146 Racer St · Bennett, CO 80102

$515,000

3 bd · 3.0 ba · 2,237 sqft · SingleFamily public records · 23 Days on market

Built 2022 6,905 sqft lot $85/mo HOA · 2% of rent ↓ 7% since listing

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +10.0/10.0
• Cash flow +8.0/30.0
• ARV discount +7.5/15.0
• Livability +3.0/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.1/10.0
• DSCR +2.0/10.0
• 1% rule +1.9/10.0

Listing remarks MLS

Stop Scrolling. This Is the Rate You've Been Waiting For. In today's market, a 5.5% assumable interest rate for qualified buyers isn't just a perk - it's thousands of dollars back in your pocket every year. And it comes attached to a stunning, move-in ready home in the fast-growing community of Bennett, Colorado. From the moment you arrive, the welcoming front porch sets the tone. Inside, a dedicated first-floor office gives your work-from-home life the privacy it deserves. The bright, open floor plan flows effortlessly between living, dining, and a modern kitchen with generous cabinet storage and contemporary finishes. Upstairs, three large bedrooms, 2 full bathrooms, 2nd-floor laundry, 3 large linen/ storage closets, and a 2nd-floor loft flex space give everyone room to breathe. The primary suite features a private en-suite bath and a large walk-in closet. The loft adapts beautifully - reading nook, playroom, media lounge, or second office. Out back, a large deck and patio overlook a large landscaped yard with no rear neighbors - privacy, open sky, and the perfect setting for Colorado summers. The unfinished basement with full-sized windows and bathroom rough-ins is your blank canvas - finish it as an in-law suite, house-hack rental, home gym, or media room. The infrastructure is there. The vision is yours. Bennett is one of the Denver metro's most exciting growth corridors - with rising values, new development, and the wide-open Colorado lifestyle that's becoming harder to find closer to the city. Getting in now, at this price, with this rate, is the definition of a smart first move. Your first home should be your first investment. This one is both. Ask about the assumable 5.5% mortgage

Key facts

• 6,905 sq ft lot
• 3 garage spots
• Built 2022

Property features AI

Finance

• Other: Property is individually owned; Green energy efficient features in construction, HVAC, insulation, lighting, thermostat, and water heater
• HOA & community: Homeowners association (professionally managed); Monthly HOA fee of $85 ($1,020 annually); Association phone available

Exterior

• Parking: 6 parking spaces total; 3-car attached garage; 3 off-street spaces; Concrete drive/parking; Insulated garage
• Security: Smoke detectors; Carbon monoxide detectors
• Utilities: Public water; Public sewer; Electricity connected (220 volts); Natural gas connected; Cable available; Wired internet access
• Home design: Single family residence (house); Two levels; New construction and updated/remodeled; West-facing
• Construction: Built by D.R. Horton, Inc.; Cement siding, frame, and stone exterior; Shingle roof; Concrete perimeter foundation; Has unfinished basement
• Exterior features: Balcony; Private yard; Covered patio/deck; Front porch; Patio; Exterior lighting; Rain gutters; Partial fencing; Sprinklers in front and rear; Landscaped; Borders public land; Irrigated; Open space

Interior

• Kitchen: Refrigerator; Microwave; Self-cleaning oven; Quartz counters; Kitchen island; Pantry
• Bedrooms: 3 bedrooms (all on upper level); Primary bedroom with en suite bathroom
• Flooring: Carpet; Tile; Vinyl
• Bathrooms: 3 total bathrooms: 2 full, 1 half; Upper level has 2 full bathrooms; Main level has 1 half bathroom
• Heating & cooling: Forced air heating (natural gas); Central air conditioning; Smart thermostat
• Interior features: High ceilings; Kitchen island; Open floor plan; Pantry; Primary suite; Quartz counters; Radon mitigation system; Smart thermostat; Smoke free; Walk-in closet(s); Wired for data; Double pane windows; Window treatments; Unfurnished
• Laundry & utility: Washer; Dryer; Gas water heater; Tankless water heater

🏗️ New construction. The $515,000 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $501,088.

What this means for you Summary

Snapshot

• This is a 3-bed/3.0-bath single-family listed at $515k.

Deal economics

• At list price, monthly cash flow is $-516 ($-6k/yr) — negative.
• To cash-flow at today's rent, offer at most $410k (20.4% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $346k (32.8% below list).
• Recommended offer: $346k (32.8% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 59/100 on livability (#263 in CO) — a working-class tenant base; expect higher turnover. Strengths: housing A+, crime A-; Watch: cost of living D+, amenities F, commute F.
• Bennett School District No. 29J (rural): math 13% / reading 31% proficiency, ranked #69 of 86 in CO (top 80%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Bennett Preschool (71 students, 11% FRL); Bennett Middle School (math 8% / reading 42%, grade F, #168 of 270 statewide, top 63%, 304 students, 38% FRL); Bennett High School (math 22% / reading 47%, grade F, #209 of 381 statewide, top 56%, 427 students, 25% FRL) — zoned schools at 25% FRL track the district average.
• Market conditions: 213 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 2,299 units permitted in Adams County in 2024 (343 in 5+ unit buildings).

Forward outlook

• In year one you build about $54k of equity ($3k loan paydown + $50k appreciation (10.0% local appreciation)).
• Adams County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$86k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 23 days — a 2% lower offer ($507k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 4y ago; this cycle's ask has dropped $40k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $346,259 (32.8% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.69% ✗
• Cap rate: 5.06%
• Cash-on-cash: -4.41%
• DSCR: 0.80
• GRM: 12.1

CMA / ARV

• ARV (on-the-fly): $501,088
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
45956 Wood Thrush Ave	0.17mi	3/3.0	2,218 (-1%)	2mo	$500,950	$226	89
45947 Gentry Ave	0.13mi	3/3.0	2,199 (-2%)	4mo	$484,950	$221	88
45935 Gentry Ave	0.11mi	3/3.0	2,407 (+8%)	2mo	$514,950	$214	80
45907 Mill Ave	0.23mi	4/3.0 (+1)	2,184 (-2%)	1mo	$489,350	$224	80
45915 Wood Thrush Ave	0.12mi	3/3.0	2,407 (+8%)	3mo	$508,950	$211	80
231 Sage Grouse Way	0.11mi	4/3.0 (+1)	2,407 (+8%)	3mo	$527,050	$219	75
46589 Sunflower Ln	0.61mi	3/3.0	1,944 (-13%)	1mo	$459,390	$236	49
46573 Sunflower Ln	0.60mi	3/3.0	1,944 (-13%)	3mo	$467,999	$241	48
46569 Sunflower Ln	0.60mi	3/3.0	1,944 (-13%)	4mo	$424,999	$219	47
46537 Sunflower Ln	0.57mi	4/4.0 (+1)	1,944 (-13%)	4mo	$429,999	$221	39
46581 Sunflower Ln	0.60mi	4/4.0 (+1)	1,930 (-14%)	3mo	$481,720	$250	38
46561 Sunflower Ln	0.58mi	4/4.0 (+1)	1,944 (-13%)	5mo	$447,000	$230	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 21.1%
• Equity multiple: 2.71×
• Total profit: $239,983
• Equity at exit: $451,420

10-year hold

• IRR: 19.1%
• Equity multiple: 6.22×
• Total profit: $732,384
• Equity at exit: $973,504

Cash invested: $140,305 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 38 Tenant-Leaning
• State Colorado: 38 Tenant-Leaning · D+4
• County: — inherits STATE
• City: — inherits STATE

2023 reforms: 10-day cure, mandated notice, source-of-income protected. Courts backlogged in Denver.

Methodology + full state rankings →

ZIP-level market 80102

• Home prices YoY: 3.1%
• Active inventory: 213
• Price-to-rent: 12.4×

Monthly cashflow live

• Estimated rent: $3,463 medium
• Mortgage (P&I): −$2,628
• Tax from tax record: −$330 /mo · $3,955/yr
• Insurance: −$209
• HOA: −$85
• Vacancy / Maint / Mgmt: −$727
• Net cashflow: $-516

Break-even live

Break-even rent $4,115

Max offer price $409,988

Occupancy floor —

Sensitivity live

Price	-10% $-232	-5% $-374	+0% $-516	+5% $-658	+10% $-799
Rent	-10% $-789	-5% $-652	+0% $-516	+5% $-379	+10% $-242
Rate	-1.0pp $-263	-0.5pp $-388	base $-516	+0.5pp $-646	+1.0pp $-778

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $125,272
• Closing costs: $15,033
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
129 Racer St Bennett, CO	4.0	3.0	2536	$3,500	$1.38	25d	1	0.03mi
239 Adams St Bennett, CO	3.0	2.5	1653	$3,000	$1.81	25d	1	1.04mi

HOA detail

• Monthly dues: $85 · $1,020/yr
• Likely covers: gym

Listing history 29 events

1. 2026-06-21
   days on market $515,000 Active 23 DOM
2. 2026-06-18
   days on market $515,000 Active 20 DOM
3. 2026-06-17
   days on market $515,000 Active 19 DOM
4. 2026-06-16
   days on market $515,000 Active 18 DOM
5. 2026-06-15
   days on market $515,000 Active 17 DOM
6. 2026-06-13
   days on market $515,000 Active 15 DOM
7. 2026-06-13
   days on market $515,000 Active 14 DOM
8. 2026-06-09
   days on market $515,000 Active 11 DOM
9. 2026-06-08
   days on market $515,000 Active 10 DOM
10. 2026-06-07
    days on market $515,000 Active 9 DOM
11. 2026-06-04
    days on market $515,000 Active 6 DOM
12. 2026-06-03
    days on market $515,000 Active 5 DOM
13. 2026-06-02
    days on market $515,000 Active 4 DOM
14. 2026-06-01
    days on market $515,000 Active 3 DOM
15. 2026-05-31
    days on market $515,000 Active 2 DOM
16. 2026-05-25
    historical $515,000 1725-char remark

    Show marketing remark (1725 chars)

    Stop Scrolling. This Is the Rate You've Been Waiting For. In today's market, a 5.5% assumable interest rate for qualified buyers isn't just a perk - it's thousands of dollars back in your pocket every year. And it comes attached to a stunning, move-in ready home in the fast-growing community of Bennett, Colorado. From the moment you arrive, the welcoming front porch sets the tone. Inside, a dedicated first-floor office gives your work-from-home life the privacy it deserves. The bright, open floor plan flows effortlessly between living, dining, and a modern kitchen with generous cabinet storage and contemporary finishes. Upstairs, three large bedrooms, 2 full bathrooms, 2nd-floor laundry, 3 large linen/ storage closets, and a 2nd-floor loft flex space give everyone room to breathe. The primary suite features a private en-suite bath and a large walk-in closet. The loft adapts beautifully - reading nook, playroom, media lounge, or second office. Out back, a large deck and patio overlook a large landscaped yard with no rear neighbors - privacy, open sky, and the perfect setting for Colorado summers. The unfinished basement with full-sized windows and bathroom rough-ins is your blank canvas - finish it as an in-law suite, house-hack rental, home gym, or media room. The infrastructure is there. The vision is yours. Bennett is one of the Denver metro's most exciting growth corridors - with rising values, new development, and the wide-open Colorado lifestyle that's becoming harder to find closer to the city. Getting in now, at this price, with this rate, is the definition of a smart first move. Your first home should be your first investment. This one is both. Ask about the assumable 5.5% mortgage

17. 2026-05-25
    historical $515,000 1725-char remark

    Show marketing remark (1725 chars)

    Stop Scrolling. This Is the Rate You've Been Waiting For. In today's market, a 5.5% assumable interest rate for qualified buyers isn't just a perk - it's thousands of dollars back in your pocket every year. And it comes attached to a stunning, move-in ready home in the fast-growing community of Bennett, Colorado. From the moment you arrive, the welcoming front porch sets the tone. Inside, a dedicated first-floor office gives your work-from-home life the privacy it deserves. The bright, open floor plan flows effortlessly between living, dining, and a modern kitchen with generous cabinet storage and contemporary finishes. Upstairs, three large bedrooms, 2 full bathrooms, 2nd-floor laundry, 3 large linen/ storage closets, and a 2nd-floor loft flex space give everyone room to breathe. The primary suite features a private en-suite bath and a large walk-in closet. The loft adapts beautifully - reading nook, playroom, media lounge, or second office. Out back, a large deck and patio overlook a large landscaped yard with no rear neighbors - privacy, open sky, and the perfect setting for Colorado summers. The unfinished basement with full-sized windows and bathroom rough-ins is your blank canvas - finish it as an in-law suite, house-hack rental, home gym, or media room. The infrastructure is there. The vision is yours. Bennett is one of the Denver metro's most exciting growth corridors - with rising values, new development, and the wide-open Colorado lifestyle that's becoming harder to find closer to the city. Getting in now, at this price, with this rate, is the definition of a smart first move. Your first home should be your first investment. This one is both. Ask about the assumable 5.5% mortgage

18. 2022-12-14
    soldstatus $495,000 Closed 817-char remark

    Show marketing remark (817 chars)

    ***EXPECTED DELIVERY DATE: SEPTEMBER/OCTOBER*** With a welcoming covered front porch and rear deck, this great 3 bedroom home has a loft upstairs, main floor study and a spacious 3 car garage! This home also has an unfinished garden-level basement ready for you to customize. Enjoy the openness of 9ft main floor ceilings with an 8ft front door! Kitchen is equipped with granite tops, stainless steel appliances and a gas range! Enjoy laminate wood floors throughout the main floor, front yard landscaping, tank-less water heater, and Smart Home features INCLUDED to keep you connected.10/2/1 year warranty included for peace of mind. All in the peaceful surroundings of a small town, you'll want to show off your new home to family and friends! **Photos are not of actual home and are for representation only.***

19. 2022-12-14
    soldstatus $495,000 Sold 817-char remark

    Show marketing remark (817 chars)

    ***EXPECTED DELIVERY DATE: SEPTEMBER/OCTOBER*** With a welcoming covered front porch and rear deck, this great 3 bedroom home has a loft upstairs, main floor study and a spacious 3 car garage! This home also has an unfinished garden-level basement ready for you to customize. Enjoy the openness of 9ft main floor ceilings with an 8ft front door! Kitchen is equipped with granite tops, stainless steel appliances and a gas range! Enjoy laminate wood floors throughout the main floor, front yard landscaping, tank-less water heater, and Smart Home features INCLUDED to keep you connected.10/2/1 year warranty included for peace of mind. All in the peaceful surroundings of a small town, you'll want to show off your new home to family and friends! **Photos are not of actual home and are for representation only.***

20. 2022-11-15
    status Pending 817-char remark

    Show marketing remark (817 chars)

    ***EXPECTED DELIVERY DATE: SEPTEMBER/OCTOBER*** With a welcoming covered front porch and rear deck, this great 3 bedroom home has a loft upstairs, main floor study and a spacious 3 car garage! This home also has an unfinished garden-level basement ready for you to customize. Enjoy the openness of 9ft main floor ceilings with an 8ft front door! Kitchen is equipped with granite tops, stainless steel appliances and a gas range! Enjoy laminate wood floors throughout the main floor, front yard landscaping, tank-less water heater, and Smart Home features INCLUDED to keep you connected.10/2/1 year warranty included for peace of mind. All in the peaceful surroundings of a small town, you'll want to show off your new home to family and friends! **Photos are not of actual home and are for representation only.***

21. 2022-11-15
    status Pending 817-char remark

    Show marketing remark (817 chars)

    ***EXPECTED DELIVERY DATE: SEPTEMBER/OCTOBER*** With a welcoming covered front porch and rear deck, this great 3 bedroom home has a loft upstairs, main floor study and a spacious 3 car garage! This home also has an unfinished garden-level basement ready for you to customize. Enjoy the openness of 9ft main floor ceilings with an 8ft front door! Kitchen is equipped with granite tops, stainless steel appliances and a gas range! Enjoy laminate wood floors throughout the main floor, front yard landscaping, tank-less water heater, and Smart Home features INCLUDED to keep you connected.10/2/1 year warranty included for peace of mind. All in the peaceful surroundings of a small town, you'll want to show off your new home to family and friends! **Photos are not of actual home and are for representation only.***

22. 2022-11-04
    price $520,000 817-char remark

    Show marketing remark (817 chars)

    ***EXPECTED DELIVERY DATE: SEPTEMBER/OCTOBER*** With a welcoming covered front porch and rear deck, this great 3 bedroom home has a loft upstairs, main floor study and a spacious 3 car garage! This home also has an unfinished garden-level basement ready for you to customize. Enjoy the openness of 9ft main floor ceilings with an 8ft front door! Kitchen is equipped with granite tops, stainless steel appliances and a gas range! Enjoy laminate wood floors throughout the main floor, front yard landscaping, tank-less water heater, and Smart Home features INCLUDED to keep you connected.10/2/1 year warranty included for peace of mind. All in the peaceful surroundings of a small town, you'll want to show off your new home to family and friends! **Photos are not of actual home and are for representation only.***

23. 2022-11-04
    price $520,000 817-char remark

    Show marketing remark (817 chars)

    ***EXPECTED DELIVERY DATE: SEPTEMBER/OCTOBER*** With a welcoming covered front porch and rear deck, this great 3 bedroom home has a loft upstairs, main floor study and a spacious 3 car garage! This home also has an unfinished garden-level basement ready for you to customize. Enjoy the openness of 9ft main floor ceilings with an 8ft front door! Kitchen is equipped with granite tops, stainless steel appliances and a gas range! Enjoy laminate wood floors throughout the main floor, front yard landscaping, tank-less water heater, and Smart Home features INCLUDED to keep you connected.10/2/1 year warranty included for peace of mind. All in the peaceful surroundings of a small town, you'll want to show off your new home to family and friends! **Photos are not of actual home and are for representation only.***

24. 2022-09-28
    price $535,000 817-char remark

    Show marketing remark (817 chars)

    ***EXPECTED DELIVERY DATE: SEPTEMBER/OCTOBER*** With a welcoming covered front porch and rear deck, this great 3 bedroom home has a loft upstairs, main floor study and a spacious 3 car garage! This home also has an unfinished garden-level basement ready for you to customize. Enjoy the openness of 9ft main floor ceilings with an 8ft front door! Kitchen is equipped with granite tops, stainless steel appliances and a gas range! Enjoy laminate wood floors throughout the main floor, front yard landscaping, tank-less water heater, and Smart Home features INCLUDED to keep you connected.10/2/1 year warranty included for peace of mind. All in the peaceful surroundings of a small town, you'll want to show off your new home to family and friends! **Photos are not of actual home and are for representation only.***

25. 2022-09-28
    price $535,000 817-char remark

    Show marketing remark (817 chars)

    ***EXPECTED DELIVERY DATE: SEPTEMBER/OCTOBER*** With a welcoming covered front porch and rear deck, this great 3 bedroom home has a loft upstairs, main floor study and a spacious 3 car garage! This home also has an unfinished garden-level basement ready for you to customize. Enjoy the openness of 9ft main floor ceilings with an 8ft front door! Kitchen is equipped with granite tops, stainless steel appliances and a gas range! Enjoy laminate wood floors throughout the main floor, front yard landscaping, tank-less water heater, and Smart Home features INCLUDED to keep you connected.10/2/1 year warranty included for peace of mind. All in the peaceful surroundings of a small town, you'll want to show off your new home to family and friends! **Photos are not of actual home and are for representation only.***

26. 2022-08-22
    price $590,000 817-char remark

    Show marketing remark (817 chars)

    ***EXPECTED DELIVERY DATE: SEPTEMBER/OCTOBER*** With a welcoming covered front porch and rear deck, this great 3 bedroom home has a loft upstairs, main floor study and a spacious 3 car garage! This home also has an unfinished garden-level basement ready for you to customize. Enjoy the openness of 9ft main floor ceilings with an 8ft front door! Kitchen is equipped with granite tops, stainless steel appliances and a gas range! Enjoy laminate wood floors throughout the main floor, front yard landscaping, tank-less water heater, and Smart Home features INCLUDED to keep you connected.10/2/1 year warranty included for peace of mind. All in the peaceful surroundings of a small town, you'll want to show off your new home to family and friends! **Photos are not of actual home and are for representation only.***

27. 2022-08-22
    price $590,000 817-char remark

    Show marketing remark (817 chars)

    ***EXPECTED DELIVERY DATE: SEPTEMBER/OCTOBER*** With a welcoming covered front porch and rear deck, this great 3 bedroom home has a loft upstairs, main floor study and a spacious 3 car garage! This home also has an unfinished garden-level basement ready for you to customize. Enjoy the openness of 9ft main floor ceilings with an 8ft front door! Kitchen is equipped with granite tops, stainless steel appliances and a gas range! Enjoy laminate wood floors throughout the main floor, front yard landscaping, tank-less water heater, and Smart Home features INCLUDED to keep you connected.10/2/1 year warranty included for peace of mind. All in the peaceful surroundings of a small town, you'll want to show off your new home to family and friends! **Photos are not of actual home and are for representation only.***

28. 2022-08-08
    listed $555,000 Active 817-char remark

    Show marketing remark (817 chars)

    ***EXPECTED DELIVERY DATE: SEPTEMBER/OCTOBER*** With a welcoming covered front porch and rear deck, this great 3 bedroom home has a loft upstairs, main floor study and a spacious 3 car garage! This home also has an unfinished garden-level basement ready for you to customize. Enjoy the openness of 9ft main floor ceilings with an 8ft front door! Kitchen is equipped with granite tops, stainless steel appliances and a gas range! Enjoy laminate wood floors throughout the main floor, front yard landscaping, tank-less water heater, and Smart Home features INCLUDED to keep you connected.10/2/1 year warranty included for peace of mind. All in the peaceful surroundings of a small town, you'll want to show off your new home to family and friends! **Photos are not of actual home and are for representation only.***

29. 2022-08-08
    listed $555,000 Active 817-char remark

    Show marketing remark (817 chars)

    ***EXPECTED DELIVERY DATE: SEPTEMBER/OCTOBER*** With a welcoming covered front porch and rear deck, this great 3 bedroom home has a loft upstairs, main floor study and a spacious 3 car garage! This home also has an unfinished garden-level basement ready for you to customize. Enjoy the openness of 9ft main floor ceilings with an 8ft front door! Kitchen is equipped with granite tops, stainless steel appliances and a gas range! Enjoy laminate wood floors throughout the main floor, front yard landscaping, tank-less water heater, and Smart Home features INCLUDED to keep you connected.10/2/1 year warranty included for peace of mind. All in the peaceful surroundings of a small town, you'll want to show off your new home to family and friends! **Photos are not of actual home and are for representation only.***

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CO · Resets to sale price

• Current annual tax: $3,955 · $330/mo
• Projected year-2 tax: $3,955 · $330/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 3/10 Moderate 6 d/yr ≥92°F today · 16 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $41,551
• − Mortgage interest: −$28,069
• − Property taxes: −$3,955
• − Insurance: −$2,505
• − Repairs & maintenance: −$3,324
• − Management: −$3,324
• − HOA: −$1,020
• − Depreciation: −$14,577
• Taxable loss: −$15,224
• Est. tax savings @ 24.0%: +$3,654
• After-tax cash flow: $-2,535/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Bennett School District No. 29J
• NCES district ID: 0802430
• Math proficiency: 13% ▼ -10.00%
• Reading proficiency: 31% ▼ -9.00%
• Median HH income: $69,795
• Composite: 21.39/100
• National rank: #8353
• State rank: #69 of 86 in CO

Livability — Bennett

• Score: 59/100
• State rank: #263
• US rank: #19691

Category grades

Amenities F Commute F Cost of living D+ Crime A- Employment B- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Bennett, CO
• City population: 5,994
• Population (ZIP): 5,994

Population outlook (Adams County) Hauer SSP2

• Today (2025): 598,184 people
• By 2030: 651,880 · +9.0%
• By 2040: 759,778 · +27.0%
• By 2050: 862,889 · +44.3%
• By 2075: 1,085,994 · +81.5%
• By 2100: 1,211,318 · +102.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (72%)
• Race & ethnicity: White 72% Hispanic / Latino 21% Two or more races 11% Black 2%
• Hispanic origin (detail): Mexican 17% Puerto Rican 1%
• Common ancestry: Serbian 4% Italian 3% Lithuanian 2%
• Foreign-born: 6% · Canada, China
• Languages at home: 87% English-only · Spanish 10% German/W. Germanic 1% Chinese 1%

Political lean MEDSL · Adams

• 2024 margin: Lean D (+9.0) · D 53.2% · R 44.1% · Other 2.7%
• 2008→2024 swing: -9.3pp toward R · 2008: 18.4pp · 2024: 9.0pp
• All cycles: 2024: D+9.0 2020: D+16.3 2016: D+7.2 2012: D+15.1 2008: D+18.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 14.94%
• Current HPI: 494.39
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.95%
• F500 in state: 14

Industry mix (Fortune 500 HQ in CO)

Industry	F500 HQs	Revenue
▸Technology Distribution	1	$31B
▸Food / Agriculture	1	$18B
▸Packaging	1	$14B
▸Healthcare	1	$13B
▸Energy	1	$10B
▸Technology	1	$4B

Price history

-7.2% since first listed

14 events — show timeline

• 2026-05-25 Coming Soon $515,000 IRES
• 2026-05-25 Coming Soon $515,000 REColorado as Distributed by MLS Grid
• 2022-12-14 Sold (MLS) $495,000 IRES
• 2022-12-14 Sold (MLS) $495,000 REColorado as Distributed by MLS Grid
• 2022-11-15 Pending — REColorado as Distributed by MLS Grid
• 2022-11-15 Pending — IRES
• 2022-11-04 Price Changed $520,000 REColorado as Distributed by MLS Grid
• 2022-11-04 Price Changed $520,000 IRES
• 2022-09-28 Price Changed $535,000 REColorado as Distributed by MLS Grid
• 2022-09-28 Price Changed $535,000 IRES
• 2022-08-22 Price Changed $590,000 REColorado as Distributed by MLS Grid
• 2022-08-22 Price Changed $590,000 IRES
• 2022-08-08 Listed $555,000 IRES
• 2022-08-08 Listed $555,000 REColorado as Distributed by MLS Grid

Property tax history

+45.3%/yr

Latest (2025): $3,955 · -24.2% YoY. Source: county tax records.