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1800 E 14th St
B- Composite 66.47
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.8/30.0
  • ARV discount +15.0/15.0
  • DSCR +8.6/10.0
  • 1% rule +6.3/10.0
  • Livability +3.8/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.3/5.0
  • Schools +2.2/10.0
  • Appreciation +0.0/10.0

$195,000

1800 E 14th St · Odessa, TX 79761
4 bd · 2.0 ba · 1,786 sqft · SingleFamily public records · 22 Days on market
Built 1955 7,579 sqft lot Est $239k · 19% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Super cute four bedroom two bath home! Located on the east side of Odessa close to shopping schools and entertainment. . perfect home for the growing family who needs a little more room. . WELCOME HOME! ??

Key facts

  • 7,579 sq ft lot
  • Garage
  • Built 1955

Property features AI

Exterior

  • Parking: Detached garage with 1 covered parking space (1 total parking space)
  • Utilities: Public water; Public sewer; Propane service
  • Home design: Single-family residence; Residential property
  • Construction: Wood siding; Composition roof; Slab foundation; Built with wood siding
  • Exterior features: Wood fencing; Landscaped yard; Paved road access; Solar panels

Interior

  • Kitchen: Gas range
  • Flooring: Carpet; Vinyl; Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (natural gas); Central electric cooling
  • Interior features: Gas water heater; Gas range

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $195k.

Deal economics

  • At list price, monthly cash flow is $472 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $195k).
  • Recommended offer: $192k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 75/100 on livability (#132 in TX, #3,928 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: commute D+, amenities D.
  • Ector County ISD (urban): math 22% / reading 27% proficiency, ranked #707 of 826 in TX (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Dowling El (math 22% / reading 22%, grade F, #3,333 of 4,322 statewide, top 80%, 440 students, 88% FRL); Bonham Middle (math 9% / reading 16%, grade F, #1,616 of 1,662 statewide, top 97%, 867 students, 65% FRL); Permian H S (math 19% / reading 29%, grade F, #1,333 of 1,632 statewide, top 82%, 3,978 students, 51% FRL).
  • Market conditions: Rents soft (-0.7%/yr); 93 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 1,004 units permitted in Ector County in 2024 (0 in 5+ unit buildings).
  • This rent runs 39% of the median local income ($68k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Ector County population projected at +78% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 22 days — a 2% lower offer ($192k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 22y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $192,075 (1.5% below list)

Questions for the listing agent

  1. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.13%
Cap rate
9.20%
Cash-on-cash
10.37%
DSCR
1.46
GRM
7.4

CMA / ARV

ARV (on-the-fly)
$239,324
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1908 E 14th St 0.11mi 3/2.0 (-1) 1,959 (+10%) 1mo $262,500 $134 73

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-4.1%
Equity multiple
0.85×
Total profit
$-8,034
Equity at exit
$29,075
10-year hold
IRR
2.0%
Equity multiple
1.12×
Total profit
$6,650
Equity at exit
$16,860

Cash invested: $54,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79761

Home prices YoY
-31.4%
Rents YoY
-0.7%
Active inventory
93
Price-to-rent
7.4×

Monthly cashflow live

Estimated rent
$2,206 high interval (Pro) →
Mortgage (P&I)
$1,023
Tax from tax record
$167 /mo · $2,005/yr
Insurance
$81
HOA
$0
Vacancy / Maint / Mgmt
$463
Net cashflow
$472

Break-even live

Break-even rent $1,609
Max offer price $195,000
Occupancy floor 74%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$48,750
Closing costs
$5,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 20 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1513 E 11th St Odessa, TX 3.0 2.0 1728 $3,300 $1.91 44d 1 0.23mi
1706 Emerald Ave Odessa, TX 3.0 2.0 1992 $2,500 $1.26 44d 1 0.35mi
1709 Byron Ave Odessa, TX 3.0 2.0 1981 $1,975 $1.00 44d 1 0.38mi
1401 E 18th St Odessa, TX 3.0 2.0 1690 $2,000 $1.18 13d 1 0.46mi
701 Hillcrest Ave Odessa, TX 3.0 2.0 1344 $1,400 $1.04 44d 1 0.51mi
2826 Hilltop Dr Odessa, TX 4.0 2.0 1307 $2,000 $1.53 13d 1 0.67mi
2901 Nabors Ln Odessa, TX 3.0 1.0 1508 $1,800 $1.19 13d 1 0.76mi
2901 Nabors Ln Odessa, TX 3.0 1.0 1374 $1,800 $1.31 21d 1 0.76mi
2801 Redbud Ave Odessa, TX 3.0 2.0 1558 $1,800 $1.16 13d 1 0.81mi
2905 Byron Ave Odessa, TX 3.0 2.0 1816 $2,400 $1.32 13d 1 0.84mi
2511 Beechwood St Odessa, TX 3.0 2.0 2200 $2,595 $1.18 13d 1 0.89mi
3009 N Century Ave Odessa, TX 3.0 2.0 1909 $2,600 $1.36 44d 1 0.90mi
2702 S Colonial Dr Odessa, TX 3.0 1.0 1490 $1,500 $1.01 13d 1 1.05mi
3420 Fairlane Ave Odessa, TX 3.0 2.0 2164 $2,100 $0.97 21d 1 1.09mi
2620 Cambridge St Odessa, TX 3.0 2.0 1595 $1,950 $1.22 21d 1 1.12mi
2705 Cambridge St Odessa, TX 3.0 2.0 1456 $2,400 $1.65 21d 1 1.19mi
3616 E 30th St Odessa, TX 3.0 2.0 1436 $1,995 $1.39 44d 1 1.25mi
1212 E Century Ave Odessa, TX 3.0 1.0 1359 $1,300 $0.96 21d 1 1.31mi
3624 Walnut Ave Odessa, TX 3.0 1.0 1488 $1,950 $1.31 44d 1 1.44mi
3812 E Everglade Ave Odessa, TX 3.0 2.0 1861 $2,500 $1.34 21d 1 1.45mi

Listing history 22 events

  1. 2026-06-19
    days on market $195,000 Active 22 DOM
  2. 2026-06-18
    days on market $195,000 Active 21 DOM
  3. 2026-06-17
    days on market $195,000 Active 20 DOM
  4. 2026-06-16
    days on market $195,000 Active 19 DOM
  5. 2026-06-15
    days on market $195,000 Active 18 DOM
  6. 2026-06-14
    days on market $195,000 Active 16 DOM
  7. 2026-06-13
    days on market $195,000 Active 15 DOM
  8. 2026-06-10
    days on market $195,000 Active 13 DOM
  9. 2026-06-09
    days on market $195,000 Active 12 DOM
  10. 2026-06-09
    days on market $195,000 Active 11 DOM
  11. 2026-06-03
    days on market $195,000 Active 9 DOM
  12. 2026-06-01
    days on market $195,000 Active 8 DOM
  13. 2026-05-31
    days on market $195,000 Active 7 DOM
  14. 2026-05-30
    days on market $195,000 Active 6 DOM
  15. 2026-05-24
    listed $195,000 Active
  16. 2017-06-08
    soldstatus
  17. 2017-05-30
    soldstatus 206-char remark
    Show marketing remark (206 chars)

    Super cute four bedroom two bath home! Located on the east side of Odessa close to shopping schools and entertainment. . perfect home for the growing family who needs a little more room. . WELCOME HOME! ??

  18. 2017-02-06
    listed $144,900 206-char remark
    Show marketing remark (206 chars)

    Super cute four bedroom two bath home! Located on the east side of Odessa close to shopping schools and entertainment. . perfect home for the growing family who needs a little more room. . WELCOME HOME! ??

  19. 2008-10-03
    soldstatus
  20. 2005-01-07
    soldstatus
  21. 2004-08-18
    soldstatus 162-char remark
    Show marketing remark (162 chars)

    Call listing office for addendums, Sold "as is where is", with no repairs. Bids accepted until May 18th 2004 at midnight. Dept. of Veterns Affairs home.

  22. 2004-05-08
    listed $12,800 162-char remark
    Show marketing remark (162 chars)

    Call listing office for addendums, Sold "as is where is", with no repairs. Bids accepted until May 18th 2004 at midnight. Dept. of Veterns Affairs home.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,005 · $167/mo
Projected year-2 tax
$3,568 · $297/mo
Expected delta
+$1,564/yr (+$130/mo · 78.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥101°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 3% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,470
− Mortgage interest
−$10,923
− Property taxes
−$2,005
− Insurance
−$975
− Repairs & maintenance
−$2,118
− Management
−$2,118
− Depreciation
−$5,673
Taxable income
$2,659
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$638
After-tax cash flow
$5,022/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Ector County ISD
NCES district ID
4818000
Math proficiency
22% ▼ -9.00%
Reading proficiency
27% ▼ -4.00%
Median HH income
$52,740
Composite
21.89/100
National rank
#8233
State rank
#707 of 826 in TX

Livability — Odessa

Score
75/100
State rank
#132
US rank
#3928

Category grades

Amenities D Commute D+ Cost of living A+ Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Odessa, TX
County
Ector County · 131,169 people
City population
131,169
Metro
Odessa, TX
Population (ZIP)
30,164
Household income
$68,228
Rent vs Own
41.7% rent · 58.3% own
Severe rent burden
1352.0

Population outlook (Ector County) Hauer SSP2

Today (2025)
212,765 people
By 2030
241,962 · +13.7%
By 2040
306,582 · +44.1%
By 2050
379,755 · +78.5%
By 2075
568,991 · +167.4%
By 2100
709,829 · +233.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (67%)
Race & ethnicity
Hispanic / Latino 67% White 23% Two or more races 20% Black 8% Asian 1%
Hispanic origin (detail)
Mexican 61%
Common ancestry
Slovak 1%
Foreign-born
18% · Canada
Languages at home
50% English-only · Spanish 48%

Political lean MEDSL · Ector

2024 margin
Solid R (+52.9) · D 23.2% · R 76.1%
2008→2024 swing
-4.9pp toward R · 2008: -48.0pp · 2024: -52.9pp
All cycles
2024: R+52.9 2020: R+47.8 2016: R+40.6 2012: R+48.9 2008: R+48.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -116.66%
Current HPI
254.9159
Rent YoY
▼ -0.66%
Metro
Odessa, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+1423.4% since first listed
8 events — show timeline
  • 2026-05-24 Listed $195,000 ODMLS
  • 2017-06-08 Sold (Public Records) Public Records
  • 2017-05-30 Sold (MLS) ODMLS
  • 2017-02-06 Listed $144,900 ODMLS
  • 2008-10-03 Sold (Public Records) Public Records
  • 2005-01-07 Sold (Public Records) Public Records
  • 2004-08-18 Sold (MLS) ODMLS
  • 2004-05-08 Listed $12,800 ODMLS

Property tax history

-2.5%/yr

Latest (2025): $2,005 · -42.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…