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Eagle Plan 🏗️ New Construction
F Composite 24.98
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Schools +4.6/10.0
  • Livability +4.0/5.0
  • Cash flow +3.6/30.0
  • Rent growth +2.8/5.0
  • Condition / age +2.5/5.0
  • 1% rule +0.0/10.0
  • DSCR +0.0/10.0
  • Appreciation +0.0/10.0

$429,990

Eagle Plan · Fort Worth, TX 76052
4 bd · 3.0 ba · 2,820 sqft · SingleFamily · 82 Days on market

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Explore the elegance that awaits in this thoughtfully crafted Eagle floorplan. This spacious layout features 4 bedrooms, 3 bathrooms, and 2,820-2,911 square feet of functional living space. From the open-concept layout to the sizable upstairs game room there is everything to love about this 2-story home design.

Key facts

  • 2 garage spots
  • Listed 82 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $429,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $627,760.

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $430k.

Deal economics

  • At list price, monthly cash flow is $-2k ($-22k/yr) — negative.
  • To cash-flow at today's rent, offer at most $357k (16.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $312k (27.3% below list).
  • Recommended offer: $312k (27.3% below list) — sets the bar for 1% rule.
  • Cap rate 2.7% vs local median 3.9% in Fort Worth — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

  • Location reads 80/100 on livability (#49 in TX, #1,954 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime F.
  • Northwest ISD (rural): math 48% / reading 52% proficiency, ranked #120 of 826 in TX (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Haslet El (math 42% / reading 46%, grade F, #1,243 of 4,322 statewide, top 29%, 884 students, 25% FRL); Truett Wilson Middle (math 51% / reading 45%, grade C-, #400 of 1,662 statewide, top 24%, 1,414 students, 30% FRL); V R Eaton H S (math 48% / reading 62%, grade C, #373 of 1,632 statewide, top 23%, 3,273 students, 0% FRL) — zoned schools at 18% FRL track the district average.
  • Market conditions: Rents rising (+1.1%/yr); 1100 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 18,938 units permitted in Tarrant County in 2024 (8,336 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $19k of value loss. Plan a longer hold.
  • Tarrant County population projected at +41% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 82 days — a 6% lower offer ($404k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $312,437 (27.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 82 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.50%
Cap rate
2.72%
Cash-on-cash
-12.77%
DSCR
0.43
GRM
16.7

CMA / ARV

ARV (median comp)
$627,760
List price
$429,990
Delta
-31.50%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 10 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
308 Lonesome Star Trl 0.52mi 4/2.5 2,812 (-0%) 0mo $697,770 $248 73
225 Lonesome Star Trl 0.59mi 4/3.5 2,701 (-4%) 2mo $585,500 $217 62
549 Westwood Way Dr 0.62mi 4/3.0 2,994 (+6%) 7mo $650,000 $217 55
516 Singing Quail Trl 0.49mi 4/2.5 2,519 (-11%) 3mo $675,000 $268 55
573 Long Meadow Dr 0.65mi 4/2.5 2,903 (+3%) 13mo $625,000 $215 52
116 Lonesome Trl 0.62mi 4/2.0 2,594 (-8%) 10mo $515,000 $199 45
408 Lonesome Star Trl 0.43mi 3/4.0 (-1) 2,965 (+5%) 22mo $689,000 $232 44
717 Lonesome Prairie Trl 0.63mi 4/3.0 3,217 (+14%) 6mo $785,000 $244 42
513 Long Meadow Dr 0.70mi 3/2.5 (-1) 3,062 (+9%) 8mo $500,000 $163 39
495 Long Meadow Dr 0.73mi 4/3.0 3,048 (+8%) 16mo $525,000 $172 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.08% rent growth · sell at horizon

5-year hold
IRR
-42.1%
Equity multiple
-0.29×
Total profit
$-226,705
Equity at exit
$93,601
10-year hold
IRR
-85.1%
Equity multiple
-1.13×
Total profit
$-373,970
Equity at exit
$54,277

Cash invested: $175,773 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 76052

Home prices YoY
-25.0%
Rents YoY
1.1%
Active inventory
1100
Price-to-rent
11.5×

Monthly cashflow live

Estimated rent
$3,124 high interval (Pro) →
Mortgage (P&I)
$3,292
Tax est. 1.5%
$785 /mo · $9,416/yr
Insurance
$262
HOA
$0
Vacancy / Maint / Mgmt
$656
Net cashflow
$-1,870

Break-even live

Break-even rent $5,492
Max offer price $357,160
Occupancy floor

Sensitivity live

Price -10% $-1,436 -5% $-1,653 +0% $-1,870 +5% $-2,087 +10% $-2,304
Rent -10% $-2,117 -5% $-1,993 +0% $-1,870 +5% $-1,747 +10% $-1,623
Rate -1.0pp $-1,554 -0.5pp $-1,710 base $-1,870 +0.5pp $-2,033 +1.0pp $-2,198

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$156,940
Closing costs
$18,833
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 14 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
11536 Harp Ln Haslet, TX 4.0 2.0 1932 $2,800 $1.45 5d 1 0.77mi
11540 Twining Branch Cir Haslet, TX 5.0 4.0 3327 $3,250 $0.98 22d 1 0.78mi
11540 Twining Branch Cir Haslet, TX 5.0 4.0 3327 $3,250 $0.98 45d 1 0.78mi
937 Crest Breeze Dr Haslet, TX 4.0 3.5 3500 $3,061 $0.87 26d 1 0.86mi
482 Prairie View Dr Haslet, TX 4.0 3.0 2229 $3,095 $1.39 14d 1 0.93mi
201 Roundstone Rd Haslet, TX 5.0 3.0 2779 $3,750 $1.35 21d 1 0.94mi
11332 Gold Canyon Dr Haslet, TX 4.0 2.0 1995 $2,195 $1.10 18d 1 0.98mi
252 Drumcliffe Dr Haslet, TX 4.0 2.0 1931 $2,595 $1.34 9d 1 1.00mi
209 Irish Moss Dr Haslet, TX 4.0 2.0 2173 $2,450 $1.13 3d 1 1.02mi
1104 Pinnacle Ridge Rd Haslet, TX 5.0 4.0 3655 $3,250 $0.89 45d 1 1.07mi
225 Oldcastle Way Haslet, TX 5.0 3.5 2750 $3,000 $1.09 0d 1 1.11mi
1064 Agape Dr Haslet, TX 5.0 3.5 3261 $3,800 $1.17 26d 1 1.11mi
12424 Brunal Dr Fort Worth, TX 1.0–4.0 1.0–3.5 1295 $3,271 $2.53 0d 163 1.34mi
10813 Middleglen Rd Haslet, TX 4.0 2.5 2350 $2,395 $1.02 4d 1 1.41mi

Listing history 15 events

  1. 2026-06-22
    days on market $429,990 Active 82 DOM
  2. 2026-06-18
    days on market $429,990 Active 79 DOM
  3. 2026-06-17
    days on market $429,990 Active 78 DOM
  4. 2026-06-16
    days on market $429,990 Active 77 DOM
  5. 2026-06-15
    days on market $429,990 Active 76 DOM
  6. 2026-06-13
    days on market $429,990 Active 74 DOM
  7. 2026-06-09
    days on market $429,990 Active 70 DOM
  8. 2026-06-08
    days on market $429,990 Active 69 DOM
  9. 2026-06-07
    days on market $429,990 Active 68 DOM
  10. 2026-06-04
    days on market $429,990 Active 65 DOM
  11. 2026-06-03
    days on market $429,990 Active 64 DOM
  12. 2026-06-02
    days on market $429,990 Active 63 DOM
  13. 2026-06-01
    days on market $429,990 Active 62 DOM
  14. 2026-05-31
    days on market $429,990 Active 61 DOM
  15. 2026-03-31
    listed $429,990 Active 312-char remark
    Show marketing remark (312 chars)

    Explore the elegance that awaits in this thoughtfully crafted Eagle floorplan. This spacious layout features 4 bedrooms, 3 bathrooms, and 2,820-2,911 square feet of functional living space. From the open-concept layout to the sizable upstairs game room there is everything to love about this 2-story home design.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$37,492
− Mortgage interest
−$35,164
− Property taxes
−$9,416
− Insurance
−$3,139
− Repairs & maintenance
−$2,999
− Management
−$2,999
− Depreciation
−$18,262
Taxable loss
−$34,488
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$8,277
After-tax cash flow
$-14,164/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Northwest ISD
NCES district ID
4833180
Math proficiency
48% ▼ -15.00%
Reading proficiency
52% ▼ -8.00%
Median HH income
$85,315
Composite
46.15/100
National rank
#2504
State rank
#120 of 826 in TX

Livability — Fort Worth

Score
80/100
State rank
#49
US rank
#1954

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment B- Housing A+ Health & safety A User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fort Worth, TX
County
Tarrant County · 2,033,669 people
City population
911,619
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
34,249
Household income
$143,555
Rent vs Own
15.6% rent · 84.4% own
Severe rent burden
358.0

Population outlook (Tarrant County) Hauer SSP2

Today (2025)
2,380,417 people
By 2030
2,578,900 · +8.3%
By 2040
2,974,995 · +25.0%
By 2050
3,350,489 · +40.8%
By 2075
4,216,909 · +77.2%
By 2100
4,741,527 · +99.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (66%)
Race & ethnicity
White 66% Hispanic / Latino 14% Two or more races 13% Black 11% Asian 4%
Hispanic origin (detail)
Mexican 7% Puerto Rican 2%
Common ancestry
Lithuanian 7% Slovak 4% Romanian 1%
Foreign-born
7% · Canada, Vietnam
Languages at home
88% English-only · Spanish 6% Vietnamese 2% Other Indo-European 1%

Political lean MEDSL · Tarrant

2024 margin
Lean R (+5.1) · D 46.7% · R 51.9% · Other 1.4%
2008→2024 swing
+6.6pp toward D · 2008: -11.7pp · 2024: -5.1pp
All cycles
2024: R+5.1 2020: D+0.2 2016: R+8.7 2012: R+15.7 2008: R+11.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -78.77%
Current HPI
235.7417
Rent YoY
▲ 1.08%
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-03-31 Listed $429,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…