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425 Meade Ln
B- Composite 69.18
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.6/5.0
  • Schools +3.1/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$60,000

425 Meade Ln · Batesville, AR 72501
3 bd · 1.0 ba · 1,680 sqft · Manufactured public records · 29 Days on market
Built 1984 2.88 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to 425 Meade Lane in Batesville—an opportunity ready for the right buyer. With vision and effort, it could be transformed into a rental, flip, or personal residence. The home is full of potential for investors looking to add value and create their next project or a homeowner looking for value. Conveniently located in Batesville, this property provides a chance to invest at a great price point with plenty of upside.

Key facts

  • 2.88 acre lot
  • Built 1984
  • Listed 28 days

Property features AI

Exterior

  • Utilities: Septic system
  • Home design: Metal/Vinyl siding
  • Construction: Metal roof; Crawl space foundation; Metal/Vinyl siding
  • Exterior features: Level lot; Rural property; Not in a subdivision; Paved road access

Interior

  • Flooring: Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central electric heat; Central electric cooling
  • Interior features: Tile floors; Wood-burning prefabricated fireplace
  • Laundry & utility: Laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath manufactured listed at $60k.

Deal economics

  • At list price, monthly cash flow is $611 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $60k).
  • Recommended offer: $59k (1.5% below list) — sets the bar for market timing.
  • Cap rate 18.5% vs local median 4.3% in Batesville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#33 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment C-, crime D+, schools D.
  • Batesville School District (rural): math 36% / reading 38% proficiency, ranked #104 of 238 in AR (top 44%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 176 active listings in the ZIP; 33 units permitted in Independence County in 2024 (24 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $415 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 29 days — a 2% lower offer ($59k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $48k; 26% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $59,100 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.06%
Cap rate
18.51%
Cash-on-cash
43.65%
DSCR
2.94
GRM
4.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
40.5%
Equity multiple
2.74×
Total profit
$29,181
Equity at exit
$8,946
10-year hold
IRR
46.8%
Equity multiple
5.49×
Total profit
$75,470
Equity at exit
$5,188

Cash invested: $16,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72501

Home prices YoY
-16.3%
Active inventory
176
Price-to-rent
4.1×

Monthly cashflow live

Estimated rent
$1,233 medium interval (Pro) →
Mortgage (P&I)
$315
Tax from tax record
$24 /mo · $284/yr
Insurance
$25
HOA
$0
Vacancy / Maint / Mgmt
$259
Net cashflow
$611

Break-even live

Break-even rent $460
Max offer price $60,000
Occupancy floor 45%

Sensitivity live

Price -10% $645 -5% $628 +0% $611 +5% $594 +10% $577
Rent -10% $514 -5% $562 +0% $611 +5% $660 +10% $708
Rate -1.0pp $641 -0.5pp $626 base $611 +0.5pp $595 +1.0pp $580

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$15,000
Closing costs
$1,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 24 events

  1. 2026-06-19
    days on market $60,000 Active 29 DOM
  2. 2026-06-18
    days on market $60,000 Active 28 DOM
  3. 2026-06-17
    days on market $60,000 Active 27 DOM
  4. 2026-06-16
    days on market $60,000 Active 26 DOM
  5. 2026-06-15
    days on market $60,000 Active 25 DOM
  6. 2026-06-14
    days on market $60,000 Active 23 DOM
  7. 2026-06-12
    days on market $60,000 Active 22 DOM
  8. 2026-06-09
    days on market $60,000 Active 19 DOM
  9. 2026-06-08
    days on market $60,000 Active 18 DOM
  10. 2026-06-07
    days on market $60,000 Active 17 DOM
  11. 2026-06-07
    days on market $60,000 Active 16 DOM
  12. 2026-06-03
    days on market $60,000 Active 13 DOM
  13. 2026-06-02
    days on market $60,000 Active 12 DOM
  14. 2026-06-01
    days on market $60,000 Active 11 DOM
  15. 2026-05-31
    days on market $60,000 Active 10 DOM
  16. 2026-05-30
    days on market $60,000 Active 9 DOM
  17. 2026-05-21
    listed $60,000 New Listing
  18. 2026-04-07
    historical
  19. 2026-01-06
    listed $60,000 New Listing
  20. 2026-01-05
    historical
  21. 2025-10-04
    listed $60,000 New Listing
  22. 2021-10-04
    soldstatus $47,500
  23. 2021-10-04
    soldstatus $47,500
  24. 2021-08-11
    listed $49,999

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$284 · $24/mo
Projected year-2 tax
$384 · $32/mo
Expected delta
+$100/yr (+$8/mo · 35.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 4/10 Moderate 6 d/yr ≥108°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 3% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$14,800
− Mortgage interest
−$3,361
− Property taxes
−$284
− Insurance
−$300
− Repairs & maintenance
−$1,184
− Management
−$1,184
− Depreciation
−$1,745
Taxable income
$6,742
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,618
After-tax cash flow
$5,714/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Batesville School District
NCES district ID
0500019
Math proficiency
36% ▼ -12.00%
Reading proficiency
38% ▼ -6.00%
Median HH income
$37,304
Composite
30.79/100
National rank
#6147
State rank
#104 of 238 in AR

Livability — Batesville

Score
72/100
State rank
#33
US rank
#6274

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment C- Housing A+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Independence County · 26,218 people
City population
26,218
Metro
Batesville, AR
Population (ZIP)
26,218
Household income
$52,829
Rent vs Own
34.9% rent · 65.1% own
Severe rent burden
553.0

Population outlook (Independence County) Hauer SSP2

Today (2025)
37,748 people
By 2030
37,962 · +0.6%
By 2040
38,151 · +1.1%
By 2050
37,980 · +0.6%
By 2075
36,622 · -3.0%
By 2100
32,741 · -13.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (79%)
Race & ethnicity
White 79% Hispanic / Latino 12% Two or more races 8% Black 2% Asian 1%
Hispanic origin (detail)
Mexican 6%
Common ancestry
Slovak 2% Lithuanian 2% Italian 1%
Foreign-born
5% · Canada, Vietnam
Languages at home
92% English-only · Spanish 7% Other Asian/Pacific 1%

Political lean MEDSL · Independence

2024 margin
Solid R (+59.5) · D 19.2% · R 78.7% · Other 2.1%
2008→2024 swing
-22.3pp toward R · 2008: -37.1pp · 2024: -59.5pp
All cycles
2024: R+59.5 2020: R+58.2 2016: R+52.4 2012: R+44.0 2008: R+37.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -40.19%
Current HPI
206.3787
Rent YoY
Metro
Batesville, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+20.0% since first listed
8 events — show timeline
  • 2026-05-21 Listed $60,000 CARMLS
  • 2026-04-07 Listing Removed CARMLS
  • 2026-01-06 Listed $60,000 CARMLS
  • 2026-01-05 Listing Removed CARMLS
  • 2025-10-04 Listed $60,000 CARMLS
  • 2021-10-04 Sold (Public Records) $47,500 Public Records
  • 2021-10-04 Sold (MLS) $47,500 Batesville
  • 2021-08-11 Listed $49,999 Batesville

Property tax history

+17.0%/yr

Latest (2025): $284 · +338.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…