA GIVING YOU PLENTY OF ROOM INSIDE TO ENJOY!! THERE ARE 3 SLIDING GLASS DOORS TO THE COVERED LANAI AND POOL AREA WHICH EXPAND THE LIVING AND ENTERTAINING AREA TO THE OUTDOORS . ENGLEWOOD IS A GREAT TOWN WITH 3 BEAUTIFUL BEACHES, MANY PARKS, TENNIS COURTS , CHURCHES , A NEWER YMCA , 2 LIBRARIES, AND A HOSPITAL. IT'S ONLY A SHORT RIDE TO HISTORIC DEARBORN STREET WITH CAR SHOWS, ART SHOWS, SHOPS, RESTAURANTS, AND A HUGE FARMERS MARKET AMONG THE MANY ACTIVITIES OFFERED!!! CULTURAL EVENTS ABOUND IN CHARLOTTE AND SARASOTA COUNTIES. NUMEROUS GOLF COURSES IN THE AREA MAKE THIS A GOLFER'S DELIGHT ALSO!!! THIS HOME IS CLEAN , EASY TO MAINTAIN , AND READY FOR YOU TO MOVE IN AND ENJOY!! * * * MAKE IT YOURS!! * * *

Key facts

  • Full re-pipe
  • New metal roof
  • Extra-wide driveway

Tags

DEEDED CANAL ACCESSNEW METAL ROOFFULL RE-PIPE50 AMP GENERATOR SERVICE PLUGEXTRA-WIDE DRIVEWAYSCREENED POOL AND LANAI

Property features AI

Finance

  • Other: Property type: Single family residence; Zoning: RSF5
  • HOA & community: No association

Exterior

  • Parking: Attached 2-car garage (20 x 21) with garage door opener; Driveway; Covered parking
  • Utilities: Public water; Public sewer; Electricity connected; Water connected; Sewer connected; Cable available
  • Home design: Single family residence; Residential property; One story; Faces west; Completed condition; Homestead exempt
  • Construction: Block and stucco construction; Metal roof; Slab foundation; Built on lot of approximately 0.19 acres
  • Exterior features: Covered front porch; Covered patio; Sliding doors; Private mailbox; In-ground fiberglass pool; Paved road access; Publicly maintained road

Interior

  • Kitchen: Built-in oven; Range; Dishwasher; Refrigerator
  • Bedrooms: 3 bedrooms
  • Flooring: Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Ceiling fans; Living room/dining room combo; Family room
  • Laundry & utility: Indoor laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $345k.

Deal economics

  • At list price, monthly cash flow is $387 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $345k).
  • Recommended offer: $304k (12.0% below list) — sets the bar for market timing.
  • Cap rate 9.1% vs local median 3.8% in Englewood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#321 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A, health & safety A; Watch: employment C-, amenities F, commute F.
  • Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Vineland Elementary School (math 74% / reading 67%, grade A-, #333 of 2,144 statewide, top 16%, 579 students, 45% FRL); Lemon Bay High School (math 50% / reading 56%, grade C-, #148 of 667 statewide, top 23%, 1,360 students, 28% FRL) — zoned schools average 37% FRL vs 54% district-wide (17 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents soft (-0.1%/yr); 734 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
  • At $3,950/mo this rent would consume 83% of the median local household income ($57k/yr) (locally 329% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 165 days — a 12% lower offer ($304k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 14y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $242k; 42% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $303,599 (12.0% below list)

Questions for the listing agent

  1. It's been on market 165 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.14%
Cap rate
9.12%
Cash-on-cash
10.11%
DSCR
1.45
GRM
7.3

CMA / ARV

ARV (on-the-fly)
$603,029
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2128 Oyster Creek Dr 0.71mi 3/2.0 2,044 (+5%) 15mo $635,000 $311 45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-12.6%
Equity multiple
0.56×
Total profit
$-42,540
Equity at exit
$51,440
10-year hold
IRR
-9.7%
Equity multiple
0.49×
Total profit
$-48,904
Equity at exit
$29,829

Cash invested: $96,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34224

Home prices YoY
-18.9%
Rents YoY
-0.1%
Active inventory
734
Price-to-rent
7.3×

Monthly cashflow live

Estimated rent
$3,950 high interval (Pro) →
Mortgage (P&I)
$1,809
Tax from tax record
$354 /mo · $4,244/yr
Insurance
$144
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$0
Vacancy / Maint / Mgmt
$829
Net cashflow
$387

Break-even live

Break-even rent $3,460
Max offer price $344,999
Occupancy floor 85%

Sensitivity live

Price -10% $583 -5% $485 +0% $387 +5% $290 +10% $192
Rent -10% $75 -5% $231 +0% $387 +5% $543 +10% $699
Rate -1.0pp $561 -0.5pp $475 base $387 +0.5pp $298 +1.0pp $207

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$86,250
Closing costs
$10,350
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1081 Humboldt St Englewood, FL 3.0 2.0 1838 $2,400 $1.31 21d 1 0.24mi
1960 Oregon Trl Unit 2A Englewood, FL 2.0 2.0 1360 $3,750 $2.76 21d 1 0.70mi
1945 Michigan Ave Englewood, FL 4.0 3.0 1579 $8,000 $5.07 21d 1 0.91mi
858 E 7th St Englewood, FL 3.0 2.0 1244 $1,995 $1.60 21d 1 1.01mi
1575 Loralin Dr Englewood, FL 3.0 2.0 1322 $5,000 $3.78 21d 1 1.03mi
1501 Helene Ave Englewood, FL 3.0 2.0 1608 $3,200 $1.99 14d 1 1.05mi
1915 Pennsylvania Ave Englewood, FL 2.0 2.0 1394 $7,500 $5.38 21d 1 1.25mi
1375 Beach Rd #311 Englewood, FL 3.0 2.0 1686 $4,950 $2.94 21d 1 1.40mi
8363 Sago Ct Englewood, FL 2.0 2.0 1360 $1,950 $1.43 21d 1 1.44mi

Listing history 42 events

  1. 2026-06-18
    days on market $344,999 Active 165 DOM
  2. 2026-06-17
    days on market $344,999 Active 164 DOM
  3. 2026-06-16
    days on market $344,999 Active 163 DOM
  4. 2026-06-15
    days on market $344,999 Active 162 DOM
  5. 2026-06-14
    days on market $344,999 Active 160 DOM
  6. 2026-06-13
    days on market $344,999 Active 159 DOM
  7. 2026-06-10
    days on market $344,999 Active 157 DOM
  8. 2026-06-09
    days on market $344,999 Active 156 DOM
  9. 2026-06-08
    days on market $344,999 Active 155 DOM
  10. 2026-06-05
    days on market $344,999 Active 151 DOM
  11. 2026-06-03
    days on market $344,999 Active 150 DOM
  12. 2026-06-02
    days on market $344,999 Active 149 DOM
  13. 2026-06-01
    days on market $344,999 Active 148 DOM
  14. 2026-05-31
    days on market $344,999 Active 147 DOM
  15. 2026-05-30
    remarks 689-char remark
  16. 2026-05-30
    pricedays on market $344,999 Active 146 DOM
  17. 2026-04-05
    price $354,999
  18. 2026-01-04
    listed $360,000 Active
  19. 2025-07-18
    historical
  20. 2025-07-13
    historical $2,095
  21. 2025-06-20
    price $370,000
  22. 2025-05-31
    price $2,095
  23. 2025-05-28
    price $399,000
  24. 2025-05-14
    price $2,145
  25. 2025-05-09
    price $2,195
  26. 2025-05-06
    listed $2,249
  27. 2025-03-21
    price $429,000
  28. 2025-01-08
    listed $449,900 Active
  29. 2018-06-21
    soldstatus $242,500
  30. 2018-06-20
    soldstatus $242,500 Sold 1338-char remark
    Show marketing remark (1338 chars)

    * * * WOW THIS ONE IS NICE AND CLOSE TO THE GULF BEACHES IN A GREAT NEIGHBORHOOD PLUS A WHOLE LOT MORE!!! THIS 3 BEDROOM HOME WITH A SPLIT FLOOR PLAN HAS 2 BATHS , A 2-CAR GARAGE AND A POOL!! ENJOY THE COUNTY PARK NEXT DOOR WITH NUMEROUS TRAILS FOR JOGGING , WALKING OR BIKE RIDING. A GREAT AREA FOR THE NATURE LOVER BUT CLOSE ENOUGH TO WALK OR BIKE RIDE TO RESTAURANTS AND SHOPPING ! PROPERTY INCLUDES A DEEDED BOAT LOT ON JUNO CANAL, ONE BRIDGE TO LEMON BAY!! THIS HOME COMES WITH NEW APPLIANCES IN THE KITCHEN , NEW HOT WATER HEATER AND A WASHER AND DRYER . IT HAS 1939 SQ FT UNDER AIR OF LIVING AREA GIVING YOU PLENTY OF ROOM INSIDE TO ENJOY!! THERE ARE 3 SLIDING GLASS DOORS TO THE COVERED LANAI AND POOL AREA WHICH EXPAND THE LIVING AND ENTERTAINING AREA TO THE OUTDOORS . ENGLEWOOD IS A GREAT TOWN WITH 3 BEAUTIFUL BEACHES, MANY PARKS, TENNIS COURTS , CHURCHES , A NEWER YMCA , 2 LIBRARIES, AND A HOSPITAL. IT'S ONLY A SHORT RIDE TO HISTORIC DEARBORN STREET WITH CAR SHOWS, ART SHOWS, SHOPS, RESTAURANTS, AND A HUGE FARMERS MARKET AMONG THE MANY ACTIVITIES OFFERED!!! CULTURAL EVENTS ABOUND IN CHARLOTTE AND SARASOTA COUNTIES. NUMEROUS GOLF COURSES IN THE AREA MAKE THIS A GOLFER'S DELIGHT ALSO!!! THIS HOME IS CLEAN , EASY TO MAINTAIN , AND READY FOR YOU TO MOVE IN AND ENJOY!! * * * MAKE IT YOURS!! * * *

  31. 2018-05-13
    status Pending 1338-char remark
    Show marketing remark (1338 chars)

    * * * WOW THIS ONE IS NICE AND CLOSE TO THE GULF BEACHES IN A GREAT NEIGHBORHOOD PLUS A WHOLE LOT MORE!!! THIS 3 BEDROOM HOME WITH A SPLIT FLOOR PLAN HAS 2 BATHS , A 2-CAR GARAGE AND A POOL!! ENJOY THE COUNTY PARK NEXT DOOR WITH NUMEROUS TRAILS FOR JOGGING , WALKING OR BIKE RIDING. A GREAT AREA FOR THE NATURE LOVER BUT CLOSE ENOUGH TO WALK OR BIKE RIDE TO RESTAURANTS AND SHOPPING ! PROPERTY INCLUDES A DEEDED BOAT LOT ON JUNO CANAL, ONE BRIDGE TO LEMON BAY!! THIS HOME COMES WITH NEW APPLIANCES IN THE KITCHEN , NEW HOT WATER HEATER AND A WASHER AND DRYER . IT HAS 1939 SQ FT UNDER AIR OF LIVING AREA GIVING YOU PLENTY OF ROOM INSIDE TO ENJOY!! THERE ARE 3 SLIDING GLASS DOORS TO THE COVERED LANAI AND POOL AREA WHICH EXPAND THE LIVING AND ENTERTAINING AREA TO THE OUTDOORS . ENGLEWOOD IS A GREAT TOWN WITH 3 BEAUTIFUL BEACHES, MANY PARKS, TENNIS COURTS , CHURCHES , A NEWER YMCA , 2 LIBRARIES, AND A HOSPITAL. IT'S ONLY A SHORT RIDE TO HISTORIC DEARBORN STREET WITH CAR SHOWS, ART SHOWS, SHOPS, RESTAURANTS, AND A HUGE FARMERS MARKET AMONG THE MANY ACTIVITIES OFFERED!!! CULTURAL EVENTS ABOUND IN CHARLOTTE AND SARASOTA COUNTIES. NUMEROUS GOLF COURSES IN THE AREA MAKE THIS A GOLFER'S DELIGHT ALSO!!! THIS HOME IS CLEAN , EASY TO MAINTAIN , AND READY FOR YOU TO MOVE IN AND ENJOY!! * * * MAKE IT YOURS!! * * *

  32. 2018-04-16
    price $254,900 1338-char remark
    Show marketing remark (1338 chars)

    * * * WOW THIS ONE IS NICE AND CLOSE TO THE GULF BEACHES IN A GREAT NEIGHBORHOOD PLUS A WHOLE LOT MORE!!! THIS 3 BEDROOM HOME WITH A SPLIT FLOOR PLAN HAS 2 BATHS , A 2-CAR GARAGE AND A POOL!! ENJOY THE COUNTY PARK NEXT DOOR WITH NUMEROUS TRAILS FOR JOGGING , WALKING OR BIKE RIDING. A GREAT AREA FOR THE NATURE LOVER BUT CLOSE ENOUGH TO WALK OR BIKE RIDE TO RESTAURANTS AND SHOPPING ! PROPERTY INCLUDES A DEEDED BOAT LOT ON JUNO CANAL, ONE BRIDGE TO LEMON BAY!! THIS HOME COMES WITH NEW APPLIANCES IN THE KITCHEN , NEW HOT WATER HEATER AND A WASHER AND DRYER . IT HAS 1939 SQ FT UNDER AIR OF LIVING AREA GIVING YOU PLENTY OF ROOM INSIDE TO ENJOY!! THERE ARE 3 SLIDING GLASS DOORS TO THE COVERED LANAI AND POOL AREA WHICH EXPAND THE LIVING AND ENTERTAINING AREA TO THE OUTDOORS . ENGLEWOOD IS A GREAT TOWN WITH 3 BEAUTIFUL BEACHES, MANY PARKS, TENNIS COURTS , CHURCHES , A NEWER YMCA , 2 LIBRARIES, AND A HOSPITAL. IT'S ONLY A SHORT RIDE TO HISTORIC DEARBORN STREET WITH CAR SHOWS, ART SHOWS, SHOPS, RESTAURANTS, AND A HUGE FARMERS MARKET AMONG THE MANY ACTIVITIES OFFERED!!! CULTURAL EVENTS ABOUND IN CHARLOTTE AND SARASOTA COUNTIES. NUMEROUS GOLF COURSES IN THE AREA MAKE THIS A GOLFER'S DELIGHT ALSO!!! THIS HOME IS CLEAN , EASY TO MAINTAIN , AND READY FOR YOU TO MOVE IN AND ENJOY!! * * * MAKE IT YOURS!! * * *

  33. 2017-11-03
    listed $259,900 Active 1338-char remark
    Show marketing remark (1338 chars)

    * * * WOW THIS ONE IS NICE AND CLOSE TO THE GULF BEACHES IN A GREAT NEIGHBORHOOD PLUS A WHOLE LOT MORE!!! THIS 3 BEDROOM HOME WITH A SPLIT FLOOR PLAN HAS 2 BATHS , A 2-CAR GARAGE AND A POOL!! ENJOY THE COUNTY PARK NEXT DOOR WITH NUMEROUS TRAILS FOR JOGGING , WALKING OR BIKE RIDING. A GREAT AREA FOR THE NATURE LOVER BUT CLOSE ENOUGH TO WALK OR BIKE RIDE TO RESTAURANTS AND SHOPPING ! PROPERTY INCLUDES A DEEDED BOAT LOT ON JUNO CANAL, ONE BRIDGE TO LEMON BAY!! THIS HOME COMES WITH NEW APPLIANCES IN THE KITCHEN , NEW HOT WATER HEATER AND A WASHER AND DRYER . IT HAS 1939 SQ FT UNDER AIR OF LIVING AREA GIVING YOU PLENTY OF ROOM INSIDE TO ENJOY!! THERE ARE 3 SLIDING GLASS DOORS TO THE COVERED LANAI AND POOL AREA WHICH EXPAND THE LIVING AND ENTERTAINING AREA TO THE OUTDOORS . ENGLEWOOD IS A GREAT TOWN WITH 3 BEAUTIFUL BEACHES, MANY PARKS, TENNIS COURTS , CHURCHES , A NEWER YMCA , 2 LIBRARIES, AND A HOSPITAL. IT'S ONLY A SHORT RIDE TO HISTORIC DEARBORN STREET WITH CAR SHOWS, ART SHOWS, SHOPS, RESTAURANTS, AND A HUGE FARMERS MARKET AMONG THE MANY ACTIVITIES OFFERED!!! CULTURAL EVENTS ABOUND IN CHARLOTTE AND SARASOTA COUNTIES. NUMEROUS GOLF COURSES IN THE AREA MAKE THIS A GOLFER'S DELIGHT ALSO!!! THIS HOME IS CLEAN , EASY TO MAINTAIN , AND READY FOR YOU TO MOVE IN AND ENJOY!! * * * MAKE IT YOURS!! * * *

  34. 2012-06-13
    soldstatus $121,500
  35. 2012-06-08
    soldstatus $121,500
  36. 2012-05-16
    listed $149,900
  37. 2012-04-11
    soldstatus $100,000
  38. 2012-04-10
    soldstatus $100,000
  39. 2012-02-06
    listed $115,000
  40. 2002-04-09
    soldstatus $135,000
  41. 1985-10-01
    soldstatus $89,900
  42. 1981-04-01
    soldstatus $14,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$4,244 · $354/mo
Projected year-2 tax
$4,244 · $354/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone AE · 97% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 29 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$47,399
− Mortgage interest
−$19,325
− Property taxes
−$4,244
− Insurance
−$6,843
− Repairs & maintenance
−$3,792
− Management
−$3,792
− Depreciation
−$10,036
Taxable loss
−$634
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$152
After-tax cash flow
$4,799/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Charlotte
NCES district ID
1200240
Math proficiency
54% ▼ -6.00%
Reading proficiency
54% ▼ -1.00%
Median HH income
$44,864
Composite
45.62/100
National rank
#2586
State rank
#22 of 73 in FL

Livability — Englewood

Score
73/100
State rank
#321
US rank
#5655

Category grades

Amenities F Commute F Cost of living A Crime A- Employment C- Housing A+ Health & safety A User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Englewood, FL
County
Charlotte County · 196,994 people
City population
35,420
Metro
Punta Gorda, FL
Population (ZIP)
15,536
Household income
$57,281
Rent vs Own
17.8% rent · 82.2% own
Severe rent burden
329.0

Population outlook (Charlotte County) Hauer SSP2

Today (2025)
198,646 people
By 2030
210,507 · +6.0%
By 2040
230,857 · +16.2%
By 2050
247,148 · +24.4%
By 2075
281,777 · +41.8%
By 2100
293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (92%)
Race & ethnicity
White 92% Two or more races 5% Hispanic / Latino 3% Asian 1%
Common ancestry
Romanian 4% Slovak 4% Lithuanian 4%
Foreign-born
9% · Canada
Languages at home
92% English-only · Other Indo-European 2% Spanish 2% German/W. Germanic 1%

Political lean MEDSL · Charlotte

2024 margin
Solid R (+34.0) · D 32.7% · R 66.7%
2008→2024 swing
-26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
All cycles
2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -75.76%
Current HPI
325.0345
Rent YoY
▼ -0.11%
Metro
Punta Gorda, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+2435.7% since first listed
26 events — show timeline
  • 2026-04-05 Price Changed $354,999 Stellar MLS as Distributed by MLS Grid
  • 2026-01-04 Listed $360,000 Stellar MLS as Distributed by MLS Grid
  • 2025-07-18 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2025-07-13 Rental Removed $2,095 TENANTTURNER2
  • 2025-06-20 Price Changed $370,000 Stellar MLS as Distributed by MLS Grid
  • 2025-05-31 Price Changed $2,095 TENANTTURNER2
  • 2025-05-28 Price Changed $399,000 Stellar MLS as Distributed by MLS Grid
  • 2025-05-14 Price Changed $2,145 TENANTTURNER2
  • 2025-05-09 Price Changed $2,195 TENANTTURNER2
  • 2025-05-06 Listed for Rent $2,249 TENANTTURNER2
  • 2025-03-21 Price Changed $429,000 Stellar MLS as Distributed by MLS Grid
  • 2025-01-08 Listed $449,900 Stellar MLS as Distributed by MLS Grid
  • 2018-06-21 Sold (Public Records) $242,500 Public Records
  • 2018-06-20 Sold (MLS) $242,500 Stellar MLS as Distributed by MLS Grid
  • 2018-05-13 Pending Stellar MLS as Distributed by MLS Grid
  • 2018-04-16 Price Changed $254,900 Stellar MLS as Distributed by MLS Grid
  • 2017-11-03 Listed $259,900 Stellar MLS as Distributed by MLS Grid
  • 2012-06-13 Sold (Public Records) $121,500 Public Records
  • 2012-06-08 Sold (MLS) $121,500 Stellar MLS as Distributed by MLS Grid
  • 2012-05-16 Listed $149,900 Stellar MLS as Distributed by MLS Grid
  • 2012-04-11 Sold (Public Records) $100,000 Public Records
  • 2012-04-10 Sold (MLS) $100,000 Stellar MLS as Distributed by MLS Grid
  • 2012-02-06 Listed $115,000 Stellar MLS as Distributed by MLS Grid
  • 2002-04-09 Sold (Public Records) $135,000 Public Records
  • 1985-10-01 Sold (Public Records) $89,900 Public Records
  • 1981-04-01 Sold (Public Records) $14,000 Public Records

Property tax history

+7.7%/yr

Latest (2025): $4,244 · +2.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…