1382 Via Deste #61 · Livermore, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 8/10 · Major
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 4/10 · Minor
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 13 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 9/10 · Severe
- Unhealthy air days now
- 20 days/yr
- Unhealthy air days in 30 yrs
- 21 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +5.1/10.0
- Livability +4.2/5.0
- Rent growth +2.6/5.0
- Condition / age +2.2/5.0
- Appreciation +0.0/10.0
$79,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Ready for move in located in Livermore. This mobile home has: 2 bedrooms; 1 full bath; New carpet; kitchen with eat in area; 2 car carport; side and rear yard space; affordable living in all age community that has pool and clubhouse.
Key facts
- Clubhouse
- Pool
- Community pool
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath manufactured listed at $80k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $1k ($17k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $80k).
- Recommended offer: $78k (3.0% below list) — sets the bar for market timing.
- Cap rate 27.7% vs local median 1.6% in Livermore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 83/100 on livability (#21 in CA, #846 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, employment A+; Watch: cost of living F.
- Livermore Valley Joint Unified (suburban): math 46% / reading 61% proficiency, ranked #90 of 517 in CA (top 17%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents flat; 220 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 1,742 units permitted in Alameda County in 2024 (856 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $552 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Alameda County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 0.5% rent growth), your $22k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- It's been on market 55 days — a 3% lower offer ($78k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 55 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 3.13% ✓
- Cap rate
- 27.67%
- Cash-on-cash
- 76.33%
- DSCR
- 4.40
- GRM
- 2.7
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.5% rent growth · sell at horizon
- IRR
- 73.4%
- Equity multiple
- 4.20×
- Total profit
- $71,593
- Equity at exit
- $11,913
- IRR
- 76.6%
- Equity multiple
- 7.94×
- Total profit
- $155,258
- Equity at exit
- $6,908
Cash invested: $22,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 94551
- Rents YoY
- 0.5%
- Active inventory
- 220
- Price-to-rent
- 2.7×
Monthly cashflow live
- Estimated rent
- $2,500 high interval (Pro) →
- Mortgage (P&I)
- −$419
- Tax est. 1.5%
- −$100 /mo · $1,198/yr
- Insurance
- −$33
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$525
- Net cashflow
- $1,423
Break-even live
Sensitivity live
| Price | -10% $1,478 | -5% $1,451 | +0% $1,423 | +5% $1,396 | +10% $1,368 |
|---|---|---|---|---|---|
| Rent | -10% $1,226 | -5% $1,324 | +0% $1,423 | +5% $1,522 | +10% $1,621 |
| Rate | -1.0pp $1,463 | -0.5pp $1,443 | base $1,423 | +0.5pp $1,402 | +1.0pp $1,381 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $19,975
- Closing costs
- $2,397
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1351 N P St Unit 2 Livermore, CA | 1.0 | 1.0 | 600 | $1,800 | $3.00 | 44d | 1 | 0.57mi |
| 1160 Portola Meadows Rd Livermore, CA | 1.0–2.0 | 1.0–2.0 | 807 | $2,800 | $3.47 | 3d | 6 | 0.77mi |
| 358 Albatross Ave Unit 1 Livermore, CA | 1.0 | 1.0 | 450 | $2,200 | $4.89 | 44d | 1 | 1.08mi |
| 981 Marylin Ave Unit ADU Livermore, CA | 1.0 | 1.0 | 500 | $2,100 | $4.20 | 44d | 1 | 1.12mi |
| 434 Junction Ave Livermore, CA | 1.0 | 1.0 | 420 | $1,975 | $4.70 | 3d | 1 | 1.40mi |
| 1809 Railroad Ave Livermore, CA | 1.0–2.0 | 1.0–2.0 | 809 | $3,467 | $4.29 | 0d | 10 | 1.49mi |
Listing history 1 events
-
2026-04-03$79,900 Active 235-char remark
Show marketing remark (235 chars)
Ready for move in located in Livermore. This mobile home has: 2 bedrooms; 1 full bath; New carpet; kitchen with eat in area; 2 car carport; side and rear yard space; affordable living in all age community that has pool and clubhouse.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 8/10 Severe
- Heat 4/10 Moderate 7 d/yr ≥98°F today · 13 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 9/10 Extreme 20 unhealthy d/yr today · 21 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $30,004
- − Mortgage interest
- −$4,476
- − Property taxes
- −$1,198
- − Insurance
- −$400
- − Repairs & maintenance
- −$2,400
- − Management
- −$2,400
- − Depreciation
- −$2,324
- Taxable income
- $16,806
- Est. tax owed @ 24.0%
- −$4,033
- After-tax cash flow
- $13,044/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 13 photos
This mobile home requires moderate repairs and maintenance to improve its condition and increase its resale or rental value.
Repairs flagged
- Moderate Kitchen cabinets — Worn appearance
- Moderate Bathtub and fixtures — Signs of wear
- Moderate Siding — Weathered and paint chipping
- Moderate Carpet — Worn and needs cleaning
- Moderate Paint — Faded and uneven
- Moderate Windows — Signs of wear
- Moderate Landscaping — Overgrown and needs trimming
Value-add opportunities
- Resale Paint interior walls — Fresh paint enhances curb appeal
- Resale Replace worn kitchen cabinets — New cabinets improve functionality and aesthetics
- Resale Replace worn bathtub and fixtures — Fresh fixtures improve functionality and aesthetics
- Resale Replace worn siding and paint — Fresh siding and paint improve curb appeal
- Resale Replace worn carpet — Fresh carpet improves comfort and aesthetics
- Resale Trim landscaping — Fresh landscaping enhances curb appeal
- Resale Replace worn windows — Fresh windows improve functionality and aesthetics
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| Kitchen cabinets · Worn appearance | Moderate | $3,000–15,000 |
| Bathtub and fixtures · Signs of wear | Moderate | $3,000–15,000 |
| Siding · Weathered and paint chipping | Moderate | $3,000–15,000 |
| Carpet · Worn and needs cleaning | Moderate | $3,000–15,000 |
| Paint · Faded and uneven | Moderate | $3,000–15,000 |
| Windows · Signs of wear | Moderate | $3,000–15,000 |
| Landscaping · Overgrown and needs trimming | Moderate | $3,000–15,000 |
| Total estimated repair cost · 7 items | $21,000–105,000 |
Value-add ROI direction
- Resale Paint interior walls — Fresh paint enhances curb appeal ↑
- Resale Replace worn kitchen cabinets — New cabinets improve functionality and aesthetics ↑
- Resale Replace worn bathtub and fixtures — Fresh fixtures improve functionality and aesthetics ↑
- Resale Replace worn siding and paint — Fresh siding and paint improve curb appeal ↑
- Resale Replace worn carpet — Fresh carpet improves comfort and aesthetics ↑
- Resale Trim landscaping — Fresh landscaping enhances curb appeal ↑
- Resale Replace worn windows — Fresh windows improve functionality and aesthetics ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Livermore Valley Joint Unified
- NCES district ID
- 0622110
- Math proficiency
- 46% ▼ -4.00%
- Reading proficiency
- 61% ▼ -2.00%
- Median HH income
- $102,399
- Composite
- 50.64/100
- National rank
- #1835
- State rank
- #90 of 517 in CA
Livability — Livermore
- Score
- 83/100
- State rank
- #21
- US rank
- #846
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Livermore, CA
- County
- Alameda County · 1,614,355 people
- City population
- 87,758
- Metro
- San Francisco-Oakland-Berkeley, CA
- Population (ZIP)
- 37,885
- Household income
- $145,392
- Rent vs Own
- Severe rent burden
- 1059.0
Population outlook (Alameda County) Hauer SSP2
- Today (2025)
- 1,928,884 people
- By 2030
- 2,069,146 · +7.3%
- By 2040
- 2,338,405 · +21.2%
- By 2050
- 2,586,608 · +34.1%
- By 2075
- 3,061,911 · +58.7%
- By 2100
- 3,234,133 · +67.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.68)
- Race & ethnicity
- White 45% Hispanic / Latino 29% Asian 16% Two or more races 15% Black 2% Native American 1%
- Hispanic origin (detail)
- Mexican 24% Puerto Rican 1%
- Common ancestry
- Russian 3% Romanian 2% Lithuanian 2%
- Foreign-born
- 23% · Canada, China, Vietnam
- Languages at home
- 68% English-only · Spanish 17% Other Indo-European 4% Other Asian/Pacific 4%
Political lean MEDSL · Alameda
- 2024 margin
- Solid D (+53.6) · D 74.6% · R 21.0% · Other 4.4%
- 2008→2024 swing
- -5.9pp toward R · 2008: 59.5pp · 2024: 53.6pp
- All cycles
- 2024: D+53.6 2020: D+62.5 2016: D+64.4 2012: D+59.8 2008: D+59.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -922.10%
- Current HPI
- 307.9736
- Rent YoY
- ▲ 0.50%
- Metro
- San Francisco-Oakland-Berkeley, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
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| Financial Services | 3 | $174B |
|
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
1 event — show timeline
- 2026-04-03 Listed $79,900 bridgeMLS, Bay East AOR, or Contra Costa AOR
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…