1000 Manatee Rd Unit A-306 · Winding Cypress, FL 34114

$160,000

2 bd · 2.0 ba · 1,000 sqft · Condo public records · 339 Days on market

Built 1973

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.5/30.0
• 1% rule +9.8/10.0
• ARV discount +7.5/15.0
• DSCR +5.8/10.0
• Schools +5.0/10.0
• Appreciation +4.3/10.0
• Rent growth +3.3/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Welcome to this charming 2-bedroom, 2-bathroom top-floor condo offering thoughtfully designed living space and tranquil lagoon views. The split-bedroom floor plan ensures privacy, while the open-concept living and dining area creates an inviting space to relax or entertain. Located in the sought-after Gulf Winds East community, residents enjoy access to a heated pool, spa, tennis, bocce, and pickleball courts—all in a beautifully maintained setting. Ideally positioned between Naples and Marco Island, you're just a short drive from world-class beaches, a multitude of shops, and the vibrant Swell Lifestyle that makes Southwest Florida so desirable. With low HOA fees, this condo is perfect as a seasonal retreat, full-time residence, or smart investment opportunity.

Key facts

• Lagoon views
• Open concept living
• Spa

Tags

• TOP FLOOR CONDO
• LAGOON VIEWS
• SPLIT BEDROOM FLOOR PLAN
• OPEN CONCEPT LIVING
• HEATED POOL
• SPA

Property features AI

Finance

• Other: Pets allowed with approval
• HOA & community: Community amenities include bocce, cabana, jogging path, and pool

Exterior

• Parking: No garage
• Security: No security features
• Home design: Condominium (unit); Living area approximately 1,000
• Construction: Built-up roof
• Exterior features: Balcony; Lanai; Sliding windows; Mid-street location; Not on the waterfront

Interior

• Kitchen: Dishwasher; Refrigerator with ice maker
• Bedrooms: 2 bedrooms
• Flooring: Carpet; Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air; Ceiling fans
• Interior features: Assigned storage space; Pantry

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $160k.

Deal economics

• At list price, monthly cash flow is $-274 ($-3k/yr) — negative.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $160k).
• Recommended offer: $141k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
• Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising (+3.2%/yr); 905 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
• This rent runs 32% of the median local income ($89k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-1.5%/yr); year-one equity from $1k of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 339 days — a 12% lower offer ($141k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 7y ago; this cycle's ask has dropped $85k (35%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $127k; 26% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo; HOA is 27% of rent.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $140,800 (12.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 339 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
3. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
5. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
6. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
7. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
8. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.48% ✓
• Cap rate: 7.44%
• Cash-on-cash: 4.10%
• DSCR: 1.18
• GRM: 5.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-1.48% appreciation · 3.21% rent growth · sell at horizon

5-year hold

• IRR: -17.3%
• Equity multiple: 0.29×
• Total profit: $-31,740
• Equity at exit: $34,962

10-year hold

• IRR: -9.4%
• Equity multiple: 0.20×
• Total profit: $-35,716
• Equity at exit: $33,678

Cash invested: $44,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34114

• Home prices YoY: -0.6%
• Rents YoY: 3.2%
• Active inventory: 905
• Price-to-rent: 5.6×

Monthly cashflow live

• Estimated rent: $2,366 high
• Mortgage (P&I): −$839
• Tax from tax record: −$166 /mo · $1,994/yr
• Insurance: −$67
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA est. from 1 same-building comp: −$644
• Vacancy / Maint / Mgmt: −$497
• Net cashflow: $-274

Break-even live

Break-even rent $2,712

Max offer price $111,667

Occupancy floor —

Sensitivity live

Price	-10% $-183	-5% $-228	+0% $-274	+5% $-319	+10% $-364
Rent	-10% $-460	-5% $-367	+0% $-274	+5% $-180	+10% $-87
Rate	-1.0pp $-193	-0.5pp $-233	base $-274	+0.5pp $-315	+1.0pp $-357

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $40,000
• Closing costs: $4,800
• Reserves months: —
• Total cash needed: —

Rent comps 19 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1000 Manatee Rd Unit A201 Naples, FL	2.0	2.0	1000	$1,695	$1.70	24d	1	0.03mi
1010 Manatee Rd Unit B304 Naples, FL	2.0	2.0	1000	$1,800	$1.80	24d	1	0.06mi
158 Rookery Rd Naples, FL	3.0	2.0	1456	$2,450	$1.68	24d	1	0.11mi
1022 Manatee Rd Unit D107 Naples, FL	2.0	2.0	1000	$2,000	$2.00	24d	1	0.12mi
1014 Manatee Rd Unit F307 Naples, FL	2.0	2.0	900	$1,800	$2.00	24d	1	0.13mi
2000 Rookery Bay Dr Naples, FL	1.0–3.0	1.0–2.0	929	$1,772	$1.91	24d	9	0.18mi
1747 Beverly Dr Naples, FL	2.0	2.0	1080	$2,300	$2.13	24d	1	0.28mi
1212 Enbrook Loop Naples, FL	2.0	2.0	1496	$2,850	$1.91	24d	1	0.38mi
274 Riverwood Rd Unit 1546056P Naples, FL	2.0	2.0	1496	$4,451	$2.98	15d	1	0.40mi
1252 Henderson Creek Dr Naples, FL	2.0	1.5	820	$1,895	$2.31	24d	1	0.50mi
6750 Beach Resort Dr #7 Naples, FL	2.0	2.0	1351	$3,900	$2.89	24d	1	1.02mi
6750 Beach Resort Dr Naples, FL	2.0	2.0	1351	$3,200	$2.37	15d	2	1.02mi
4685 Hawks Nest Way #103 Naples, FL	2.0	2.0	1440	$6,500	$4.51	15d	1	1.07mi
6680 Beach Resort Dr Unit 1214 Naples, FL	2.0	2.0	1351	$4,500	$3.33	15d	1	1.08mi
4680 Hawks Nest Way Unit D-103 Naples, FL	2.0	2.0	1414	$3,000	$2.12	15d	1	1.10mi
6650 Beach Resort Dr Unit 908 Naples, FL	2.0	2.0	1351	$4,600	$3.40	15d	1	1.13mi
2235 Yellowfin Cir Naples, FL	2.0	2.0	1500	$2,795	$1.86	24d	1	1.18mi
6590 Beach Resort Dr Unit 305 Naples, FL	2.0	2.0	1351	$4,500	$3.33	15d	1	1.22mi
1435 Santiago Cir #2003 Naples, FL	3.0	2.5	1315	$2,600	$1.98	24d	1	1.37mi

HOA detail condo

• Monthly dues: $0 · $0/yr
• Likely covers: pool
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 29 events

1. 2026-05-31
   days on market $160,000 Active 339 DOM
2. 2026-05-30
   days on market $160,000 Active 338 DOM
3. 2026-05-12
   soldstatus $127,000 Sold 778-char remark

   Show marketing remark (778 chars)

   Welcome to this charming 2-bedroom, 2-bathroom top-floor condo offering thoughtfully designed living space and tranquil lagoon views. The split-bedroom floor plan ensures privacy, while the open-concept living and dining area creates an inviting space to relax or entertain. Located in the sought-after Gulf Winds East community, residents enjoy access to a heated pool, spa, tennis, bocce, and pickleball courts—all in a beautifully maintained setting. Ideally positioned between Naples and Marco Island, you're just a short drive from world-class beaches, a multitude of shops, and the vibrant Swell Lifestyle that makes Southwest Florida so desirable. With low HOA fees, this condo is perfect as a seasonal retreat, full-time residence, or smart investment opportunity.

4. 2026-04-10
   status Pending 778-char remark

   Show marketing remark (778 chars)

   Welcome to this charming 2-bedroom, 2-bathroom top-floor condo offering thoughtfully designed living space and tranquil lagoon views. The split-bedroom floor plan ensures privacy, while the open-concept living and dining area creates an inviting space to relax or entertain. Located in the sought-after Gulf Winds East community, residents enjoy access to a heated pool, spa, tennis, bocce, and pickleball courts—all in a beautifully maintained setting. Ideally positioned between Naples and Marco Island, you're just a short drive from world-class beaches, a multitude of shops, and the vibrant Swell Lifestyle that makes Southwest Florida so desirable. With low HOA fees, this condo is perfect as a seasonal retreat, full-time residence, or smart investment opportunity.

5. 2026-03-31
   price $160,000 778-char remark

   Show marketing remark (778 chars)

   Welcome to this charming 2-bedroom, 2-bathroom top-floor condo offering thoughtfully designed living space and tranquil lagoon views. The split-bedroom floor plan ensures privacy, while the open-concept living and dining area creates an inviting space to relax or entertain. Located in the sought-after Gulf Winds East community, residents enjoy access to a heated pool, spa, tennis, bocce, and pickleball courts—all in a beautifully maintained setting. Ideally positioned between Naples and Marco Island, you're just a short drive from world-class beaches, a multitude of shops, and the vibrant Swell Lifestyle that makes Southwest Florida so desirable. With low HOA fees, this condo is perfect as a seasonal retreat, full-time residence, or smart investment opportunity.

6. 2026-03-30
   price $160,000
7. 2026-03-25
   price $170,000

   Show marketing remark (778 chars)

   Welcome to this charming 2-bedroom, 2-bathroom top-floor condo offering thoughtfully designed living space and tranquil lagoon views. The split-bedroom floor plan ensures privacy, while the open-concept living and dining area creates an inviting space to relax or entertain. Located in the sought-after Gulf Winds East community, residents enjoy access to a heated pool, spa, tennis, bocce, and pickleball courts—all in a beautifully maintained setting. Ideally positioned between Naples and Marco Island, you're just a short drive from world-class beaches, a multitude of shops, and the vibrant Swell Lifestyle that makes Southwest Florida so desirable. With low HOA fees, this condo is perfect as a seasonal retreat, full-time residence, or smart investment opportunity.

8. 2026-03-25
   price $170,000 778-char remark

   Show marketing remark (778 chars)

   Welcome to this charming 2-bedroom, 2-bathroom top-floor condo offering thoughtfully designed living space and tranquil lagoon views. The split-bedroom floor plan ensures privacy, while the open-concept living and dining area creates an inviting space to relax or entertain. Located in the sought-after Gulf Winds East community, residents enjoy access to a heated pool, spa, tennis, bocce, and pickleball courts—all in a beautifully maintained setting. Ideally positioned between Naples and Marco Island, you're just a short drive from world-class beaches, a multitude of shops, and the vibrant Swell Lifestyle that makes Southwest Florida so desirable. With low HOA fees, this condo is perfect as a seasonal retreat, full-time residence, or smart investment opportunity.

9. 2026-03-03
   price $185,000 778-char remark

   Show marketing remark (778 chars)

   Welcome to this charming 2-bedroom, 2-bathroom top-floor condo offering thoughtfully designed living space and tranquil lagoon views. The split-bedroom floor plan ensures privacy, while the open-concept living and dining area creates an inviting space to relax or entertain. Located in the sought-after Gulf Winds East community, residents enjoy access to a heated pool, spa, tennis, bocce, and pickleball courts—all in a beautifully maintained setting. Ideally positioned between Naples and Marco Island, you're just a short drive from world-class beaches, a multitude of shops, and the vibrant Swell Lifestyle that makes Southwest Florida so desirable. With low HOA fees, this condo is perfect as a seasonal retreat, full-time residence, or smart investment opportunity.

10. 2026-03-02
    price $185,000
11. 2026-01-10
    price $195,000 778-char remark

    Show marketing remark (778 chars)

    Welcome to this charming 2-bedroom, 2-bathroom top-floor condo offering thoughtfully designed living space and tranquil lagoon views. The split-bedroom floor plan ensures privacy, while the open-concept living and dining area creates an inviting space to relax or entertain. Located in the sought-after Gulf Winds East community, residents enjoy access to a heated pool, spa, tennis, bocce, and pickleball courts—all in a beautifully maintained setting. Ideally positioned between Naples and Marco Island, you're just a short drive from world-class beaches, a multitude of shops, and the vibrant Swell Lifestyle that makes Southwest Florida so desirable. With low HOA fees, this condo is perfect as a seasonal retreat, full-time residence, or smart investment opportunity.

12. 2026-01-10
    price $195,000

    Show marketing remark (778 chars)

    Welcome to this charming 2-bedroom, 2-bathroom top-floor condo offering thoughtfully designed living space and tranquil lagoon views. The split-bedroom floor plan ensures privacy, while the open-concept living and dining area creates an inviting space to relax or entertain. Located in the sought-after Gulf Winds East community, residents enjoy access to a heated pool, spa, tennis, bocce, and pickleball courts—all in a beautifully maintained setting. Ideally positioned between Naples and Marco Island, you're just a short drive from world-class beaches, a multitude of shops, and the vibrant Swell Lifestyle that makes Southwest Florida so desirable. With low HOA fees, this condo is perfect as a seasonal retreat, full-time residence, or smart investment opportunity.

13. 2025-12-18
    price $200,000
14. 2025-12-16
    price $200,000 778-char remark

    Show marketing remark (778 chars)

    Welcome to this charming 2-bedroom, 2-bathroom top-floor condo offering thoughtfully designed living space and tranquil lagoon views. The split-bedroom floor plan ensures privacy, while the open-concept living and dining area creates an inviting space to relax or entertain. Located in the sought-after Gulf Winds East community, residents enjoy access to a heated pool, spa, tennis, bocce, and pickleball courts—all in a beautifully maintained setting. Ideally positioned between Naples and Marco Island, you're just a short drive from world-class beaches, a multitude of shops, and the vibrant Swell Lifestyle that makes Southwest Florida so desirable. With low HOA fees, this condo is perfect as a seasonal retreat, full-time residence, or smart investment opportunity.

15. 2025-10-21
    price $205,000 778-char remark

    Show marketing remark (778 chars)

    Welcome to this charming 2-bedroom, 2-bathroom top-floor condo offering thoughtfully designed living space and tranquil lagoon views. The split-bedroom floor plan ensures privacy, while the open-concept living and dining area creates an inviting space to relax or entertain. Located in the sought-after Gulf Winds East community, residents enjoy access to a heated pool, spa, tennis, bocce, and pickleball courts—all in a beautifully maintained setting. Ideally positioned between Naples and Marco Island, you're just a short drive from world-class beaches, a multitude of shops, and the vibrant Swell Lifestyle that makes Southwest Florida so desirable. With low HOA fees, this condo is perfect as a seasonal retreat, full-time residence, or smart investment opportunity.

16. 2025-10-21
    price $205,000

    Show marketing remark (778 chars)

    Welcome to this charming 2-bedroom, 2-bathroom top-floor condo offering thoughtfully designed living space and tranquil lagoon views. The split-bedroom floor plan ensures privacy, while the open-concept living and dining area creates an inviting space to relax or entertain. Located in the sought-after Gulf Winds East community, residents enjoy access to a heated pool, spa, tennis, bocce, and pickleball courts—all in a beautifully maintained setting. Ideally positioned between Naples and Marco Island, you're just a short drive from world-class beaches, a multitude of shops, and the vibrant Swell Lifestyle that makes Southwest Florida so desirable. With low HOA fees, this condo is perfect as a seasonal retreat, full-time residence, or smart investment opportunity.

17. 2025-09-01
    price $210,000 778-char remark

    Show marketing remark (778 chars)

    Welcome to this charming 2-bedroom, 2-bathroom top-floor condo offering thoughtfully designed living space and tranquil lagoon views. The split-bedroom floor plan ensures privacy, while the open-concept living and dining area creates an inviting space to relax or entertain. Located in the sought-after Gulf Winds East community, residents enjoy access to a heated pool, spa, tennis, bocce, and pickleball courts—all in a beautifully maintained setting. Ideally positioned between Naples and Marco Island, you're just a short drive from world-class beaches, a multitude of shops, and the vibrant Swell Lifestyle that makes Southwest Florida so desirable. With low HOA fees, this condo is perfect as a seasonal retreat, full-time residence, or smart investment opportunity.

18. 2025-09-01
    price $210,000

    Show marketing remark (778 chars)

    Welcome to this charming 2-bedroom, 2-bathroom top-floor condo offering thoughtfully designed living space and tranquil lagoon views. The split-bedroom floor plan ensures privacy, while the open-concept living and dining area creates an inviting space to relax or entertain. Located in the sought-after Gulf Winds East community, residents enjoy access to a heated pool, spa, tennis, bocce, and pickleball courts—all in a beautifully maintained setting. Ideally positioned between Naples and Marco Island, you're just a short drive from world-class beaches, a multitude of shops, and the vibrant Swell Lifestyle that makes Southwest Florida so desirable. With low HOA fees, this condo is perfect as a seasonal retreat, full-time residence, or smart investment opportunity.

19. 2025-08-23
    price $220,000
20. 2025-08-15
    price $220,000 778-char remark

    Show marketing remark (778 chars)

    Welcome to this charming 2-bedroom, 2-bathroom top-floor condo offering thoughtfully designed living space and tranquil lagoon views. The split-bedroom floor plan ensures privacy, while the open-concept living and dining area creates an inviting space to relax or entertain. Located in the sought-after Gulf Winds East community, residents enjoy access to a heated pool, spa, tennis, bocce, and pickleball courts—all in a beautifully maintained setting. Ideally positioned between Naples and Marco Island, you're just a short drive from world-class beaches, a multitude of shops, and the vibrant Swell Lifestyle that makes Southwest Florida so desirable. With low HOA fees, this condo is perfect as a seasonal retreat, full-time residence, or smart investment opportunity.

21. 2025-08-01
    price $237,000
22. 2025-07-28
    price $237,000 778-char remark

    Show marketing remark (778 chars)

    Welcome to this charming 2-bedroom, 2-bathroom top-floor condo offering thoughtfully designed living space and tranquil lagoon views. The split-bedroom floor plan ensures privacy, while the open-concept living and dining area creates an inviting space to relax or entertain. Located in the sought-after Gulf Winds East community, residents enjoy access to a heated pool, spa, tennis, bocce, and pickleball courts—all in a beautifully maintained setting. Ideally positioned between Naples and Marco Island, you're just a short drive from world-class beaches, a multitude of shops, and the vibrant Swell Lifestyle that makes Southwest Florida so desirable. With low HOA fees, this condo is perfect as a seasonal retreat, full-time residence, or smart investment opportunity.

23. 2025-06-24
    listed $245,000 Active
24. 2025-06-23
    listed $245,000 Active 778-char remark

    Show marketing remark (778 chars)

    Welcome to this charming 2-bedroom, 2-bathroom top-floor condo offering thoughtfully designed living space and tranquil lagoon views. The split-bedroom floor plan ensures privacy, while the open-concept living and dining area creates an inviting space to relax or entertain. Located in the sought-after Gulf Winds East community, residents enjoy access to a heated pool, spa, tennis, bocce, and pickleball courts—all in a beautifully maintained setting. Ideally positioned between Naples and Marco Island, you're just a short drive from world-class beaches, a multitude of shops, and the vibrant Swell Lifestyle that makes Southwest Florida so desirable. With low HOA fees, this condo is perfect as a seasonal retreat, full-time residence, or smart investment opportunity.

25. 2020-02-18
    soldstatus $93,000
26. 2020-02-14
    soldstatus $93,000 Sold 241-char remark

    Show marketing remark (241 chars)

    Beautiful views from this top floor unit facing lagoon. Enjoy the amenities of Gulf Winds East in this well located 2 bedroom / 2 bath. Short distance to shops, Marco Island or Naples beaches and restaurants. Roof assessments have been paid.

27. 2020-01-13
    status Pending 241-char remark

    Show marketing remark (241 chars)

    Beautiful views from this top floor unit facing lagoon. Enjoy the amenities of Gulf Winds East in this well located 2 bedroom / 2 bath. Short distance to shops, Marco Island or Naples beaches and restaurants. Roof assessments have been paid.

28. 2019-11-23
    listed $105,000 Active 241-char remark

    Show marketing remark (241 chars)

    Beautiful views from this top floor unit facing lagoon. Enjoy the amenities of Gulf Winds East in this well located 2 bedroom / 2 bath. Short distance to shops, Marco Island or Naples beaches and restaurants. Roof assessments have been paid.

29. 1975-11-01
    soldstatus $22,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,994 · $166/mo
• Projected year-2 tax: $1,994 · $166/mo
• Expected delta: $0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 29 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,388
• − Mortgage interest: −$8,962
• − Property taxes: −$1,994
• − Insurance: −$5,918
• − Repairs & maintenance: −$2,271
• − Management: −$2,271
• − HOA: −$7,728
• − Depreciation: −$4,655
• Taxable loss: −$5,412
• Est. tax savings @ 24.0%: +$1,299
• After-tax cash flow: $-1,984/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Collier
• NCES district ID: 1200330
• Math proficiency: 60% ▼ -4.00%
• Reading proficiency: 56% ▼ -2.00%
• Median HH income: $58,275
• Composite: 50.23/100
• National rank: #1892
• State rank: #16 of 73 in FL

Livability — Winding Cypress

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• County: Collier County · 396,295 people
• Metro: Naples-Marco Island, FL
• Population (ZIP): 23,559
• Household income: $89,334
• Rent vs Own: 15.3% rent · 84.7% own
• Severe rent burden: 550.0

Population outlook (Collier County) Hauer SSP2

• Today (2025): 420,858 people
• By 2030: 450,054 · +6.9%
• By 2040: 502,232 · +19.3%
• By 2050: 544,932 · +29.5%
• By 2075: 627,203 · +49.0%
• By 2100: 659,015 · +56.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (72%)
• Race & ethnicity: White 72% Hispanic / Latino 17% Two or more races 13% Black 7%
• Hispanic origin (detail): Mexican 7% Puerto Rican 1% Cuban 3%
• Common ancestry: Hispanic 5% Romanian 4% Lithuanian 1%
• Foreign-born: 21% · Canada, Jamaica
• Languages at home: 75% English-only · Spanish 15% French/Haitian/Cajun 5% Other Indo-European 4%

Political lean MEDSL · Collier

• 2024 margin: Solid R (+33.1) · D 33.1% · R 66.2%
• 2008→2024 swing: -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
• All cycles: 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -1.48%
• Current HPI: 266.5545
• Rent YoY: ▲ 3.21%
• Metro: Naples-Marco Island, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+477.3% since first listed

27 events — show timeline

• 2026-05-12 Sold (MLS) $127,000 NAPLESMLS
• 2026-04-10 Pending — NAPLESMLS
• 2026-03-31 Price Changed $160,000 NAPLESMLS
• 2026-03-30 Price Changed $160,000 MIML
• 2026-03-25 Price Changed $170,000 MIML
• 2026-03-25 Price Changed $170,000 NAPLESMLS
• 2026-03-03 Price Changed $185,000 NAPLESMLS
• 2026-03-02 Price Changed $185,000 MIML
• 2026-01-10 Price Changed $195,000 NAPLESMLS
• 2026-01-10 Price Changed $195,000 MIML
• 2025-12-18 Price Changed $200,000 MIML
• 2025-12-16 Price Changed $200,000 NAPLESMLS
• 2025-10-21 Price Changed $205,000 NAPLESMLS
• 2025-10-21 Price Changed $205,000 MIML
• 2025-09-01 Price Changed $210,000 NAPLESMLS
• 2025-09-01 Price Changed $210,000 MIML
• 2025-08-23 Price Changed $220,000 MIML
• 2025-08-15 Price Changed $220,000 NAPLESMLS
• 2025-08-01 Price Changed $237,000 MIML
• 2025-07-28 Price Changed $237,000 NAPLESMLS
• 2025-06-24 Listed $245,000 MIML
• 2025-06-23 Listed $245,000 NAPLESMLS
• 2020-02-18 Sold (Public Records) $93,000 Public Records
• 2020-02-14 Sold (MLS) $93,000 NAPLESMLS
• 2020-01-13 Pending — NAPLESMLS
• 2019-11-23 Listed $105,000 NAPLESMLS
• 1975-11-01 Sold (Public Records) $22,000 Public Records

Property tax history

+8.9%/yr

Latest (2025): $1,994 · +7.6% YoY. Source: county tax records.