107 Hillside Dr · Centerville, SC 29625

$195,000

3 bd · 2.0 ba · 1,416 sqft · Other public records · 103 Days on market

Built 1959 0.25 ac lot ↓ 22% since listing

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.2/30.0
• ARV discount +7.5/15.0
• DSCR +4.7/10.0
• Schools +3.9/10.0
• 1% rule +3.5/10.0
• Livability +3.4/5.0
• Rent growth +2.7/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Back on the market! No fault to sellers. Welcome to 107 Hillside Dr in Anderson Sc! This wonderful 3 bedroom, 2 bath home is searching for a new owner. Located within minutes of downtown Anderson and Lake Hartwell, the placement couldn’t be better. No matter what you are searching for, 107 Hillside has so much to offer! Call and schedule your own private showing today and make 107 your new house number!

Key facts

• 0.25 acre lot
• Built 1959
• Listed 103 days

Property features AI

Finance

• HOA & community: No HOA fees

Exterior

• Parking: Driveway parking; Paved concrete driveway; No garage
• Utilities: Public water; Public sewer; Electric water heater; Garbage pickup (private); Electric power
• Home design: Single-story home; Built in 1959; Attic storage; Crawl space foundation; Brick veneer (full) exterior; Architectural roof
• Construction: Brick veneer exterior; Architectural shingle roof; Crawl space foundation; Approximate year built: 1959
• Exterior features: Front porch, additional porch and wrap-around porch; Patio; Some storm doors; Thermal windows; Corner lot, level; Underground utilities

Interior

• Kitchen: Kitchen approx. 13 x 13; Stand-alone electric range
• Bedrooms: Three bedrooms on the main level; Primary bedroom with full bath and shower-only; Primary bedroom approx. 13 x 13; Second bedroom approx. 12 x 13; Third bedroom approx. 10 x 13
• Flooring: Hardwood; Hardwood/pine under carpet; Laminate flooring
• Bathrooms: Two full bathrooms (both on main level)
• Heating & cooling: Natural gas heating; Central forced-air cooling (electric)
• Interior features: Attic stairs (disappearing); Ceiling fans; Open floor plan; Laminate countertops
• Laundry & utility: Laundry on first floor; Walk-in laundry area; Washer connection and electric dryer hookup

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath other listed at $195k.

Deal economics

• At list price, monthly cash flow is $67 ($809/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $165k (15.3% below list).
• Recommended offer: $165k (15.3% below list) — sets the bar for 1% rule.
• Cap rate 6.7% vs local median 3.9% in Centerville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 67/100 on livability (#108 in SC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety C-, amenities F, commute F.
• Anderson 05 (suburban): math 44% / reading 49% proficiency, ranked #20 of 80 in SC (top 25%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Centerville Elementary (math 41% / reading 41%, grade F, #276 of 597 statewide, top 48%, 620 students, 100% FRL); Westside High (math 53% / reading 75%, grade B-, #92 of 196 statewide, top 48%, 1,769 students, 89% FRL) — zoned schools average 94% FRL vs 52% district-wide (43 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents flat; 331 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 1,255 units permitted in Anderson County in 2024 (0 in 5+ unit buildings).
• This rent runs 32% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Anderson County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 103 days — a 9% lower offer ($177k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts; this cycle's ask has dropped $11k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1959 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $165,139 (15.3% below list)

Questions for the listing agent

1. It's been on market 103 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
2. Built in 1959 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.85% ✗
• Cap rate: 6.71%
• Cash-on-cash: 1.48%
• DSCR: 1.07
• GRM: 9.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.75% rent growth · sell at horizon

5-year hold

• IRR: -16.3%
• Equity multiple: 0.43×
• Total profit: $-31,005
• Equity at exit: $29,075

10-year hold

• IRR: -12.3%
• Equity multiple: 0.34×
• Total profit: $-35,987
• Equity at exit: $16,860

Cash invested: $54,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State South Carolina: 90 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 29625

• Rents YoY: 0.8%
• Active inventory: 331
• Price-to-rent: 9.8×

Monthly cashflow live

• Estimated rent: $1,651 medium
• Mortgage (P&I): −$1,023
• Tax from tax record: −$133 /mo · $1,600/yr
• Insurance: −$81
• HOA: −$0
• Vacancy / Maint / Mgmt: −$347
• Net cashflow: $67

Break-even live

Break-even rent $1,566

Max offer price $195,000

Occupancy floor 91%

Sensitivity live

Price	-10% $178	-5% $123	+0% $67	+5% $12	+10% $-43
Rent	-10% $-63	-5% $2	+0% $67	+5% $133	+10% $198
Rate	-1.0pp $166	-0.5pp $117	base $67	+0.5pp $17	+1.0pp $-35

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $48,750
• Closing costs: $5,850
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7 O St Anderson, SC	3.0	1.0	1100	$1,275	$1.16	16d	1	1.11mi
408 Central Ave Anderson, SC	3.0	2.0	1694	$1,795	$1.06	26d	1	1.33mi
302 W Fredericks St Anderson, SC	3.0	3.0	1800	$1,895	$1.05	26d	1	1.40mi

Listing history 18 events

1. 2026-05-23
   status Pending

   Show marketing remark (412 chars)

   Back on the market! No fault to sellers. Welcome to 107 Hillside Dr in Anderson Sc! This wonderful 3 bedroom, 2 bath home is searching for a new owner. Located within minutes of downtown Anderson and Lake Hartwell, the placement couldn’t be better. No matter what you are searching for, 107 Hillside has so much to offer! Call and schedule your own private showing today and make 107 your new house number!

2. 2026-05-23
   status Pending 412-char remark

   Show marketing remark (412 chars)

   Back on the market! No fault to sellers. Welcome to 107 Hillside Dr in Anderson Sc! This wonderful 3 bedroom, 2 bath home is searching for a new owner. Located within minutes of downtown Anderson and Lake Hartwell, the placement couldn’t be better. No matter what you are searching for, 107 Hillside has so much to offer! Call and schedule your own private showing today and make 107 your new house number!

3. 2026-04-06
   status Active

   Show marketing remark (412 chars)

   Back on the market! No fault to sellers. Welcome to 107 Hillside Dr in Anderson Sc! This wonderful 3 bedroom, 2 bath home is searching for a new owner. Located within minutes of downtown Anderson and Lake Hartwell, the placement couldn’t be better. No matter what you are searching for, 107 Hillside has so much to offer! Call and schedule your own private showing today and make 107 your new house number!

4. 2026-04-06
   status Active 412-char remark

   Show marketing remark (412 chars)

   Back on the market! No fault to sellers. Welcome to 107 Hillside Dr in Anderson Sc! This wonderful 3 bedroom, 2 bath home is searching for a new owner. Located within minutes of downtown Anderson and Lake Hartwell, the placement couldn’t be better. No matter what you are searching for, 107 Hillside has so much to offer! Call and schedule your own private showing today and make 107 your new house number!

5. 2026-03-06
   status Pending 412-char remark

   Show marketing remark (412 chars)

   Back on the market! No fault to sellers. Welcome to 107 Hillside Dr in Anderson Sc! This wonderful 3 bedroom, 2 bath home is searching for a new owner. Located within minutes of downtown Anderson and Lake Hartwell, the placement couldn’t be better. No matter what you are searching for, 107 Hillside has so much to offer! Call and schedule your own private showing today and make 107 your new house number!

6. 2026-03-06
   status Pending

   Show marketing remark (412 chars)

   Back on the market! No fault to sellers. Welcome to 107 Hillside Dr in Anderson Sc! This wonderful 3 bedroom, 2 bath home is searching for a new owner. Located within minutes of downtown Anderson and Lake Hartwell, the placement couldn’t be better. No matter what you are searching for, 107 Hillside has so much to offer! Call and schedule your own private showing today and make 107 your new house number!

7. 2026-03-05
   price $195,000

   Show marketing remark (412 chars)

   Back on the market! No fault to sellers. Welcome to 107 Hillside Dr in Anderson Sc! This wonderful 3 bedroom, 2 bath home is searching for a new owner. Located within minutes of downtown Anderson and Lake Hartwell, the placement couldn’t be better. No matter what you are searching for, 107 Hillside has so much to offer! Call and schedule your own private showing today and make 107 your new house number!

8. 2026-03-05
   price $195,000 412-char remark

   Show marketing remark (412 chars)

   Back on the market! No fault to sellers. Welcome to 107 Hillside Dr in Anderson Sc! This wonderful 3 bedroom, 2 bath home is searching for a new owner. Located within minutes of downtown Anderson and Lake Hartwell, the placement couldn’t be better. No matter what you are searching for, 107 Hillside has so much to offer! Call and schedule your own private showing today and make 107 your new house number!

9. 2026-01-11
   listed $205,900 Active 412-char remark

   Show marketing remark (412 chars)

   Back on the market! No fault to sellers. Welcome to 107 Hillside Dr in Anderson Sc! This wonderful 3 bedroom, 2 bath home is searching for a new owner. Located within minutes of downtown Anderson and Lake Hartwell, the placement couldn’t be better. No matter what you are searching for, 107 Hillside has so much to offer! Call and schedule your own private showing today and make 107 your new house number!

10. 2026-01-11
    historical

    Show marketing remark (412 chars)

    Back on the market! No fault to sellers. Welcome to 107 Hillside Dr in Anderson Sc! This wonderful 3 bedroom, 2 bath home is searching for a new owner. Located within minutes of downtown Anderson and Lake Hartwell, the placement couldn’t be better. No matter what you are searching for, 107 Hillside has so much to offer! Call and schedule your own private showing today and make 107 your new house number!

11. 2026-01-10
    listed $205,900 Active
12. 2026-01-10
    historical
13. 2025-10-07
    price $209,500
14. 2025-10-07
    price $209,500
15. 2025-08-07
    price $229,000
16. 2025-08-07
    price $229,000
17. 2025-07-13
    listed $249,000 Active
18. 2025-07-13
    listed $249,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

• Current annual tax: $1,600 · $133/mo
• Projected year-2 tax: $1,600 · $133/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥106°F today · 17 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,817
• − Mortgage interest: −$10,923
• − Property taxes: −$1,600
• − Insurance: −$975
• − Repairs & maintenance: −$1,585
• − Management: −$1,585
• − Depreciation: −$5,673
• Taxable loss: −$2,525
• Est. tax savings @ 24.0%: +$606
• After-tax cash flow: $1,415/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Anderson 05
• NCES district ID: 4500900
• Math proficiency: 44% ▼ -4.00%
• Reading proficiency: 49% ▲ 2.00%
• Median HH income: $39,718
• Composite: 38.89/100
• National rank: #4098
• State rank: #20 of 80 in SC

Livability — Centerville

• Score: 67/100
• State rank: #108
• US rank: #11094

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment C+ Housing A+ Health & safety C- User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Anderson County · 99,076 people
• Metro: Greenville-Anderson, SC
• Population (ZIP): 28,012
• Household income: $61,960
• Rent vs Own: 29.4% rent · 70.6% own
• Severe rent burden: 773.0

Population outlook (Anderson County) Hauer SSP2

• Today (2025): 210,546 people
• By 2030: 217,791 · +3.4%
• By 2040: 230,643 · +9.5%
• By 2050: 240,220 · +14.1%
• By 2075: 259,518 · +23.3%
• By 2100: 258,696 · +22.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (75%)
• Race & ethnicity: White 75% Black 15% Two or more races 6% Hispanic / Latino 4% Asian 1%
• Common ancestry: Serbian 3% Slovak 2% Romanian 1%
• Foreign-born: 4% · Canada, South Korea
• Languages at home: 96% English-only · Spanish 2%

Political lean MEDSL · Anderson

• 2024 margin: Solid R (+47.4) · D 25.7% · R 73.1% · Other 1.2%
• 2008→2024 swing: -14.1pp toward R · 2008: -33.3pp · 2024: -47.4pp
• All cycles: 2024: R+47.4 2020: R+42.0 2016: R+43.7 2012: R+36.4 2008: R+33.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -186.36%
• Current HPI: 307.3451
• Rent YoY: ▲ 0.75%
• Metro: Greenville-Anderson, SC
• State GDP YoY: ▲ 4.51%
• F500 in state: 2

Industry mix (Fortune 500 HQ in SC)

Industry	F500 HQs	Revenue
▸Packaging	1	$7B

Price history

-21.7% since first listed

18 events — show timeline

• 2026-05-23 Pending — Greater Greenville MLS
• 2026-05-23 Pending — WUMLS
• 2026-04-06 Relisted — Greater Greenville MLS
• 2026-04-06 Relisted — WUMLS
• 2026-03-06 Pending — WUMLS
• 2026-03-06 Pending — Greater Greenville MLS
• 2026-03-05 Price Changed $195,000 Greater Greenville MLS
• 2026-03-05 Price Changed $195,000 WUMLS
• 2026-01-11 Listing Removed — Greater Greenville MLS
• 2026-01-11 Listed $205,900 WUMLS
• 2026-01-10 Listing Removed — WUMLS
• 2026-01-10 Listed $205,900 Greater Greenville MLS
• 2025-10-07 Price Changed $209,500 Greater Greenville MLS
• 2025-10-07 Price Changed $209,500 WUMLS
• 2025-08-07 Price Changed $229,000 Greater Greenville MLS
• 2025-08-07 Price Changed $229,000 WUMLS
• 2025-07-13 Listed $249,000 WUMLS
• 2025-07-13 Listed $249,000 Greater Greenville MLS

Property tax history

+1.4%/yr

Latest (2025): $1,600 · +4.4% YoY. Source: county tax records.