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1382 Via Deste #61
B Composite 71.59
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +5.1/10.0
  • Livability +4.2/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.2/5.0
  • Appreciation +0.0/10.0

$79,900

1382 Via Deste #61 · Livermore, CA 94551
2 bd · 1.0 ba · 552 sqft · Manufactured · 55 Days on market
Built 1972 Fair condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Ready for move in located in Livermore. This mobile home has: 2 bedrooms; 1 full bath; New carpet; kitchen with eat in area; 2 car carport; side and rear yard space; affordable living in all age community that has pool and clubhouse.

Key facts

  • Clubhouse
  • Pool
  • Community pool

Tags

KITCHEN WITH EAT IN AREASIDE AND REAR YARD SPACEPOOLCLUBHOUSE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath manufactured listed at $80k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $1k ($17k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $80k).
  • Recommended offer: $78k (3.0% below list) — sets the bar for market timing.
  • Cap rate 27.7% vs local median 1.6% in Livermore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#21 in CA, #846 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, employment A+; Watch: cost of living F.
  • Livermore Valley Joint Unified (suburban): math 46% / reading 61% proficiency, ranked #90 of 517 in CA (top 17%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents flat; 220 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 1,742 units permitted in Alameda County in 2024 (856 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $552 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Alameda County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.5% rent growth), your $22k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 55 days — a 3% lower offer ($78k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $77,503 (3.0% below list)

Questions for the listing agent

  1. It's been on market 55 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.13%
Cap rate
27.67%
Cash-on-cash
76.33%
DSCR
4.40
GRM
2.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.5% rent growth · sell at horizon

5-year hold
IRR
73.4%
Equity multiple
4.20×
Total profit
$71,593
Equity at exit
$11,913
10-year hold
IRR
76.6%
Equity multiple
7.94×
Total profit
$155,258
Equity at exit
$6,908

Cash invested: $22,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 94551

Rents YoY
0.5%
Active inventory
220
Price-to-rent
2.7×

Monthly cashflow live

Estimated rent
$2,500 high interval (Pro) →
Mortgage (P&I)
$419
Tax est. 1.5%
$100 /mo · $1,198/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$525
Net cashflow
$1,423

Break-even live

Break-even rent $699
Max offer price $79,900
Occupancy floor 38%

Sensitivity live

Price -10% $1,478 -5% $1,451 +0% $1,423 +5% $1,396 +10% $1,368
Rent -10% $1,226 -5% $1,324 +0% $1,423 +5% $1,522 +10% $1,621
Rate -1.0pp $1,463 -0.5pp $1,443 base $1,423 +0.5pp $1,402 +1.0pp $1,381

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,975
Closing costs
$2,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1351 N P St Unit 2 Livermore, CA 1.0 1.0 600 $1,800 $3.00 44d 1 0.57mi
1160 Portola Meadows Rd Livermore, CA 1.0–2.0 1.0–2.0 807 $2,800 $3.47 3d 6 0.77mi
358 Albatross Ave Unit 1 Livermore, CA 1.0 1.0 450 $2,200 $4.89 44d 1 1.08mi
981 Marylin Ave Unit ADU Livermore, CA 1.0 1.0 500 $2,100 $4.20 44d 1 1.12mi
434 Junction Ave Livermore, CA 1.0 1.0 420 $1,975 $4.70 3d 1 1.40mi
1809 Railroad Ave Livermore, CA 1.0–2.0 1.0–2.0 809 $3,467 $4.29 0d 10 1.49mi

Listing history 1 events

  1. 2026-04-03
    listed $79,900 Active 235-char remark
    Show marketing remark (235 chars)

    Ready for move in located in Livermore. This mobile home has: 2 bedrooms; 1 full bath; New carpet; kitchen with eat in area; 2 car carport; side and rear yard space; affordable living in all age community that has pool and clubhouse.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥98°F today · 13 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 9/10 Extreme 20 unhealthy d/yr today · 21 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$30,004
− Mortgage interest
−$4,476
− Property taxes
−$1,198
− Insurance
−$400
− Repairs & maintenance
−$2,400
− Management
−$2,400
− Depreciation
−$2,324
Taxable income
$16,806
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$4,033
After-tax cash flow
$13,044/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Fair 45/100 Moderate rehab

This mobile home requires moderate repairs and maintenance to improve its condition and increase its resale or rental value.

Repairs flagged

  • Moderate Kitchen cabinets — Worn appearance
  • Moderate Bathtub and fixtures — Signs of wear
  • Moderate Siding — Weathered and paint chipping
  • Moderate Carpet — Worn and needs cleaning
  • Moderate Paint — Faded and uneven
  • Moderate Windows — Signs of wear
  • Moderate Landscaping — Overgrown and needs trimming

Value-add opportunities

  • Resale Paint interior walls — Fresh paint enhances curb appeal
  • Resale Replace worn kitchen cabinets — New cabinets improve functionality and aesthetics
  • Resale Replace worn bathtub and fixtures — Fresh fixtures improve functionality and aesthetics
  • Resale Replace worn siding and paint — Fresh siding and paint improve curb appeal
  • Resale Replace worn carpet — Fresh carpet improves comfort and aesthetics
  • Resale Trim landscaping — Fresh landscaping enhances curb appeal
  • Resale Replace worn windows — Fresh windows improve functionality and aesthetics

Renovation cost estimate screening

Repair itemSeverityEst. cost
Kitchen cabinets · Worn appearance Moderate $3,000–15,000
Bathtub and fixtures · Signs of wear Moderate $3,000–15,000
Siding · Weathered and paint chipping Moderate $3,000–15,000
Carpet · Worn and needs cleaning Moderate $3,000–15,000
Paint · Faded and uneven Moderate $3,000–15,000
Windows · Signs of wear Moderate $3,000–15,000
Landscaping · Overgrown and needs trimming Moderate $3,000–15,000
Total estimated repair cost · 7 items $21,000–105,000

Value-add ROI direction

  • Resale Paint interior walls — Fresh paint enhances curb appeal
  • Resale Replace worn kitchen cabinets — New cabinets improve functionality and aesthetics
  • Resale Replace worn bathtub and fixtures — Fresh fixtures improve functionality and aesthetics
  • Resale Replace worn siding and paint — Fresh siding and paint improve curb appeal
  • Resale Replace worn carpet — Fresh carpet improves comfort and aesthetics
  • Resale Trim landscaping — Fresh landscaping enhances curb appeal
  • Resale Replace worn windows — Fresh windows improve functionality and aesthetics

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Livermore Valley Joint Unified
NCES district ID
0622110
Math proficiency
46% ▼ -4.00%
Reading proficiency
61% ▼ -2.00%
Median HH income
$102,399
Composite
50.64/100
National rank
#1835
State rank
#90 of 517 in CA

Livability — Livermore

Score
83/100
State rank
#21
US rank
#846

Category grades

Amenities A+ Commute A+ Cost of living F Crime C+ Employment A+ Housing B Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Livermore, CA
County
Alameda County · 1,614,355 people
City population
87,758
Metro
San Francisco-Oakland-Berkeley, CA
Population (ZIP)
37,885
Household income
$145,392
Rent vs Own
29.4% rent · 70.6% own
Severe rent burden
1059.0

Population outlook (Alameda County) Hauer SSP2

Today (2025)
1,928,884 people
By 2030
2,069,146 · +7.3%
By 2040
2,338,405 · +21.2%
By 2050
2,586,608 · +34.1%
By 2075
3,061,911 · +58.7%
By 2100
3,234,133 · +67.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.68)
Race & ethnicity
White 45% Hispanic / Latino 29% Asian 16% Two or more races 15% Black 2% Native American 1%
Hispanic origin (detail)
Mexican 24% Puerto Rican 1%
Common ancestry
Russian 3% Romanian 2% Lithuanian 2%
Foreign-born
23% · Canada, China, Vietnam
Languages at home
68% English-only · Spanish 17% Other Indo-European 4% Other Asian/Pacific 4%

Political lean MEDSL · Alameda

2024 margin
Solid D (+53.6) · D 74.6% · R 21.0% · Other 4.4%
2008→2024 swing
-5.9pp toward R · 2008: 59.5pp · 2024: 53.6pp
All cycles
2024: D+53.6 2020: D+62.5 2016: D+64.4 2012: D+59.8 2008: D+59.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -922.10%
Current HPI
307.9736
Rent YoY
▲ 0.50%
Metro
San Francisco-Oakland-Berkeley, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-04-03 Listed $79,900 bridgeMLS, Bay East AOR, or Contra Costa AOR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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