2411 Robley Dr · Lafayette, LA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 9/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +10.9/30.0
- Schools +3.6/10.0
- Livability +3.5/5.0
- DSCR +3.2/10.0
- Rent growth +2.6/5.0
- Condition / age +2.5/5.0
- 1% rule +2.3/10.0
- Appreciation +0.0/10.0
$154,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This 2-bedroom townhome in the Arrowhead subdivision offers a modern, move-in-ready living experience. The interior features a blend of new LVP flooring throughout the living areas and granite countertops in both the kitchen and bathrooms. Recent upgrades provide added peace of mind, including stainless steel appliances, a convection stove, a new HVAC system, and fresh paint throughout. A standout feature is the recently remodeled exterior shop/office space, perfect for a dedicated workspace. The property is complete with a fully enclosed backyard featuring a new fence.
Key facts
- 3,049 sq ft lot
- Built 1984
- Listed 25 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.5-bath single-family listed at $155k.
Deal economics
- At list price, monthly cash flow is $-68 ($-811/yr) — negative.
- To cash-flow at today's rent, offer at most $143k (7.7% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $112k (27.5% below list).
- Recommended offer: $112k (27.5% below list) — sets the bar for 1% rule.
- Cap rate 5.8% vs local median 4.7% in Lafayette — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 70/100 on livability (#63 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities C-, employment C-, crime F.
- Lafayette Parish (urban): math 38% / reading 46% proficiency, ranked #19 of 98 in LA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents flat; 235 active listings in the ZIP; solid renter incomes; 1,585 units permitted in Lafayette Parish in 2024 (10 in 5+ unit buildings).
- This rent is only 14% of the median local income ($95k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Lafayette County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 25 days — a 2% lower offer ($153k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 20y ago; this cycle's ask has dropped $14k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.73% ✗
- Cap rate
- 5.77%
- Cash-on-cash
- -1.87%
- DSCR
- 0.92
- GRM
- 11.5
CMA / ARV
- ARV (median comp)
- $235,747
- List price
- $154,900
- Delta
- -34.29%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 0.36% rent growth · sell at horizon
- IRR
- -22.1%
- Equity multiple
- 0.25×
- Total profit
- $-32,367
- Equity at exit
- $23,096
- IRR
- -23.2%
- Equity multiple
- -0.04×
- Total profit
- $-45,263
- Equity at exit
- $13,393
Cash invested: $43,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70503
- Home prices YoY
- -34.0%
- Rents YoY
- 0.4%
- Active inventory
- 235
- Price-to-rent
- 11.5×
Monthly cashflow live
- Estimated rent
- $1,123 medium interval (Pro) →
- Mortgage (P&I)
- −$812
- Tax from tax record
- −$78 /mo · $937/yr
- Insurance
- −$65
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$236
- Net cashflow
- $-68
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $38,725
- Closing costs
- $4,647
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 4 events
-
2026-05-18price $154,900 576-char remark
Show marketing remark (576 chars)
This 2-bedroom townhome in the Arrowhead subdivision offers a modern, move-in-ready living experience. The interior features a blend of new LVP flooring throughout the living areas and granite countertops in both the kitchen and bathrooms. Recent upgrades provide added peace of mind, including stainless steel appliances, a convection stove, a new HVAC system, and fresh paint throughout. A standout feature is the recently remodeled exterior shop/office space, perfect for a dedicated workspace. The property is complete with a fully enclosed backyard featuring a new fence.
-
2026-05-13price $160,000 576-char remark
Show marketing remark (576 chars)
This 2-bedroom townhome in the Arrowhead subdivision offers a modern, move-in-ready living experience. The interior features a blend of new LVP flooring throughout the living areas and granite countertops in both the kitchen and bathrooms. Recent upgrades provide added peace of mind, including stainless steel appliances, a convection stove, a new HVAC system, and fresh paint throughout. A standout feature is the recently remodeled exterior shop/office space, perfect for a dedicated workspace. The property is complete with a fully enclosed backyard featuring a new fence.
-
2026-04-29$169,000 Active 576-char remark
Show marketing remark (576 chars)
This 2-bedroom townhome in the Arrowhead subdivision offers a modern, move-in-ready living experience. The interior features a blend of new LVP flooring throughout the living areas and granite countertops in both the kitchen and bathrooms. Recent upgrades provide added peace of mind, including stainless steel appliances, a convection stove, a new HVAC system, and fresh paint throughout. A standout feature is the recently remodeled exterior shop/office space, perfect for a dedicated workspace. The property is complete with a fully enclosed backyard featuring a new fence.
-
2006-05-26$139,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $937 · $78/mo
- Projected year-2 tax
- $937 · $78/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,479
- − Mortgage interest
- −$8,677
- − Property taxes
- −$937
- − Insurance
- −$774
- − Repairs & maintenance
- −$1,078
- − Management
- −$1,078
- − Depreciation
- −$4,506
- Taxable loss
- −$3,573
- Est. tax savings @ 24.0%
- +$857
- After-tax cash flow
- $46/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lafayette Parish
- NCES district ID
- 2200870
- Math proficiency
- 38% ▼ -32.00%
- Reading proficiency
- 46% ▼ -24.00%
- Median HH income
- $50,238
- Composite
- 36.15/100
- National rank
- #4741
- State rank
- #19 of 98 in LA
Livability — Lafayette
- Score
- 70/100
- State rank
- #63
- US rank
- #8133
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Lafayette Parish · 207,544 people
- City population
- 158,114
- Metro
- Lafayette, LA
- Population (ZIP)
- 28,643
- Household income
- $94,688
- Rent vs Own
- Severe rent burden
- 769.0
Population outlook (Lafayette County) Hauer SSP2
- Today (2025)
- 280,930 people
- By 2030
- 301,092 · +7.2%
- By 2040
- 339,456 · +20.8%
- By 2050
- 375,156 · +33.5%
- By 2075
- 451,672 · +60.8%
- By 2100
- 497,203 · +77.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (74%)
- Race & ethnicity
- White 74% Black 10% Hispanic / Latino 8% Two or more races 6% Asian 3%
- Hispanic origin (detail)
- Mexican 3%
- Common ancestry
- Lithuanian 23% Slovak 2% Italian 2%
- Foreign-born
- 6% · Canada, Vietnam, China
- Languages at home
- 88% English-only · Spanish 5% French/Haitian/Cajun 3% Other Indo-European 1%
Political lean MEDSL · Lafayette
- 2024 margin
- Solid R (+31.4) · D 33.5% · R 64.8% · Other 1.7%
- 2008→2024 swing
- -0.1pp no change · 2008: -31.3pp · 2024: -31.4pp
- All cycles
- 2024: R+31.4 2020: R+28.7 2016: R+33.6 2012: R+33.7 2008: R+31.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -81.65%
- Current HPI
- 158.7094
- Rent YoY
- ▲ 0.36%
- Metro
- Lafayette, LA
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
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| Utilities | 1 | $12B |
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| Wholesale / Distribution | 1 | $5B |
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| Advertising | 1 | $2B |
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Price history
+10.7% since first listed4 events — show timeline
- 2026-05-18 Price Changed $154,900 AcadianaMLS
- 2026-05-13 Price Changed $160,000 AcadianaMLS
- 2026-04-29 Listed $169,000 AcadianaMLS
- 2006-05-26 Listed $139,900 AcadianaMLS
Property tax history
+11.9%/yrLatest (2025): $937 · -1.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…