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C Composite 58.63
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.3/30.0
  • 1% rule +8.6/10.0
  • ARV discount +7.5/15.0
  • DSCR +7.1/10.0
  • Condition / age +4.0/5.0
  • Livability +3.9/5.0
  • Schools +2.7/10.0
  • Rent growth +2.6/5.0
  • Appreciation +0.0/10.0

$311,000

None · Miami, FL 33179
3 bd · 2.0 ba · 1,804 sqft · Townhouse · 171 Days on market
Built 1970 Good condition $172/sqft · 58% below area $670/mo HOA · 16% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Beautiful corner unit offering a spacious layout with over 1800 sq ft of living space. This three bedroom two bathroom unit offers natural light. Partially impacted windows, built in bar area and recessed lighting in kitchen.

Key facts

  • $670 HOA
  • Community pool
  • Built 1970

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath townhouse listed at $311k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $510 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $311k).
  • Recommended offer: $274k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.3% vs local median 1.4% in Miami — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#177 in FL, #2,724 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, health & safety A+; Watch: employment C-, crime F, cost of living F.
  • Miami-Dade (suburban): math 45% / reading 54% proficiency, ranked #40 of 73 in FL (top 55%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Southside Preparatory Academy (math 54% / reading 61%, grade C+, #764 of 2,144 statewide, top 36%, 929 students, 39% FRL); Shenandoah Middle School (math 34% / reading 44%, grade F, #381 of 571 statewide, top 67%, 1,296 students, 72% FRL); Booker T. Washington Senior High (math 12% / reading 19%, grade F, #604 of 667 statewide, top 91%, 1,014 students, 60% FRL).
  • Zoned-school proficiency averages 37% at this address vs 50% district-wide (-12 pts) — the specific schools serving this property underperform the Miami-Dade average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents flat; 810 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 56d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 62% of comp listings sitting > 30 days — soft ceiling on asking rent; 10,051 units permitted in Miami-Dade County in 2024 (7,758 in 5+ unit buildings).
  • At $4,215/mo this rent would consume 78% of the median local household income ($65k/yr) (locally 21% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Miami-Dade County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 171 days — a 12% lower offer ($274k) is reasonable based on typical stale-listing flexibility.
Recommended offer $273,680 (12.0% below list)

Questions for the listing agent

  1. It's been on market 171 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.36%
Cap rate
8.26%
Cash-on-cash
7.03%
DSCR
1.31
GRM
6.1

CMA / ARV

ARV (median comp)
$742,101
List price
$311,000
Delta
-58.09%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1000 Brickell Plz #1902 0.19mi 3/3.5 1,909 (+6%) 2mo $1,900,000 $995 74
1000 Brickell Plz #3702 0.19mi 3/3.5 1,909 (+6%) 2mo $2,475,000 $1,296 74
1541 Brickell Ave Unit C1505 0.35mi 2/2.0 (-1) 1,697 (-6%) 1mo $601,000 $354 68
701 Brickell Key Blvd #1903 0.56mi 3/2.5 1,719 (-5%) 1mo $1,260,000 $733 63
1451 Brickell Ave #3902 0.25mi 2/3.0 (-1) 1,625 (-10%) 0mo $1,850,000 $1,138 63
88 SW 7th St #1012 0.39mi 3/3.5 1,645 (-9%) 2mo $1,200,000 $729 60
801 S Miami Ave #3101 0.31mi 3/4.0 1,613 (-11%) 0mo $1,375,000 $852 60
801 Brickell Key Blvd #2203 0.56mi 3/3.0 1,659 (-8%) 1mo $1,600,000 $964 55
520 Brickell Key Dr Unit A1404 0.60mi 3/3.0 1,624 (-10%) 0mo $745,000 $459 51
888 Brickell Key Dr #1207 0.66mi 2/2.5 (-1) 1,650 (-8%) 0mo $1,215,000 $736 48
92 SW 3rd St #5202 0.58mi 2/2.5 (-1) 2,048 (+14%) 1mo $1,269,000 $620 42
900 Brickell Key Blvd #1101 0.60mi 3/3.5 2,065 (+14%) 1mo $2,200,000 $1,065 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.22% rent growth · sell at horizon

5-year hold
IRR
-9.4%
Equity multiple
0.67×
Total profit
$-28,884
Equity at exit
$46,371
10-year hold
IRR
-5.4%
Equity multiple
0.70×
Total profit
$-25,887
Equity at exit
$26,890

Cash invested: $87,080 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
388 active · 81 under contract
Months of supply
70.5 mo (1%/mo absorbed)
Median asking
$1,405,000 ($869/sqft)
Median days on market
134 d
This list price
lowest-priced of the active set
ARV vs active asking
-52.6% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 33179

Rents YoY
0.2%
Active inventory
810
Price-to-rent
6.1×

Monthly cashflow live

Estimated rent
$4,215 medium interval (Pro) →
Mortgage (P&I)
$1,631
Tax est. 1.5%
$389 /mo · $4,665/yr
Insurance
$130
HOA
$670
Vacancy / Maint / Mgmt
$885
Net cashflow
$510

Break-even live

Break-even rent $3,569
Max offer price $311,000
Occupancy floor 83%

Sensitivity live

Price -10% $725 -5% $618 +0% $510 +5% $403 +10% $295
Rent -10% $177 -5% $344 +0% $510 +5% $677 +10% $843
Rate -1.0pp $667 -0.5pp $589 base $510 +0.5pp $430 +1.0pp $348

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$77,750
Closing costs
$9,330
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1000 Brickell Plz Miami, FL 3.0–6.0 3.5–5.5 3599 $17,000 $4.72 85d 3 0.16mi
1000 Brickell Plz Miami, FL 3.0–6.0 3.5–5.5 3486 $22,000 $6.31 3d 2 0.16mi
1000 Brickell Plz Miami, FL 3.0–6.0 3.5–5.5 3486 $22,000 $6.31 81d 2 0.16mi
1000 Brickell Plz Miami, FL 3.0–6.0 4.5–5.5 3795 $18,000 $4.74 98d 2 0.16mi
1000 Brickell Plz Miami, FL 3.0 3.5 1967 $17,000 $8.64 41d 2 0.16mi
1000 Brickell Plz Miami, FL 3.0–6.0 3.5–5.5 3692 $19,800 $5.36 106d 2 0.16mi
1000 Brickell Plz Miami, FL 3.0–6.0 3.5–5.5 3486 $22,000 $6.31 120d 2 0.16mi
1000 Brickell Plz Miami, FL 3.0–6.0 3.5–5.5 3486 $22,000 $6.31 6d 2 0.16mi
1000 Brickell Plz #5907 Miami, FL 3.0 3.5 1912 $17,000 $8.89 18d 1 0.17mi
1000 Brickell Plz #5908 Miami, FL 3.0 3.5 2025 $17,000 $8.40 49d 1 0.17mi
1000 Brickell Plz #5304 Miami, FL 3.0 4.5 2418 $18,000 $7.44 63d 1 0.17mi
1451 Brickell Ave #4801 Miami, FL 4.0 3.5 2391 $24,000 $10.04 28d 1 0.27mi
77 SE 5th St Unit UPH03 Miami, FL 3.0 3.0 1755 $17,500 $9.97 85d 1 0.50mi
92 SW 3rd St #5204 Miami, FL 3.0 3.5 2289 $18,500 $8.08 45d 1 0.56mi
92 SW 3rd St Unit CU-5204 Miami, FL 3.0 3.5 2289 $18,500 $8.08 56d 1 0.56mi
92 SW 3rd St #5204 Miami, FL 3.0 3.5 2289 $18,500 $8.08 3d 1 0.56mi
90 SW 3rd St #12 Miami, FL 3.0 3.5 2418 $18,000 $7.44 100d 1 0.61mi
200 Biscayne Boulevard Way #5001 Miami, FL 3.0 3.5 2457 $20,000 $8.14 120d 1 0.62mi
300 Biscayne Boulevard Way Unit 5207 Miami, FL 3.0 3.5 1859 $21,000 $11.30 59d 1 0.64mi
300 Biscayne Boulevard Way Unit 2907W Miami, FL 3.0 3.5 2181 $18,500 $8.48 3d 1 0.67mi
300 Biscayne Boulevard Way Unit 2902E Miami, FL 3.0 3.5 2422 $24,500 $10.12 3d 1 0.67mi
300 Biscayne Boulevard Way Unit 4007W Miami, FL 3.0 2.5 1957 $19,950 $10.19 3d 1 0.67mi
300 Biscayne Boulevard Way Unit 1802 Miami, FL 3.0 3.5 2422 $18,500 $7.64 24d 1 0.67mi
300 Biscayne Boulevard Way Unit 2802E Miami, FL 3.0 3.5 2220 $21,000 $9.46 120d 1 0.67mi
300 Biscayne Boulevard Way Unit 4007W Miami, FL 3.0 3.0 2126 $19,000 $8.94 120d 1 0.67mi
300 Biscayne Boulevard Way Unit 4502E Miami, FL 3.0 3.5 2220 $25,000 $11.26 116d 1 0.67mi
300 Biscayne Boulevard Way Unit 1902E Miami, FL 3.0 3.5 2220 $18,000 $8.11 98d 1 0.67mi
300 Biscayne Boulevard Way Unit 1802 Miami, FL 3.0 3.5 2422 $17,500 $7.23 85d 1 0.67mi
300 Biscayne Boulevard Way #2306 Miami, FL 2.0 2.5 1600 $17,500 $10.94 85d 1 0.67mi
300 Biscayne Boulevard Way Unit 1902E Miami, FL 3.0 3.5 2220 $18,000 $8.11 78d 1 0.67mi
300 Biscayne Boulevard Way Unit 2609W Miami, FL 2.0 2.5 1437 $20,000 $13.92 37d 1 0.67mi
300 Biscayne Boulevard Way Unit 4707W Miami, FL 3.0 3.5 2350 $20,000 $8.51 6d 1 0.67mi
300 Biscayne Boulevard Way Unit 4102 Miami, FL 3.0 3.5 2422 $20,000 $8.26 3d 1 0.67mi
300 Biscayne Boulevard Way Unit 3109W Miami, FL 2.0 2.5 1437 $20,000 $13.92 61d 1 0.67mi
300 Biscayne Boulevard Way Unit 4007W Miami, FL 3.0 2.5 1957 $20,000 $10.22 19d 1 0.67mi
300 Biscayne Boulevard Way #3302 Miami, FL 3.0 3.5 2422 $28,000 $11.56 11d 1 0.67mi
2200 Brickell Ave Unit GV02 Miami, FL 4.0 3.5 1973 $25,000 $12.67 2d 1 0.82mi
175 SE 25th Rd #3403 Miami, FL 3.0 3.5 1946 $21,000 $10.79 110d 1 1.04mi
175 SE 25th Rd #3403 Miami, FL 3.0 3.5 1946 $19,900 $10.23 37d 1 1.04mi
175 SE 25th Rd Apt 902 Miami, FL 3.0 3.5 2115 $20,500 $9.69 3d 1 1.05mi

Property features AI

Finance

HOA & community
Monthly HOA fee of $670HOA covers insurance, trash, water, common areas, roof repairs, and pool service

Exterior

Home design
CondominiumResale property4-story building
Construction
Brick construction
Exterior features
Waterfront propertyWaterfront features: Other

Interior

Kitchen
DisposalDishwasherRefrigerator
Bedrooms
1 bedroom on the main level
Flooring
Tile
Bathrooms
2 full bathrooms (1 on the main level)
Heating & cooling
Central heatingCeiling fan(s) for cooling
Interior features
Walk-in closet(s)

Listing history 50 events

  1. 2026-08-29
    days on market $311,000 Active 171 DOM
  2. 2026-08-28
    days on market $311,000 Active 170 DOM
  3. 2026-08-27
    days on market $311,000 Active 169 DOM
  4. 2026-08-26
    days on market $311,000 Active 168 DOM
  5. 2026-08-25
    days on market $311,000 Active 167 DOM
  6. 2026-08-23
    days on market $311,000 Active 165 DOM
  7. 2026-08-21
    days on market $311,000 Active 163 DOM
  8. 2026-08-20
    days on market $311,000 Active 162 DOM
  9. 2026-08-19
    days on market $311,000 Active 161 DOM
  10. 2026-08-16
    days on market $311,000 Active 158 DOM
  11. 2026-08-15
    days on market $311,000 Active 157 DOM
  12. 2026-08-14
    days on market $311,000 Active 156 DOM
  13. 2026-08-13
    days on market $311,000 Active 155 DOM
  14. 2026-08-12
    days on market $311,000 Active 154 DOM
  15. 2026-08-11
    days on market $311,000 Active 153 DOM
  16. 2026-08-10
    days on market $311,000 Active 152 DOM
  17. 2026-08-09
    days on market $311,000 Active 151 DOM
  18. 2026-08-08
    days on market $311,000 Active 150 DOM
  19. 2026-08-06
    days on market $311,000 Active 148 DOM
  20. 2026-08-05
    days on market $311,000 Active 147 DOM
  21. 2026-08-04
    days on market $311,000 Active 146 DOM
  22. 2026-08-03
    days on market $311,000 Active 145 DOM
  23. 2026-07-31
    days on market $311,000 Active 142 DOM
  24. 2026-07-28
    days on market $311,000 Active 139 DOM
  25. 2026-07-24
    days on market $311,000 Active 135 DOM
  26. 2026-07-23
    days on market $311,000 Active 134 DOM
  27. 2026-07-22
    days on market $311,000 Active 133 DOM
  28. 2026-07-21
    days on market $311,000 Active 132 DOM
  29. 2026-07-20
    days on market $311,000 Active 131 DOM
  30. 2026-07-18
    days on market $311,000 Active 129 DOM
  31. 2026-07-16
    days on market $311,000 Active 127 DOM
  32. 2026-07-15
    days on market $311,000 Active 126 DOM
  33. 2026-07-13
    days on market $311,000 Active 124 DOM
  34. 2026-07-13
    days on market $311,000 Active 123 DOM
  35. 2026-07-11
    days on market $311,000 Active 122 DOM
  36. 2026-07-10
    days on market $311,000 Active 121 DOM
  37. 2026-07-09
    days on market $311,000 Active 120 DOM
  38. 2026-07-07
    days on market $311,000 Active 118 DOM
  39. 2026-07-06
    days on market $311,000 Active 117 DOM
  40. 2026-07-06
    days on market $311,000 Active 116 DOM
  41. 2026-07-05
    days on market $311,000 Active 115 DOM
  42. 2026-07-04
    days on market $311,000 Active 114 DOM
  43. 2026-07-02
    days on market $311,000 Active 113 DOM
  44. 2026-07-01
    days on market $311,000 Active 112 DOM
  45. 2026-06-30
    days on market $311,000 Active 111 DOM
  46. 2026-06-29
    days on market $311,000 Active 110 DOM
  47. 2026-06-28
    days on market $311,000 Active 109 DOM
  48. 2026-06-27
    days on market $311,000 Active 108 DOM
  49. 2026-06-26
    days on market $311,000 Active 107 DOM
  50. 2026-06-24
    days on market $311,000 Active 105 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$50,577
− Mortgage interest
−$17,421
− Property taxes
−$4,665
− Insurance
−$1,555
− Repairs & maintenance
−$4,046
− Management
−$4,046
− HOA
−$8,040
− Depreciation
−$9,047
Taxable income
$1,756
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$422
After-tax cash flow
$5,703/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Good 80/100 Cosmetic rehab Est. rehab $9,020–$27,060 screening

This corner unit is in good condition with a spacious layout and natural light. Minor repairs and maintenance are needed to enhance its value.

Repairs flagged

  • Minor Kitchen cabinets — Slight wear on edges.
  • Minor Bathroom fixtures — Slight wear on edges.
  • Minor Landscaping — Some dead plants need trimming.

Value-add opportunities

  • Resale Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics.
  • Rental Replace worn-out cushions — Fresh cushions improve comfort and attract renters.
  • Both Landscaping — Well-maintained landscaping enhances curb appeal and attracts potential buyers/renters.

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 27/100

Zoned Schools

Middle Shenandoah Middle School F FL #381/571 Nat'l #6,362/14,009 High Booker T. Washington Senior High F FL #604/667 Nat'l #15,239/17,239

Schools (NCES district)

District
Miami-Dade
NCES district ID
1200390
Math proficiency
45% ▼ -16.00%
Reading proficiency
54% ▼ -5.00%
Median HH income
$43,928
Composite
41.76/100
National rank
#3397
State rank
#40 of 73 in FL
B Composite livability gradescore 78/100

Livability — Miami

Score
78/100
State rank
#177
US rank
#2724

Category grades

Amenities A+ Commute A+ Cost of living F Crime F Employment C- Housing B- Health & safety A+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Miami, FL
County
Miami-Dade County · 3,126,439 people
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
51,591
Household income
$65,211
Rent vs Own
43.3% rent · 56.7% own
Severe rent burden
21% of renters

Population outlook (Miami-Dade County) Hauer SSP2

Today (2025)
3,126,439 people
By 2030
3,325,765 · +6.4%
By 2040
3,697,561 · +18.3%
By 2050
4,012,134 · +28.3%
By 2075
4,605,612 · +47.3%
By 2100
4,866,598 · +55.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.67)
Race & ethnicity
Black 39% Hispanic / Latino 38% Two or more races 23% White 19% Asian 1%
Hispanic origin (detail)
Mexican 1% Puerto Rican 2% Cuban 6% Dominican 3% Salvadoran 3%
Common ancestry
Hispanic 13% Scotch-Irish 2% Romanian 2%
Foreign-born
48% · Canada, Jamaica, Dominican Republic
Languages at home
42% English-only · Spanish 37% French/Haitian/Cajun 13% Other Indo-European 2%

Political lean MEDSL · Miami-Dade

2024 margin
R (+11.4) · D 43.9% · R 55.4%
2008→2024 swing
-27.6pp toward R · 2008: 16.1pp · 2024: -11.4pp
All cycles
2024: R+11.4 2020: D+7.3 2016: D+29.6 2012: D+23.7 2008: D+16.1

Not yet ingested

Civics

Price history

1 event — show timeline
  • 2026-01-14 Listed $311,000 Beaches MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…