120 Pomona Dr · Sandy Springs, SC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $783 – $1,453
Heat risk 6/10 · Moderate
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 3.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +13.5/30.0
- Schools +4.9/10.0
- DSCR +4.1/10.0
- 1% rule +3.8/10.0
- Rent growth +2.7/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$137,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Very nice and fully remodeled manufactured home (single wide). Beautiful corner lot with circle driveway. Price includes the trailer and the lot! Lot is approximately 1/3 acre corner lot with circle driveway and partially fenced backyard Some of the upgrades just done include: New HVAC, new LVP flooring, new sinks & vanities, new paint & trim, new tub, new interior doors, new kitchen cabinets, new granite countertops & subway tile backsplash, new stove & exhaust hood, new refrigerator, new light fixtures, new plumbing fixtures, all new outlets & switches, new vinyl windows, new underpinning, new rear deck, and more ……… You won’t find
Key facts
- Fully remodeled
- New hvac
- New sinks
Tags
Property features AI
Finance
- Other: Lead-based paint disclosure required; Residential property disclosure required
- HOA & community: No HOA fees or community amenities
Exterior
- Parking: Circular gravel driveway; No garage
- Utilities: Private co-op water; Septic system; Private garbage pickup
- Home design: Single-story residence; Corner lot; Lot size: 1/2 acre or less; Lot dimensions approx. 103 x 81 x 152 x 175; Built in 1993; Outbuilding with water
- Construction: Aluminum siding exterior; Other/see remarks foundation; Roof: other (see remarks)
- Exterior features: Deck; Porch (other)
Interior
- Kitchen: 6 x 14 kitchen; Gas cooktop; Electric cooktop; Smooth cooktop surface; Self-cleaning oven; Electric oven; Refrigerator; Freezer
- Bedrooms: 2 bedrooms on the main level; Primary bedroom on main level with full bath and shower only (approx. 10 x 18); Second bedroom approx. 8 x 10
- Flooring: Laminate flooring
- Bathrooms: 2 full bathrooms (both on the main level)
- Heating & cooling: Electric forced air heating; Central forced cooling; Electric water heater
- Interior features: Ceiling fans; Granite countertops; Cable available; Smoke detector; Some window treatments; No fireplace; Other finished room(s) (see remarks)
- Laundry & utility: Laundry on 1st floor with electric dryer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $137k.
Deal economics
- At list price, monthly cash flow is $4 ($46/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $120k (12.2% below list).
- Recommended offer: $120k (12.2% below list) — sets the bar for 1% rule.
- Cap rate 6.3% vs local median 1.5% in Sandy Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Anderson 04 (rural): math 56% / reading 60% proficiency, ranked #4 of 80 in SC (top 5%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Mt. Lebanon Elementary (math 66% / reading 62%, grade B, #63 of 597 statewide, top 11%, 513 students, 52% FRL).
- Market conditions: Rents flat; 330 active listings in the ZIP; 1,255 units permitted in Anderson County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $947 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Anderson County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 138 days — a 12% lower offer ($121k) is reasonable based on typical stale-listing flexibility.
- Current owner paid $17k; list at $137k implies a 720% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 138 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.88% ✗
- Cap rate
- 6.33%
- Cash-on-cash
- 0.12%
- DSCR
- 1.01
- GRM
- 9.5
CMA / ARV
- ARV (on-the-fly)
- $221,760
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1015 Roundabout Trl | 0.16mi | 3/2.0 (+1) | 951 (+13%) | 22mo | $250,625 | $264 | 47 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.75% rent growth · sell at horizon
- IRR
- -18.7%
- Equity multiple
- 0.36×
- Total profit
- $-24,603
- Equity at exit
- $20,427
- IRR
- -16.4%
- Equity multiple
- 0.18×
- Total profit
- $-31,487
- Equity at exit
- $11,845
Cash invested: $38,360 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29625
- Rents YoY
- 0.8%
- Active inventory
- 330
- Price-to-rent
- 9.5×
Monthly cashflow live
- Estimated rent
- $1,203 medium interval (Pro) →
- Mortgage (P&I)
- −$718
- Tax est. 1.5%
- −$171 /mo · $2,055/yr
- Insurance
- −$57
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$253
- Net cashflow
- $4
Break-even live
Sensitivity live
| Price | -10% $99 | -5% $51 | +0% $4 | +5% $-44 | +10% $-91 |
|---|---|---|---|---|---|
| Rent | -10% $-91 | -5% $-44 | +0% $4 | +5% $51 | +10% $99 |
| Rate | -1.0pp $73 | -0.5pp $39 | base $4 | +0.5pp $-32 | +1.0pp $-68 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $34,250
- Closing costs
- $4,110
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 15 events
-
2026-06-13statusdays on market $137,000 Pending 138 DOM
-
2026-06-13days on market $137,000 Active 137 DOM
-
2026-06-10days on market $137,000 Active 135 DOM
-
2026-06-09days on market $137,000 Active 134 DOM
-
2026-06-08days on market $137,000 Active 133 DOM
-
2026-06-07days on market $137,000 Active 132 DOM
-
2026-06-05days on market $137,000 Active 129 DOM
-
2026-06-03days on market $137,000 Active 128 DOM
-
2026-06-03days on market $137,000 Active 127 DOM
-
2026-06-01days on market $137,000 Active 126 DOM
-
2026-05-31days on market $137,000 Active 125 DOM
-
2026-05-06price $137,000
-
2026-02-16price $139,000
-
2026-01-23$149,000 Active
-
1995-03-26soldstatus $16,700
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 6/10 Major 7 d/yr ≥106°F today · 17 d/yr by 30 yrs out
- Wind 2/10 Low 3% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,439
- − Mortgage interest
- −$7,674
- − Property taxes
- −$2,055
- − Insurance
- −$685
- − Repairs & maintenance
- −$1,155
- − Management
- −$1,155
- − Depreciation
- −$3,985
- Taxable loss
- −$2,270
- Est. tax savings @ 24.0%
- +$545
- After-tax cash flow
- $591/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Anderson 04
- NCES district ID
- 4500870
- Math proficiency
- 56% ▼ -5.00%
- Reading proficiency
- 60% ▼ -1.00%
- Median HH income
- $48,338
- Composite
- 49.25/100
- National rank
- #2030
- State rank
- #4 of 80 in SC
Livability — Sandy Springs
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- County
- Anderson County · 99,076 people
- Metro
- Greenville-Anderson, SC
- Population (ZIP)
- 28,012
- Household income
- $61,960
- Rent vs Own
- Severe rent burden
- 773.0
Population outlook (Anderson County) Hauer SSP2
- Today (2025)
- 210,546 people
- By 2030
- 217,791 · +3.4%
- By 2040
- 230,643 · +9.5%
- By 2050
- 240,220 · +14.1%
- By 2075
- 259,518 · +23.3%
- By 2100
- 258,696 · +22.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (75%)
- Race & ethnicity
- White 75% Black 15% Two or more races 6% Hispanic / Latino 4% Asian 1%
- Common ancestry
- Serbian 3% Slovak 2% Romanian 1%
- Foreign-born
- 4% · Canada, South Korea
- Languages at home
- 96% English-only · Spanish 2%
Political lean MEDSL · Anderson
- 2024 margin
- Solid R (+47.4) · D 25.7% · R 73.1% · Other 1.2%
- 2008→2024 swing
- -14.1pp toward R · 2008: -33.3pp · 2024: -47.4pp
- All cycles
- 2024: R+47.4 2020: R+42.0 2016: R+43.7 2012: R+36.4 2008: R+33.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -186.36%
- Current HPI
- 307.3451
- Rent YoY
- ▲ 0.75%
- Metro
- Greenville-Anderson, SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
+720.4% since first listed4 events — show timeline
- 2026-05-06 Price Changed $137,000 Greater Greenville MLS
- 2026-02-16 Price Changed $139,000 Greater Greenville MLS
- 2026-01-23 Listed $149,000 Greater Greenville MLS
- 1995-03-26 Sold (Public Records) $16,700 Public Records
Property tax history
+0.9%/yrLatest (2022): $233 · +9.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…