CashFlowRE
Sign in Sign up
1710 Painters Xing #1710
C+ Composite 60.93
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.2/30.0
  • ARV discount +10.2/15.0
  • 1% rule +8.1/10.0
  • Schools +7.2/10.0
  • DSCR +6.8/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$222,500

1710 Painters Xing #1710 · Dilworthtown, PA 19317
3 bd · 2.0 ba · 1,138 sqft · Condo public records · 62 Days on market
Built 1972 $196/sqft · 6% below area Est $236k · 6% under $625/mo HOA · 21% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

ALERT!!! SELLER WILL PAY HOA FEES FOR THE REMAINDER OF THE YEAR!! DON'T MISS OUT! Privacy. Scenic views. Award-winning Unionville–Chadds Ford School District. Move-in ready! Tucked away in a quiet end-unit building, this beautiful condo offers exceptional privacy and peaceful surroundings, complete with scenic wooded views and a tranquil stream from your own private balcony. Step inside to a bright, open floor plan featuring brand-new neutral carpeting and a charming decorative fireplace that adds warmth and character to the main living space. The layout is both inviting and functional, ideal for everyday living and entertaining. In addition to two spacious bedrooms, the home includes a versatile bonus room—perfect for a home office, den, or guest space—providing the flexibility today’s buyers are looking for. Located in the highly sought-after Unionville–Chadds Ford School District, this property offers access to top-rated schools. The community features beautifully landscaped grounds and a full suite of amenities, including a pool, playground, tennis courts, and walking trails—perfect for an active yet relaxed lifestyle. Enjoy unbeatable convenience just minutes from Routes 202 and 1, making commuting and daily errands effortless. The HOA offers exceptional value, covering exterior maintenance (including roof and deck), landscaping, snow removal, heat, gas, water, and trash—delivering truly low-maintenance living. Don’t miss your opportunity to own a move-in-ready home in a prime location with outstanding community amenities.

Key facts

  • Decorative fireplace
  • Landscaped grounds
  • Private balcony

Tags

AWARD-WINNING SCHOOL DISTRICTPRIVATE BALCONYDECORATIVE FIREPLACEVERSATILE BONUS ROOMLANDSCAPED GROUNDSWALKING TRAILS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath condo listed at $222k.

Deal economics

  • At list price, monthly cash flow is $256 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $222k).
  • Recommended offer: $209k (6.0% below list) — sets the bar for market timing.
  • Cap rate 8.0% vs local median 1.7% in Dilworthtown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Unionville-Chadds Ford SD (suburban): math 69% / reading 85% proficiency, ranked #4 of 539 in PA (top 1%) — strong family-tenant draw, lease renewals of 3-5y typical; only 3% free/reduced lunch — higher-income household profile.
  • Zoned schools: Charles F Patton Ms (math 54% / reading 83%, grade A, #13 of 512 statewide, top 3%, 915 students, 7% FRL); Unionville Hs (math 93%, 1,306 students, 5% FRL) — zoned schools at 6% FRL track the district average.
  • Market conditions: 69 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 299 units permitted in Delaware County in 2024 (5 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 62 days — a 6% lower offer ($209k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 32y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $159k; 40% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo; HOA is 21% of rent.
  • Climate carrying-cost: severe flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $209,150 (6.0% below list)

Questions for the listing agent

  1. It's been on market 62 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.31%
Cap rate
8.03%
Cash-on-cash
6.21%
DSCR
1.28
GRM
6.4

CMA / ARV

ARV (median comp)
$236,485
List price
$222,500
Delta
-5.91%
Verdict
FAIR
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-8.5%
Equity multiple
0.69×
Total profit
$-19,405
Equity at exit
$33,175
10-year hold
IRR
1.2%
Equity multiple
1.09×
Total profit
$5,533
Equity at exit
$19,238

Cash invested: $62,300 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 19317

Home prices YoY
-21.8%
Active inventory
69
Price-to-rent
6.4×

Monthly cashflow live

Estimated rent
$2,916 medium interval (Pro) →
Mortgage (P&I)
$1,167
Tax from tax record
$97 /mo · $1,161/yr
Insurance
$93
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$625
Vacancy / Maint / Mgmt
$612
Net cashflow
$256

Break-even live

Break-even rent $2,592
Max offer price $222,500
Occupancy floor 86%

Sensitivity live

Price -10% $382 -5% $319 +0% $256 +5% $193 +10% $130
Rent -10% $25 -5% $141 +0% $256 +5% $371 +10% $486
Rate -1.0pp $368 -0.5pp $312 base $256 +0.5pp $198 +1.0pp $139

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$55,625
Closing costs
$6,675
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1609 Painters Xing #1609 Chadds Ford, PA 3.0 2.5 1210 $2,900 $2.40 4d 1 0.03mi
100 Cornerstone Dr Glen Mills, PA 1.0–3.0 1.0–2.0 1146 $3,119 $2.72 0d 18 1.35mi

HOA detail condo

Monthly dues
$625 · $7,500/yr
Likely covers
watertrashgaslandscapingsnow removalexterior maint.pool
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 28 events

  1. 2026-03-22
    listed $222,500 Active 1604-char remark
    Show marketing remark (1604 chars)

    ALERT!!! SELLER WILL PAY HOA FEES FOR THE REMAINDER OF THE YEAR!! DON'T MISS OUT! Privacy. Scenic views. Award-winning Unionville–Chadds Ford School District. Move-in ready! Tucked away in a quiet end-unit building, this beautiful condo offers exceptional privacy and peaceful surroundings, complete with scenic wooded views and a tranquil stream from your own private balcony. Step inside to a bright, open floor plan featuring brand-new neutral carpeting and a charming decorative fireplace that adds warmth and character to the main living space. The layout is both inviting and functional, ideal for everyday living and entertaining. In addition to two spacious bedrooms, the home includes a versatile bonus room—perfect for a home office, den, or guest space—providing the flexibility today’s buyers are looking for. Located in the highly sought-after Unionville–Chadds Ford School District, this property offers access to top-rated schools. The community features beautifully landscaped grounds and a full suite of amenities, including a pool, playground, tennis courts, and walking trails—perfect for an active yet relaxed lifestyle. Enjoy unbeatable convenience just minutes from Routes 202 and 1, making commuting and daily errands effortless. The HOA offers exceptional value, covering exterior maintenance (including roof and deck), landscaping, snow removal, heat, gas, water, and trash—delivering truly low-maintenance living. Don’t miss your opportunity to own a move-in-ready home in a prime location with outstanding community amenities.

  2. 2020-07-07
    soldstatus $159,000
  3. 2018-06-20
    soldstatus $150,400
  4. 2018-06-07
    soldstatus $150,400 Sold 596-char remark
    Show marketing remark (596 chars)

    Welcome to your new home!! This turn-key condo has all the updates already done! There are new windows and doors and newer carpet(2017). The kitchen has been totally redone with new granite counter tops, new tile back splash and all new appliances. New neutral paint throughout. Hardwood flooring in dining room as well as crown molding and tile kitchen and bathroom floors. Newer heater and AC. New Deck. Private setting in the woods. Award Winning Blue Ribbon Unionville Schools! HOA includes water, sewer, heat, snow removal, lawn care, all exterior maintenance including roof and deck.

  5. 2018-06-07
    soldstatus $150,400 Closed
    Show marketing remark (596 chars)

    Welcome to your new home!! This turn-key condo has all the updates already done! There are new windows and doors and newer carpet(2017). The kitchen has been totally redone with new granite counter tops, new tile back splash and all new appliances. New neutral paint throughout. Hardwood flooring in dining room as well as crown molding and tile kitchen and bathroom floors. Newer heater and AC. New Deck. Private setting in the woods. Award Winning Blue Ribbon Unionville Schools! HOA includes water, sewer, heat, snow removal, lawn care, all exterior maintenance including roof and deck.

  6. 2018-05-19
    status Pending
  7. 2018-04-30
    historical Active Under Contract
    Show marketing remark (596 chars)

    Welcome to your new home!! This turn-key condo has all the updates already done! There are new windows and doors and newer carpet(2017). The kitchen has been totally redone with new granite counter tops, new tile back splash and all new appliances. New neutral paint throughout. Hardwood flooring in dining room as well as crown molding and tile kitchen and bathroom floors. Newer heater and AC. New Deck. Private setting in the woods. Award Winning Blue Ribbon Unionville Schools! HOA includes water, sewer, heat, snow removal, lawn care, all exterior maintenance including roof and deck.

  8. 2018-04-30
    historical Contingent - Other 596-char remark
    Show marketing remark (596 chars)

    Welcome to your new home!! This turn-key condo has all the updates already done! There are new windows and doors and newer carpet(2017). The kitchen has been totally redone with new granite counter tops, new tile back splash and all new appliances. New neutral paint throughout. Hardwood flooring in dining room as well as crown molding and tile kitchen and bathroom floors. Newer heater and AC. New Deck. Private setting in the woods. Award Winning Blue Ribbon Unionville Schools! HOA includes water, sewer, heat, snow removal, lawn care, all exterior maintenance including roof and deck.

  9. 2018-04-23
    price $154,900
    Show marketing remark (596 chars)

    Welcome to your new home!! This turn-key condo has all the updates already done! There are new windows and doors and newer carpet(2017). The kitchen has been totally redone with new granite counter tops, new tile back splash and all new appliances. New neutral paint throughout. Hardwood flooring in dining room as well as crown molding and tile kitchen and bathroom floors. Newer heater and AC. New Deck. Private setting in the woods. Award Winning Blue Ribbon Unionville Schools! HOA includes water, sewer, heat, snow removal, lawn care, all exterior maintenance including roof and deck.

  10. 2018-04-23
    price $154,900 596-char remark
    Show marketing remark (596 chars)

    Welcome to your new home!! This turn-key condo has all the updates already done! There are new windows and doors and newer carpet(2017). The kitchen has been totally redone with new granite counter tops, new tile back splash and all new appliances. New neutral paint throughout. Hardwood flooring in dining room as well as crown molding and tile kitchen and bathroom floors. Newer heater and AC. New Deck. Private setting in the woods. Award Winning Blue Ribbon Unionville Schools! HOA includes water, sewer, heat, snow removal, lawn care, all exterior maintenance including roof and deck.

  11. 2018-04-02
    listed $159,900 Active 596-char remark
    Show marketing remark (596 chars)

    Welcome to your new home!! This turn-key condo has all the updates already done! There are new windows and doors and newer carpet(2017). The kitchen has been totally redone with new granite counter tops, new tile back splash and all new appliances. New neutral paint throughout. Hardwood flooring in dining room as well as crown molding and tile kitchen and bathroom floors. Newer heater and AC. New Deck. Private setting in the woods. Award Winning Blue Ribbon Unionville Schools! HOA includes water, sewer, heat, snow removal, lawn care, all exterior maintenance including roof and deck.

  12. 2018-04-02
    listed $159,900 Active
    Show marketing remark (596 chars)

    Welcome to your new home!! This turn-key condo has all the updates already done! There are new windows and doors and newer carpet(2017). The kitchen has been totally redone with new granite counter tops, new tile back splash and all new appliances. New neutral paint throughout. Hardwood flooring in dining room as well as crown molding and tile kitchen and bathroom floors. Newer heater and AC. New Deck. Private setting in the woods. Award Winning Blue Ribbon Unionville Schools! HOA includes water, sewer, heat, snow removal, lawn care, all exterior maintenance including roof and deck.

  13. 2012-07-09
    soldstatus $139,900
  14. 2012-06-25
    historical
  15. 2012-06-22
    soldstatus $139,900 Sold
  16. 2012-06-22
    soldstatus $139,900
  17. 2012-06-07
    status Under Contract
  18. 2012-05-12
    historical
  19. 2012-05-04
    listed $139,900 Active
  20. 2012-05-04
    listed $139,900
  21. 2005-09-15
    soldstatus $165,000
  22. 2005-08-29
    soldstatus $165,000
  23. 2005-06-03
    historical
  24. 2005-05-19
    listed $165,000
  25. 1995-02-01
    soldstatus $81,900
  26. 1995-01-20
    soldstatus $81,900
  27. 1994-05-20
    listed $81,900
  28. 1988-11-03
    soldstatus $83,300

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$1,161 · $97/mo
Projected year-2 tax
$2,338 · $195/mo
Expected delta
+$1,177/yr (+$98/mo · 101.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 9/10 Extreme FEMA zone X (unshaded) · 99% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$34,991
− Mortgage interest
−$12,463
− Property taxes
−$1,161
− Insurance
−$1,910
− Repairs & maintenance
−$2,799
− Management
−$2,799
− HOA
−$7,500
− Depreciation
−$6,473
Taxable loss
−$115
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$28
After-tax cash flow
$3,097/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Unionville-Chadds Ford SD
NCES district ID
4224210
Math proficiency
69% ▼ -7.00%
Reading proficiency
85% ▼ -4.00%
Median HH income
$121,143
Composite
71.91/100
National rank
#214
State rank
#4 of 539 in PA

Livability — Dilworthtown

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Population (ZIP)
10,844

Population outlook (Delaware County) Hauer SSP2

Today (2025)
577,490 people
By 2030
581,243 · +0.6%
By 2040
584,700 · +1.2%
By 2050
586,581 · +1.6%
By 2075
598,706 · +3.7%
By 2100
590,823 · +2.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (77%)
Race & ethnicity
White 77% Asian 12% Two or more races 6% Hispanic / Latino 6% Black 1%
Hispanic origin (detail)
Mexican 2%
Common ancestry
Romanian 3% Italian 3% Subsaharan African 3%
Foreign-born
12% · China, Canada, South Korea
Languages at home
86% English-only · Chinese 5% Other Asian/Pacific 3% Other Indo-European 2%

Political lean MEDSL · Delaware

2024 margin
Strong D (+23.7) · D 61.4% · R 37.6% · Other 1.0%
2008→2024 swing
+2.3pp toward D · 2008: 21.4pp · 2024: 23.7pp
All cycles
2024: D+23.7 2020: D+26.7 2016: D+22.0 2012: D+21.8 2008: D+21.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -78.82%
Current HPI
282.6281
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+167.1% since first listed
28 events — show timeline
  • 2026-03-22 Listed $222,500 BRIGHT MLS
  • 2020-07-07 Sold (Public Records) $159,000 Public Records
  • 2018-06-20 Sold (Public Records) $150,400 Public Records
  • 2018-06-07 Sold (MLS) $150,400 BRIGHT MLS
  • 2018-06-07 Sold (MLS) $150,400 TREND
  • 2018-05-19 Pending BRIGHT MLS
  • 2018-04-30 Contingent BRIGHT MLS
  • 2018-04-30 Contingent TREND
  • 2018-04-23 Price Changed $154,900 BRIGHT MLS
  • 2018-04-23 Price Changed $154,900 TREND
  • 2018-04-02 Listed $159,900 BRIGHT MLS
  • 2018-04-02 Listed $159,900 TREND
  • 2012-07-09 Sold (Public Records) $139,900 Public Records
  • 2012-06-25 Delisted TREND
  • 2012-06-22 Sold (MLS) $139,900 BRIGHT MLS
  • 2012-06-22 Sold (MLS) $139,900 TREND
  • 2012-06-07 Pending TREND
  • 2012-05-12 Listing Removed BRIGHT MLS
  • 2012-05-04 Listed $139,900 TREND
  • 2012-05-04 Listed $139,900 BRIGHT MLS
  • 2005-09-15 Sold (Public Records) $165,000 Public Records
  • 2005-08-29 Sold (MLS) $165,000 BRIGHT MLS
  • 2005-06-03 Listing Removed BRIGHT MLS
  • 2005-05-19 Listed $165,000 BRIGHT MLS
  • 1995-02-01 Sold (Public Records) $81,900 Public Records
  • 1995-01-20 Sold (MLS) $81,900 BRIGHT MLS
  • 1994-05-20 Listed $81,900 BRIGHT MLS
  • 1988-11-03 Sold (Public Records) $83,300 Public Records

Property tax history

-3.1%/yr

Latest (2026): $1,161 · -62.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…