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2411 Robley Dr
D Composite 43.54
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +10.9/30.0
  • Schools +3.6/10.0
  • Livability +3.5/5.0
  • DSCR +3.2/10.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.3/10.0
  • Appreciation +0.0/10.0

$154,900

2411 Robley Dr · Lafayette, LA 70503
2 bd · 1.5 ba · 664 sqft · SingleFamily public records · 25 Days on market
Built 1984 3,049 sqft lot $233/sqft · 43% above area Est $236k · 34% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This 2-bedroom townhome in the Arrowhead subdivision offers a modern, move-in-ready living experience. The interior features a blend of new LVP flooring throughout the living areas and granite countertops in both the kitchen and bathrooms. Recent upgrades provide added peace of mind, including stainless steel appliances, a convection stove, a new HVAC system, and fresh paint throughout. A standout feature is the recently remodeled exterior shop/office space, perfect for a dedicated workspace. The property is complete with a fully enclosed backyard featuring a new fence.

Key facts

  • 3,049 sq ft lot
  • Built 1984
  • Listed 25 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.5-bath single-family listed at $155k.

Deal economics

  • At list price, monthly cash flow is $-68 ($-811/yr) — negative.
  • To cash-flow at today's rent, offer at most $143k (7.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $112k (27.5% below list).
  • Recommended offer: $112k (27.5% below list) — sets the bar for 1% rule.
  • Cap rate 5.8% vs local median 4.7% in Lafayette — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 70/100 on livability (#63 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities C-, employment C-, crime F.
  • Lafayette Parish (urban): math 38% / reading 46% proficiency, ranked #19 of 98 in LA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents flat; 235 active listings in the ZIP; solid renter incomes; 1,585 units permitted in Lafayette Parish in 2024 (10 in 5+ unit buildings).
  • This rent is only 14% of the median local income ($95k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Lafayette County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 25 days — a 2% lower offer ($153k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 20y ago; this cycle's ask has dropped $14k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $112,326 (27.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.73%
Cap rate
5.77%
Cash-on-cash
-1.87%
DSCR
0.92
GRM
11.5

CMA / ARV

ARV (median comp)
$235,747
List price
$154,900
Delta
-34.29%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 0.36% rent growth · sell at horizon

5-year hold
IRR
-22.1%
Equity multiple
0.25×
Total profit
$-32,367
Equity at exit
$23,096
10-year hold
IRR
-23.2%
Equity multiple
-0.04×
Total profit
$-45,263
Equity at exit
$13,393

Cash invested: $43,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70503

Home prices YoY
-34.0%
Rents YoY
0.4%
Active inventory
235
Price-to-rent
11.5×

Monthly cashflow live

Estimated rent
$1,123 medium interval (Pro) →
Mortgage (P&I)
$812
Tax from tax record
$78 /mo · $937/yr
Insurance
$65
HOA
$0
Vacancy / Maint / Mgmt
$236
Net cashflow
$-68

Break-even live

Break-even rent $1,209
Max offer price $142,958
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$38,725
Closing costs
$4,647
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 4 events

  1. 2026-05-18
    price $154,900 576-char remark
    Show marketing remark (576 chars)

    This 2-bedroom townhome in the Arrowhead subdivision offers a modern, move-in-ready living experience. The interior features a blend of new LVP flooring throughout the living areas and granite countertops in both the kitchen and bathrooms. Recent upgrades provide added peace of mind, including stainless steel appliances, a convection stove, a new HVAC system, and fresh paint throughout. A standout feature is the recently remodeled exterior shop/office space, perfect for a dedicated workspace. The property is complete with a fully enclosed backyard featuring a new fence.

  2. 2026-05-13
    price $160,000 576-char remark
    Show marketing remark (576 chars)

    This 2-bedroom townhome in the Arrowhead subdivision offers a modern, move-in-ready living experience. The interior features a blend of new LVP flooring throughout the living areas and granite countertops in both the kitchen and bathrooms. Recent upgrades provide added peace of mind, including stainless steel appliances, a convection stove, a new HVAC system, and fresh paint throughout. A standout feature is the recently remodeled exterior shop/office space, perfect for a dedicated workspace. The property is complete with a fully enclosed backyard featuring a new fence.

  3. 2026-04-29
    listed $169,000 Active 576-char remark
    Show marketing remark (576 chars)

    This 2-bedroom townhome in the Arrowhead subdivision offers a modern, move-in-ready living experience. The interior features a blend of new LVP flooring throughout the living areas and granite countertops in both the kitchen and bathrooms. Recent upgrades provide added peace of mind, including stainless steel appliances, a convection stove, a new HVAC system, and fresh paint throughout. A standout feature is the recently remodeled exterior shop/office space, perfect for a dedicated workspace. The property is complete with a fully enclosed backyard featuring a new fence.

  4. 2006-05-26
    listed $139,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$937 · $78/mo
Projected year-2 tax
$937 · $78/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,479
− Mortgage interest
−$8,677
− Property taxes
−$937
− Insurance
−$774
− Repairs & maintenance
−$1,078
− Management
−$1,078
− Depreciation
−$4,506
Taxable loss
−$3,573
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$857
After-tax cash flow
$46/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lafayette Parish
NCES district ID
2200870
Math proficiency
38% ▼ -32.00%
Reading proficiency
46% ▼ -24.00%
Median HH income
$50,238
Composite
36.15/100
National rank
#4741
State rank
#19 of 98 in LA

Livability — Lafayette

Score
70/100
State rank
#63
US rank
#8133

Category grades

Amenities C- Commute F Cost of living A+ Crime F Employment C- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Lafayette Parish · 207,544 people
City population
158,114
Metro
Lafayette, LA
Population (ZIP)
28,643
Household income
$94,688
Rent vs Own
34.3% rent · 65.7% own
Severe rent burden
769.0

Population outlook (Lafayette County) Hauer SSP2

Today (2025)
280,930 people
By 2030
301,092 · +7.2%
By 2040
339,456 · +20.8%
By 2050
375,156 · +33.5%
By 2075
451,672 · +60.8%
By 2100
497,203 · +77.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Black 10% Hispanic / Latino 8% Two or more races 6% Asian 3%
Hispanic origin (detail)
Mexican 3%
Common ancestry
Lithuanian 23% Slovak 2% Italian 2%
Foreign-born
6% · Canada, Vietnam, China
Languages at home
88% English-only · Spanish 5% French/Haitian/Cajun 3% Other Indo-European 1%

Political lean MEDSL · Lafayette

2024 margin
Solid R (+31.4) · D 33.5% · R 64.8% · Other 1.7%
2008→2024 swing
-0.1pp no change · 2008: -31.3pp · 2024: -31.4pp
All cycles
2024: R+31.4 2020: R+28.7 2016: R+33.6 2012: R+33.7 2008: R+31.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -81.65%
Current HPI
158.7094
Rent YoY
▲ 0.36%
Metro
Lafayette, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+10.7% since first listed
4 events — show timeline
  • 2026-05-18 Price Changed $154,900 AcadianaMLS
  • 2026-05-13 Price Changed $160,000 AcadianaMLS
  • 2026-04-29 Listed $169,000 AcadianaMLS
  • 2006-05-26 Listed $139,900 AcadianaMLS

Property tax history

+11.9%/yr

Latest (2025): $937 · -1.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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