5214 Beechmont Ave · Desoto Acres, FL
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.69%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 27 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +28.4/30.0
- DSCR +10.0/10.0
- 1% rule +7.7/10.0
- ARV discount +7.5/15.0
- Schools +5.4/10.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Rent growth +1.7/5.0
- Appreciation +0.0/10.0
$180,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Tri-par Estates in an active, vibrant 55+ community where each property is individually owned with a deed and title to the home. This large corner lot is NOT in the flood zone, but IS in the pet-friendly area and the homes comes furnished. The open living/dining combo is spacious and bright with updated windows, mostly 2025- low-e/double-pane. Other updates include vinyl planking floor throughout, kitchen, bathrooms, all appliances newer including water heater, and freshly painted throughout. The main washroom features a step-in shower, and the primary ensuite has a tub with shower. The laundry is located inside the home for your easy convenience. Public records indicate 880 sq ft for the main house; a mini-split unit has been added to the all-season Florida room for a total of 1,060 sq ft. Outside updates include: TPO roof- 2025, aluminum carport - 2026, pavers -2025, electrical box, garden sprinkler system, and addition of a 10' x 14' shed which provides tons of space for all your storage needs. Tri-par provides a wealth of amenities: enjoy the heated/cooled Olympic-sized for year round swimming, newly constructed large hot tub, palapa tiki hut, pickleball courts, fitness center, shuffleboard courts, miniature golf, horseshoes, game rooms for ping-pong, billiards and more. The clubhouse is host to events such as dinners, dances, and celebrations of all kinds. Situated only minutes from downtown Sarasota, museums, shopping, eateries, the airport and of course the world-renowned Siesta Key and Lido key beaches! You own your own land in this special parks and recreation district, and pay no HOA fee directly to the association. The annual amount of $1,648 is included in your property taxes, and includes such items as fiber-optic internet and direct TV- many channels. Golf cart-friendly community with optional storage for your R/V or boat.
Key facts
- Fenced-in area
- Corner lot
- Kitchen remodel
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $180k.
Deal economics
- At list price, monthly cash flow is $581 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $180k).
- Recommended offer: $164k (9.0% below list) — sets the bar for market timing.
- Cap rate 10.2% vs local median 4.0% in Desoto Acres — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- Sarasota (urban): math 63% / reading 63% proficiency, ranked #7 of 73 in FL (top 10%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents falling (-3.1%/yr); 270 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); 7,466 units permitted in Sarasota County in 2024 (2,138 in 5+ unit buildings).
- At $2,289/mo this rent would consume 48% of the median local household income ($57k/yr) (locally 1306% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Sarasota County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 112 days — a 9% lower offer ($164k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 18y ago; this cycle's ask has dropped $10k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $55k; list at $180k implies a 227% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 112 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.27% ✓
- Cap rate
- 10.17%
- Cash-on-cash
- 13.84%
- DSCR
- 1.62
- GRM
- 6.6
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- 0.6%
- Equity multiple
- 1.02×
- Total profit
- $1,170
- Equity at exit
- $26,839
- IRR
- 7.0%
- Equity multiple
- 1.45×
- Total profit
- $22,865
- Equity at exit
- $15,563
Cash invested: $50,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34234
- Rents YoY
- -3.1%
- Active inventory
- 270
- Price-to-rent
- 6.6×
Monthly cashflow live
- Estimated rent
- $2,289 high interval (Pro) →
- Mortgage (P&I)
- −$944
- Tax from tax record
- −$208 /mo · $2,497/yr
- Insurance
- −$75
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$481
- Net cashflow
- $581
Break-even live
Sensitivity live
| Price | -10% $683 | -5% $632 | +0% $581 | +5% $530 | +10% $479 |
|---|---|---|---|---|---|
| Rent | -10% $400 | -5% $491 | +0% $581 | +5% $672 | +10% $762 |
| Rate | -1.0pp $672 | -0.5pp $627 | base $581 | +0.5pp $535 | +1.0pp $487 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $45,000
- Closing costs
- $5,400
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 7 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2800 Telluride Loop Sarasota, FL | 1.0–3.0 | 1.0–2.0 | 1060 | $2,270 | $2.14 | 3d | 20 | 0.91mi |
| 2351 University Pkwy Sarasota, FL | 1.0–3.0 | 1.0–2.0 | 1046 | $2,480 | $2.37 | 2d | 24 | 1.04mi |
| 2575 University Pkwy Sarasota, FL | 1.0–3.0 | 1.0–2.0 | 1026 | $2,318 | $2.26 | 2d | 25 | 1.26mi |
| 8310 Bella Grove Cir Sarasota, FL | 1.0–2.0 | 1.0–2.0 | 897 | $1,891 | $2.11 | 2d | 13 | 1.33mi |
| 8377 38th Street Cir E Sarasota, FL | 1.0 | 1.0 | 900 | $1,994 | $2.22 | 17d | 2 | 1.39mi |
| 8357 38th Street Cir E #104 Sarasota, FL | 2.0 | 2.0 | 1080 | $4,400 | $4.07 | 24d | 1 | 1.42mi |
| 8341 38th Street Cir E Unit 200 Sarasota, FL | 1.0 | 1.0 | 900 | $1,997 | $2.22 | 17d | 1 | 1.49mi |
Listing history 29 events
-
2026-06-21days on market $180,000 Active 112 DOM
-
2026-06-18days on market $180,000 Active 109 DOM
-
2026-06-17days on market $180,000 Active 108 DOM
-
2026-06-16days on market $180,000 Active 107 DOM
-
2026-06-15days on market $180,000 Active 106 DOM
-
2026-06-13days on market $180,000 Active 104 DOM
-
2026-06-13days on market $180,000 Active 103 DOM
-
2026-06-10days on market $180,000 Active 101 DOM
-
2026-06-09days on market $180,000 Active 100 DOM
-
2026-06-08days on market $180,000 Active 99 DOM
-
2026-06-08days on market $180,000 Active 98 DOM
-
2026-06-05days on market $180,000 Active 95 DOM
-
2026-06-03days on market $180,000 Active 94 DOM
-
2026-06-02days on market $180,000 Active 93 DOM
-
2026-06-01days on market $180,000 Active 92 DOM
-
2026-05-31days on market $180,000 Active 91 DOM
-
2026-03-29price $180,000 1868-char remark
Show marketing remark (1868 chars)
Tri-par Estates in an active, vibrant 55+ community where each property is individually owned with a deed and title to the home. This large corner lot is NOT in the flood zone, but IS in the pet-friendly area and the homes comes furnished. The open living/dining combo is spacious and bright with updated windows, mostly 2025- low-e/double-pane. Other updates include vinyl planking floor throughout, kitchen, bathrooms, all appliances newer including water heater, and freshly painted throughout. The main washroom features a step-in shower, and the primary ensuite has a tub with shower. The laundry is located inside the home for your easy convenience. Public records indicate 880 sq ft for the main house; a mini-split unit has been added to the all-season Florida room for a total of 1,060 sq ft. Outside updates include: TPO roof- 2025, aluminum carport - 2026, pavers -2025, electrical box, garden sprinkler system, and addition of a 10' x 14' shed which provides tons of space for all your storage needs. Tri-par provides a wealth of amenities: enjoy the heated/cooled Olympic-sized for year round swimming, newly constructed large hot tub, palapa tiki hut, pickleball courts, fitness center, shuffleboard courts, miniature golf, horseshoes, game rooms for ping-pong, billiards and more. The clubhouse is host to events such as dinners, dances, and celebrations of all kinds. Situated only minutes from downtown Sarasota, museums, shopping, eateries, the airport and of course the world-renowned Siesta Key and Lido key beaches! You own your own land in this special parks and recreation district, and pay no HOA fee directly to the association. The annual amount of $1,648 is included in your property taxes, and includes such items as fiber-optic internet and direct TV- many channels. Golf cart-friendly community with optional storage for your R/V or boat.
-
2026-03-01$190,000 Active 1868-char remark
Show marketing remark (1868 chars)
Tri-par Estates in an active, vibrant 55+ community where each property is individually owned with a deed and title to the home. This large corner lot is NOT in the flood zone, but IS in the pet-friendly area and the homes comes furnished. The open living/dining combo is spacious and bright with updated windows, mostly 2025- low-e/double-pane. Other updates include vinyl planking floor throughout, kitchen, bathrooms, all appliances newer including water heater, and freshly painted throughout. The main washroom features a step-in shower, and the primary ensuite has a tub with shower. The laundry is located inside the home for your easy convenience. Public records indicate 880 sq ft for the main house; a mini-split unit has been added to the all-season Florida room for a total of 1,060 sq ft. Outside updates include: TPO roof- 2025, aluminum carport - 2026, pavers -2025, electrical box, garden sprinkler system, and addition of a 10' x 14' shed which provides tons of space for all your storage needs. Tri-par provides a wealth of amenities: enjoy the heated/cooled Olympic-sized for year round swimming, newly constructed large hot tub, palapa tiki hut, pickleball courts, fitness center, shuffleboard courts, miniature golf, horseshoes, game rooms for ping-pong, billiards and more. The clubhouse is host to events such as dinners, dances, and celebrations of all kinds. Situated only minutes from downtown Sarasota, museums, shopping, eateries, the airport and of course the world-renowned Siesta Key and Lido key beaches! You own your own land in this special parks and recreation district, and pay no HOA fee directly to the association. The annual amount of $1,648 is included in your property taxes, and includes such items as fiber-optic internet and direct TV- many channels. Golf cart-friendly community with optional storage for your R/V or boat.
-
2015-10-09soldstatus $55,000
-
2015-10-06soldstatus $55,000 Sold 410-char remark
Show marketing remark (410 chars)
PET SECTION!!!!!! This unique 2 bedroom, 2 bath home is nestled behind the beautiful Florida foliage that surrounds this large corner lot. Ceramic tile through-out. Inside laundry and fully enclosed Florida room with newer sliding windows are just a few of the amenities. This is the only unit available in the pet section on the newer side of the park! Winter will be here before you know it! Call today!!!
-
2015-09-03status Pending 410-char remark
Show marketing remark (410 chars)
PET SECTION!!!!!! This unique 2 bedroom, 2 bath home is nestled behind the beautiful Florida foliage that surrounds this large corner lot. Ceramic tile through-out. Inside laundry and fully enclosed Florida room with newer sliding windows are just a few of the amenities. This is the only unit available in the pet section on the newer side of the park! Winter will be here before you know it! Call today!!!
-
2015-08-14status Active 410-char remark
Show marketing remark (410 chars)
PET SECTION!!!!!! This unique 2 bedroom, 2 bath home is nestled behind the beautiful Florida foliage that surrounds this large corner lot. Ceramic tile through-out. Inside laundry and fully enclosed Florida room with newer sliding windows are just a few of the amenities. This is the only unit available in the pet section on the newer side of the park! Winter will be here before you know it! Call today!!!
-
2015-08-09historical 410-char remark
Show marketing remark (410 chars)
PET SECTION!!!!!! This unique 2 bedroom, 2 bath home is nestled behind the beautiful Florida foliage that surrounds this large corner lot. Ceramic tile through-out. Inside laundry and fully enclosed Florida room with newer sliding windows are just a few of the amenities. This is the only unit available in the pet section on the newer side of the park! Winter will be here before you know it! Call today!!!
-
2015-07-01$62,900 Active 410-char remark
Show marketing remark (410 chars)
PET SECTION!!!!!! This unique 2 bedroom, 2 bath home is nestled behind the beautiful Florida foliage that surrounds this large corner lot. Ceramic tile through-out. Inside laundry and fully enclosed Florida room with newer sliding windows are just a few of the amenities. This is the only unit available in the pet section on the newer side of the park! Winter will be here before you know it! Call today!!!
-
2012-08-06soldstatus $55,000
-
2010-09-03historical
-
2009-05-05$75,000
-
2008-09-05$81,900
-
1981-12-01soldstatus $39,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,497 · $208/mo
- Projected year-2 tax
- $2,497 · $208/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (shaded) · 69% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥106°F today · 27 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,467
- − Mortgage interest
- −$10,083
- − Property taxes
- −$2,497
- − Insurance
- −$900
- − Repairs & maintenance
- −$2,197
- − Management
- −$2,197
- − Depreciation
- −$5,236
- Taxable income
- $4,357
- Est. tax owed @ 24.0%
- −$1,046
- After-tax cash flow
- $5,930/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Sarasota
- NCES district ID
- 1201680
- Math proficiency
- 63% ▼ -8.00%
- Reading proficiency
- 63% ▼ -3.00%
- Median HH income
- $51,167
- Composite
- 53.68/100
- National rank
- #1428
- State rank
- #7 of 73 in FL
Livability — Desoto Acres
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- County
- Sarasota County · 448,376 people
- Metro
- North Port-Sarasota-Bradenton, FL
- Population (ZIP)
- 22,986
- Household income
- $57,288
- Rent vs Own
- Severe rent burden
- 1306.0
Population outlook (Sarasota County) Hauer SSP2
- Today (2025)
- 452,380 people
- By 2030
- 474,175 · +4.8%
- By 2040
- 511,577 · +13.1%
- By 2050
- 541,467 · +19.7%
- By 2075
- 604,947 · +33.7%
- By 2100
- 621,965 · +37.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.68)
- Race & ethnicity
- White 44% Black 31% Hispanic / Latino 20% Two or more races 14% Asian 1%
- Hispanic origin (detail)
- Mexican 8% Puerto Rican 1% Cuban 6% Dominican 1%
- Common ancestry
- Lithuanian 4% Hispanic 2% Romanian 1%
- Foreign-born
- 17% · Canada, Jamaica, China
- Languages at home
- 81% English-only · Spanish 17% French/Haitian/Cajun 1%
Political lean MEDSL · Sarasota
- 2024 margin
- R (+18.2) · D 40.5% · R 58.7%
- 2008→2024 swing
- -18.1pp toward R · 2008: -0.1pp · 2024: -18.2pp
- All cycles
- 2024: R+18.2 2020: R+10.4 2016: R+11.6 2012: R+7.4 2008: R+0.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -229.06%
- Current HPI
- 305.6629
- Rent YoY
- ▼ -3.15%
- Metro
- North Port-Sarasota-Bradenton, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
+355.7% since first listed13 events — show timeline
- 2026-03-29 Price Changed $180,000 Stellar MLS as Distributed by MLS Grid
- 2026-03-01 Listed $190,000 Stellar MLS as Distributed by MLS Grid
- 2015-10-09 Sold (Public Records) $55,000 Public Records
- 2015-10-06 Sold (MLS) $55,000 Stellar MLS as Distributed by MLS Grid
- 2015-09-03 Pending — Stellar MLS as Distributed by MLS Grid
- 2015-08-14 Relisted — Stellar MLS as Distributed by MLS Grid
- 2015-08-09 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2015-07-01 Listed $62,900 Stellar MLS as Distributed by MLS Grid
- 2012-08-06 Sold (Public Records) $55,000 Public Records
- 2010-09-03 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2009-05-05 Listed $75,000 Stellar MLS as Distributed by MLS Grid
- 2008-09-05 Listed $81,900 Stellar MLS as Distributed by MLS Grid
- 1981-12-01 Sold (Public Records) $39,500 Public Records
Property tax history
+3.4%/yrLatest (2025): $2,497 · +1.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…