1845 Edison Dr · Englewood, FL
Flood risk 8/10 · Major
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.97%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 29 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +25.6/30.0
- ARV discount +15.0/15.0
- DSCR +8.5/10.0
- 1% rule +6.4/10.0
- Schools +4.6/10.0
- Livability +3.7/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$344,999
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
* * * WOW THIS ONE IS NICE AND CLOSE TO THE GULF BEACHES IN A GREAT NEIGHBORHOOD PLUS A WHOLE LOT MORE!!! THIS 3 BEDROOM HOME WITH A SPLIT FLOOR PLAN HAS 2 BATHS , A 2-CAR GARAGE AND A POOL!! ENJOY THE COUNTY PARK NEXT DOOR WITH NUMEROUS TRAILS FOR JOGGING , WALKING OR BIKE RIDING. A GREAT AREA FOR THE NATURE LOVER BUT CLOSE ENOUGH TO WALK OR BIKE RIDE TO RESTAURANTS AND SHOPPING ! PROPERTY INCLUDES A DEEDED BOAT LOT ON JUNO CANAL, ONE BRIDGE TO LEMON BAY!! THIS HOME COMES WITH NEW APPLIANCES IN THE KITCHEN , NEW HOT WATER HEATER AND A WASHER AND DRYER . IT HAS 1939 SQ FT UNDER AIR OF LIVING AREA GIVING YOU PLENTY OF ROOM INSIDE TO ENJOY!! THERE ARE 3 SLIDING GLASS DOORS TO THE COVERED LANAI AND POOL AREA WHICH EXPAND THE LIVING AND ENTERTAINING AREA TO THE OUTDOORS . ENGLEWOOD IS A GREAT TOWN WITH 3 BEAUTIFUL BEACHES, MANY PARKS, TENNIS COURTS , CHURCHES , A NEWER YMCA , 2 LIBRARIES, AND A HOSPITAL. IT'S ONLY A SHORT RIDE TO HISTORIC DEARBORN STREET WITH CAR SHOWS, ART SHOWS, SHOPS, RESTAURANTS, AND A HUGE FARMERS MARKET AMONG THE MANY ACTIVITIES OFFERED!!! CULTURAL EVENTS ABOUND IN CHARLOTTE AND SARASOTA COUNTIES. NUMEROUS GOLF COURSES IN THE AREA MAKE THIS A GOLFER'S DELIGHT ALSO!!! THIS HOME IS CLEAN , EASY TO MAINTAIN , AND READY FOR YOU TO MOVE IN AND ENJOY!! * * * MAKE IT YOURS!! * * *
Key facts
- Full re-pipe
- New metal roof
- Extra-wide driveway
Tags
Property features AI
Finance
- Other: Property type: Single family residence; Zoning: RSF5
- HOA & community: No association
Exterior
- Parking: Attached 2-car garage (20 x 21) with garage door opener; Driveway; Covered parking
- Utilities: Public water; Public sewer; Electricity connected; Water connected; Sewer connected; Cable available
- Home design: Single family residence; Residential property; One story; Faces west; Completed condition; Homestead exempt
- Construction: Block and stucco construction; Metal roof; Slab foundation; Built on lot of approximately 0.19 acres
- Exterior features: Covered front porch; Covered patio; Sliding doors; Private mailbox; In-ground fiberglass pool; Paved road access; Publicly maintained road
Interior
- Kitchen: Built-in oven; Range; Dishwasher; Refrigerator
- Bedrooms: 3 bedrooms
- Flooring: Tile
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Ceiling fans; Living room/dining room combo; Family room
- Laundry & utility: Indoor laundry
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $345k.
Deal economics
- At list price, monthly cash flow is $387 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($4k rent vs $345k).
- Recommended offer: $304k (12.0% below list) — sets the bar for market timing.
- Cap rate 9.1% vs local median 3.8% in Englewood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 73/100 on livability (#321 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A, health & safety A; Watch: employment C-, amenities F, commute F.
- Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Vineland Elementary School (math 74% / reading 67%, grade A-, #333 of 2,144 statewide, top 16%, 579 students, 45% FRL); Lemon Bay High School (math 50% / reading 56%, grade C-, #148 of 667 statewide, top 23%, 1,360 students, 28% FRL) — zoned schools average 37% FRL vs 54% district-wide (17 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents soft (-0.1%/yr); 734 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
- At $3,950/mo this rent would consume 83% of the median local household income ($57k/yr) (locally 329% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 165 days — a 12% lower offer ($304k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 14y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $242k; 42% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: flood insurance adds $427/mo.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 165 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.14% ✓
- Cap rate
- 9.12%
- Cash-on-cash
- 10.11%
- DSCR
- 1.45
- GRM
- 7.3
CMA / ARV
- ARV (on-the-fly)
- $603,029
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2128 Oyster Creek Dr | 0.71mi | 3/2.0 | 2,044 (+5%) | 15mo | $635,000 | $311 | 45 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -12.6%
- Equity multiple
- 0.56×
- Total profit
- $-42,540
- Equity at exit
- $51,440
- IRR
- -9.7%
- Equity multiple
- 0.49×
- Total profit
- $-48,904
- Equity at exit
- $29,829
Cash invested: $96,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34224
- Home prices YoY
- -18.9%
- Rents YoY
- -0.1%
- Active inventory
- 734
- Price-to-rent
- 7.3×
Monthly cashflow live
- Estimated rent
- $3,950 high interval (Pro) →
- Mortgage (P&I)
- −$1,809
- Tax from tax record
- −$354 /mo · $4,244/yr
- Insurance
- −$144
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$829
- Net cashflow
- $387
Break-even live
Sensitivity live
| Price | -10% $583 | -5% $485 | +0% $387 | +5% $290 | +10% $192 |
|---|---|---|---|---|---|
| Rent | -10% $75 | -5% $231 | +0% $387 | +5% $543 | +10% $699 |
| Rate | -1.0pp $561 | -0.5pp $475 | base $387 | +0.5pp $298 | +1.0pp $207 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $86,250
- Closing costs
- $10,350
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 9 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1081 Humboldt St Englewood, FL | 3.0 | 2.0 | 1838 | $2,400 | $1.31 | 21d | 1 | 0.24mi |
| 1960 Oregon Trl Unit 2A Englewood, FL | 2.0 | 2.0 | 1360 | $3,750 | $2.76 | 21d | 1 | 0.70mi |
| 1945 Michigan Ave Englewood, FL | 4.0 | 3.0 | 1579 | $8,000 | $5.07 | 21d | 1 | 0.91mi |
| 858 E 7th St Englewood, FL | 3.0 | 2.0 | 1244 | $1,995 | $1.60 | 21d | 1 | 1.01mi |
| 1575 Loralin Dr Englewood, FL | 3.0 | 2.0 | 1322 | $5,000 | $3.78 | 21d | 1 | 1.03mi |
| 1501 Helene Ave Englewood, FL | 3.0 | 2.0 | 1608 | $3,200 | $1.99 | 14d | 1 | 1.05mi |
| 1915 Pennsylvania Ave Englewood, FL | 2.0 | 2.0 | 1394 | $7,500 | $5.38 | 21d | 1 | 1.25mi |
| 1375 Beach Rd #311 Englewood, FL | 3.0 | 2.0 | 1686 | $4,950 | $2.94 | 21d | 1 | 1.40mi |
| 8363 Sago Ct Englewood, FL | 2.0 | 2.0 | 1360 | $1,950 | $1.43 | 21d | 1 | 1.44mi |
Listing history 42 events
-
2026-06-18days on market $344,999 Active 165 DOM
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2026-06-17days on market $344,999 Active 164 DOM
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2026-06-16days on market $344,999 Active 163 DOM
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2026-06-15days on market $344,999 Active 162 DOM
-
2026-06-14days on market $344,999 Active 160 DOM
-
2026-06-13days on market $344,999 Active 159 DOM
-
2026-06-10days on market $344,999 Active 157 DOM
-
2026-06-09days on market $344,999 Active 156 DOM
-
2026-06-08days on market $344,999 Active 155 DOM
-
2026-06-05days on market $344,999 Active 151 DOM
-
2026-06-03days on market $344,999 Active 150 DOM
-
2026-06-02days on market $344,999 Active 149 DOM
-
2026-06-01days on market $344,999 Active 148 DOM
-
2026-05-31days on market $344,999 Active 147 DOM
-
2026-05-30remarks 689-char remark
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2026-05-30pricedays on market $344,999 Active 146 DOM
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2026-04-05price $354,999
-
2026-01-04$360,000 Active
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2025-07-18historical
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2025-07-13historical $2,095
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2025-06-20price $370,000
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2025-05-31price $2,095
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2025-05-28price $399,000
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2025-05-14price $2,145
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2025-05-09price $2,195
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2025-05-06$2,249
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2025-03-21price $429,000
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2025-01-08$449,900 Active
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2018-06-21soldstatus $242,500
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2018-06-20soldstatus $242,500 Sold 1338-char remark
Show marketing remark (1338 chars)
* * * WOW THIS ONE IS NICE AND CLOSE TO THE GULF BEACHES IN A GREAT NEIGHBORHOOD PLUS A WHOLE LOT MORE!!! THIS 3 BEDROOM HOME WITH A SPLIT FLOOR PLAN HAS 2 BATHS , A 2-CAR GARAGE AND A POOL!! ENJOY THE COUNTY PARK NEXT DOOR WITH NUMEROUS TRAILS FOR JOGGING , WALKING OR BIKE RIDING. A GREAT AREA FOR THE NATURE LOVER BUT CLOSE ENOUGH TO WALK OR BIKE RIDE TO RESTAURANTS AND SHOPPING ! PROPERTY INCLUDES A DEEDED BOAT LOT ON JUNO CANAL, ONE BRIDGE TO LEMON BAY!! THIS HOME COMES WITH NEW APPLIANCES IN THE KITCHEN , NEW HOT WATER HEATER AND A WASHER AND DRYER . IT HAS 1939 SQ FT UNDER AIR OF LIVING AREA GIVING YOU PLENTY OF ROOM INSIDE TO ENJOY!! THERE ARE 3 SLIDING GLASS DOORS TO THE COVERED LANAI AND POOL AREA WHICH EXPAND THE LIVING AND ENTERTAINING AREA TO THE OUTDOORS . ENGLEWOOD IS A GREAT TOWN WITH 3 BEAUTIFUL BEACHES, MANY PARKS, TENNIS COURTS , CHURCHES , A NEWER YMCA , 2 LIBRARIES, AND A HOSPITAL. IT'S ONLY A SHORT RIDE TO HISTORIC DEARBORN STREET WITH CAR SHOWS, ART SHOWS, SHOPS, RESTAURANTS, AND A HUGE FARMERS MARKET AMONG THE MANY ACTIVITIES OFFERED!!! CULTURAL EVENTS ABOUND IN CHARLOTTE AND SARASOTA COUNTIES. NUMEROUS GOLF COURSES IN THE AREA MAKE THIS A GOLFER'S DELIGHT ALSO!!! THIS HOME IS CLEAN , EASY TO MAINTAIN , AND READY FOR YOU TO MOVE IN AND ENJOY!! * * * MAKE IT YOURS!! * * *
-
2018-05-13status Pending 1338-char remark
Show marketing remark (1338 chars)
* * * WOW THIS ONE IS NICE AND CLOSE TO THE GULF BEACHES IN A GREAT NEIGHBORHOOD PLUS A WHOLE LOT MORE!!! THIS 3 BEDROOM HOME WITH A SPLIT FLOOR PLAN HAS 2 BATHS , A 2-CAR GARAGE AND A POOL!! ENJOY THE COUNTY PARK NEXT DOOR WITH NUMEROUS TRAILS FOR JOGGING , WALKING OR BIKE RIDING. A GREAT AREA FOR THE NATURE LOVER BUT CLOSE ENOUGH TO WALK OR BIKE RIDE TO RESTAURANTS AND SHOPPING ! PROPERTY INCLUDES A DEEDED BOAT LOT ON JUNO CANAL, ONE BRIDGE TO LEMON BAY!! THIS HOME COMES WITH NEW APPLIANCES IN THE KITCHEN , NEW HOT WATER HEATER AND A WASHER AND DRYER . IT HAS 1939 SQ FT UNDER AIR OF LIVING AREA GIVING YOU PLENTY OF ROOM INSIDE TO ENJOY!! THERE ARE 3 SLIDING GLASS DOORS TO THE COVERED LANAI AND POOL AREA WHICH EXPAND THE LIVING AND ENTERTAINING AREA TO THE OUTDOORS . ENGLEWOOD IS A GREAT TOWN WITH 3 BEAUTIFUL BEACHES, MANY PARKS, TENNIS COURTS , CHURCHES , A NEWER YMCA , 2 LIBRARIES, AND A HOSPITAL. IT'S ONLY A SHORT RIDE TO HISTORIC DEARBORN STREET WITH CAR SHOWS, ART SHOWS, SHOPS, RESTAURANTS, AND A HUGE FARMERS MARKET AMONG THE MANY ACTIVITIES OFFERED!!! CULTURAL EVENTS ABOUND IN CHARLOTTE AND SARASOTA COUNTIES. NUMEROUS GOLF COURSES IN THE AREA MAKE THIS A GOLFER'S DELIGHT ALSO!!! THIS HOME IS CLEAN , EASY TO MAINTAIN , AND READY FOR YOU TO MOVE IN AND ENJOY!! * * * MAKE IT YOURS!! * * *
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2018-04-16price $254,900 1338-char remark
Show marketing remark (1338 chars)
* * * WOW THIS ONE IS NICE AND CLOSE TO THE GULF BEACHES IN A GREAT NEIGHBORHOOD PLUS A WHOLE LOT MORE!!! THIS 3 BEDROOM HOME WITH A SPLIT FLOOR PLAN HAS 2 BATHS , A 2-CAR GARAGE AND A POOL!! ENJOY THE COUNTY PARK NEXT DOOR WITH NUMEROUS TRAILS FOR JOGGING , WALKING OR BIKE RIDING. A GREAT AREA FOR THE NATURE LOVER BUT CLOSE ENOUGH TO WALK OR BIKE RIDE TO RESTAURANTS AND SHOPPING ! PROPERTY INCLUDES A DEEDED BOAT LOT ON JUNO CANAL, ONE BRIDGE TO LEMON BAY!! THIS HOME COMES WITH NEW APPLIANCES IN THE KITCHEN , NEW HOT WATER HEATER AND A WASHER AND DRYER . IT HAS 1939 SQ FT UNDER AIR OF LIVING AREA GIVING YOU PLENTY OF ROOM INSIDE TO ENJOY!! THERE ARE 3 SLIDING GLASS DOORS TO THE COVERED LANAI AND POOL AREA WHICH EXPAND THE LIVING AND ENTERTAINING AREA TO THE OUTDOORS . ENGLEWOOD IS A GREAT TOWN WITH 3 BEAUTIFUL BEACHES, MANY PARKS, TENNIS COURTS , CHURCHES , A NEWER YMCA , 2 LIBRARIES, AND A HOSPITAL. IT'S ONLY A SHORT RIDE TO HISTORIC DEARBORN STREET WITH CAR SHOWS, ART SHOWS, SHOPS, RESTAURANTS, AND A HUGE FARMERS MARKET AMONG THE MANY ACTIVITIES OFFERED!!! CULTURAL EVENTS ABOUND IN CHARLOTTE AND SARASOTA COUNTIES. NUMEROUS GOLF COURSES IN THE AREA MAKE THIS A GOLFER'S DELIGHT ALSO!!! THIS HOME IS CLEAN , EASY TO MAINTAIN , AND READY FOR YOU TO MOVE IN AND ENJOY!! * * * MAKE IT YOURS!! * * *
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2017-11-03$259,900 Active 1338-char remark
Show marketing remark (1338 chars)
* * * WOW THIS ONE IS NICE AND CLOSE TO THE GULF BEACHES IN A GREAT NEIGHBORHOOD PLUS A WHOLE LOT MORE!!! THIS 3 BEDROOM HOME WITH A SPLIT FLOOR PLAN HAS 2 BATHS , A 2-CAR GARAGE AND A POOL!! ENJOY THE COUNTY PARK NEXT DOOR WITH NUMEROUS TRAILS FOR JOGGING , WALKING OR BIKE RIDING. A GREAT AREA FOR THE NATURE LOVER BUT CLOSE ENOUGH TO WALK OR BIKE RIDE TO RESTAURANTS AND SHOPPING ! PROPERTY INCLUDES A DEEDED BOAT LOT ON JUNO CANAL, ONE BRIDGE TO LEMON BAY!! THIS HOME COMES WITH NEW APPLIANCES IN THE KITCHEN , NEW HOT WATER HEATER AND A WASHER AND DRYER . IT HAS 1939 SQ FT UNDER AIR OF LIVING AREA GIVING YOU PLENTY OF ROOM INSIDE TO ENJOY!! THERE ARE 3 SLIDING GLASS DOORS TO THE COVERED LANAI AND POOL AREA WHICH EXPAND THE LIVING AND ENTERTAINING AREA TO THE OUTDOORS . ENGLEWOOD IS A GREAT TOWN WITH 3 BEAUTIFUL BEACHES, MANY PARKS, TENNIS COURTS , CHURCHES , A NEWER YMCA , 2 LIBRARIES, AND A HOSPITAL. IT'S ONLY A SHORT RIDE TO HISTORIC DEARBORN STREET WITH CAR SHOWS, ART SHOWS, SHOPS, RESTAURANTS, AND A HUGE FARMERS MARKET AMONG THE MANY ACTIVITIES OFFERED!!! CULTURAL EVENTS ABOUND IN CHARLOTTE AND SARASOTA COUNTIES. NUMEROUS GOLF COURSES IN THE AREA MAKE THIS A GOLFER'S DELIGHT ALSO!!! THIS HOME IS CLEAN , EASY TO MAINTAIN , AND READY FOR YOU TO MOVE IN AND ENJOY!! * * * MAKE IT YOURS!! * * *
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2012-06-13soldstatus $121,500
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2012-06-08soldstatus $121,500
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2012-05-16$149,900
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2012-04-11soldstatus $100,000
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2012-04-10soldstatus $100,000
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2012-02-06$115,000
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2002-04-09soldstatus $135,000
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1985-10-01soldstatus $89,900
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1981-04-01soldstatus $14,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $4,244 · $354/mo
- Projected year-2 tax
- $4,244 · $354/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 8/10 Severe FEMA zone AE · 97% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 29 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $47,399
- − Mortgage interest
- −$19,325
- − Property taxes
- −$4,244
- − Insurance
- −$6,843
- − Repairs & maintenance
- −$3,792
- − Management
- −$3,792
- − Depreciation
- −$10,036
- Taxable loss
- −$634
- Est. tax savings @ 24.0%
- +$152
- After-tax cash flow
- $4,799/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Charlotte
- NCES district ID
- 1200240
- Math proficiency
- 54% ▼ -6.00%
- Reading proficiency
- 54% ▼ -1.00%
- Median HH income
- $44,864
- Composite
- 45.62/100
- National rank
- #2586
- State rank
- #22 of 73 in FL
Livability — Englewood
- Score
- 73/100
- State rank
- #321
- US rank
- #5655
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Englewood, FL
- County
- Charlotte County · 196,994 people
- City population
- 35,420
- Metro
- Punta Gorda, FL
- Population (ZIP)
- 15,536
- Household income
- $57,281
- Rent vs Own
- Severe rent burden
- 329.0
Population outlook (Charlotte County) Hauer SSP2
- Today (2025)
- 198,646 people
- By 2030
- 210,507 · +6.0%
- By 2040
- 230,857 · +16.2%
- By 2050
- 247,148 · +24.4%
- By 2075
- 281,777 · +41.8%
- By 2100
- 293,609 · +47.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (92%)
- Race & ethnicity
- White 92% Two or more races 5% Hispanic / Latino 3% Asian 1%
- Common ancestry
- Romanian 4% Slovak 4% Lithuanian 4%
- Foreign-born
- 9% · Canada
- Languages at home
- 92% English-only · Other Indo-European 2% Spanish 2% German/W. Germanic 1%
Political lean MEDSL · Charlotte
- 2024 margin
- Solid R (+34.0) · D 32.7% · R 66.7%
- 2008→2024 swing
- -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
- All cycles
- 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -75.76%
- Current HPI
- 325.0345
- Rent YoY
- ▼ -0.11%
- Metro
- Punta Gorda, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+2435.7% since first listed26 events — show timeline
- 2026-04-05 Price Changed $354,999 Stellar MLS as Distributed by MLS Grid
- 2026-01-04 Listed $360,000 Stellar MLS as Distributed by MLS Grid
- 2025-07-18 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2025-07-13 Rental Removed $2,095 TENANTTURNER2
- 2025-06-20 Price Changed $370,000 Stellar MLS as Distributed by MLS Grid
- 2025-05-31 Price Changed $2,095 TENANTTURNER2
- 2025-05-28 Price Changed $399,000 Stellar MLS as Distributed by MLS Grid
- 2025-05-14 Price Changed $2,145 TENANTTURNER2
- 2025-05-09 Price Changed $2,195 TENANTTURNER2
- 2025-05-06 Listed for Rent $2,249 TENANTTURNER2
- 2025-03-21 Price Changed $429,000 Stellar MLS as Distributed by MLS Grid
- 2025-01-08 Listed $449,900 Stellar MLS as Distributed by MLS Grid
- 2018-06-21 Sold (Public Records) $242,500 Public Records
- 2018-06-20 Sold (MLS) $242,500 Stellar MLS as Distributed by MLS Grid
- 2018-05-13 Pending — Stellar MLS as Distributed by MLS Grid
- 2018-04-16 Price Changed $254,900 Stellar MLS as Distributed by MLS Grid
- 2017-11-03 Listed $259,900 Stellar MLS as Distributed by MLS Grid
- 2012-06-13 Sold (Public Records) $121,500 Public Records
- 2012-06-08 Sold (MLS) $121,500 Stellar MLS as Distributed by MLS Grid
- 2012-05-16 Listed $149,900 Stellar MLS as Distributed by MLS Grid
- 2012-04-11 Sold (Public Records) $100,000 Public Records
- 2012-04-10 Sold (MLS) $100,000 Stellar MLS as Distributed by MLS Grid
- 2012-02-06 Listed $115,000 Stellar MLS as Distributed by MLS Grid
- 2002-04-09 Sold (Public Records) $135,000 Public Records
- 1985-10-01 Sold (Public Records) $89,900 Public Records
- 1981-04-01 Sold (Public Records) $14,000 Public Records
Property tax history
+7.7%/yrLatest (2025): $4,244 · +2.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…