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11900 Jude Way
D- Composite 39.97
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.5/30.0
  • ARV discount +6.2/15.0
  • Livability +4.0/5.0
  • Condition / age +3.8/5.0
  • DSCR +3.7/10.0
  • Schools +3.6/10.0
  • 1% rule +3.4/10.0
  • Rent growth +2.8/5.0
  • Appreciation +0.0/10.0

$210,000

11900 Jude Way · Oklahoma City, OK 73099
3 bd · 2.0 ba · 1,236 sqft · SingleFamily public records · 34 Days on market
Built 2022 Good condition 6,024 sqft lot Est $204k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The WRIGHT floor plan is the perfect home for new home owners. This Unique floor plan offers great space where it is needed most. From the Huge master bedroom with included master bath with an enormous walk in closet, to the large covered patio this home is sure to be the perfect home for your family. This home is equipped with a spacious living room that overlooks an incredible kitchen that is perfect for entertaining guests. Kitchen has great counter top space, while having a large area for a good size dining table. Home is currently under construction with anticipated completion in January.

Key facts

  • Covered patio
  • Move in ready
  • Open concept flow

Tags

MOVE IN READYOPEN CONCEPT FLOWPLENTY OF COUNTER SPACEOVERSIZED FULLY FENCED YARDCOVERED PATIOQUICK ACCESS TO MAJOR HIGHWAYS

Property features AI

Finance

  • Other: Occupied by owner; Assumable loans: No; Loan qualifying: Yes
  • Financial info: Listing terms: Cash, Conventional, FHA or VA
  • HOA & community: No mandatory association dues

Exterior

  • Parking: Concrete driveway; 2-car garage
  • Utilities: Electricity available; Natural gas available; High-speed internet available; Public water/sewer
  • Home design: Single-family residence; One story; Faces west; Existing property
  • Construction: Brick and frame with vinyl siding; Composition roof; Built on slab foundation
  • Exterior features: Covered patio; Covered porch; Wood fencing; Interior lot

Interior

  • Kitchen: 5-burner range
  • Bedrooms: 3 bedrooms
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 full bathrooms
  • Interior features: Carpet and vinyl flooring; One living area; Dining area; Study/office; No fireplace
  • Laundry & utility: Slab foundation (utility/structure detail)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $210k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-31 ($-371/yr) — negative.
  • To cash-flow at today's rent, offer at most $205k (2.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $177k (15.7% below list).
  • Recommended offer: $177k (15.7% below list) — sets the bar for 1% rule.
  • Cap rate 6.1% vs local median 3.7% in Oklahoma City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#3 in OK, #1,635 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
  • Piedmont (rural): math 37% / reading 39% proficiency, ranked #9 of 270 in OK (top 3%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; only 15% free/reduced lunch — higher-income household profile.
  • Zoned schools: Stone Ridge Es (math 49% / reading 41%, grade D-, #60 of 845 statewide, top 7%, 594 students, 0% FRL); Piedmont Ms (math 32% / reading 32%, grade F, #39 of 345 statewide, top 12%, 772 students, 0% FRL); Piedmont Hs (math 38% / reading 44%, grade F, #24 of 447 statewide, top 5%, 1,422 students, 0% FRL).
  • Market conditions: Rents rising (+1.2%/yr); 1574 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 260 units permitted in Canadian County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Canadian County population projected at +64% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 34 days — a 3% lower offer ($204k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $177,126 (15.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 34 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.84%
Cap rate
6.12%
Cash-on-cash
-0.63%
DSCR
0.97
GRM
9.9

CMA / ARV

ARV (on-the-fly)
$203,940
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
12921 Florence Ln 0.56mi 3/2.0 1,248 (+1%) 1mo $203,500 $163 71
12853 Torretta Way 0.63mi 3/2.0 1,248 (+1%) 1mo $211,600 $170 68
12829 Torretta Way 0.63mi 3/2.0 1,248 (+1%) 1mo $210,838 $169 68
12817 Torretta Way 0.63mi 3/2.0 1,248 (+1%) 1mo $212,000 $170 68
12824 Torretta Way 0.65mi 3/2.0 1,248 (+1%) 1mo $211,600 $170 67
12912 Florence Ln 0.56mi 3/2.0 1,373 (+11%) 1mo $221,388 $161 55
12933 Florence Ln 0.56mi 3/2.0 1,373 (+11%) 1mo $226,350 $165 54
12924 Florence Ln 0.56mi 3/2.0 1,373 (+11%) 2mo $219,300 $160 54
12837 Torretta Way 0.63mi 3/2.0 1,373 (+11%) 1mo $217,988 $159 52
12849 Torretta Way 0.63mi 3/2.0 1,373 (+11%) 1mo $218,750 $159 51
12916 Florence Ln 0.56mi 3/2.0 1,402 (+13%) 2mo $226,000 $161 50
12820 Torretta Way 0.65mi 3/2.0 1,373 (+11%) 2mo $226,850 $165 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.19% rent growth · sell at horizon

5-year hold
IRR
-19.4%
Equity multiple
0.33×
Total profit
$-39,151
Equity at exit
$31,312
10-year hold
IRR
-16.2%
Equity multiple
0.16×
Total profit
$-49,107
Equity at exit
$18,157

Cash invested: $58,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 73099

Rents YoY
1.2%
Active inventory
1574
Price-to-rent
9.9×

Monthly cashflow live

Estimated rent
$1,771 high interval (Pro) →
Mortgage (P&I)
$1,101
Tax from tax record
$241 /mo · $2,897/yr
Insurance
$88
HOA
$0
Vacancy / Maint / Mgmt
$372
Net cashflow
$-31

Break-even live

Break-even rent $1,810
Max offer price $204,544
Occupancy floor 97%

Sensitivity live

Price -10% $88 -5% $29 +0% $-31 +5% $-90 +10% $-150
Rent -10% $-171 -5% $-101 +0% $-31 +5% $39 +10% $109
Rate -1.0pp $75 -0.5pp $23 base $-31 +0.5pp $-85 +1.0pp $-141

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,500
Closing costs
$6,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 16 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
11709 Jude Way Yukon, OK 4.0 2.0 1459 $1,661 $1.14 25d 1 0.13mi
11628 Annette Dr Yukon, OK 3.0 2.0 1248 $1,555 $1.25 25d 1 0.21mi
11625 Krew Way Yukon, OK 4.0 2.0 1459 $1,595 $1.09 6d 1 0.23mi
11620 Krew Way Yukon, OK 4.0 2.0 1459 $1,725 $1.18 4d 1 0.26mi
12845 Torretta Way Yukon, OK 4.0 2.0 1459 $1,745 $1.20 19d 1 0.63mi
12845 Torretta Way Yukon, OK 4.0 2.0 1459 $1,745 $1.20 13d 1 0.63mi
12816 Torretta Way Yukon, OK 4.0 2.0 1459 $1,730 $1.19 6d 1 0.65mi
11505 Mackenzie Way Yukon, OK 3.0 2.0 1200 $1,495 $1.25 22d 1 0.71mi
12008 Brinley Reign Dr Yukon, OK 3.0 2.0 1382 $1,850 $1.34 25d 1 0.71mi
11608 Mackenzie Way Yukon, OK 3.0 2.5 1259 $1,495 $1.19 12d 1 0.73mi
11608 Mackenzie Way Yukon, OK 3.0 2.5 1259 $1,545 $1.23 16d 1 0.73mi
11606 Mackenzie Way Yukon, OK 3.0 2.0 1215 $2,850 $2.35 25d 1 0.73mi
9109 NW 127th St Oklahoma City, OK 3.0 2.0 1400 $1,845 $1.32 25d 1 0.82mi
9109 NW 127th St Oklahoma City, OK 3.0 2.0 1400 $1,845 $1.32 23d 1 0.82mi
9017 NW 127th St Oklahoma City, OK 3.0 2.0 1200 $1,695 $1.41 25d 1 0.86mi
8922 NW 109th Ter Oklahoma City, OK 3.0 2.5 1412 $1,600 $1.13 25d 1 1.01mi

Listing history 15 events

  1. 2026-06-13
    statusdays on market $210,000 Pending 34 DOM
  2. 2026-06-09
    days on market $210,000 Active 32 DOM
  3. 2026-06-08
    days on market $210,000 Active 31 DOM
  4. 2026-06-07
    days on market $210,000 Active 30 DOM
  5. 2026-06-03
    days on market $210,000 Active 26 DOM
  6. 2026-06-02
    days on market $210,000 Active 25 DOM
  7. 2026-06-01
    days on market $210,000 Active 24 DOM
  8. 2026-06-01
    price $210,000 Active 23 DOM
  9. 2026-05-31
    days on market $214,000 Active 23 DOM
  10. 2026-05-23
    price $214,000
  11. 2026-05-18
    price $215,000
  12. 2026-05-08
    listed $220,000 Active
  13. 2022-01-25
    soldstatus $186,160 Sold 600-char remark
    Show marketing remark (600 chars)

    The WRIGHT floor plan is the perfect home for new home owners. This Unique floor plan offers great space where it is needed most. From the Huge master bedroom with included master bath with an enormous walk in closet, to the large covered patio this home is sure to be the perfect home for your family. This home is equipped with a spacious living room that overlooks an incredible kitchen that is perfect for entertaining guests. Kitchen has great counter top space, while having a large area for a good size dining table. Home is currently under construction with anticipated completion in January.

  14. 2021-12-15
    historical 600-char remark
    Show marketing remark (600 chars)

    The WRIGHT floor plan is the perfect home for new home owners. This Unique floor plan offers great space where it is needed most. From the Huge master bedroom with included master bath with an enormous walk in closet, to the large covered patio this home is sure to be the perfect home for your family. This home is equipped with a spacious living room that overlooks an incredible kitchen that is perfect for entertaining guests. Kitchen has great counter top space, while having a large area for a good size dining table. Home is currently under construction with anticipated completion in January.

  15. 2021-12-14
    listed $186,160 600-char remark
    Show marketing remark (600 chars)

    The WRIGHT floor plan is the perfect home for new home owners. This Unique floor plan offers great space where it is needed most. From the Huge master bedroom with included master bath with an enormous walk in closet, to the large covered patio this home is sure to be the perfect home for your family. This home is equipped with a spacious living room that overlooks an incredible kitchen that is perfect for entertaining guests. Kitchen has great counter top space, while having a large area for a good size dining table. Home is currently under construction with anticipated completion in January.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$2,897 · $241/mo
Projected year-2 tax
$2,897 · $241/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,255
− Mortgage interest
−$11,763
− Property taxes
−$2,897
− Insurance
−$1,050
− Repairs & maintenance
−$1,700
− Management
−$1,700
− Depreciation
−$6,109
Taxable loss
−$3,965
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$952
After-tax cash flow
$581/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab

This move-in ready home offers a good condition with a good condition score of 75. It has a good kitchen, good bathrooms, good exterior, good flooring, good interior walls/paint, good windows, good foundation/structure, good HVAC/mechanicals, and good landscaping/curb appeal. The home is in good condition and ready for immediate occupancy.

Value-add opportunities

  • Resale Paint exterior trim — Enhances curb appeal and value
  • Rental Clean gutters — Keeps property in good condition and reduces maintenance costs

Renovation cost estimate screening

Value-add ROI direction

  • Resale Paint exterior trim — Enhances curb appeal and value
  • Rental Clean gutters — Keeps property in good condition and reduces maintenance costs

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Piedmont
NCES district ID
4023970
Math proficiency
37% ▼ -15.00%
Reading proficiency
39% ▼ -9.00%
Median HH income
$83,943
Composite
36.08/100
National rank
#4762
State rank
#9 of 270 in OK

Livability — Oklahoma City

Score
80/100
State rank
#3
US rank
#1635

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Oklahoma City, OK
County
Canadian County · 154,341 people
City population
498,656
Metro
Oklahoma City, OK
Population (ZIP)
91,014
Household income
$88,030
Rent vs Own
26.1% rent · 73.9% own
Severe rent burden
1838.0

Population outlook (Canadian County) Hauer SSP2

Today (2025)
174,062 people
By 2030
195,170 · +12.1%
By 2040
239,293 · +37.5%
By 2050
285,457 · +64.0%
By 2075
403,766 · +132.0%
By 2100
498,766 · +186.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (73%)
Race & ethnicity
White 73% Two or more races 11% Hispanic / Latino 10% Black 3% Asian 3% Native American 3%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Italian 2% Slovak 1% Portuguese 1%
Foreign-born
5% · Canada, Vietnam
Languages at home
91% English-only · Spanish 5% Vietnamese 2% Other Asian/Pacific 1%

Political lean MEDSL · Canadian

2024 margin
Solid R (+40.4) · D 28.8% · R 69.2% · Other 2.0%
2008→2024 swing
+11.9pp toward D · 2008: -52.2pp · 2024: -40.4pp
All cycles
2024: R+40.4 2020: R+43.3 2016: R+51.2 2012: R+54.4 2008: R+52.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -206.04%
Current HPI
244.6836
Rent YoY
▲ 1.19%
Metro
Oklahoma City, OK
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

+15.0% since first listed
6 events — show timeline
  • 2026-05-23 Price Changed $214,000 MLSOK
  • 2026-05-18 Price Changed $215,000 MLSOK
  • 2026-05-08 Listed $220,000 MLSOK
  • 2022-01-25 Sold (MLS) $186,160 MLSOK
  • 2021-12-15 Listing Removed MLSOK
  • 2021-12-14 Listed $186,160 MLSOK

Property tax history

+264.1%/yr

Latest (2025): $2,897 · +4.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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