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2444 NW 55th Ter
C- Composite 51.87
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.6/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.2/10.0
  • 1% rule +5.5/10.0
  • Schools +4.1/10.0
  • Livability +4.0/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$182,000

2444 NW 55th Ter · Lauderhill, FL 33313
2 bd · 1.5 ba · 849 sqft · Townhouse public records · 14 Days on market
Built 1983 2,502 sqft lot $86/mo HOA · 5% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to this charming 2-bedroom, 1-bathroom townhouse located in Orchard Lake Town Houses in Lauderhill, FL. This single-story residence offers 849 square feet of finished living space, providing an efficient and comfortable layout. The thoughtful design maximizes functionality within the townhouse format, making it an excellent option for those seeking practical living accommodations. Situated in the Orchard Lake Town Houses community, this property presents an accessible choice for buyers looking to invest in Lauderhill's residential market.

Key facts

  • $86 HOA
  • Parking
  • Built 1983

Property features AI

Finance

  • Financial info: Pets allowed with breed restrictions
  • HOA & community: HOA with $86 monthly fee; HOA covers grounds maintenance, structure maintenance, and common areas; Association reports no additional amenities

Exterior

  • Parking: Assigned parking; Guest parking (total 1 parking space)
  • Utilities: Public water; Public sewer; Sewer and water available
  • Home design: Townhouse; One story; West-facing; Resale property
  • Construction: CBS construction; Tile roof; Built using assessor records
  • Exterior features: Back yard fencing; Not waterfront

Interior

  • Kitchen: Electric range; Microwave; Refrigerator
  • Bedrooms: 1 bedroom on the main level
  • Flooring: Tile
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central heating; Central air; Ceiling fan(s)
  • Interior features: Tile flooring; Electric range, Microwave, Refrigerator
  • Laundry & utility: In-unit laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.5-bath townhouse listed at $182k.

Deal economics

  • At list price, monthly cash flow is $210 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $182k).
  • Cap rate 7.7% vs local median 4.3% in Lauderhill — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 79/100 on livability (#139 in FL, #2,059 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D, amenities F.
  • Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Endeavour Primary Learning Center (math 15% / reading 17%, grade F, #2,130 of 2,144 statewide, top 99%, 332 students, 90% FRL); Boyd H. Anderson High School (math 10% / reading 14%, grade F, #622 of 667 statewide, top 93%, 2,038 students, 72% FRL) — zoned schools average 81% FRL vs 51% district-wide (30 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 14% at this address vs 48% district-wide (-34 pts) — the specific schools serving this property underperform the Broward average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents flat; 656 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
  • At $1,905/mo this rent would consume 49% of the median local household income ($46k/yr) (locally 5692% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $119k; list at $182k implies a 53% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $182,000

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.05%
Cap rate
7.68%
Cash-on-cash
4.94%
DSCR
1.22
GRM
8.0

CMA / ARV

ARV (on-the-fly)
$99,333
Comps found
8
Show comp detail 8 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2401 NW 56th Ave Unit 3-103 0.23mi 2/2.0 855 (+1%) 10mo $117,000 $137 77
2820 NW 55th Ave Unit 1D 0.23mi 1/1.5 (-1) 840 (-1%) 7mo $130,000 $155 77
2998 NW 48th Ter #220 0.61mi 2/2.0 960 (+13%) 3mo $140,000 $146 46
2881 NW 47th Ter #103 0.72mi 1/1.0 (-1) 768 (-10%) 1mo $70,000 $91 42
2999 NW 48th Ave #142 0.70mi 2/2.0 960 (+13%) 2mo $110,000 $115 42
3070 NW 48th Ter #415 0.67mi 2/2.0 960 (+13%) 8mo $69,000 $72 39
4750 NW 22nd Ct #217 0.65mi 1/1.5 (-1) 928 (+9%) 23mo $100,000 $108 30
4751 NW 21st St #501 0.69mi 1/1.5 (-1) 928 (+9%) 23mo $108,900 $117 28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.26% rent growth · sell at horizon

5-year hold
IRR
-11.8%
Equity multiple
0.58×
Total profit
$-21,188
Equity at exit
$27,137
10-year hold
IRR
-7.4%
Equity multiple
0.59×
Total profit
$-20,888
Equity at exit
$15,736

Cash invested: $50,960 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33313

Rents YoY
0.3%
Active inventory
656
Price-to-rent
8.0×

Monthly cashflow live

Estimated rent
$1,905 high interval (Pro) →
Mortgage (P&I)
$954
Tax from tax record
$179 /mo · $2,144/yr
Insurance
$76
HOA
$86
Vacancy / Maint / Mgmt
$400
Net cashflow
$210

Break-even live

Break-even rent $1,639
Max offer price $182,000
Occupancy floor 84%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$45,500
Closing costs
$5,460
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2427 NW 55th Ter Unit 2427 Lauderhill, FL 2.0 1.0 849 $2,400 $2.83 24d 1 0.07mi
5323 NW 24th St #118 Lauderhill, FL 2.0 1.0 829 $1,550 $1.87 24d 1 0.09mi
5405 NW 23rd St #187 Lauderhill, FL 2.0 1.0 829 $1,850 $2.23 4d 1 0.12mi
5314 NW 24th St #143 Lauderhill, FL 2.0 1.0 829 $1,995 $2.41 20d 1 0.13mi
2580 NW 56th Ave Lauderhill, FL 1.0–2.0 1.0–2.0 1007 $2,053 $2.04 1d 11 0.18mi
2410 NW 52nd Ave #2410 Lauderhill, FL 2.0 1.5 1020 $1,700 $1.67 5d 1 0.18mi
2410 NW 52nd Ave #2410 Lauderhill, FL 2.0 1.5 1020 $1,700 $1.67 14d 1 0.18mi
2512 NW 52nd Ave Unit 22B Lauderhill, FL 2.0 1.5 940 $1,700 $1.81 17d 1 0.18mi
2552 NW 52nd Ave Unit B19 Lauderhill, FL 2.0 1.5 940 $1,900 $2.02 4d 1 0.19mi
2306 NW 52nd Ave Lauderhill, FL 2.0 1.5 1020 $1,900 $1.86 17d 1 0.20mi
5411 NW 22nd St Unit 5411 Lauderhill, FL 2.0 1.0 850 $2,050 $2.41 12d 1 0.22mi
5411 NW 22nd St Unit 5411 Lauderhill, FL 2.0 1.0 850 $2,050 $2.41 5d 1 0.22mi
5415 NW 22nd St #5415 Lauderhill, FL 2.0 1.0 936 $2,150 $2.30 24d 1 0.22mi
2604 NW 52nd Ave Unit C15 Lauderhill, FL 2.0 1.5 940 $1,800 $1.91 24d 1 0.22mi
2606 NW 52nd Ave Unit D15 Lauderhill, FL 2.0 1.5 1020 $1,950 $1.91 24d 1 0.22mi
5231 NW 27th St Unit 8A Lauderhill, FL 2.0 1.5 1020 $1,900 $1.86 24d 1 0.23mi
2360 NW 56th Ave Lauderhill, FL 1.0–3.0 1.0–2.0 924 $2,650 $2.87 2d 22 0.23mi
5223 NW 27th St Unit 9B Fort Lauderdale, FL 2.0 1.5 940 $1,750 $1.86 24d 1 0.24mi
2814 NW 55th Ave Unit 1B Lauderhill, FL 2.0 2.0 1070 $1,800 $1.68 24d 1 0.25mi
2571 NW 56th Ave Unit G Lauderhill, FL 2.0 2.0 950 $1,895 $1.99 24d 1 0.27mi
5321 NW 21st Ct Lauderhill, FL 2.0 1.0 750 $1,900 $2.53 24d 1 0.27mi
2810 NW 55th Ave Unit 2A Lauderhill, FL 2.0 2.0 1060 $2,000 $1.89 7d 1 0.28mi
2591 NW 56th Ave Lauderhill, FL 2.0 1.0 812 $1,995 $2.46 24d 1 0.28mi
2561 NW 56th Ave Lauderhill, FL 2.0 1.0 812 $1,925 $2.37 24d 1 0.30mi
2800 NW 56th Ave Lauderhill, FL 1.0–2.0 1.0–2.0 847 $1,850 $2.18 3d 8 0.33mi
2800 NW 56th Ave Lauderhill, FL 1.0–2.0 1.0–2.0 847 $1,850 $2.18 24d 8 0.33mi
2800 NW 56th Ave Lauderhill, FL 1.0–2.0 1.0–2.0 847 $1,850 $2.18 4d 8 0.33mi
2800 NW 56th Ave Lauderhill, FL 1.0–2.0 1.0–2.0 847 $1,850 $2.18 15d 6 0.33mi
2800 NW 56th Ave Lauderhill, FL 1.0–2.0 1.0–2.0 847 $1,850 $2.18 22d 7 0.33mi
2148 NW 57th Ave Unit 14E Lauderhill, FL 3.0 2.0 1080 $2,300 $2.13 24d 1 0.34mi
2101 NW 55th Ave Lauderhill, FL 2.0 2.0 900 $1,949 $2.17 1d 8 0.34mi
2481 NW 56th Ave Unit 6-16 Lauderhill, FL 1.0 1.0 745 $1,600 $2.15 17d 1 0.34mi
2551 NW 56th Ave Unit 1-20 Lauderhill, FL 2.0 2.0 1014 $1,900 $1.87 24d 1 0.34mi
2551 NW 56th Ave Unit 1-20 Lauderhill, FL 2.0 2.0 1014 $1,900 $1.87 10d 1 0.34mi
2982 NW 55th Ave Unit 2C Lauderhill, FL 1.0 1.5 840 $1,600 $1.90 24d 1 0.36mi
2914 NW 55th Ave Lauderhill, FL 1.0 2.0 840 $1,600 $1.90 12d 1 0.36mi
2914 NW 55th Ave Unit 1D Lauderhill, FL 1.0 1.5 840 $1,600 $1.90 17d 1 0.36mi
2481 NW 56th Ave Unit 105 Lauderhill, FL 1.0 1.5 800 $1,400 $1.75 24d 1 0.38mi
2916 NW 55th Ave Unit 2A Lauderhill, FL 2.0 2.0 1060 $2,200 $2.08 7d 1 0.38mi
2900 NW 56th Ave Lauderhill, FL 1.0–2.0 1.0–2.0 1030 $1,975 $1.92 24d 1 0.39mi

HOA detail

Monthly dues
$86 · $1,032/yr

Listing history 9 events

  1. 2026-06-18
    days on market $182,000 Active 14 DOM
  2. 2026-06-17
    days on market $182,000 Active 13 DOM
  3. 2026-06-16
    days on market $182,000 Active 12 DOM
  4. 2026-06-15
    days on market $182,000 Active 11 DOM
  5. 2026-06-13
    days on market $182,000 Active 9 DOM
  6. 2026-06-09
    days on market $182,000 Active 5 DOM
  7. 2026-06-08
    days on market $182,000 Active 4 DOM
  8. 2026-06-07
    remarks 552-char remark
  9. 2026-06-07
    listed $182,000 Active 3 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,144 · $179/mo
Projected year-2 tax
$2,144 · $179/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 27 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,857
− Mortgage interest
−$10,195
− Property taxes
−$2,144
− Insurance
−$910
− Repairs & maintenance
−$1,829
− Management
−$1,829
− HOA
−$1,032
− Depreciation
−$5,295
Taxable loss
−$376
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$90
After-tax cash flow
$2,608/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Broward
NCES district ID
1200180
Math proficiency
42% ▼ -18.00%
Reading proficiency
53% ▼ -5.00%
Median HH income
$52,139
Composite
40.88/100
National rank
#3621
State rank
#46 of 73 in FL

Livability — Lauderhill

Score
79/100
State rank
#139
US rank
#2059

Category grades

Amenities F Commute A+ Cost of living A+ Crime C Employment D Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lauderhill, FL
County
Broward County · 1,963,430 people
City population
62,807
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
62,807
Household income
$46,305
Rent vs Own
54.3% rent · 45.7% own
Severe rent burden
5692.0

Population outlook (Broward County) Hauer SSP2

Today (2025)
2,207,033 people
By 2030
2,360,704 · +7.0%
By 2040
2,661,208 · +20.6%
By 2050
2,946,698 · +33.5%
By 2075
3,602,273 · +63.2%
By 2100
3,970,984 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (77%)
Race & ethnicity
Black 77% Hispanic / Latino 12% Two or more races 8% White 7% Asian 2%
Hispanic origin (detail)
Puerto Rican 2% Cuban 3% Dominican 1%
Common ancestry
Hispanic 20%
Foreign-born
39% · Canada, Jamaica, Dominican Republic
Languages at home
66% English-only · French/Haitian/Cajun 22% Spanish 10%

Political lean MEDSL · Broward

2024 margin
D (+17.0) · D 58.0% · R 41.0%
2008→2024 swing
-17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
All cycles
2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -338.15%
Current HPI
288.9345
Rent YoY
▲ 0.26%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+576.6% since first listed
7 events — show timeline
  • 2026-06-04 Listed $182,000 Beaches MLS
  • 2020-11-23 Sold (Public Records) $119,000 Public Records
  • 2007-01-26 Sold (Public Records) $105,000 Public Records
  • 1994-10-14 Sold (Public Records) $37,000 Public Records
  • 1994-01-26 Sold (Public Records) $28,000 Public Records
  • 1988-02-01 Sold (Public Records) $43,000 Public Records
  • 1988-02-01 Sold (Public Records) $26,900 Public Records

Property tax history

+8.0%/yr

Latest (2025): $2,144 · +1.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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