CashFlowRE
Sign in Sign up
45833 Heatherwoode Ln
F Composite 31.88
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +9.8/15.0
  • Cash flow +6.9/30.0
  • Schools +4.0/10.0
  • Livability +3.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +1.4/10.0
  • DSCR +1.1/10.0
  • Appreciation +0.0/10.0

$325,000

45833 Heatherwoode Ln · Sterling Heights, MI 48044
3 bd · 1.5 ba · 1,228 sqft · SingleFamily public records · 8 Days on market
Built 1985 9,583 sqft lot $265/sqft · 40% above area Est $343k · 5% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome home to this clean, well-kept 3-bedroom colonial with a layout that just makes sense. The main level offers newer luxury vinyl plank flooring that carries throughout, leading into a functional kitchen and dining area with great natural light and direct access to the backyard. The kitchen is simple and fresh, featuring a new Bosch dishwasher (2025). Upstairs, you’ll find three comfortable bedrooms, including a primary with a 6 x 4 walk-in closet, the upper level also features a newly updated full bath and newer luxury vinyl plank flooring. The finished basement adds additional living space that can easily be used as a second family room, home office, or workout area. Outside, the fenced yard offers plenty of room to spread out, complete with storage shed, and a brand new concrete patio (2025) - a great setup for summer nights and entertaining. Situated on a corner lot with a 2-car attached garage and newer garage door, this home offers a solid combination of space, updates, and functionality-with no HOA. Be sure to put this one on your short list!

Key facts

  • Functional kitchen
  • New bosch dishwasher
  • Walk-in closet

Tags

LUXURY VINYL PLANK FLOORINGFUNCTIONAL KITCHENDIRECT ACCESS TO BACKYARDNEW BOSCH DISHWASHERWALK-IN CLOSETNEWLY UPDATED FULL BATH

Property features AI

Finance

  • HOA & community: Homeowners association

Exterior

  • Parking: Attached garage with garage door opener; 2 garage spaces
  • Utilities: Public water; Public sewer
  • Home design: Single family residence; Two levels; Corner lot
  • Construction: Brick construction
  • Exterior features: Patio; Porch; Fenced yard; Shed(s)

Interior

  • Kitchen: Dishwasher; Microwave; Oven; Range; Refrigerator
  • Bathrooms: One full bathroom; One half bathroom
  • Heating & cooling: Forced air heating (natural gas); Central air conditioning
  • Interior features: Eat-in kitchen; Walk-in closet(s); Finished basement with sump pump; Six total rooms
  • Laundry & utility: Washer; Dryer; Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $325k.

Deal economics

  • At list price, monthly cash flow is $-494 ($-6k/yr) — negative.
  • To cash-flow at today's rent, offer at most $238k (26.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $208k (35.9% below list).
  • Recommended offer: $208k (35.9% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 74/100 on livability (#173 in MI, #4,545 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools C-, health & safety D+, amenities F.
  • Chippewa Valley Schools (suburban): math 39% / reading 50% proficiency, ranked #133 of 540 in MI (top 25%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 261 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 1,321 units permitted in Macomb County in 2024 (86 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Macomb County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
  • 11 sale attempts since 29y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $208,379 (35.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.64%
Cap rate
4.47%
Cash-on-cash
-6.51%
DSCR
0.71
GRM
13.0

CMA / ARV

ARV (median comp)
$342,730
List price
$325,000
Delta
-5.17%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
17509 Yaneev Dr 0.19mi 3/2.0 1,234 (+0%) 10mo $275,000 $223 80
45897 Hollowoode St 0.09mi 3/1.5 1,060 (-14%) 12mo $307,000 $290 63
17012 Northall St 0.38mi 4/2.0 (+1) 1,216 (-1%) 22mo $40,000 $33 55
46730 Romeo Plank Rd 0.61mi 3/2.0 1,335 (+9%) 4mo $326,625 $245 52
46308 Worlington Dr 0.61mi 3/2.0 1,152 (-6%) 13mo $17,000 $15 48
47023 Blossom Ln 0.63mi 3/1.0 1,275 (+4%) 20mo $320,777 $252 45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-27.6%
Equity multiple
0.08×
Total profit
$-84,151
Equity at exit
$48,459
10-year hold
IRR
-25.9%
Equity multiple
-0.25×
Total profit
$-113,916
Equity at exit
$28,100

Cash invested: $91,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Michigan
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

ZIP-level market 48044

Active inventory
261
Price-to-rent
13.0×

Monthly cashflow live

Estimated rent
$2,084 high interval (Pro) →
Mortgage (P&I)
$1,704
Tax from tax record
$300 /mo · $3,604/yr
Insurance
$135
HOA
$0
Vacancy / Maint / Mgmt
$438
Net cashflow
$-494

Break-even live

Break-even rent $2,709
Max offer price $237,758
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$81,250
Closing costs
$9,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 11 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
48953 Deerfield Park Dr S Macomb Township, MI 2.0–3.0 2.0 1080 $1,499 $1.39 1d 1 0.40mi
45255 Northport Dr Macomb, MI 1.0–2.0 1.0–2.0 922 $1,644 $1.78 2d 35 0.49mi
44565 Bayview Ave Clinton Twp, MI 1.0–2.0 1.0–2.0 938 $1,757 $1.87 1d 188 0.55mi
16431 Dominion Dr Macomb, MI 2.0 2.0 1400 $1,800 $1.29 24d 1 0.71mi
17721 Montage Clinton Twp, MI 2.0–3.0 2.0–3.0 1563 $3,140 $2.01 1d 6 0.80mi
18255 Manorwood S Clinton Twp, MI 2.0 1.0–2.0 1225 $1,798 $1.47 1d 16 1.32mi
15522 Ashley Ct #64 Macomb, MI 2.0 2.0 1100 $1,500 $1.36 24d 1 1.34mi
15895 Cambridge Dr Clinton Twp, MI 2.0 1.5 946 $1,750 $1.85 3d 1 1.37mi
15536 Ashley Ct Macomb, MI 2.0 2.0 1092 $1,500 $1.37 43d 1 1.40mi
44524 N Bunker Hill Dr Clinton Twp, MI 2.0 1.0 968 $1,400 $1.45 43d 1 1.42mi
48540 Parc Cir Macomb, MI 2.0 2.0 1416 $2,500 $1.77 1d 6 1.47mi

Listing history 34 events

  1. 2026-05-09
    status Pending 1070-char remark
    Show marketing remark (1076 chars)

    Welcome home to this clean, well-kept 3-bedroom colonial with a layout that just makes sense. The main level offers newer luxury vinyl plank flooring that carries throughout, leading into a functional kitchen and dining area with great natural light and direct access to the backyard. The kitchen is simple and fresh, featuring a new Bosch dishwasher (2025). Upstairs, you’ll find three comfortable bedrooms, including a primary with a 6 x 4 walk-in closet, the upper level also features a newly updated full bath and newer luxury vinyl plank flooring. The finished basement adds additional living space that can easily be used as a second family room, home office, or workout area. Outside, the fenced yard offers plenty of room to spread out, complete with storage shed, and a brand new concrete patio (2025) - a great setup for summer nights and entertaining. Situated on a corner lot with a 2-car attached garage and newer garage door, this home offers a solid combination of space, updates, and functionality-with no HOA. Be sure to put this one on your short list!

  2. 2026-05-09
    status Pending 1076-char remark
    Show marketing remark (1076 chars)

    Welcome home to this clean, well-kept 3-bedroom colonial with a layout that just makes sense. The main level offers newer luxury vinyl plank flooring that carries throughout, leading into a functional kitchen and dining area with great natural light and direct access to the backyard. The kitchen is simple and fresh, featuring a new Bosch dishwasher (2025). Upstairs, you’ll find three comfortable bedrooms, including a primary with a 6 x 4 walk-in closet, the upper level also features a newly updated full bath and newer luxury vinyl plank flooring. The finished basement adds additional living space that can easily be used as a second family room, home office, or workout area. Outside, the fenced yard offers plenty of room to spread out, complete with storage shed, and a brand new concrete patio (2025) - a great setup for summer nights and entertaining. Situated on a corner lot with a 2-car attached garage and newer garage door, this home offers a solid combination of space, updates, and functionality-with no HOA. Be sure to put this one on your short list!

  3. 2026-05-08
    price $325,000 1076-char remark
    Show marketing remark (1076 chars)

    Welcome home to this clean, well-kept 3-bedroom colonial with a layout that just makes sense. The main level offers newer luxury vinyl plank flooring that carries throughout, leading into a functional kitchen and dining area with great natural light and direct access to the backyard. The kitchen is simple and fresh, featuring a new Bosch dishwasher (2025). Upstairs, you’ll find three comfortable bedrooms, including a primary with a 6 x 4 walk-in closet, the upper level also features a newly updated full bath and newer luxury vinyl plank flooring. The finished basement adds additional living space that can easily be used as a second family room, home office, or workout area. Outside, the fenced yard offers plenty of room to spread out, complete with storage shed, and a brand new concrete patio (2025) - a great setup for summer nights and entertaining. Situated on a corner lot with a 2-car attached garage and newer garage door, this home offers a solid combination of space, updates, and functionality-with no HOA. Be sure to put this one on your short list!

  4. 2026-05-07
    status Active 1070-char remark
    Show marketing remark (1076 chars)

    Welcome home to this clean, well-kept 3-bedroom colonial with a layout that just makes sense. The main level offers newer luxury vinyl plank flooring that carries throughout, leading into a functional kitchen and dining area with great natural light and direct access to the backyard. The kitchen is simple and fresh, featuring a new Bosch dishwasher (2025). Upstairs, you’ll find three comfortable bedrooms, including a primary with a 6 x 4 walk-in closet, the upper level also features a newly updated full bath and newer luxury vinyl plank flooring. The finished basement adds additional living space that can easily be used as a second family room, home office, or workout area. Outside, the fenced yard offers plenty of room to spread out, complete with storage shed, and a brand new concrete patio (2025) - a great setup for summer nights and entertaining. Situated on a corner lot with a 2-car attached garage and newer garage door, this home offers a solid combination of space, updates, and functionality-with no HOA. Be sure to put this one on your short list!

  5. 2026-05-07
    price $325,000 1070-char remark
    Show marketing remark (1076 chars)

    Welcome home to this clean, well-kept 3-bedroom colonial with a layout that just makes sense. The main level offers newer luxury vinyl plank flooring that carries throughout, leading into a functional kitchen and dining area with great natural light and direct access to the backyard. The kitchen is simple and fresh, featuring a new Bosch dishwasher (2025). Upstairs, you’ll find three comfortable bedrooms, including a primary with a 6 x 4 walk-in closet, the upper level also features a newly updated full bath and newer luxury vinyl plank flooring. The finished basement adds additional living space that can easily be used as a second family room, home office, or workout area. Outside, the fenced yard offers plenty of room to spread out, complete with storage shed, and a brand new concrete patio (2025) - a great setup for summer nights and entertaining. Situated on a corner lot with a 2-car attached garage and newer garage door, this home offers a solid combination of space, updates, and functionality-with no HOA. Be sure to put this one on your short list!

  6. 2026-05-07
    status Active 1076-char remark
    Show marketing remark (1076 chars)

    Welcome home to this clean, well-kept 3-bedroom colonial with a layout that just makes sense. The main level offers newer luxury vinyl plank flooring that carries throughout, leading into a functional kitchen and dining area with great natural light and direct access to the backyard. The kitchen is simple and fresh, featuring a new Bosch dishwasher (2025). Upstairs, you’ll find three comfortable bedrooms, including a primary with a 6 x 4 walk-in closet, the upper level also features a newly updated full bath and newer luxury vinyl plank flooring. The finished basement adds additional living space that can easily be used as a second family room, home office, or workout area. Outside, the fenced yard offers plenty of room to spread out, complete with storage shed, and a brand new concrete patio (2025) - a great setup for summer nights and entertaining. Situated on a corner lot with a 2-car attached garage and newer garage door, this home offers a solid combination of space, updates, and functionality-with no HOA. Be sure to put this one on your short list!

  7. 2026-05-03
    historical Active Under Contract 1070-char remark
    Show marketing remark (1076 chars)

    Welcome home to this clean, well-kept 3-bedroom colonial with a layout that just makes sense. The main level offers newer luxury vinyl plank flooring that carries throughout, leading into a functional kitchen and dining area with great natural light and direct access to the backyard. The kitchen is simple and fresh, featuring a new Bosch dishwasher (2025). Upstairs, you’ll find three comfortable bedrooms, including a primary with a 6 x 4 walk-in closet, the upper level also features a newly updated full bath and newer luxury vinyl plank flooring. The finished basement adds additional living space that can easily be used as a second family room, home office, or workout area. Outside, the fenced yard offers plenty of room to spread out, complete with storage shed, and a brand new concrete patio (2025) - a great setup for summer nights and entertaining. Situated on a corner lot with a 2-car attached garage and newer garage door, this home offers a solid combination of space, updates, and functionality-with no HOA. Be sure to put this one on your short list!

  8. 2026-05-03
    historical Accepting Backup Offers 1076-char remark
    Show marketing remark (1076 chars)

    Welcome home to this clean, well-kept 3-bedroom colonial with a layout that just makes sense. The main level offers newer luxury vinyl plank flooring that carries throughout, leading into a functional kitchen and dining area with great natural light and direct access to the backyard. The kitchen is simple and fresh, featuring a new Bosch dishwasher (2025). Upstairs, you’ll find three comfortable bedrooms, including a primary with a 6 x 4 walk-in closet, the upper level also features a newly updated full bath and newer luxury vinyl plank flooring. The finished basement adds additional living space that can easily be used as a second family room, home office, or workout area. Outside, the fenced yard offers plenty of room to spread out, complete with storage shed, and a brand new concrete patio (2025) - a great setup for summer nights and entertaining. Situated on a corner lot with a 2-car attached garage and newer garage door, this home offers a solid combination of space, updates, and functionality-with no HOA. Be sure to put this one on your short list!

  9. 2026-04-30
    listed $319,000 Active 1070-char remark
    Show marketing remark (1076 chars)

    Welcome home to this clean, well-kept 3-bedroom colonial with a layout that just makes sense. The main level offers newer luxury vinyl plank flooring that carries throughout, leading into a functional kitchen and dining area with great natural light and direct access to the backyard. The kitchen is simple and fresh, featuring a new Bosch dishwasher (2025). Upstairs, you’ll find three comfortable bedrooms, including a primary with a 6 x 4 walk-in closet, the upper level also features a newly updated full bath and newer luxury vinyl plank flooring. The finished basement adds additional living space that can easily be used as a second family room, home office, or workout area. Outside, the fenced yard offers plenty of room to spread out, complete with storage shed, and a brand new concrete patio (2025) - a great setup for summer nights and entertaining. Situated on a corner lot with a 2-car attached garage and newer garage door, this home offers a solid combination of space, updates, and functionality-with no HOA. Be sure to put this one on your short list!

  10. 2026-04-30
    listed $319,000 Active 1076-char remark
    Show marketing remark (1076 chars)

    Welcome home to this clean, well-kept 3-bedroom colonial with a layout that just makes sense. The main level offers newer luxury vinyl plank flooring that carries throughout, leading into a functional kitchen and dining area with great natural light and direct access to the backyard. The kitchen is simple and fresh, featuring a new Bosch dishwasher (2025). Upstairs, you’ll find three comfortable bedrooms, including a primary with a 6 x 4 walk-in closet, the upper level also features a newly updated full bath and newer luxury vinyl plank flooring. The finished basement adds additional living space that can easily be used as a second family room, home office, or workout area. Outside, the fenced yard offers plenty of room to spread out, complete with storage shed, and a brand new concrete patio (2025) - a great setup for summer nights and entertaining. Situated on a corner lot with a 2-car attached garage and newer garage door, this home offers a solid combination of space, updates, and functionality-with no HOA. Be sure to put this one on your short list!

  11. 2016-02-11
    soldstatus $166,000
  12. 2016-01-22
    soldstatus $166,000 Sold
    Show marketing remark (307 chars)

    Move in ready home! Large corner fenced in yard with a large deck for entertaining right off the kitchen door wall! Bathrooms are updated with granite counter tops! Additional entertaining and living area in the finished basement! All appliances stay, welcome home! Agents see exclusions in agent remarks. .

  13. 2016-01-22
    soldstatus $166,000
    Show marketing remark (307 chars)

    Move in ready home! Large corner fenced in yard with a large deck for entertaining right off the kitchen door wall! Bathrooms are updated with granite counter tops! Additional entertaining and living area in the finished basement! All appliances stay, welcome home! Agents see exclusions in agent remarks. .

  14. 2016-01-06
    status Pending
    Show marketing remark (307 chars)

    Move in ready home! Large corner fenced in yard with a large deck for entertaining right off the kitchen door wall! Bathrooms are updated with granite counter tops! Additional entertaining and living area in the finished basement! All appliances stay, welcome home! Agents see exclusions in agent remarks. .

  15. 2015-12-07
    historical
    Show marketing remark (307 chars)

    Move in ready home! Large corner fenced in yard with a large deck for entertaining right off the kitchen door wall! Bathrooms are updated with granite counter tops! Additional entertaining and living area in the finished basement! All appliances stay, welcome home! Agents see exclusions in agent remarks. .

  16. 2015-12-07
    historical
    Show marketing remark (307 chars)

    Move in ready home! Large corner fenced in yard with a large deck for entertaining right off the kitchen door wall! Bathrooms are updated with granite counter tops! Additional entertaining and living area in the finished basement! All appliances stay, welcome home! Agents see exclusions in agent remarks. .

  17. 2015-11-18
    price $172,000
    Show marketing remark (307 chars)

    Move in ready home! Large corner fenced in yard with a large deck for entertaining right off the kitchen door wall! Bathrooms are updated with granite counter tops! Additional entertaining and living area in the finished basement! All appliances stay, welcome home! Agents see exclusions in agent remarks. .

  18. 2015-10-15
    listed $172,500 Active
    Show marketing remark (307 chars)

    Move in ready home! Large corner fenced in yard with a large deck for entertaining right off the kitchen door wall! Bathrooms are updated with granite counter tops! Additional entertaining and living area in the finished basement! All appliances stay, welcome home! Agents see exclusions in agent remarks. .

  19. 2015-10-15
    listed $172,000
    Show marketing remark (307 chars)

    Move in ready home! Large corner fenced in yard with a large deck for entertaining right off the kitchen door wall! Bathrooms are updated with granite counter tops! Additional entertaining and living area in the finished basement! All appliances stay, welcome home! Agents see exclusions in agent remarks. .

  20. 2008-07-21
    soldstatus $167,500
  21. 2008-07-07
    soldstatus $167,500
  22. 2008-07-07
    soldstatus $167,500
  23. 2008-06-19
    historical
  24. 2008-02-04
    listed $164,900
  25. 2008-02-04
    listed $164,900
  26. 2008-02-04
    historical
  27. 2008-02-04
    historical
  28. 2007-08-29
    listed $184,900
  29. 2007-08-29
    listed $184,900
  30. 1997-10-21
    soldstatus $140,000
  31. 1997-09-03
    soldstatus $140,000
  32. 1997-08-16
    historical
  33. 1997-08-07
    listed $141,900
  34. 1993-10-01
    soldstatus $107,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

Current annual tax
$3,604 · $300/mo
Projected year-2 tax
$4,304 · $359/mo
Expected delta
+$701/yr (+$58/mo · 19.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$25,005
− Mortgage interest
−$18,205
− Property taxes
−$3,604
− Insurance
−$1,625
− Repairs & maintenance
−$2,000
− Management
−$2,000
− Depreciation
−$9,455
Taxable loss
−$11,884
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,852
After-tax cash flow
$-3,074/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Chippewa Valley Schools
NCES district ID
2609570
Math proficiency
39% ▼ -10.00%
Reading proficiency
50% ▼ -4.00%
Median HH income
$64,964
Composite
39.61/100
National rank
#3922
State rank
#133 of 540 in MI

Livability — Sterling Heights

Score
74/100
State rank
#173
US rank
#4545

Category grades

Amenities F Commute A+ Cost of living A+ Crime B+ Employment B Housing A+ Health & safety D+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Macomb County · 638,552 people
City population
133,573
Metro
Detroit-Warren-Dearborn, MI
Population (ZIP)
58,754
Household income
$117,856
Rent vs Own
11.1% rent · 88.9% own
Severe rent burden
223.0

Population outlook (Macomb County) Hauer SSP2

Today (2025)
925,296 people
By 2030
948,226 · +2.5%
By 2040
983,961 · +6.3%
By 2050
1,010,200 · +9.2%
By 2075
1,076,222 · +16.3%
By 2100
1,077,065 · +16.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Black 6% Two or more races 4% Asian 4% Hispanic / Latino 3%
Common ancestry
Romanian 14% Lithuanian 3% Slovak 2%
Foreign-born
11% · Canada, China
Languages at home
84% English-only · Other Indo-European 5% Russian/Polish/Slavic 3% Arabic 2%

Political lean MEDSL · Macomb

2024 margin
R (+13.7) · D 42.2% · R 55.9% · Other 1.9%
2008→2024 swing
-22.3pp toward R · 2008: 8.6pp · 2024: -13.7pp
All cycles
2024: R+13.7 2020: R+8.1 2016: R+11.6 2012: D+4.0 2008: D+8.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -204.17%
Current HPI
221.35
Rent YoY
Metro
Detroit-Warren-Dearborn, MI
State GDP YoY
▲ 1.37%
F500 in state
28

Industry mix (Fortune 500 HQ in MI)

Industry F500 HQs Revenue

Price history

+210.3% since first listed
36 events — show timeline
  • 2026-06-01 Sold (MLS) $332,000 MiRealSource-MiMLS
  • 2026-06-01 Sold (MLS) $332,000 REALCOMP
  • 2026-05-09 Pending REALCOMP
  • 2026-05-09 Pending MiRealSource-MiMLS
  • 2026-05-08 Price Changed $325,000 MiRealSource-MiMLS
  • 2026-05-07 Relisted REALCOMP
  • 2026-05-07 Price Changed $325,000 REALCOMP
  • 2026-05-07 Relisted MiRealSource-MiMLS
  • 2026-05-03 Contingent REALCOMP
  • 2026-05-03 Contingent MiRealSource-MiMLS
  • 2026-04-30 Listed $319,000 MiRealSource-MiMLS
  • 2026-04-30 Listed $319,000 REALCOMP
  • 2016-02-11 Sold (Public Records) $166,000 Public Records
  • 2016-01-22 Sold (MLS) $166,000 MiRealSource-MiMLS
  • 2016-01-22 Sold (MLS) $166,000 REALCOMP
  • 2016-01-06 Pending REALCOMP
  • 2015-12-07 Listing Removed REALCOMP
  • 2015-12-07 Listing Removed MiRealSource-MiMLS
  • 2015-11-18 Price Changed $172,000 REALCOMP
  • 2015-10-15 Listed $172,500 REALCOMP
  • 2015-10-15 Listed $172,000 MiRealSource-MiMLS
  • 2008-07-21 Sold (Public Records) $167,500 Public Records
  • 2008-07-07 Sold (MLS) $167,500 MiRealSource-MiMLS
  • 2008-07-07 Sold (MLS) $167,500 REALCOMP
  • 2008-06-19 Listing Removed MiRealSource-MiMLS
  • 2008-02-04 Listing Removed MiRealSource-MiMLS
  • 2008-02-04 Listing Removed REALCOMP
  • 2008-02-04 Listed $164,900 MiRealSource-MiMLS
  • 2008-02-04 Listed $164,900 REALCOMP
  • 2007-08-29 Listed $184,900 MiRealSource-MiMLS
  • 2007-08-29 Listed $184,900 REALCOMP
  • 1997-10-21 Sold (Public Records) $140,000 Public Records
  • 1997-09-03 Sold (MLS) $140,000 MiRealSource-MiMLS
  • 1997-08-16 Listing Removed MiRealSource-MiMLS
  • 1997-08-07 Listed $141,900 MiRealSource-MiMLS
  • 1993-10-01 Sold (Public Records) $107,000 Public Records

Property tax history

+4.9%/yr

Latest (2025): $3,604 · +2.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…