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116 Huntwood Trl
C+ Composite 60.2
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.3/30.0
  • ARV discount +15.0/15.0
  • 1% rule +6.9/10.0
  • DSCR +6.5/10.0
  • Livability +3.9/5.0
  • Schools +2.6/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$194,900

116 Huntwood Trl · Columbia, SC 29061
4 bd · 3.0 ba · 2,012 sqft · SingleFamily public records · 133 Days on market
Built 1997 7,405 sqft lot Est $254k · 23% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

This 4-bedroom, 3-bath home, built in 1997, offers approximately 2,012 square feet of living space with a spacious and functional layout. The home features multiple living areas, a well-sized kitchen with ample cabinet and counter space, and flexible room configurations to accommodate a variety of uses. The primary bedroom includes a private bathroom, with additional bedrooms served by full baths for added convenience. The property sits on a manageable lot and provides outdoor space suitable for general use, storage, or future improvements. Conveniently located with access to nearby roadways and local amenities. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who

Key facts

  • 7,405 sq ft lot
  • Built 1997
  • Listed 133 days

Property features AI

Exterior

  • Utilities: Public sewer; Public water available via well hook-up option
  • Home design: Two-story home; Lot approximately 0.17 acres
  • Construction: Slab foundation
  • Exterior features: Vinyl exterior; Paved road access

Interior

  • Bedrooms: Master bedroom on the main level; Second bedroom on the main level; Two additional bedrooms on the second level
  • Bathrooms: Three full bathrooms total; Two full bathrooms on the main level; One full bathroom on the second level
  • Heating & cooling: Central heating; Central cooling
  • Interior features: One fireplace

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $195k.

Deal economics

  • At list price, monthly cash flow is $251 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $195k).
  • Recommended offer: $172k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.8% vs local median 5.0% in Columbia — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#18 in SC, #2,436 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: employment D, crime F.
  • Richland 01 (urban): math 26% / reading 36% proficiency, ranked #54 of 80 in SC (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Horrell Hill Elementary (math 17% / reading 17%, grade F, #515 of 597 statewide, top 89%, 562 students, 100% FRL); Lower Richland High (math 5% / reading 64%, grade F, #185 of 196 statewide, top 94%, 1,244 students, 100% FRL) — zoned schools average 100% FRL vs 64% district-wide (36 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 335 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
  • At $2,323/mo this rent would consume 46% of the median local household income ($60k/yr) (locally 236% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 133 days — a 12% lower offer ($172k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: property tax is 3.0% of price.
Recommended offer $171,512 (12.0% below list)

Questions for the listing agent

  1. It's been on market 133 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.19%
Cap rate
7.84%
Cash-on-cash
5.52%
DSCR
1.25
GRM
7.0

CMA / ARV

ARV (on-the-fly)
$253,512
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
229 Keystone Dr 0.62mi 3/3.0 (-1) 1,988 (-1%) 3mo $250,000 $126 61

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-7.7%
Equity multiple
0.72×
Total profit
$-15,419
Equity at exit
$29,060
10-year hold
IRR
2.0%
Equity multiple
1.14×
Total profit
$7,888
Equity at exit
$16,851

Cash invested: $54,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29061

Home prices YoY
-22.8%
Active inventory
335
Price-to-rent
7.0×

Monthly cashflow live

Estimated rent
$2,323 high interval (Pro) →
Mortgage (P&I)
$1,022
Tax from tax record
$481 /mo · $5,769/yr
Insurance
$81
HOA
$0
Vacancy / Maint / Mgmt
$488
Net cashflow
$251

Break-even live

Break-even rent $2,005
Max offer price $194,900
Occupancy floor 84%

Sensitivity live

Price -10% $361 -5% $306 +0% $251 +5% $196 +10% $141
Rent -10% $67 -5% $159 +0% $251 +5% $343 +10% $434
Rate -1.0pp $349 -0.5pp $301 base $251 +0.5pp $200 +1.0pp $149

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$48,725
Closing costs
$5,847
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1049 Crescent Moon Loop Hopkins, SC 3.0 2.5 1650 $2,100 $1.27 15d 1 0.27mi
345 Bevington Brook Ln Hopkins, SC 3.0 2.0 1475 $2,195 $1.49 24d 1 0.91mi
352 Sandbach Rd Columbia, SC 4.0 2.5 1976 $2,300 $1.16 15d 1 1.08mi
457 Delahays Rd Columbia, SC 3.0 2.0 1704 $2,000 $1.17 15d 1 1.10mi
440 Delahays Rd Columbia, SC 3.0 2.5 1704 $1,900 $1.12 15d 1 1.11mi

Listing history 17 events

  1. 2026-06-10
    statusdays on market $194,900 Pending 133 DOM
  2. 2026-06-09
    days on market $194,900 Active - Contingent 132 DOM
  3. 2026-06-08
    days on market $194,900 Active - Contingent 131 DOM
  4. 2026-06-07
    days on market $194,900 Active - Contingent 130 DOM
  5. 2026-06-03
    days on market $194,900 Active - Contingent 126 DOM
  6. 2026-06-03
    days on market $194,900 Active - Contingent 125 DOM
  7. 2026-06-01
    days on market $194,900 Active - Contingent 124 DOM
  8. 2026-05-31
    days on market $194,900 Active - Contingent 123 DOM
  9. 2026-05-13
    price $194,900
  10. 2026-04-19
    price $204,900
  11. 2026-04-10
    price $209,900
  12. 2026-03-26
    price $214,900
  13. 2026-03-07
    price $219,900
  14. 2026-01-28
    listed $229,900 Active
  15. 2022-11-15
    soldstatus $1,010,891
  16. 2019-02-01
    soldstatus $83,583
  17. 2013-01-15
    soldstatus $126,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$5,769 · $481/mo
Projected year-2 tax
$5,769 · $481/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$27,873
− Mortgage interest
−$10,917
− Property taxes
−$5,769
− Insurance
−$974
− Repairs & maintenance
−$2,230
− Management
−$2,230
− Depreciation
−$5,670
Taxable income
$83
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$20
After-tax cash flow
$2,991/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Richland 01
NCES district ID
4503360
Math proficiency
26% ▼ -7.00%
Reading proficiency
36% ▼ -5.00%
Median HH income
$38,931
Composite
25.94/100
National rank
#7335
State rank
#54 of 80 in SC

Livability — Columbia

Score
78/100
State rank
#18
US rank
#2436

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment D Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Richland County · 389,530 people
City population
335,994
Metro
Columbia, SC
Population (ZIP)
12,538
Household income
$60,307
Rent vs Own
19.1% rent · 80.9% own
Severe rent burden
236.0

Population outlook (Richland County) Hauer SSP2

Today (2025)
459,667 people
By 2030
487,524 · +6.1%
By 2040
542,035 · +17.9%
By 2050
595,371 · +29.5%
By 2075
732,998 · +59.5%
By 2100
820,415 · +78.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (68%)
Race & ethnicity
Black 68% White 23% Two or more races 6% Hispanic / Latino 4%
Common ancestry
Italian 1% Lithuanian 1% Romanian 1%
Foreign-born
3% · Canada
Languages at home
96% English-only · Spanish 3%

Political lean MEDSL · Richland

2024 margin
Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
2008→2024 swing
+5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
All cycles
2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -57.44%
Current HPI
194.8986
Rent YoY
Metro
Columbia, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+54.1% since first listed
9 events — show timeline
  • 2026-05-13 Price Changed $194,900 Consolidated MLS
  • 2026-04-19 Price Changed $204,900 Consolidated MLS
  • 2026-04-10 Price Changed $209,900 Consolidated MLS
  • 2026-03-26 Price Changed $214,900 Consolidated MLS
  • 2026-03-07 Price Changed $219,900 Consolidated MLS
  • 2026-01-28 Listed $229,900 Consolidated MLS
  • 2022-11-15 Sold (Public Records) $1,010,891 Public Records
  • 2019-02-01 Sold (Public Records) $83,583 Public Records
  • 2013-01-15 Sold (Public Records) $126,500 Public Records

Property tax history

+17.9%/yr

Latest (2025): $5,769 · +2.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…