17021 Linda Ln · Onyx, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 7/10 · Major
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 7/10 · Major
- Hot days now (above 96°F)
- 9 days/yr
- Hot days in 30 yrs
- 25 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 7/10 · Major
- Unhealthy air days now
- 15 days/yr
- Unhealthy air days in 30 yrs
- 17 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Appreciation +8.4/10.0
- ARV discount +7.5/15.0
- Schools +2.9/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
$65,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Investor Special Barndominium Near Lake Isabella - CASH or Hard Money Only!Unique barndominium-style property located in Onyx, CA, approximately 15 minutes from Lake Isabella and close to boating, fishing, rafting, camping, and Sequoia National Forest recreation.The barn includes a studio-style living space (not a separate legal unit; buyer to verify all permits, uses, and square footage). Property offers flexibility for storage, workshop space, recreation use, vacation setup, or investment potential.Recent updates include interior/exterior paint and heater installation; however, property is being marketed as an investor special and will require additional work, repairs, and buyer due diligence. Seller has limited knowledge of the property. Property is being sold strictly AS-IS with no repairs, credits, concessions, warranties, or guarantees from Seller.Cash or hard money only. Buyer to independently verify all property information, condition, permits, utilities, zoning, intended use, and all aspects of the property to Buyer's satisfaction prior to close of escrow.Great opportunity for investors, recreational buyers, contractors, or buyers looking for a project property near the Kern River Valley and Lake Isabella recreation areas.Located just minutes from Lake Isabella, enjoy year-round recreation including boating, fishing, jet skiing, and camping. Outdoor enthusiasts will love the proximity to Sequoia National Forest for hiking and exploring, as well as rafting and kayaking on the nearby Kern River.Local attractions include Silver City Ghost Town and the Nuui Cunni Native American Cultural Center, offering history, culture, and small-town charm.Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this property delivers flexibility and access to one of California's most desirable outdoor destinations.Property is SOLD as is. Cash or hard money loan.
Key facts
- 0.52 acre lot
- Built 1997
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath single-family listed at $65k.
Deal economics
- At list price, monthly cash flow is $604 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $65k).
Location & tenants
- Location reads 50/100 on livability (#1,132 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing A, cost of living B; Watch: employment C-, schools D+, crime F.
- South Fork Union (rural): math 25% / reading 40% proficiency, ranked #1,016 of 1,400 in CA (top 73%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 32 active listings in the ZIP; 3,244 units permitted in Kern County in 2024 (73 in 5+ unit buildings).
Forward outlook
- In year one you build about $5k of equity ($449 loan paydown + $4k appreciation (6.7% local appreciation)).
- Kern County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (6.7% appreciation + 3.0% rent growth), your $18k cash investment doubles in ~2 years — after that, you're playing with house money.
- By year 7, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- Only 0 days on market — expect competitive offers; lowballing is unlikely to land.
- 8 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: major wildfire risk; extreme-heat days projected 9→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.97% ✓
- Cap rate
- 17.45%
- Cash-on-cash
- 39.83%
- DSCR
- 2.77
- GRM
- 4.2
CMA / ARV
No comps found within radius.
Projected returns pro-forma
6.73% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 50.6%
- Equity multiple
- 4.30×
- Total profit
- $60,092
- Equity at exit
- $43,900
- IRR
- 46.8%
- Equity multiple
- 9.02×
- Total profit
- $145,996
- Equity at exit
- $82,374
Cash invested: $18,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 93255
- Home prices YoY
- 1.2%
- Active inventory
- 32
- Price-to-rent
- 4.2×
Monthly cashflow live
- Estimated rent
- $1,283 medium interval (Pro) →
- Mortgage (P&I)
- −$341
- Tax from tax record
- −$41 /mo · $497/yr
- Insurance
- −$27
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$269
- Net cashflow
- $604
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $16,250
- Closing costs
- $1,950
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 33 events
-
2026-06-12remarks 699-char remark
-
2026-06-12statusdays on market $65,000 Pending
-
2026-06-10days on market $65,000 Active 41 DOM
-
2026-06-09days on market $65,000 Active 40 DOM
-
2026-06-08days on market $65,000 Active 39 DOM
Show marketing remark (1879 chars)
Barndominium Retreat Near Lake Isabella with Built-In Studio Space! The home sits in Onyx, CA which is 15 mins away. Freshly updated inside and out, this unique Barndominium offers rustic charm with modern touches. Featuring fresh interior and exterior paint and a newly installed heater, this property is move-in ready and full of versatility. The barn includes a studio-style living space (not a separate unit)perfect for guests, extended family, creative workspace, or potential rental use (buyer to verify). This flexible layout makes it ideal for those seeking a live/work setup or added functionality. Investor Special Barndominium Near Lake Isabella – CASH or Hard Money Only! Unique barndominium-style property located in Onyx, CA, approximately 15 minutes from Lake Isabella and close to boating, fishing, rafting, camping, and Sequoia National Forest recreation. The barn includes a studio-style living space (not a separate legal unit; buyer to verify all permits, uses, and square footage). Property offers flexibility for storage, workshop space, recreation use, vacation setup, or investment potential. Recent updates include interior/exterior paint and heater installation; however, property is being marketed as an investor special and will require additional work, repairs, and buyer due diligence. Seller has limited knowledge of the property. Property is being sold strictly AS-IS with no repairs, credits, concessions, warranties, or guarantees from Seller. Cash or hard money only. Buyer to independently verify all property information, condition, permits, utilities, zoning, intended use, and all aspects of the property to Buyer’s satisfaction prior to close of escrow. Great opportunity for investors, recreational buyers, contractors, or buyers looking for a project property near the Kern River Valley and Lake Isabella recreation areas.
-
2026-06-07days on market $65,000 Active 38 DOM
-
2026-06-05days on market $65,000 Active 36 DOM
-
2026-06-05days on market $65,000 Active 35 DOM
-
2026-06-03days on market $65,000 Active 34 DOM
-
2026-06-02days on market $65,000 Active 33 DOM
-
2026-06-01days on market $65,000 Active 32 DOM
-
2026-05-31days on market $65,000 Active 31 DOM
-
2026-05-12status Active 1922-char remark
Show marketing remark (1922 chars)
Investor Special Barndominium Near Lake Isabella - CASH or Hard Money Only!Unique barndominium-style property located in Onyx, CA, approximately 15 minutes from Lake Isabella and close to boating, fishing, rafting, camping, and Sequoia National Forest recreation.The barn includes a studio-style living space (not a separate legal unit; buyer to verify all permits, uses, and square footage). Property offers flexibility for storage, workshop space, recreation use, vacation setup, or investment potential.Recent updates include interior/exterior paint and heater installation; however, property is being marketed as an investor special and will require additional work, repairs, and buyer due diligence. Seller has limited knowledge of the property. Property is being sold strictly AS-IS with no repairs, credits, concessions, warranties, or guarantees from Seller.Cash or hard money only. Buyer to independently verify all property information, condition, permits, utilities, zoning, intended use, and all aspects of the property to Buyer's satisfaction prior to close of escrow.Great opportunity for investors, recreational buyers, contractors, or buyers looking for a project property near the Kern River Valley and Lake Isabella recreation areas.Located just minutes from Lake Isabella, enjoy year-round recreation including boating, fishing, jet skiing, and camping. Outdoor enthusiasts will love the proximity to Sequoia National Forest for hiking and exploring, as well as rafting and kayaking on the nearby Kern River.Local attractions include Silver City Ghost Town and the Nuui Cunni Native American Cultural Center, offering history, culture, and small-town charm.Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this property delivers flexibility and access to one of California's most desirable outdoor destinations.Property is SOLD as is. Cash or hard money loan.
-
2026-05-04status Pending 1922-char remark
Show marketing remark (1922 chars)
Investor Special Barndominium Near Lake Isabella - CASH or Hard Money Only!Unique barndominium-style property located in Onyx, CA, approximately 15 minutes from Lake Isabella and close to boating, fishing, rafting, camping, and Sequoia National Forest recreation.The barn includes a studio-style living space (not a separate legal unit; buyer to verify all permits, uses, and square footage). Property offers flexibility for storage, workshop space, recreation use, vacation setup, or investment potential.Recent updates include interior/exterior paint and heater installation; however, property is being marketed as an investor special and will require additional work, repairs, and buyer due diligence. Seller has limited knowledge of the property. Property is being sold strictly AS-IS with no repairs, credits, concessions, warranties, or guarantees from Seller.Cash or hard money only. Buyer to independently verify all property information, condition, permits, utilities, zoning, intended use, and all aspects of the property to Buyer's satisfaction prior to close of escrow.Great opportunity for investors, recreational buyers, contractors, or buyers looking for a project property near the Kern River Valley and Lake Isabella recreation areas.Located just minutes from Lake Isabella, enjoy year-round recreation including boating, fishing, jet skiing, and camping. Outdoor enthusiasts will love the proximity to Sequoia National Forest for hiking and exploring, as well as rafting and kayaking on the nearby Kern River.Local attractions include Silver City Ghost Town and the Nuui Cunni Native American Cultural Center, offering history, culture, and small-town charm.Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this property delivers flexibility and access to one of California's most desirable outdoor destinations.Property is SOLD as is. Cash or hard money loan.
-
2026-04-30$65,000 Active 1922-char remark
Show marketing remark (1879 chars)
Barndominium Retreat Near Lake Isabella with Built-In Studio Space! The home sits in Onyx, CA which is 15 mins away. Freshly updated inside and out, this unique Barndominium offers rustic charm with modern touches. Featuring fresh interior and exterior paint and a newly installed heater, this property is move-in ready and full of versatility. The barn includes a studio-style living space (not a separate unit)perfect for guests, extended family, creative workspace, or potential rental use (buyer to verify). This flexible layout makes it ideal for those seeking a live/work setup or added functionality. Investor Special Barndominium Near Lake Isabella – CASH or Hard Money Only! Unique barndominium-style property located in Onyx, CA, approximately 15 minutes from Lake Isabella and close to boating, fishing, rafting, camping, and Sequoia National Forest recreation. The barn includes a studio-style living space (not a separate legal unit; buyer to verify all permits, uses, and square footage). Property offers flexibility for storage, workshop space, recreation use, vacation setup, or investment potential. Recent updates include interior/exterior paint and heater installation; however, property is being marketed as an investor special and will require additional work, repairs, and buyer due diligence. Seller has limited knowledge of the property. Property is being sold strictly AS-IS with no repairs, credits, concessions, warranties, or guarantees from Seller. Cash or hard money only. Buyer to independently verify all property information, condition, permits, utilities, zoning, intended use, and all aspects of the property to Buyer’s satisfaction prior to close of escrow. Great opportunity for investors, recreational buyers, contractors, or buyers looking for a project property near the Kern River Valley and Lake Isabella recreation areas.
-
2026-04-30$65,000 Active 1879-char remark
Show marketing remark (1879 chars)
Barndominium Retreat Near Lake Isabella with Built-In Studio Space! The home sits in Onyx, CA which is 15 mins away. Freshly updated inside and out, this unique Barndominium offers rustic charm with modern touches. Featuring fresh interior and exterior paint and a newly installed heater, this property is move-in ready and full of versatility. The barn includes a studio-style living space (not a separate unit)perfect for guests, extended family, creative workspace, or potential rental use (buyer to verify). This flexible layout makes it ideal for those seeking a live/work setup or added functionality. Investor Special Barndominium Near Lake Isabella – CASH or Hard Money Only! Unique barndominium-style property located in Onyx, CA, approximately 15 minutes from Lake Isabella and close to boating, fishing, rafting, camping, and Sequoia National Forest recreation. The barn includes a studio-style living space (not a separate legal unit; buyer to verify all permits, uses, and square footage). Property offers flexibility for storage, workshop space, recreation use, vacation setup, or investment potential. Recent updates include interior/exterior paint and heater installation; however, property is being marketed as an investor special and will require additional work, repairs, and buyer due diligence. Seller has limited knowledge of the property. Property is being sold strictly AS-IS with no repairs, credits, concessions, warranties, or guarantees from Seller. Cash or hard money only. Buyer to independently verify all property information, condition, permits, utilities, zoning, intended use, and all aspects of the property to Buyer’s satisfaction prior to close of escrow. Great opportunity for investors, recreational buyers, contractors, or buyers looking for a project property near the Kern River Valley and Lake Isabella recreation areas.
-
2025-10-23soldstatus $80,000 Sold
-
2025-10-23soldstatus $80,000 Closed Sale
-
2025-10-23soldstatus $80,000
-
2025-10-13status Pending Sale
-
2025-10-13status Pending
-
2025-04-14$80,900 Active
-
2025-04-14$80,000 Active
-
2025-04-14historical
-
2024-12-20price $84,900
-
2024-12-05price $84,900
-
2024-12-05price $84,900
-
2024-08-15$94,900 Active
-
2024-08-15$94,900 Active
-
2024-08-15$94,900 Active
-
2023-03-30price $90,000
-
2003-10-24soldstatus $13,500
-
1997-05-23soldstatus $10,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $497 · $41/mo
- Projected year-2 tax
- $497 · $41/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 7/10 Severe
- Heat 7/10 Severe 9 d/yr ≥96°F today · 25 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 7/10 Severe 15 unhealthy d/yr today · 17 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,394
- − Mortgage interest
- −$3,641
- − Property taxes
- −$497
- − Insurance
- −$325
- − Repairs & maintenance
- −$1,231
- − Management
- −$1,231
- − Depreciation
- −$1,891
- Taxable income
- $6,577
- Est. tax owed @ 24.0%
- −$1,579
- After-tax cash flow
- $5,670/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- South Fork Union
- NCES district ID
- 0637470
- Math proficiency
- 25% ▲ 5.00%
- Reading proficiency
- 40% ▲ 5.00%
- Median HH income
- $32,532
- Composite
- 29.31/100
- National rank
- #11836
- State rank
- #1016 of 1400 in CA
Livability — Onyx
- Score
- 50/100
- State rank
- #1132
- US rank
- #25709
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Onyx, CA
- Population (ZIP)
- 739
Population outlook (Kern County) Hauer SSP2
- Today (2025)
- 947,286 people
- By 2030
- 978,984 · +3.3%
- By 2040
- 1,045,018 · +10.3%
- By 2050
- 1,105,232 · +16.7%
- By 2075
- 1,229,538 · +29.8%
- By 2100
- 1,238,059 · +30.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- White 64% Hispanic / Latino 15% Two or more races 14% Asian 8%
- Hispanic origin (detail)
- Mexican 15%
- Common ancestry
- Iranian 6%
- Foreign-born
- 8% · Canada
- Languages at home
- 85% English-only · Spanish 15%
Political lean MEDSL · Kern
- 2024 margin
- Strong R (+21.1) · D 38.2% · R 59.3% · Other 2.5%
- 2008→2024 swing
- -3.3pp toward R · 2008: -17.8pp · 2024: -21.1pp
- All cycles
- 2024: R+21.1 2020: R+10.2 2016: R+15.0 2012: R+20.9 2008: R+17.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 6.73%
- Current HPI
- 565.4615
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
|
||
| Retail | 3 | $44B |
|
||
| Insurance | 3 | $26B |
|
||
| Media / Entertainment | 2 | $115B |
|
||
| Pharmaceuticals / Biotech | 2 | $62B |
|
||
Price history
+550.0% since first listed25 events — show timeline
- 2026-06-08 Sold (Public Records) $65,000 Public Records
- 2026-06-08 Sold (MLS) $65,000 CRMLS
- 2026-06-08 Sold (MLS) $65,000 FRESNOMLS
- 2026-05-20 Pending — FRESNOMLS
- 2026-05-12 Relisted — FRESNOMLS
- 2026-05-04 Pending — FRESNOMLS
- 2026-04-30 Listed $65,000 CRMLS
- 2026-04-30 Listed $65,000 FRESNOMLS
- 2025-10-23 Sold (Public Records) $80,000 Public Records
- 2025-10-23 Sold (MLS) $80,000 GEMLS
- 2025-10-23 Sold (MLS) $80,000 CRMLS
- 2025-10-13 Pending — CRMLS
- 2025-10-13 Pending — GEMLS
- 2025-04-14 Listed $80,900 GEMLS
- 2025-04-14 Listing Removed — CRMLS
- 2025-04-14 Listed $80,000 CRMLS
- 2024-12-20 Price Changed $84,900 TCMLS
- 2024-12-05 Price Changed $84,900 CRMLS
- 2024-12-05 Price Changed $84,900 GEMLS
- 2024-08-15 Listed $94,900 TCMLS
- 2024-08-15 Listed $94,900 GEMLS
- 2024-08-15 Listed $94,900 CRMLS
- 2023-03-30 Price Changed $90,000 GEMLS
- 2003-10-24 Sold (Public Records) $13,500 Public Records
- 1997-05-23 Sold (Public Records) $10,000 Public Records
Property tax history
+1.6%/yrLatest (2025): $497 · +2.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…