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120 Pomona Dr
D+ Composite 48.9
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +13.5/30.0
  • Schools +4.9/10.0
  • DSCR +4.1/10.0
  • 1% rule +3.8/10.0
  • Rent growth +2.7/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$137,000

120 Pomona Dr · Sandy Springs, SC 29625
2 bd · 2.0 ba · 840 sqft · Manufactured public records · 138 Days on market
Built 1993 0.33 ac lot Est $222k · 38% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Very nice and fully remodeled manufactured home (single wide). Beautiful corner lot with circle driveway. Price includes the trailer and the lot! Lot is approximately 1/3 acre corner lot with circle driveway and partially fenced backyard Some of the upgrades just done include: New HVAC, new LVP flooring, new sinks & vanities, new paint & trim, new tub, new interior doors, new kitchen cabinets, new granite countertops & subway tile backsplash, new stove & exhaust hood, new refrigerator, new light fixtures, new plumbing fixtures, all new outlets & switches, new vinyl windows, new underpinning, new rear deck, and more ……… You won’t find

Key facts

  • Fully remodeled
  • New hvac
  • New sinks

Tags

FULLY REMODELEDCIRCLE DRIVEWAYPARTIALLY FENCED BACKYARDNEW HVACNEW LVP FLOORINGNEW SINKS

Property features AI

Finance

  • Other: Lead-based paint disclosure required; Residential property disclosure required
  • HOA & community: No HOA fees or community amenities

Exterior

  • Parking: Circular gravel driveway; No garage
  • Utilities: Private co-op water; Septic system; Private garbage pickup
  • Home design: Single-story residence; Corner lot; Lot size: 1/2 acre or less; Lot dimensions approx. 103 x 81 x 152 x 175; Built in 1993; Outbuilding with water
  • Construction: Aluminum siding exterior; Other/see remarks foundation; Roof: other (see remarks)
  • Exterior features: Deck; Porch (other)

Interior

  • Kitchen: 6 x 14 kitchen; Gas cooktop; Electric cooktop; Smooth cooktop surface; Self-cleaning oven; Electric oven; Refrigerator; Freezer
  • Bedrooms: 2 bedrooms on the main level; Primary bedroom on main level with full bath and shower only (approx. 10 x 18); Second bedroom approx. 8 x 10
  • Flooring: Laminate flooring
  • Bathrooms: 2 full bathrooms (both on the main level)
  • Heating & cooling: Electric forced air heating; Central forced cooling; Electric water heater
  • Interior features: Ceiling fans; Granite countertops; Cable available; Smoke detector; Some window treatments; No fireplace; Other finished room(s) (see remarks)
  • Laundry & utility: Laundry on 1st floor with electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $137k.

Deal economics

  • At list price, monthly cash flow is $4 ($46/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $120k (12.2% below list).
  • Recommended offer: $120k (12.2% below list) — sets the bar for 1% rule.
  • Cap rate 6.3% vs local median 1.5% in Sandy Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Anderson 04 (rural): math 56% / reading 60% proficiency, ranked #4 of 80 in SC (top 5%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Mt. Lebanon Elementary (math 66% / reading 62%, grade B, #63 of 597 statewide, top 11%, 513 students, 52% FRL).
  • Market conditions: Rents flat; 330 active listings in the ZIP; 1,255 units permitted in Anderson County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $947 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Anderson County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 138 days — a 12% lower offer ($121k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $17k; list at $137k implies a 720% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $120,329 (12.2% below list)

Questions for the listing agent

  1. It's been on market 138 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.88%
Cap rate
6.33%
Cash-on-cash
0.12%
DSCR
1.01
GRM
9.5

CMA / ARV

ARV (on-the-fly)
$221,760
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1015 Roundabout Trl 0.16mi 3/2.0 (+1) 951 (+13%) 22mo $250,625 $264 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.75% rent growth · sell at horizon

5-year hold
IRR
-18.7%
Equity multiple
0.36×
Total profit
$-24,603
Equity at exit
$20,427
10-year hold
IRR
-16.4%
Equity multiple
0.18×
Total profit
$-31,487
Equity at exit
$11,845

Cash invested: $38,360 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29625

Rents YoY
0.8%
Active inventory
330
Price-to-rent
9.5×

Monthly cashflow live

Estimated rent
$1,203 medium interval (Pro) →
Mortgage (P&I)
$718
Tax est. 1.5%
$171 /mo · $2,055/yr
Insurance
$57
HOA
$0
Vacancy / Maint / Mgmt
$253
Net cashflow
$4

Break-even live

Break-even rent $1,198
Max offer price $137,000
Occupancy floor 95%

Sensitivity live

Price -10% $99 -5% $51 +0% $4 +5% $-44 +10% $-91
Rent -10% $-91 -5% $-44 +0% $4 +5% $51 +10% $99
Rate -1.0pp $73 -0.5pp $39 base $4 +0.5pp $-32 +1.0pp $-68

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$34,250
Closing costs
$4,110
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 15 events

  1. 2026-06-13
    statusdays on market $137,000 Pending 138 DOM
  2. 2026-06-13
    days on market $137,000 Active 137 DOM
  3. 2026-06-10
    days on market $137,000 Active 135 DOM
  4. 2026-06-09
    days on market $137,000 Active 134 DOM
  5. 2026-06-08
    days on market $137,000 Active 133 DOM
  6. 2026-06-07
    days on market $137,000 Active 132 DOM
  7. 2026-06-05
    days on market $137,000 Active 129 DOM
  8. 2026-06-03
    days on market $137,000 Active 128 DOM
  9. 2026-06-03
    days on market $137,000 Active 127 DOM
  10. 2026-06-01
    days on market $137,000 Active 126 DOM
  11. 2026-05-31
    days on market $137,000 Active 125 DOM
  12. 2026-05-06
    price $137,000
  13. 2026-02-16
    price $139,000
  14. 2026-01-23
    listed $149,000 Active
  15. 1995-03-26
    soldstatus $16,700

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥106°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 3% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,439
− Mortgage interest
−$7,674
− Property taxes
−$2,055
− Insurance
−$685
− Repairs & maintenance
−$1,155
− Management
−$1,155
− Depreciation
−$3,985
Taxable loss
−$2,270
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$545
After-tax cash flow
$591/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Anderson 04
NCES district ID
4500870
Math proficiency
56% ▼ -5.00%
Reading proficiency
60% ▼ -1.00%
Median HH income
$48,338
Composite
49.25/100
National rank
#2030
State rank
#4 of 80 in SC

Livability — Sandy Springs

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Anderson County · 99,076 people
Metro
Greenville-Anderson, SC
Population (ZIP)
28,012
Household income
$61,960
Rent vs Own
29.4% rent · 70.6% own
Severe rent burden
773.0

Population outlook (Anderson County) Hauer SSP2

Today (2025)
210,546 people
By 2030
217,791 · +3.4%
By 2040
230,643 · +9.5%
By 2050
240,220 · +14.1%
By 2075
259,518 · +23.3%
By 2100
258,696 · +22.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Black 15% Two or more races 6% Hispanic / Latino 4% Asian 1%
Common ancestry
Serbian 3% Slovak 2% Romanian 1%
Foreign-born
4% · Canada, South Korea
Languages at home
96% English-only · Spanish 2%

Political lean MEDSL · Anderson

2024 margin
Solid R (+47.4) · D 25.7% · R 73.1% · Other 1.2%
2008→2024 swing
-14.1pp toward R · 2008: -33.3pp · 2024: -47.4pp
All cycles
2024: R+47.4 2020: R+42.0 2016: R+43.7 2012: R+36.4 2008: R+33.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -186.36%
Current HPI
307.3451
Rent YoY
▲ 0.75%
Metro
Greenville-Anderson, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+720.4% since first listed
4 events — show timeline
  • 2026-05-06 Price Changed $137,000 Greater Greenville MLS
  • 2026-02-16 Price Changed $139,000 Greater Greenville MLS
  • 2026-01-23 Listed $149,000 Greater Greenville MLS
  • 1995-03-26 Sold (Public Records) $16,700 Public Records

Property tax history

+0.9%/yr

Latest (2022): $233 · +9.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…