3403 Western Trl · Heartland, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 7/10 · Major
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +9.4/15.0
- Cash flow +6.3/30.0
- Condition / age +4.8/5.0
- Schools +4.0/10.0
- 1% rule +3.4/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- DSCR +0.6/10.0
- Appreciation +0.0/10.0
$301,250
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Modern 4-Bed, 2-Bath Tech-Forward Home in Heartland. Move-In Ready! Skip the wait for new construction! This stunning 4-bedroom, 2-bath, 2-car garage HistoryMaker home, built in 2023, is move-in ready and loaded with modern features, smart technology, and resort-style amenities. Located in the award-winning Heartland community, this home offers a lifestyle most only experience on vacation without leaving Heartland. Property Highlights Single-story, open-concept layout seamless flow for entertaining and family living Master suite retreat: garden tub, separate shower, dual vanities, and walk-in closet All appliances included (fridge, washer, dryer) Extended covered back patio perfect for outdoor dining and entertaining Energy-efficient design lower utility bills and modern construction Smart Home & Security Brilliant Smart Control Panel control lighting, climate, and music from your phone SimpliSafe smart security video doorbell, full alarm system, smart thermostat, and smart garage opener Turn-key convenience everything included, ready for immediate move-in What I Love About This Home Built in 2023 and move-in ready, this 4-bed, 2-bath home combines modern design, smart technology, and luxury comfort. The location is unbeatable; just minutes from Forneys HEB, Costco, Walmart, Tom Thumb, and Lowes, with quick access to Crandall and Terrell, and one street across from Heartland Middle School and a short walk to the elementary school. The 400-acre Heartland community offers multiple pools, resort-style slides at The Oasis, a 6,000 sq. ft. fitness center, walking/biking trails, and a 35-acre stocked fishing lake, making this home the perfect blend of convenience, luxury, and family-friendly living. Showing Instructions Were happy to accommodate showings by appointment with about 24 hours notice. Youll be welcomed by the seller or a representative when you arrive. To streamline scheduling, buyers are asked to provide a pre-qualification letter or proof of funds. Virtual tours are also available with proof of qualification if you prefer to start there.
Key facts
- Large breakfast bar
- Fenced backyard
- Open-concept layout
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $301k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $-534 ($-6k/yr) — negative.
- To cash-flow at today's rent, offer at most $207k (31.3% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $253k (16.2% below list).
- Recommended offer: $207k (31.3% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads: area grade F — affects rentability + tenant quality, not the cash-flow math above.
- Crandall ISD (rural): math 36% / reading 42% proficiency, ranked #351 of 826 in TX (top 42%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Barbara Walker El (math 35% / reading 36%, grade F, #1,946 of 4,322 statewide, top 45%, 663 students, 67% FRL); Crandall Middle (math 38% / reading 42%, grade F, #646 of 1,662 statewide, top 40%, 983 students, 60% FRL); Crandall H S (math 33% / reading 53%, grade F, #713 of 1,632 statewide, top 44%, 1,707 students, 56% FRL) — zoned schools average 61% FRL vs 41% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 1208 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 82d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 65% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,747 units permitted in Kaufman County in 2024 (180 in 5+ unit buildings).
- This rent runs 34% of the median local income ($88k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Kaufman County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 83 days — a 6% lower offer ($283k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 3y ago; this cycle's ask is 13289% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
Risks & watch-outs
- Watch-outs: property tax is 3.1% of price.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 83 days. Have you received any prior offers? Is the seller open to a 31% concession, seller financing, or rate buy-down credit?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.84% ✗
- Cap rate
- 4.16%
- Cash-on-cash
- -7.60%
- DSCR
- 0.66
- GRM
- 9.9
CMA / ARV
- ARV (median comp)
- $314,418
- List price
- $301,250
- Delta
- -4.19%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3517 Kemp Dr | 0.45mi | 4/3.0 | 1,947 (-0%) | 1mo | $344,990 | $177 | 73 |
| 2229 Starstruck Ct | 0.49mi | 3/2.0 (-1) | 1,952 (-0%) | 1mo | $286,999 | $147 | 71 |
| 2209 Starstruck Ct | 0.42mi | 4/2.0 | 2,062 (+5%) | 1mo | $279,099 | $135 | 70 |
| 2204 Starstruck Ct | 0.44mi | 4/2.0 | 2,062 (+5%) | 1mo | $290,999 | $141 | 70 |
| 3104 Kirby Ln | 0.33mi | 3/2.0 (-1) | 1,839 (-6%) | 2mo | $274,000 | $149 | 68 |
| 3055 Mary Grace Ln | 0.61mi | 4/3.0 | 1,956 (-0%) | 1mo | $319,990 | $164 | 67 |
| 2233 Starstruck Ct | 0.51mi | 4/2.0 | 2,062 (+5%) | 1mo | $297,999 | $145 | 66 |
| 2817 Hudson Dr | 0.29mi | 3/2.0 (-1) | 1,786 (-9%) | 1mo | $274,000 | $153 | 66 |
| 3821 Maize Ave | 0.42mi | 3/2.0 (-1) | 2,054 (+5%) | 2mo | $412,960 | $201 | 66 |
| 2236 Starstruck Ct | 0.52mi | 3/2.0 (-1) | 1,801 (-8%) | 1mo | $265,000 | $147 | 56 |
| 3012 Merrick Dr | 0.64mi | 4/2.0 | 1,800 (-8%) | 1mo | $314,872 | $175 | 56 |
| 3512 Hank Dr | 0.51mi | 5/3.0 (+1) | 2,128 (+9%) | 1mo | $324,990 | $153 | 52 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -29.4%
- Equity multiple
- 0.02×
- Total profit
- $-82,543
- Equity at exit
- $44,917
- IRR
- -29.4%
- Equity multiple
- -0.36×
- Total profit
- $-114,438
- Equity at exit
- $26,047
Cash invested: $84,350 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 262 active · 114 under contract
- Months of supply
- 16.7 mo (6%/mo absorbed)
- Median asking
- $308,494 ($161/sqft)
- Median days on market
- 71 d
- This list price
- 46% of active listings are priced below it
- ARV vs active asking
- +0.0% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 75114
- Home prices YoY
- -26.7%
- Active inventory
- 1208
- Price-to-rent
- 9.9×
Monthly cashflow live
- Estimated rent
- $2,525 high interval (Pro) →
- Mortgage (P&I)
- −$1,580
- Tax from tax record
- −$786 /mo · $9,432/yr
- Insurance
- −$126
- HOA
- −$38
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$530
- Net cashflow
- $-534
Break-even live
Sensitivity live
| Price | -10% $-364 | -5% $-449 | +0% $-534 | +5% $-620 | +10% $-705 |
|---|---|---|---|---|---|
| Rent | -10% $-734 | -5% $-634 | +0% $-534 | +5% $-435 | +10% $-335 |
| Rate | -1.0pp $-383 | -0.5pp $-458 | base $-534 | +0.5pp $-613 | +1.0pp $-692 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $75,312
- Closing costs
- $9,038
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3221 Sioux Trl Crandall, TX | 4.0 | 2.0 | 1672 | $2,450 | $1.47 | 74d | 1 | 0.04mi |
| 3226 Sioux Trl Crandall, TX | 4.0 | 3.0 | 2403 | $3,100 | $1.29 | 90d | 1 | 0.07mi |
| 3226 Sioux Trl Crandall, TX | 4.0 | 3.0 | 2232 | $3,100 | $1.39 | 63d | 1 | 0.07mi |
| 3226 Sioux Trl Crandall, TX | 4.0 | 3.0 | 2232 | $2,600 | $1.16 | 20d | 1 | 0.07mi |
| 3004 Dakota Trl Crandall, TX | 4.0 | 2.0 | 1938 | $2,300 | $1.19 | 99d | 1 | 0.11mi |
| 2915 Acacia Dr Heartland, TX | 4.0 | 2.5 | 1982 | $2,100 | $1.06 | 5d | 1 | 0.14mi |
| 3942 Surrey Dr Crandall, TX | 3.0 | 2.0 | 1257 | $1,995 | $1.59 | 3d | 1 | 0.15mi |
| 2919 Cascade Ln Forney, TX | 3.0 | 2.0 | 1481 | $2,200 | $1.49 | 139d | 1 | 0.19mi |
| 3028 Willow Wood Ct Crandall, TX | 3.0 | 2.5 | 1764 | $2,500 | $1.42 | 12d | 1 | 0.20mi |
| 3936 Bellingham Ln Forney, TX | 4.0 | 2.0 | 1938 | $2,100 | $1.08 | 79d | 1 | 0.20mi |
| 2826 Hudson Dr Crandall, TX | 3.0 | 2.0 | 1639 | $2,350 | $1.43 | 87d | 1 | 0.25mi |
| 3120 Providence Pl Crandall, TX | 3.0 | 2.5 | 1746 | $2,200 | $1.26 | 69d | 1 | 0.29mi |
| 3147 Blossom Trl Crandall, TX | 4.0 | 3.0 | 2177 | $2,700 | $1.24 | 139d | 1 | 0.34mi |
| 3909 Chesapeake Ln Heartland, TX | 3.0 | 2.0 | 1750 | $2,300 | $1.31 | 26d | 1 | 0.34mi |
| 3916 Ford Dr Heartland, TX | 4.0 | 3.0 | 2484 | $2,600 | $1.05 | 116d | 1 | 0.36mi |
| 3903 Pioneer Dr Forney, TX | 4.0 | 2.0 | 1754 | $2,350 | $1.34 | 82d | 1 | 0.41mi |
| 3918 Rochelle Ln Heartland, TX | 4.0 | 3.0 | 2360 | $2,600 | $1.10 | 26d | 1 | 0.42mi |
| 3915 Spencer Ln Heartland, TX | 4.0 | 3.0 | 2255 | $2,950 | $1.31 | 26d | 1 | 0.42mi |
| 3013 Apple Creek Ave Crandall, TX | 4.0 | 3.0 | 2279 | $2,975 | $1.31 | 20d | 1 | 0.43mi |
| 3140 Blacksmith Ln Forney, TX | 4.0 | 2.0 | 1790 | $2,300 | $1.28 | 78d | 1 | 0.45mi |
| 2236 Mustang Ghost Trl Crandall, TX | 4.0 | 2.0 | 2083 | $2,260 | $1.08 | 0d | 1 | 0.47mi |
| 2745 Bronte Blvd Crandall, TX | 4.0 | 2.0 | 1667 | $1,845 | $1.11 | 120d | 1 | 0.49mi |
| 2237 Mustang Ghost Trl Crandall, TX | 3.0 | 2.0 | 1952 | $2,040 | $1.05 | 139d | 1 | 0.49mi |
| 2233 Starstruck Ct Crandall, TX | 4.0 | 2.0 | 2062 | $2,299 | $1.11 | 0d | 1 | 0.50mi |
| 2746 Bronte Blvd Crandall, TX | 4.0 | 2.0 | 1707 | $1,825 | $1.07 | 120d | 1 | 0.50mi |
| 2739 Bronte Blvd Crandall, TX | 4.0 | 2.0 | 1707 | $1,825 | $1.07 | 120d | 1 | 0.51mi |
| 2521 Flight Trl Crandall, TX | 4.0 | 2.0 | 1707 | $1,825 | $1.07 | 120d | 1 | 0.53mi |
| 3018 Montrose Ct Heartland, TX | 3.0 | 3.0 | 2463 | $2,500 | $1.02 | 26d | 1 | 0.53mi |
| 2409 Fleming Dr Crandall, TX | 4.0 | 2.0 | 1667 | $1,845 | $1.11 | 120d | 1 | 0.54mi |
| 2624 Bartlett St Crandall, TX | 4.0 | 2.0 | 1707 | $1,825 | $1.07 | 120d | 1 | 0.55mi |
| 3829 Walnut Creek Dr Crandall, TX | 4.0 | 3.0 | 2370 | $3,000 | $1.27 | 0d | 1 | 0.56mi |
| 3941 Hometown Blvd Unit 3941 Crandall, TX | 3.0 | 2.5 | 1736 | $2,400 | $1.38 | 139d | 1 | 0.56mi |
| 3630 Pendleton Ct Forney, TX | 4.0 | 3.0 | 2334 | $2,800 | $1.20 | 49d | 1 | 0.56mi |
| 2513 Flight Trl Crandall, TX | 4.0 | 2.0 | 1707 | $1,825 | $1.07 | 120d | 1 | 0.56mi |
| 2510 Flight Trl Crandall, TX | 4.0 | 2.0 | 1667 | $1,845 | $1.11 | 120d | 1 | 0.59mi |
| 2938 Montrose Trl Heartland, TX | 4.0 | 2.0 | 1825 | $2,250 | $1.23 | 26d | 1 | 0.61mi |
| 2938 Montrose Trl Heartland, TX | 4.0 | 2.0 | 1825 | $2,250 | $1.23 | 20d | 1 | 0.61mi |
| 4001 Fairmont Ln Forney, TX | 4.0 | 2.0 | 1545 | $2,000 | $1.29 | 139d | 1 | 0.61mi |
| 4121 Gaillardia Way Forney, TX | 4.0 | 2.0 | 2135 | $2,250 | $1.05 | 114d | 1 | 0.65mi |
| 1275 Eclipse Ln Crandall, TX | 3.0 | 2.0 | 1290 | $1,750 | $1.36 | 84d | 1 | 0.67mi |
Property features AI
Finance
- Other
- Property is in the Heartland Ph 19 subdivisionDirections provided for navigation
- HOA & community
- Mandatory association with annual feeHOA fee covers full use of facilitiesHOA fee: $450 annuallyHOA managed by Homeland Community Association
Exterior
- Parking
- Attached 2-car garage with garage door opener (garage faces front)Covered parking for 2 vehiclesDriveway and on-street parking2-car single door
- Security
- Smoke detectorsCarbon monoxide detectors
- Utilities
- City waterCity sewerLocated in a municipal utility district
- Home design
- Single family residenceOne storyBuilt in 2023Smart home features enabledNo accessibility features listed
- Construction
- Brick and rock/stone exteriorComposition roofSlab foundation
- Exterior features
- Covered porchGuttersWood fencingSprinkler systemLandscaped yardInterior lot in a subdivision
Interior
- Kitchen
- Electric oven and electric rangeMicrowaveDishwasherDisposalWater line to refrigerator
- Bedrooms
- 4 bedrooms (all on the main level)Primary bedroom with walk-in closetSplit bedroom layout for secondary bedrooms
- Flooring
- CarpetCeramic tileLuxury vinyl plank
- Bathrooms
- 2 full bathroomsPrimary bathroom with dual sinks, garden tub and separate shower
- Heating & cooling
- Central heating (electric)Central air conditioning (electric)Ceiling fans
- Interior features
- Eat-in kitchenKitchen islandPantrySmart home systemHigh speed internet availableCable TV availableWindow coverings
- Laundry & utility
- Full-size washer/dryer areaWasher hookupElectric dryer hookupUtility room
HOA detail $38/mo · $456/yr
- Likely covers
- poolgymsecurity
Listing history 50 events
-
2026-09-23days on market $301,250 Active 83 DOM
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2026-09-22days on market $301,250 Active 82 DOM
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2026-09-21days on market $301,250 Active 81 DOM
-
2026-09-20days on market $301,250 Active 80 DOM
-
2026-09-19days on market $301,250 Active 79 DOM
-
2026-09-18days on market $301,250 Active 78 DOM
-
2026-09-17days on market $301,250 Active 77 DOM
-
2026-09-16days on market $301,250 Active 76 DOM
-
2026-09-15days on market $301,250 Active 75 DOM
-
2026-09-14days on market $301,250 Active 74 DOM
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2026-09-13days on market $301,250 Active 73 DOM
-
2026-09-12days on market $301,250 Active 72 DOM
-
2026-09-11days on market $301,250 Active 71 DOM
-
2026-09-05days on market $301,250 Active 65 DOM
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2026-09-04days on market $301,250 Active 64 DOM
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2026-08-31days on market $301,250 Active 60 DOM
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2026-08-30days on market $301,250 Active 59 DOM
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2026-08-29days on market $301,250 Active 58 DOM
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2026-08-28days on market $301,250 Active 57 DOM
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2026-08-27days on market $301,250 Active 56 DOM
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2026-08-25days on market $301,250 Active 54 DOM
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2026-08-24days on market $301,250 Active 53 DOM
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2026-08-23days on market $301,250 Active 52 DOM
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2026-08-22days on market $301,250 Active 51 DOM
-
2026-08-21days on market $301,250 Active 50 DOM
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2026-08-20days on market $301,250 Active 49 DOM
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2026-08-19days on market $301,250 Active 48 DOM
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2026-08-18days on market $301,250 Active 47 DOM
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2026-08-17days on market $301,250 Active 46 DOM
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2026-08-16days on market $301,250 Active 45 DOM
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2026-08-15days on market $301,250 Active 44 DOM
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2026-08-14days on market $301,250 Active 43 DOM
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2026-08-13days on market $301,250 Active 42 DOM
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2026-08-12days on market $301,250 Active 41 DOM
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2026-08-11days on market $301,250 Active 40 DOM
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2026-08-10days on market $301,250 Active 39 DOM
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2026-08-09days on market $301,250 Active 38 DOM
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2026-08-08days on market $301,250 Active 37 DOM
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2026-08-06days on market $301,250 Active 35 DOM
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2026-08-05days on market $301,250 Active 34 DOM
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2026-08-04days on market $301,250 Active 33 DOM
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2026-08-03days on market $301,250 Active 32 DOM
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2026-07-31days on market $301,250 Active 29 DOM
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2026-07-30days on market $301,250 Active 28 DOM
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2026-07-30days on market $301,250 Active 27 DOM
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2026-07-28days on market $301,250 Active 26 DOM
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2026-07-26days on market $301,250 Active 24 DOM
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2026-07-24days on market $301,250 Active 22 DOM
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2026-07-23days on market $301,250 Active 21 DOM
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2026-07-22days on market $301,250 Active 20 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $9,432 · $786/mo
- Projected year-2 tax
- $9,432 · $786/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 7/10 Severe 7 d/yr ≥110°F today · 22 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $30,302
- − Mortgage interest
- −$16,875
- − Property taxes
- −$9,432
- − Insurance
- −$1,506
- − Repairs & maintenance
- −$2,424
- − Management
- −$2,424
- − HOA
- −$456
- − Depreciation
- −$8,764
- Taxable loss
- −$11,579
- Est. tax savings @ 24.0%
- +$2,779
- After-tax cash flow
- $-3,635/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This move-in ready, modern single-story home in Heartland offers a seamless open-concept layout and top-notch features, making it an excellent investment opportunity.
Value-add opportunities
- Both Paint interior walls and trim — Fresh paint enhances curb appeal and interior aesthetics ↑
- Both Replace outdoor lighting fixtures — Modern lighting fixtures improve curb appeal and safety ↑
- Both Install smart home technology — Smart home technology enhances convenience and adds value ↑
- Both Add outdoor seating area — An outdoor seating area increases the home's appeal and functionality ↑
Zoned Schools
Schools (NCES district)
- District
- Crandall ISD
- NCES district ID
- 4815510
- Math proficiency
- 36% ▼ -13.00%
- Reading proficiency
- 42% ▼ -8.00%
- Median HH income
- $70,076
- Composite
- 35.57/100
- National rank
- #4901
- State rank
- #351 of 826 in TX
Livability — Heartland
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Heartland, TX
- County
- Kaufman County · 138,716 people
- Metro
- Dallas-Fort Worth-Arlington, TX
- Population (ZIP)
- 9,333
- Household income
- $88,013
- Rent vs Own
- Severe rent burden
- 5% of renters
Population outlook (Kaufman County) Hauer SSP2
- Today (2025)
- 138,716 people
- By 2030
- 150,815 · +8.7%
- By 2040
- 174,877 · +26.1%
- By 2050
- 198,020 · +42.8%
- By 2075
- 251,908 · +81.6%
- By 2100
- 285,325 · +105.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.62)
- Race & ethnicity
- White 48% Hispanic / Latino 36% Two or more races 14% Black 14%
- Hispanic origin (detail)
- Mexican 34%
- Common ancestry
- Slovak 1%
- Foreign-born
- 18% · Canada, China
- Languages at home
- 71% English-only · Spanish 27% Other Indo-European 1%
Political lean MEDSL · Kaufman
- 2024 margin
- Strong R (+27.9) · D 35.6% · R 63.5%
- 2008→2024 swing
- +7.9pp toward D · 2008: -35.8pp · 2024: -27.9pp
- All cycles
- 2024: R+27.9 2020: R+33.9 2016: R+47.0 2012: R+44.4 2008: R+35.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -71.61%
- Current HPI
- 196.4773
- Rent YoY
- —
- Metro
- Dallas-Fort Worth-Arlington, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-99.4% since first listed12 events — show timeline
- 2026-07-03 Listed for Rent $2,250 NTREIS
- 2026-07-01 Listed $301,250 NTREIS
- 2026-06-04 Listed $289,599 ForSaleByOwner.com
- 2025-03-10 Listing Removed — NTREIS
- 2024-11-17 Price Changed $323,000 NTREIS
- 2024-09-10 Listed $339,000 NTREIS
- 2023-10-11 Sold (MLS) — NTREIS
- 2023-09-13 Pending — NTREIS
- 2023-08-31 Price Changed $329,990 NTREIS
- 2023-08-24 Price Changed $339,990 NTREIS
- 2023-07-27 Price Changed $344,990 NTREIS
- 2023-06-13 Listed $349,990 NTREIS
Property tax history
+86.6%/yrLatest (2025): $9,432 · -0.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…