5603 Newcastle Ct #5612 · Ave Maria, FL
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +25.9/30.0
- ARV discount +12.7/15.0
- 1% rule +10.0/10.0
- DSCR +8.7/10.0
- Schools +6.0/10.0
- Condition / age +5.0/5.0
- Appreciation +4.5/10.0
- Rent growth +3.2/5.0
- Livability +2.5/5.0
$299,997
5603 Newcastle Ct #5612 · Ave Maria, FL 34142
3 bd · 2.0 ba · 1,741 sqft · Condo
· 52 Days on market
Built 2026
2-car garage
$172/sqft
· 12% below area
Est $339k · 12% under
$846/mo HOA · 18% of rent
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This home comes with a bundled social membership to the club - an exceptional value woven right into your purchase. From the moment you arrive, you're not just a resident; you're a member. Step inside this beautifully designed 1,741 square foot single-story home and discover an open-concept layout that seamlessly connects the dining room, kitchen and living room-perfect for entertaining or relaxing. The kitchen shines with all-new stainless steel appliances, quartz countertops and designer cabinetry, while the spacious Great Room opens to a private lanai through sliding glass doors, inviting you to enjoy indoor-outdoor living. The owner's suite is thoughtfully tucked away for added privacy, featuring a luxurious bathroom with quartz vanity countertops, a walk-in shower and raised-height cabinetry. Two secondary bedrooms are conveniently located near the foyer, ideal for guests or a home office. Additional highlights include energy-efficient features like a smart thermostat, Ring Video Doorbell Pro and hurricane impact windows and doors. The 2-car garage offers a keyless entry pad and hurricane-rated door for peace of mind. Homes with this level of style and smart design are in high demand-don't miss your chance to make it yours!
Key facts
- Gated community
- Open layout
- Sliding doors
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath condo listed at $300k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $741 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($5k rent vs $300k).
- Recommended offer: $291k (3.0% below list) — sets the bar for market timing.
- Cap rate 9.3% vs local median 3.9% in Ave Maria — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Estates Elementary School (math 70% / reading 67%, grade B+, #409 of 2,144 statewide, top 20%, 862 students, 53% FRL); Corkscrew Middle School (math 68% / reading 59%, grade B+, #109 of 571 statewide, top 19%, 958 students, 43% FRL); Palmetto Ridge High School (math 43% / reading 51%, grade D-, #207 of 667 statewide, top 32%, 2,347 students, 38% FRL).
- Market conditions: Rents rising (+3.0%/yr); 610 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 117d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 68% of comp listings sitting > 30 days — soft ceiling on asking rent; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
- At $4,633/mo this rent would consume 89% of the median local household income ($62k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-1.1%/yr); year-one equity from $2k of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-1.1% appreciation + 3.0% rent growth), your $84k cash investment doubles in ~8 years — after that, you're playing with house money.
Negotiation context
- It's been on market 52 days — a 3% lower offer ($291k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask is 3% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
Recommended offer
$290,997
(3.0% below list)
Questions for the listing agent
- It's been on market 52 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.54% ✓
- Cap rate
- 9.26%
- Cash-on-cash
- 10.59%
- DSCR
- 1.47
- GRM
- 5.4
CMA / ARV
- ARV (median comp)
- $339,299
- List price
- $299,997
- Delta
- 9.05%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 5028 Arancia Ln | 0.78mi | 3/2.5 | 1,717 (-1%) | 0mo | $378,500 | $220 | 60 |
| 5641 Celebration Dr | 1.15mi | 2/2.0 (-1) | 1,687 (-3%) | 1mo | $446,000 | $264 | 54 |
| 5868 Constitution St | 1.37mi | 2/2.0 (-1) | 1,634 (-6%) | 1mo | $377,000 | $231 | 49 |
| 6094 Artisan Ct | 0.88mi | 2/2.5 (-1) | 1,850 (+6%) | 0mo | $610,000 | $330 | 47 |
| 6007 Ellerston Way #721 | 0.73mi | 3/2.0 | 2,110 (+21%) | 0mo | $365,000 | $173 | 41 |
| 7994 Helena Ct | 0.91mi | 2/2.0 (-1) | 1,544 (-11%) | 1mo | $390,000 | $253 | 40 |
| 5784 Declaration Ct | 1.31mi | 3/2.0 | 1,415 (-19%) | 1mo | $324,800 | $230 | 39 |
| 7933 Guadiana Way | 1.03mi | 3/2.0 | 1,437 (-18%) | 1mo | $315,000 | $219 | 39 |
| 4149 Madison St | 1.49mi | 4/2.0 (+1) | 1,959 (+12%) | 1mo | $399,000 | $204 | 38 |
| 5309 Beckton Rd | 0.97mi | 3/2.5 | 2,051 (+18%) | 1mo | $349,000 | $170 | 37 |
| 5690 Mayflower Way #606 | 1.34mi | 2/2.0 (-1) | 1,457 (-16%) | 1mo | $260,000 | $178 | 34 |
| 6423 Memorial Ln | 1.49mi | 2/2.0 (-1) | 1,448 (-17%) | 1mo | $338,000 | $233 | 34 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-1.05% appreciation · 2.95% rent growth · sell at horizon
5-year hold
- IRR
- 6.5%
- Equity multiple
- 1.29×
- Total profit
- $24,324
- Equity at exit
- $71,722
10-year hold
- IRR
- 13.0%
- Equity multiple
- 2.28×
- Total profit
- $107,173
- Equity at exit
- $74,723
Cash invested: $83,999 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Active competition Active MLS
- For sale now
- 2 active · 5 under contract
- Median asking
- $324,950 ($211/sqft)
- Median days on market
- 118 d
- This list price
- 50% of active listings are priced below it
- ARV vs active asking
- -7.7% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 34142
- Home prices YoY
- -0.5%
- Rents YoY
- 3.0%
- Active inventory
- 610
- Price-to-rent
- 5.4×
Monthly cashflow live
↻
- Estimated rent
- $4,633 high interval (Pro) →
- Mortgage (P&I)
- −$1,573
- Tax est. 1.5%
- −$375 /mo · $4,500/yr
- Insurance
- −$125
- HOA
- −$846
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$973
- Net cashflow
- $741
Break-even live
Break-even rent
$3,695
Max offer price
$299,997
Occupancy floor
79%
Sensitivity live
| Price | -10% $949 | -5% $845 | +0% $741 | +5% $638 | +10% $534 |
|---|---|---|---|---|---|
| Rent | -10% $375 | -5% $558 | +0% $741 | +5% $924 | +10% $1,107 |
| Rate | -1.0pp $892 | -0.5pp $817 | base $741 | +0.5pp $663 | +1.0pp $584 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $74,999
- Closing costs
- $9,000
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5604 Newcastle Ct #5722 Ave Maria, FL | 3.0 | 2.0 | 2110 | $6,800 | $3.22 | 2d | 1 | 0.03mi |
| 5615 Newcastle Ct #5212 Ave Maria, FL | 3.0 | 2.0 | 1741 | $6,295 | $3.62 | 6d | 1 | 0.03mi |
| 5583 Double Eagle Cir #4125 Ave Maria, FL | 2.0 | 2.0 | 1120 | $1,995 | $1.78 | 6d | 1 | 0.10mi |
| 5583 Double Eagle Cir #4137 Ave Maria, FL | 2.0 | 2.0 | 1154 | $5,795 | $5.02 | 116d | 1 | 0.10mi |
| 5583 Double Eagle Cir #4135 Ave Maria, FL | 2.0 | 2.0 | 1120 | $2,195 | $1.96 | 119d | 1 | 0.10mi |
| 5583 Double Eagle Cir Unit 4118 Ave Maria, FL | 3.0 | 2.0 | 1301 | $4,700 | $3.61 | 119d | 1 | 0.10mi |
| 5583 Double Eagle Cir #4137 Ave Maria, FL | 2.0 | 2.0 | 1154 | $5,795 | $5.02 | 6d | 1 | 0.10mi |
| 5583 Double Eagle Cir Unit 4143 Ave Maria, FL | 2.0 | 2.0 | 1120 | $5,795 | $5.17 | 119d | 1 | 0.10mi |
| 5538 Hampton Links Ct Ave Maria, FL | 3.0 | 3.0 | 2247 | $6,495 | $2.89 | 6d | 1 | 0.10mi |
| 5538 Hampton Links Ct Ave Maria, FL | 3.0 | 3.0 | 2247 | $6,295 | $2.80 | 116d | 1 | 0.10mi |
| 5629 Double Eagle Cir Ave Maria, FL | 2.0 | 2.0 | 1120 | $5,495 | $4.91 | 119d | 1 | 0.10mi |
| 5522 Hampton Links Ct Ave Maria, FL | 2.0 | 2.5 | 1850 | $3,995 | $2.16 | 119d | 1 | 0.10mi |
| 5583 Double Eagle Cir Ave Maria, FL | 2.0 | 2.0 | 1239 | $2,495 | $2.01 | 119d | 1 | 0.11mi |
| 5583 Double Eagle Cir Ave Maria, FL | 3.0 | 2.0 | 1301 | $4,700 | $3.61 | 6d | 1 | 0.11mi |
| 5445 Double Eagle Cir #3026 Ave Maria, FL | 2.0 | 2.0 | 1569 | $2,295 | $1.46 | 6d | 1 | 0.11mi |
| 5445 Double Eagle Cir #3013 Ave Maria, FL | 2.0 | 2.0 | 1366 | $2,595 | $1.90 | 116d | 1 | 0.11mi |
| 5427 Double Eagle Cir #2825 Ave Maria, FL | 2.0 | 2.0 | 1355 | $6,295 | $4.65 | 119d | 1 | 0.12mi |
| 5445 Double Eagle Cir Ave Maria, FL | 2.0 | 2.0 | 1355 | $2,995 | $2.21 | 119d | 1 | 0.12mi |
| 5427 Double Eagle Cir #2824 Ave Maria, FL | 2.0 | 2.0 | 1366 | $2,400 | $1.76 | 6d | 1 | 0.12mi |
| 5427 Double Eagle Cir #2826 Ave Maria, FL | 2.0 | 2.0 | 1569 | $6,495 | $4.14 | 119d | 1 | 0.12mi |
| 5427 Double Eagle Cir #2822 Ave Maria, FL | 2.0 | 2.0 | 1355 | $5,795 | $4.28 | 119d | 1 | 0.12mi |
| 5427 Double Eagle Cir #2822 Ave Maria, FL | 2.0 | 2.0 | 1355 | $5,795 | $4.28 | 6d | 1 | 0.12mi |
| 5427 Double Eagle Cir #2815 Ave Maria, FL | 2.0 | 2.0 | 1400 | $2,700 | $1.93 | 119d | 1 | 0.12mi |
| 5583 Double Eagle Cir #4128 Ave Maria, FL | 3.0 | 2.0 | 1301 | $4,950 | $3.80 | 6d | 1 | 0.13mi |
| 5545 Hampton Links Ct Ave Maria, FL | 4.0 | 3.0 | 2247 | $8,500 | $3.78 | 119d | 1 | 0.13mi |
| 5667 Melbourne Ct #7812 Ave Maria, FL | 3.0 | 2.0 | 1741 | $6,250 | $3.59 | 107d | 1 | 0.13mi |
| 5661 Melbourne Ct #8011 Ave Maria, FL | 3.0 | 2.0 | 1741 | $7,295 | $4.19 | 107d | 1 | 0.14mi |
| 5661 Melbourne Ct Unit 8012 Ave Maria, FL | 3.0 | 2.0 | 1741 | $2,495 | $1.43 | 9d | 1 | 0.14mi |
| 5651 Double Eagle Cir #4318 Ave Maria, FL | 3.0 | 2.0 | 1301 | $2,200 | $1.69 | 116d | 1 | 0.15mi |
| 5651 Double Eagle Cir Unit 1545996P Ave Maria, FL | 2.0 | 2.0 | 1280 | $2,581 | $2.02 | 109d | 1 | 0.15mi |
| 5651 Double Eagle Cir #4323 Ave Maria, FL | 2.0 | 2.0 | 1154 | $5,795 | $5.02 | 116d | 1 | 0.15mi |
| 5651 Double Eagle Cir #4332 Ave Maria, FL | 2.0 | 2.0 | 1154 | $5,795 | $5.02 | 6d | 1 | 0.15mi |
| 5715 Double Eagle Cir Unit 4416 1 Ave Maria, FL | 2.0 | 2.0 | 1154 | $2,300 | $1.99 | 119d | 1 | 0.15mi |
| 5715 Double Eagle Cir Unit 4432AVE Ave Maria, FL | 2.0 | 2.0 | 1283 | $2,495 | $1.94 | 119d | 1 | 0.15mi |
| 5651 Double Eagle Cir Ave Maria, FL | 2.0 | 2.0 | 1154 | $2,495 | $2.16 | 119d | 1 | 0.16mi |
| 5555 Double Eagle Cir #3914 Ave Maria, FL | 2.0 | 2.0 | 1120 | $5,795 | $5.17 | 119d | 1 | 0.17mi |
| 5555 Double Eagle Cir #3936 Ave Maria, FL | 2.0 | 2.0 | 1154 | $2,100 | $1.82 | 109d | 1 | 0.17mi |
| 5555 Double Eagle Cir #3913 Ave Maria, FL | 2.0 | 2.0 | 1154 | $2,100 | $1.82 | 119d | 1 | 0.17mi |
| 5555 Double Eagle Cir Unit 3916 Ave Maria, FL | 2.0 | 2.0 | 1154 | $5,950 | $5.16 | 119d | 1 | 0.17mi |
| 5555 Double Eagle Cir #3922 Ave Maria, FL | 2.0 | 2.0 | 1154 | $5,495 | $4.76 | 6d | 1 | 0.17mi |
Property features AI
Finance
- Other
- Community type: gated, golf course, tennis
- Financial info
- Total one-time fees $3,750Total annual recurring fees $10,898
- HOA & community
- Mandatory HOAQuarterly HOA fees (master fee $203 quarterly; HOA fee $885 quarterly)Quarterly condo fee $1,449One-time fee $3,750Total annual recurring fees approximately $10,898On-site managementHOA maintenance covers cable, internet/Wi‑Fi, irrigation water, lawn/land maintenance, pest control (exterior), recreation facilities, repairs, reserves, street lights and maintenance, manager, legal/accountingCommunity amenities include clubhouse, community pool and spa/hot tub, exercise/fitness center, full service spa, golf course, pickleball, putting green, restaurant, sauna, tennis courts, sidewalks, streetlights, underground utilities, community park, community room
Exterior
- Parking
- Attached 2-car garagePaved driveway
- Security
- Gated communityGuard at gateImpact resistant doors and windowsSmoke detectors
- Utilities
- Central waterCentral sewerCable available
- Home design
- Residential low-rise (1-3) carriage/coach styleBuilt in 2026Rear exposure faces northwestGated community with guard at gateLocated in The National Golf & Country Club at Ave MariaHas lake frontage and waterfront views
- Construction
- Concrete block constructionStucco exterior finishTile roofImpact resistant single-hung and sliding windowsFoundation type not specified
- Exterior features
- PatioAuto sprinkler system
Interior
- Kitchen
- Kitchen with islandPantryDishwasherDisposalMicrowaveRangeRefrigerator/ice makerSelf-cleaning ovenFreezer
- Bedrooms
- 3 bedrooms with a split-bedroom floor plan
- Flooring
- Tile flooring
- Bathrooms
- 2 full bathroomsMaster bath with dual sinks and shower (no tub)
- Heating & cooling
- Central electric heatCentral electric cooling
- Interior features
- Built-in cabinetsCable prewireFire sprinklerFoyerFrench doorsHigh-speed internet availablePantrySmoke detectorsWalk-in closetHome officeGreat roomGuest roomGuest bathScreened balconyScreened lanai/porchUnfurnished
- Laundry & utility
- Laundry in residenceWasherDryerAuto garage doorHome automation
HOA detail $846/mo · $10,152/yr condo
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 49 events
-
2026-09-23days on market $299,997 Active 52 DOM
-
2026-09-22pricedays on market $299,997 Active 51 DOM
-
2026-09-21pricestatus $369,997 Active 50 DOM
-
2026-08-07statusdays on market $289,997 Pending 50 DOM
-
2026-08-06days on market $289,997 Active 49 DOM
-
2026-08-05days on market $289,997 Active 48 DOM
-
2026-08-04days on market $289,997 Active 47 DOM
-
2026-08-03days on market $289,997 Active 46 DOM
-
2026-07-31days on market $289,997 Active 43 DOM
-
2026-07-30days on market $289,997 Active 42 DOM
-
2026-07-29days on market $289,997 Active 41 DOM
-
2026-07-27days on market $289,997 Active 39 DOM
-
2026-07-25days on market $289,997 Active 37 DOM
-
2026-07-24days on market $289,997 Active 36 DOM
-
2026-07-23days on market $289,997 Active 35 DOM
-
2026-07-22days on market $289,997 Active 34 DOM
-
2026-07-22days on market $289,997 Active 33 DOM
-
2026-07-18days on market $289,997 Active 30 DOM
-
2026-07-16days on market $289,997 Active 28 DOM
-
2026-07-16days on market $289,997 Active 27 DOM
-
2026-07-14days on market $289,997 Active 26 DOM
-
2026-07-14days on market $289,997 Active 25 DOM
-
2026-07-12days on market $289,997 Active 24 DOM
-
2026-07-11days on market $289,997 Active 23 DOM
-
2026-07-10days on market $289,997 Active 22 DOM
-
2026-07-09days on market $289,997 Active 21 DOM
-
2026-07-08days on market $289,997 Active 20 DOM
-
2026-07-07days on market $289,997 Active 19 DOM
-
2026-07-06days on market $289,997 Active 18 DOM
-
2026-07-05days on market $289,997 Active 17 DOM
-
2026-07-04days on market $289,997 Active 16 DOM
-
2026-07-03days on market $289,997 Active 15 DOM
-
2026-07-02days on market $289,997 Active 14 DOM
-
2026-07-01days on market $289,997 Active 13 DOM
-
2026-06-30days on market $289,997 Active 12 DOM
-
2026-06-29days on market $289,997 Active 11 DOM
-
2026-06-28days on market $289,997 Active 10 DOM
-
2026-06-28days on market $289,997 Active 9 DOM
-
2026-06-27days on market $289,997 Active 8 DOM
-
2026-06-25days on market $289,997 Active 6 DOM
-
2026-06-23days on market $289,997 Active 4 DOM
-
2026-06-21days on market $289,997 Active 3 DOM
-
2026-06-18days on market $289,997 Active 1 DOM
-
2026-06-18days on market $289,997 Active 5 DOM
-
2026-06-18remarks 699-char remark
-
2026-06-17days on market $289,997 Active 4 DOM
-
2026-06-16days on market $289,997 Active 3 DOM
-
2026-06-15remarks 563-char remark
-
2026-06-15$289,997 Active 2 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $55,601
- − Mortgage interest
- −$16,804
- − Property taxes
- −$4,500
- − Insurance
- −$1,500
- − Repairs & maintenance
- −$4,448
- − Management
- −$4,448
- − HOA
- −$10,152
- − Depreciation
- −$8,727
- Taxable income
- $5,021
combined federal + state — saved on this device
- Est. tax owed @ 24.0%
- −$1,205
- After-tax cash flow
- $7,689/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 6 photos
100/100
None rehab
This beautifully designed single-story townhouse is move-in ready with a stunning kitchen, well-maintained exterior, and a great location. Potential buyers and renters will appreciate the open-concept layout and modern amenities.
Value-add opportunities
- Both Landscaping and curb appeal improvements — Enhances the home's curb appeal and can attract more buyers or renters. ↑
- Both Add a smart home system — Improves convenience and energy efficiency, appealing to modern buyers and renters. ↑
D
Composite school gradezoned avg 60/100
Zoned Schools
Elementary
Estates Elementary School
B+
FL #409/2,144
Nat'l #4,125/41,679
Middle
Corkscrew Middle School
B+
FL #109/571
Nat'l #1,406/14,009
High
Palmetto Ridge High School
D-
FL #207/667
Nat'l #6,330/17,239
Schools (NCES district)
- District
- Collier
- NCES district ID
- 1200330
- Math proficiency
- 60% ▼ -4.00%
- Reading proficiency
- 56% ▼ -2.00%
- Median HH income
- $58,275
- Composite
- 50.23/100
- National rank
- #1892
- State rank
- #16 of 73 in FL
Livability — Ave Maria
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Ave Maria, FL
- County
- Collier County · 420,858 people
- Metro
- Naples-Marco Island, FL
- Population (ZIP)
- 35,149
- Household income
- $62,333
- Rent vs Own
- Severe rent burden
- 12% of renters
Population outlook (Collier County) Hauer SSP2
- Today (2025)
- 420,858 people
- By 2030
- 450,054 · +6.9%
- By 2040
- 502,232 · +19.3%
- By 2050
- 544,932 · +29.5%
- By 2075
- 627,203 · +49.0%
- By 2100
- 659,015 · +56.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Hispanic (63%)
- Race & ethnicity
- Hispanic / Latino 63% Two or more races 39% Black 19% White 16% Native American 7%
- Hispanic origin (detail)
- Mexican 43% Puerto Rican 3% Cuban 2% Dominican 1%
- Common ancestry
- Hispanic 8% Slovak 1% Serbian 1%
- Foreign-born
- 32% · Canada, Jamaica
- Languages at home
- 34% English-only · Spanish 53% French/Haitian/Cajun 12%
Political lean MEDSL · Collier
- 2024 margin
- Solid R (+33.1) · D 33.1% · R 66.2%
- 2008→2024 swing
- -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
- All cycles
- 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.05%
- Current HPI
- 226.9105
- Rent YoY
- ▲ 2.95%
- Metro
- Naples-Marco Island, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+0.0% since first listed2 events — show timeline
- 2026-06-18 Listed $289,997 NAPLESMLS
- 2026-06-13 Listed $289,997 Zillow
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…