CashFlowRE
Sign in Sign up
Biltmore II H Plan 🏗️ New Construction
D Composite 41.37
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.0/30.0
  • ARV discount +7.5/15.0
  • DSCR +4.3/10.0
  • 1% rule +3.9/10.0
  • Schools +3.6/10.0
  • Livability +3.3/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.2/5.0
  • Appreciation +0.0/10.0

$214,990

Biltmore II H Plan · Duson, LA 70529
4 bd · 2.0 ba · 1,465 sqft · SingleFamily · 682 Days on market
Fair condition

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The Biltmore II H Floor Plan by DSLD Homes is a beautifully designed new construction home offering 4 bedrooms, 2 bathrooms, and 1,465 square feet of well-utilized space. Perfect for first-time buyers or growing families, this energy-efficient layout delivers exceptional value and comfort in a thoughtfully compact design. The exterior features a timeless combination of brick and siding, along with a covered rear porch and a two-car garage-providing both curb appeal and everyday functionality. Inside, the open-concept layout is centered around a bright kitchen enhanced by recessed can lighting, creating a welcoming space for cooking, dining, and entertaining. The primary suite is a private retreat, featuring a relaxing garden tub, separate walk-in shower, and a spacious walk-in closet for added storage and convenience. Built with quality materials and attention to detail, the Biltmore II H is part of DSLD Homes' commitment to affordable, energy-efficient living in beautiful, family-friendly communities.

Key facts

  • Brick exterior
  • Siding exterior
  • 2 garage spots

Tags

BRICK EXTERIORSIDING EXTERIORRECESSED CAN LIGHTINGSEPARATE MASTER SHOWER

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $214,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $213,048.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $215k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $29 ($344/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $190k (11.6% below list).
  • Recommended offer: $189k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 66/100 on livability (#134 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety B+; Watch: amenities F, commute F, employment F.
  • Lafayette Parish (urban): math 38% / reading 46% proficiency, ranked #19 of 98 in LA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 196 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,585 units permitted in Lafayette Parish in 2024 (10 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Lafayette County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 682 days — a 12% lower offer ($189k) is reasonable based on typical stale-listing flexibility.
Recommended offer $189,191 (12.0% below list)

Questions for the listing agent

  1. It's been on market 682 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.89%
Cap rate
6.45%
Cash-on-cash
0.58%
DSCR
1.03
GRM
9.3

CMA / ARV

ARV (median comp)
$213,048
List price
$214,990
Delta
0.91%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
305 Meadow Ridge Ln 0.11mi 3/2.0 (-1) 1,482 (+1%) 4mo $217,946 $147 85
409 Meadow Ridge Ln 0.14mi 3/2.0 (-1) 1,498 (+2%) 2mo $221,370 $148 83
118 Ember Ridge Ln 0.15mi 3/2.0 (-1) 1,422 (-3%) 2mo $208,187 $146 81
401 Meadow Ridge Ln 0.14mi 3/2.0 (-1) 1,498 (+2%) 4mo $220,746 $147 81
113 Ember Ridge Ln 0.16mi 3/2.0 (-1) 1,498 (+2%) 5mo $217,910 $145 79
111 Ember Ridge Ln 0.14mi 3/2.0 (-1) 1,422 (-3%) 6mo $208,040 $146 78
119 Rosebrook Ln 0.21mi 3/2.0 (-1) 1,422 (-3%) 4mo $209,339 $147 78
205 Meadow Ridge Ln 0.03mi 3/2.0 (-1) 1,321 (-10%) 1mo $199,880 $151 76
106 Rosebrook Ln 0.10mi 3/2.0 (-1) 1,578 (+8%) 5mo $221,610 $140 73
303 Ravensdale Ln 0.20mi 3/2.0 (-1) 1,578 (+8%) 2mo $223,102 $141 71
307 Meadow Ridge Ln 0.13mi 3/2.0 (-1) 1,321 (-10%) 2mo $199,035 $151 71
500 4th St 0.42mi 3/2.0 (-1) 1,296 (-12%) 3mo $60,000 $46 54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-15.4%
Equity multiple
0.45×
Total profit
$-32,668
Equity at exit
$31,766
10-year hold
IRR
-6.8%
Equity multiple
0.56×
Total profit
$-25,979
Equity at exit
$18,421

Cash invested: $59,654 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70529

Home prices YoY
-11.1%
Active inventory
196
Price-to-rent
9.4×

Monthly cashflow live

Estimated rent
$1,900 medium interval (Pro) →
Mortgage (P&I)
$1,117
Tax est. 1.5%
$266 /mo · $3,196/yr
Insurance
$89
HOA
$0
Vacancy / Maint / Mgmt
$399
Net cashflow
$29

Break-even live

Break-even rent $1,864
Max offer price $213,048
Occupancy floor 93%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$53,262
Closing costs
$6,391
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
211 Winter Park PL Duson, LA 2.0–3.0 2.0 1275 $1,900 $1.49 13d 1 0.21mi

Listing history 17 events

  1. 2026-06-18
    days on market $214,990 Active 682 DOM
  2. 2026-06-17
    days on market $214,990 Active 681 DOM
  3. 2026-06-16
    days on market $214,990 Active 680 DOM
  4. 2026-06-15
    days on market $214,990 Active 679 DOM
  5. 2026-06-14
    days on market $214,990 Active 677 DOM
  6. 2026-06-13
    days on market $214,990 Active 676 DOM
  7. 2026-06-10
    days on market $214,990 Active 674 DOM
  8. 2026-06-09
    days on market $214,990 Active 673 DOM
  9. 2026-06-08
    days on market $214,990 Active 672 DOM
  10. 2026-06-07
    days on market $214,990 Active 671 DOM
  11. 2026-06-05
    days on market $214,990 Active 668 DOM
  12. 2026-06-03
    days on market $214,990 Active 667 DOM
  13. 2026-06-02
    days on market $214,990 Active 666 DOM
  14. 2026-06-01
    days on market $214,990 Active 665 DOM
  15. 2026-05-31
    days on market $214,990 Active 664 DOM
  16. 2026-05-30
    days on market $214,990 Active 663 DOM
  17. 2024-08-05
    listed $214,990 Active 1017-char remark
    Show marketing remark (1017 chars)

    The Biltmore II H Floor Plan by DSLD Homes is a beautifully designed new construction home offering 4 bedrooms, 2 bathrooms, and 1,465 square feet of well-utilized space. Perfect for first-time buyers or growing families, this energy-efficient layout delivers exceptional value and comfort in a thoughtfully compact design. The exterior features a timeless combination of brick and siding, along with a covered rear porch and a two-car garage-providing both curb appeal and everyday functionality. Inside, the open-concept layout is centered around a bright kitchen enhanced by recessed can lighting, creating a welcoming space for cooking, dining, and entertaining. The primary suite is a private retreat, featuring a relaxing garden tub, separate walk-in shower, and a spacious walk-in closet for added storage and convenience. Built with quality materials and attention to detail, the Biltmore II H is part of DSLD Homes' commitment to affordable, energy-efficient living in beautiful, family-friendly communities.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,800
− Mortgage interest
−$11,934
− Property taxes
−$3,196
− Insurance
−$1,065
− Repairs & maintenance
−$1,824
− Management
−$1,824
− Depreciation
−$6,198
Taxable loss
−$3,241
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$778
After-tax cash flow
$1,122/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 3 photos

Fair 45/100 Moderate rehab

The home requires significant exterior repairs and maintenance, including a new roof and repainting, to improve its condition and value.

Repairs flagged

  • Major roof — Significant rust and wear
  • Major exterior siding — Worn and faded appearance

Value-add opportunities

  • Both Paint exterior siding — Enhances curb appeal and value
  • Both Replace roof — Improves structural integrity and aesthetic appeal

Renovation cost estimate screening

Repair itemSeverityEst. cost
roof · Significant rust and wear Major $15,000–50,000
exterior siding · Worn and faded appearance Major $15,000–50,000
Total estimated repair cost · 2 items $30,000–100,000

Value-add ROI direction

  • Both Paint exterior siding — Enhances curb appeal and value
  • Both Replace roof — Improves structural integrity and aesthetic appeal

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Lafayette Parish
NCES district ID
2200870
Math proficiency
38% ▼ -32.00%
Reading proficiency
46% ▼ -24.00%
Median HH income
$50,238
Composite
36.15/100
National rank
#4741
State rank
#19 of 98 in LA

Livability — Duson

Score
66/100
State rank
#134
US rank
#12322

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment F Housing A+ Health & safety B+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Duson, LA
Population (ZIP)
13,557

Population outlook (Lafayette County) Hauer SSP2

Today (2025)
280,930 people
By 2030
301,092 · +7.2%
By 2040
339,456 · +20.8%
By 2050
375,156 · +33.5%
By 2075
451,672 · +60.8%
By 2100
497,203 · +77.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.55)
Race & ethnicity
White 62% Black 25% Hispanic / Latino 6% Two or more races 6%
Hispanic origin (detail)
Common ancestry
Lithuanian 16% English 1% Iranian 1%
Foreign-born
6% · Canada
Languages at home
90% English-only · Spanish 5% French/Haitian/Cajun 4%

Political lean MEDSL · Lafayette

2024 margin
Solid R (+31.4) · D 33.5% · R 64.8% · Other 1.7%
2008→2024 swing
-0.1pp no change · 2008: -31.3pp · 2024: -31.4pp
All cycles
2024: R+31.4 2020: R+28.7 2016: R+33.6 2012: R+33.7 2008: R+31.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -23.96%
Current HPI
192.2639
Rent YoY
Metro
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2024-08-05 Listed $214,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…