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17021 Linda Ln
B+ Composite 76.3
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +8.4/10.0
  • ARV discount +7.5/15.0
  • Schools +2.9/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0

$65,000

17021 Linda Ln · Onyx, CA 93255
1 bd · 1.0 ba · 624 sqft · SingleFamily public records
Built 1997 0.52 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Investor Special Barndominium Near Lake Isabella - CASH or Hard Money Only!Unique barndominium-style property located in Onyx, CA, approximately 15 minutes from Lake Isabella and close to boating, fishing, rafting, camping, and Sequoia National Forest recreation.The barn includes a studio-style living space (not a separate legal unit; buyer to verify all permits, uses, and square footage). Property offers flexibility for storage, workshop space, recreation use, vacation setup, or investment potential.Recent updates include interior/exterior paint and heater installation; however, property is being marketed as an investor special and will require additional work, repairs, and buyer due diligence. Seller has limited knowledge of the property. Property is being sold strictly AS-IS with no repairs, credits, concessions, warranties, or guarantees from Seller.Cash or hard money only. Buyer to independently verify all property information, condition, permits, utilities, zoning, intended use, and all aspects of the property to Buyer's satisfaction prior to close of escrow.Great opportunity for investors, recreational buyers, contractors, or buyers looking for a project property near the Kern River Valley and Lake Isabella recreation areas.Located just minutes from Lake Isabella, enjoy year-round recreation including boating, fishing, jet skiing, and camping. Outdoor enthusiasts will love the proximity to Sequoia National Forest for hiking and exploring, as well as rafting and kayaking on the nearby Kern River.Local attractions include Silver City Ghost Town and the Nuui Cunni Native American Cultural Center, offering history, culture, and small-town charm.Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this property delivers flexibility and access to one of California's most desirable outdoor destinations.Property is SOLD as is. Cash or hard money loan.

Key facts

  • 0.52 acre lot
  • Built 1997

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath single-family listed at $65k.

Deal economics

  • At list price, monthly cash flow is $604 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $65k).

Location & tenants

  • Location reads 50/100 on livability (#1,132 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing A, cost of living B; Watch: employment C-, schools D+, crime F.
  • South Fork Union (rural): math 25% / reading 40% proficiency, ranked #1,016 of 1,400 in CA (top 73%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 32 active listings in the ZIP; 3,244 units permitted in Kern County in 2024 (73 in 5+ unit buildings).

Forward outlook

  • In year one you build about $5k of equity ($449 loan paydown + $4k appreciation (6.7% local appreciation)).
  • Kern County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (6.7% appreciation + 3.0% rent growth), your $18k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 7, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 0 days on market — expect competitive offers; lowballing is unlikely to land.
  • 8 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 9→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $65,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.97%
Cap rate
17.45%
Cash-on-cash
39.83%
DSCR
2.77
GRM
4.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

6.73% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
50.6%
Equity multiple
4.30×
Total profit
$60,092
Equity at exit
$43,900
10-year hold
IRR
46.8%
Equity multiple
9.02×
Total profit
$145,996
Equity at exit
$82,374

Cash invested: $18,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 93255

Home prices YoY
1.2%
Active inventory
32
Price-to-rent
4.2×

Monthly cashflow live

Estimated rent
$1,283 medium interval (Pro) →
Mortgage (P&I)
$341
Tax from tax record
$41 /mo · $497/yr
Insurance
$27
HOA
$0
Vacancy / Maint / Mgmt
$269
Net cashflow
$604

Break-even live

Break-even rent $518
Max offer price $65,000
Occupancy floor 48%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$16,250
Closing costs
$1,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 33 events

  1. 2026-06-12
    remarks 699-char remark
  2. 2026-06-12
    statusdays on marketlisting id $65,000 Pending
  3. 2026-06-10
    days on market $65,000 Active 41 DOM
  4. 2026-06-09
    days on market $65,000 Active 40 DOM
  5. 2026-06-08
    days on market $65,000 Active 39 DOM
    Show marketing remark (1879 chars)

    Barndominium Retreat Near Lake Isabella with Built-In Studio Space! The home sits in Onyx, CA which is 15 mins away. Freshly updated inside and out, this unique Barndominium offers rustic charm with modern touches. Featuring fresh interior and exterior paint and a newly installed heater, this property is move-in ready and full of versatility. The barn includes a studio-style living space (not a separate unit)perfect for guests, extended family, creative workspace, or potential rental use (buyer to verify). This flexible layout makes it ideal for those seeking a live/work setup or added functionality. Investor Special Barndominium Near Lake Isabella – CASH or Hard Money Only! Unique barndominium-style property located in Onyx, CA, approximately 15 minutes from Lake Isabella and close to boating, fishing, rafting, camping, and Sequoia National Forest recreation. The barn includes a studio-style living space (not a separate legal unit; buyer to verify all permits, uses, and square footage). Property offers flexibility for storage, workshop space, recreation use, vacation setup, or investment potential. Recent updates include interior/exterior paint and heater installation; however, property is being marketed as an investor special and will require additional work, repairs, and buyer due diligence. Seller has limited knowledge of the property. Property is being sold strictly AS-IS with no repairs, credits, concessions, warranties, or guarantees from Seller. Cash or hard money only. Buyer to independently verify all property information, condition, permits, utilities, zoning, intended use, and all aspects of the property to Buyer’s satisfaction prior to close of escrow. Great opportunity for investors, recreational buyers, contractors, or buyers looking for a project property near the Kern River Valley and Lake Isabella recreation areas.

  6. 2026-06-07
    days on market $65,000 Active 38 DOM
  7. 2026-06-05
    days on market $65,000 Active 36 DOM
  8. 2026-06-05
    days on market $65,000 Active 35 DOM
  9. 2026-06-03
    days on market $65,000 Active 34 DOM
  10. 2026-06-02
    days on market $65,000 Active 33 DOM
  11. 2026-06-01
    days on market $65,000 Active 32 DOM
  12. 2026-05-31
    days on market $65,000 Active 31 DOM
  13. 2026-05-12
    status Active 1922-char remark
    Show marketing remark (1922 chars)

    Investor Special Barndominium Near Lake Isabella - CASH or Hard Money Only!Unique barndominium-style property located in Onyx, CA, approximately 15 minutes from Lake Isabella and close to boating, fishing, rafting, camping, and Sequoia National Forest recreation.The barn includes a studio-style living space (not a separate legal unit; buyer to verify all permits, uses, and square footage). Property offers flexibility for storage, workshop space, recreation use, vacation setup, or investment potential.Recent updates include interior/exterior paint and heater installation; however, property is being marketed as an investor special and will require additional work, repairs, and buyer due diligence. Seller has limited knowledge of the property. Property is being sold strictly AS-IS with no repairs, credits, concessions, warranties, or guarantees from Seller.Cash or hard money only. Buyer to independently verify all property information, condition, permits, utilities, zoning, intended use, and all aspects of the property to Buyer's satisfaction prior to close of escrow.Great opportunity for investors, recreational buyers, contractors, or buyers looking for a project property near the Kern River Valley and Lake Isabella recreation areas.Located just minutes from Lake Isabella, enjoy year-round recreation including boating, fishing, jet skiing, and camping. Outdoor enthusiasts will love the proximity to Sequoia National Forest for hiking and exploring, as well as rafting and kayaking on the nearby Kern River.Local attractions include Silver City Ghost Town and the Nuui Cunni Native American Cultural Center, offering history, culture, and small-town charm.Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this property delivers flexibility and access to one of California's most desirable outdoor destinations.Property is SOLD as is. Cash or hard money loan.

  14. 2026-05-04
    status Pending 1922-char remark
    Show marketing remark (1922 chars)

    Investor Special Barndominium Near Lake Isabella - CASH or Hard Money Only!Unique barndominium-style property located in Onyx, CA, approximately 15 minutes from Lake Isabella and close to boating, fishing, rafting, camping, and Sequoia National Forest recreation.The barn includes a studio-style living space (not a separate legal unit; buyer to verify all permits, uses, and square footage). Property offers flexibility for storage, workshop space, recreation use, vacation setup, or investment potential.Recent updates include interior/exterior paint and heater installation; however, property is being marketed as an investor special and will require additional work, repairs, and buyer due diligence. Seller has limited knowledge of the property. Property is being sold strictly AS-IS with no repairs, credits, concessions, warranties, or guarantees from Seller.Cash or hard money only. Buyer to independently verify all property information, condition, permits, utilities, zoning, intended use, and all aspects of the property to Buyer's satisfaction prior to close of escrow.Great opportunity for investors, recreational buyers, contractors, or buyers looking for a project property near the Kern River Valley and Lake Isabella recreation areas.Located just minutes from Lake Isabella, enjoy year-round recreation including boating, fishing, jet skiing, and camping. Outdoor enthusiasts will love the proximity to Sequoia National Forest for hiking and exploring, as well as rafting and kayaking on the nearby Kern River.Local attractions include Silver City Ghost Town and the Nuui Cunni Native American Cultural Center, offering history, culture, and small-town charm.Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this property delivers flexibility and access to one of California's most desirable outdoor destinations.Property is SOLD as is. Cash or hard money loan.

  15. 2026-04-30
    listed $65,000 Active 1922-char remark
    Show marketing remark (1879 chars)

    Barndominium Retreat Near Lake Isabella with Built-In Studio Space! The home sits in Onyx, CA which is 15 mins away. Freshly updated inside and out, this unique Barndominium offers rustic charm with modern touches. Featuring fresh interior and exterior paint and a newly installed heater, this property is move-in ready and full of versatility. The barn includes a studio-style living space (not a separate unit)perfect for guests, extended family, creative workspace, or potential rental use (buyer to verify). This flexible layout makes it ideal for those seeking a live/work setup or added functionality. Investor Special Barndominium Near Lake Isabella – CASH or Hard Money Only! Unique barndominium-style property located in Onyx, CA, approximately 15 minutes from Lake Isabella and close to boating, fishing, rafting, camping, and Sequoia National Forest recreation. The barn includes a studio-style living space (not a separate legal unit; buyer to verify all permits, uses, and square footage). Property offers flexibility for storage, workshop space, recreation use, vacation setup, or investment potential. Recent updates include interior/exterior paint and heater installation; however, property is being marketed as an investor special and will require additional work, repairs, and buyer due diligence. Seller has limited knowledge of the property. Property is being sold strictly AS-IS with no repairs, credits, concessions, warranties, or guarantees from Seller. Cash or hard money only. Buyer to independently verify all property information, condition, permits, utilities, zoning, intended use, and all aspects of the property to Buyer’s satisfaction prior to close of escrow. Great opportunity for investors, recreational buyers, contractors, or buyers looking for a project property near the Kern River Valley and Lake Isabella recreation areas.

  16. 2026-04-30
    listed $65,000 Active 1879-char remark
    Show marketing remark (1879 chars)

    Barndominium Retreat Near Lake Isabella with Built-In Studio Space! The home sits in Onyx, CA which is 15 mins away. Freshly updated inside and out, this unique Barndominium offers rustic charm with modern touches. Featuring fresh interior and exterior paint and a newly installed heater, this property is move-in ready and full of versatility. The barn includes a studio-style living space (not a separate unit)perfect for guests, extended family, creative workspace, or potential rental use (buyer to verify). This flexible layout makes it ideal for those seeking a live/work setup or added functionality. Investor Special Barndominium Near Lake Isabella – CASH or Hard Money Only! Unique barndominium-style property located in Onyx, CA, approximately 15 minutes from Lake Isabella and close to boating, fishing, rafting, camping, and Sequoia National Forest recreation. The barn includes a studio-style living space (not a separate legal unit; buyer to verify all permits, uses, and square footage). Property offers flexibility for storage, workshop space, recreation use, vacation setup, or investment potential. Recent updates include interior/exterior paint and heater installation; however, property is being marketed as an investor special and will require additional work, repairs, and buyer due diligence. Seller has limited knowledge of the property. Property is being sold strictly AS-IS with no repairs, credits, concessions, warranties, or guarantees from Seller. Cash or hard money only. Buyer to independently verify all property information, condition, permits, utilities, zoning, intended use, and all aspects of the property to Buyer’s satisfaction prior to close of escrow. Great opportunity for investors, recreational buyers, contractors, or buyers looking for a project property near the Kern River Valley and Lake Isabella recreation areas.

  17. 2025-10-23
    soldstatus $80,000 Sold
  18. 2025-10-23
    soldstatus $80,000 Closed Sale
  19. 2025-10-23
    soldstatus $80,000
  20. 2025-10-13
    status Pending Sale
  21. 2025-10-13
    status Pending
  22. 2025-04-14
    listed $80,900 Active
  23. 2025-04-14
    listed $80,000 Active
  24. 2025-04-14
    historical
  25. 2024-12-20
    price $84,900
  26. 2024-12-05
    price $84,900
  27. 2024-12-05
    price $84,900
  28. 2024-08-15
    listed $94,900 Active
  29. 2024-08-15
    listed $94,900 Active
  30. 2024-08-15
    listed $94,900 Active
  31. 2023-03-30
    price $90,000
  32. 2003-10-24
    soldstatus $13,500
  33. 1997-05-23
    soldstatus $10,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$497 · $41/mo
Projected year-2 tax
$497 · $41/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 7/10 Severe 9 d/yr ≥96°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 7/10 Severe 15 unhealthy d/yr today · 17 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$15,394
− Mortgage interest
−$3,641
− Property taxes
−$497
− Insurance
−$325
− Repairs & maintenance
−$1,231
− Management
−$1,231
− Depreciation
−$1,891
Taxable income
$6,577
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,579
After-tax cash flow
$5,670/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
South Fork Union
NCES district ID
0637470
Math proficiency
25% ▲ 5.00%
Reading proficiency
40% ▲ 5.00%
Median HH income
$32,532
Composite
29.31/100
National rank
#11836
State rank
#1016 of 1400 in CA

Livability — Onyx

Score
50/100
State rank
#1132
US rank
#25709

Category grades

Amenities F Commute F Cost of living B Crime F Employment C- Housing A Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Onyx, CA
Population (ZIP)
739

Population outlook (Kern County) Hauer SSP2

Today (2025)
947,286 people
By 2030
978,984 · +3.3%
By 2040
1,045,018 · +10.3%
By 2050
1,105,232 · +16.7%
By 2075
1,229,538 · +29.8%
By 2100
1,238,059 · +30.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 64% Hispanic / Latino 15% Two or more races 14% Asian 8%
Hispanic origin (detail)
Mexican 15%
Common ancestry
Iranian 6%
Foreign-born
8% · Canada
Languages at home
85% English-only · Spanish 15%

Political lean MEDSL · Kern

2024 margin
Strong R (+21.1) · D 38.2% · R 59.3% · Other 2.5%
2008→2024 swing
-3.3pp toward R · 2008: -17.8pp · 2024: -21.1pp
All cycles
2024: R+21.1 2020: R+10.2 2016: R+15.0 2012: R+20.9 2008: R+17.8

Not yet ingested

Civics

Market trends

HPI YoY
▲ 6.73%
Current HPI
565.4615
Rent YoY
Metro
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+550.0% since first listed
25 events — show timeline
  • 2026-06-08 Sold (Public Records) $65,000 Public Records
  • 2026-06-08 Sold (MLS) $65,000 CRMLS
  • 2026-06-08 Sold (MLS) $65,000 FRESNOMLS
  • 2026-05-20 Pending FRESNOMLS
  • 2026-05-12 Relisted FRESNOMLS
  • 2026-05-04 Pending FRESNOMLS
  • 2026-04-30 Listed $65,000 CRMLS
  • 2026-04-30 Listed $65,000 FRESNOMLS
  • 2025-10-23 Sold (Public Records) $80,000 Public Records
  • 2025-10-23 Sold (MLS) $80,000 GEMLS
  • 2025-10-23 Sold (MLS) $80,000 CRMLS
  • 2025-10-13 Pending CRMLS
  • 2025-10-13 Pending GEMLS
  • 2025-04-14 Listed $80,900 GEMLS
  • 2025-04-14 Listing Removed CRMLS
  • 2025-04-14 Listed $80,000 CRMLS
  • 2024-12-20 Price Changed $84,900 TCMLS
  • 2024-12-05 Price Changed $84,900 CRMLS
  • 2024-12-05 Price Changed $84,900 GEMLS
  • 2024-08-15 Listed $94,900 TCMLS
  • 2024-08-15 Listed $94,900 GEMLS
  • 2024-08-15 Listed $94,900 CRMLS
  • 2023-03-30 Price Changed $90,000 GEMLS
  • 2003-10-24 Sold (Public Records) $13,500 Public Records
  • 1997-05-23 Sold (Public Records) $10,000 Public Records

Property tax history

+1.6%/yr

Latest (2025): $497 · +2.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…