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577 County Road 68
F Composite 32.73
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +8.0/30.0
  • ARV discount +7.5/15.0
  • Schools +5.0/10.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.1/10.0
  • DSCR +2.1/10.0
  • Appreciation +0.0/10.0

$154,900

577 County Road 68 · Stratton, OH 43964
2 bd · 1.0 ba · 1,512 sqft · SingleFamily public records · 57 Days on market
Built 2018 1.00 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Solid opportunity on a newer build! This home was rebuilt in 2019 following a fire and has no known issues. It's currently livable and offers a ton of space and flexibility. Features include: 5 bedrooms, 2 bathrooms Spacious living room, dining room, and full kitchen. Large basement with 3 separate areas--perfect for additional living space, storage, or customization2-car detached garage. Plenty of upside here with minimal work needed--don't miss it

Key facts

  • 1 acre lot
  • 2 garage spots
  • Built 2018

Property features AI

Exterior

  • Parking: 2 garage spaces; Common parking
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; One level; Built in 2018; No shared/common walls
  • Construction: Block foundation
  • Exterior features: Wooded lot

Interior

  • Bedrooms: 5 main-level bedrooms
  • Flooring: Laminate flooring; Carpet flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Baseboard heating; Propane heating; Central air conditioning
  • Interior features: Finished basement; Living area approximately 1512

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $155k.

Deal economics

  • At list price, monthly cash flow is $-155 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $128k (17.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $109k (29.4% below list).
  • Recommended offer: $109k (29.4% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 61/100 on livability (#954 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety C-, crime D, amenities F.
  • Edison Local (rural): math 52% / reading 66% proficiency, ranked #312 of 656 in OH (top 48%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Stanton Elementary School (math 52% / reading 62%, grade C+, #729 of 1,584 statewide, top 48%, 396 students, 58% FRL); Edison Jr. High School (math 49% / reading 64%, grade B, #313 of 654 statewide, top 48%, 204 students, 0% FRL); Edison High School (math 32% / reading 72%, grade D+, #343 of 781 statewide, top 47%, 418 students, 74% FRL) — zoned schools at 44% FRL track the district average.
  • Market conditions: 35 active listings in the ZIP; 2 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Jefferson County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 57 days — a 3% lower offer ($150k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 5y ago; this cycle's ask has dropped $20k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $10k; list at $155k implies a 1449% gain — meaningful room to come down on a strong offer.
Recommended offer $109,365 (29.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 57 days. Have you received any prior offers? Is the seller open to a 29% concession, seller financing, or rate buy-down credit?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.71%
Cap rate
5.09%
Cash-on-cash
-4.29%
DSCR
0.81
GRM
11.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-23.6%
Equity multiple
0.19×
Total profit
$-34,983
Equity at exit
$23,096
10-year hold
IRR
-18.5%
Equity multiple
0.00×
Total profit
$-43,230
Equity at exit
$13,393

Cash invested: $43,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 43964

Home prices YoY
-12.7%
Active inventory
35
Price-to-rent
11.8×

Monthly cashflow live

Estimated rent
$1,094 medium interval (Pro) →
Mortgage (P&I)
$812
Tax from tax record
$142 /mo · $1,705/yr
Insurance
$65
HOA
$0
Vacancy / Maint / Mgmt
$230
Net cashflow
$-155

Break-even live

Break-even rent $1,290
Max offer price $127,531
Occupancy floor

Sensitivity live

Price -10% $-67 -5% $-111 +0% $-155 +5% $-199 +10% $-243
Rent -10% $-241 -5% $-198 +0% $-155 +5% $-112 +10% $-69
Rate -1.0pp $-77 -0.5pp $-116 base $-155 +0.5pp $-195 +1.0pp $-236

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$38,725
Closing costs
$4,647
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 22 events

  1. 2026-06-21
    days on market $154,900 Active 57 DOM
  2. 2026-06-19
    days on market $154,900 Active 55 DOM
  3. 2026-06-18
    days on market $154,900 Active 54 DOM
  4. 2026-06-17
    days on market $154,900 Active 53 DOM
  5. 2026-06-16
    days on market $154,900 Active 52 DOM
  6. 2026-06-15
    days on market $154,900 Active 51 DOM
  7. 2026-06-14
    days on market $154,900 Active 49 DOM
  8. 2026-06-12
    days on market $154,900 Active 48 DOM
  9. 2026-06-09
    days on market $154,900 Active 45 DOM
  10. 2026-06-08
    days on market $154,900 Active 44 DOM
  11. 2026-06-07
    days on market $154,900 Active 43 DOM
  12. 2026-06-07
    days on market $154,900 Active 42 DOM
  13. 2026-06-04
    days on market $154,900 Active 39 DOM
  14. 2026-06-02
    days on market $154,900 Active 38 DOM
  15. 2026-06-01
    days on market $154,900 Active 37 DOM
  16. 2026-05-31
    days on market $154,900 Active 36 DOM
  17. 2026-05-31
    days on market $154,900 Active 35 DOM
  18. 2026-05-08
    price $154,900 453-char remark
  19. 2026-04-25
    listed $174,900 Active 453-char remark
  20. 2021-03-05
    historical
  21. 2021-02-12
    listed $139,999
  22. 2014-03-14
    soldstatus $10,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$1,705 · $142/mo
Projected year-2 tax
$2,061 · $172/mo
Expected delta
+$356/yr (+$30/mo · 20.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 2/10 Low 7 d/yr ≥97°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,124
− Mortgage interest
−$8,677
− Property taxes
−$1,705
− Insurance
−$774
− Repairs & maintenance
−$1,050
− Management
−$1,050
− Depreciation
−$4,506
Taxable loss
−$4,638
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,113
After-tax cash flow
$-746/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Edison Local
NCES district ID
3904779
Math proficiency
52% ▼ -13.00%
Reading proficiency
66% ▼ -7.00%
Median HH income
$45,717
Composite
49.79/100
National rank
#1959
State rank
#312 of 656 in OH

Livability — Stratton

Score
61/100
State rank
#954
US rank
#18393

Category grades

Amenities F Commute F Cost of living A+ Crime D Employment F Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Jefferson · 64,369 people
City population
230
Metro
Weirton-Steubenville, WV-OH
Population (ZIP)
9,061
Household income
$53,321
Rent vs Own
20.0% rent · 80.0% own
Severe rent burden
5.7

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
63,481 people
By 2030
61,067 · -3.8%
By 2040
55,860 · -12.0%
By 2050
51,236 · -19.3%
By 2075
41,804 · -34.1%
By 2100
32,344 · -49.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (95%)
Race & ethnicity
White 95% Two or more races 3% Black 1%
Common ancestry
Romanian 4% Serbian 3% Slovak 1%
Foreign-born
1% · China

Political lean MEDSL · Jefferson

2024 margin
Solid R (+43.9) · D 27.5% · R 71.4% · Other 1.1%
2008→2024 swing
-44.1pp toward R · 2008: 0.2pp · 2024: -43.9pp
All cycles
2024: R+43.9 2020: R+38.4 2016: R+35.7 2012: R+5.5 2008: D+0.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -26.09%
Current HPI
178.6704
Rent YoY
Metro
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+1449.0% since first listed
5 events — show timeline
  • 2026-05-08 Price Changed $154,900 CBRMLS
  • 2026-04-25 Listed $174,900 CBRMLS
  • 2021-03-05 Listing Removed MLSNOW
  • 2021-02-12 Listed $139,999 MLSNOW
  • 2014-03-14 Sold (Public Records) $10,000 Public Records

Property tax history

+13.8%/yr

Latest (2025): $1,705 · +2.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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