574 Midway Dr Unit B · Silver Springs Shores, FL 34472

$88,000

2 bd · 2.0 ba · 1,138 sqft · Condo public records · 83 Days on market

Built 1972 $329/mo HOA · 23% of rent

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.7/30.0
• 1% rule +10.0/10.0
• Appreciation +8.0/10.0
• ARV discount +7.5/15.0
• DSCR +5.9/10.0
• Schools +3.6/10.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Seller is offering $5,000 in Buyer Concession towards Closing Cost, prepaid items and Interest rate buy down.On the perfect retreat located in a vibrant 55+ community: Fully Furnished 2-Bed, 2-Bath Condo stylish and ready to move in. Enclosed Porch with lake view. Exceptional Amenities, enjoy the swimming pool, multiple adjacent golf courses, and a serene nature reserve and numerous community events. Golf Cart friendly- explore the beautifully landscaped community with ease, close to shopping and amenities.

Key facts

• Private sanctuary
• Community pool
• Peaceful views

Tags

• UPSTAIRS UNIT
• PRIVATE SANCTUARY
• COMMUNITY POOL
• ELEVATED VIEW
• PEACEFUL VIEWS

Property features AI

Finance

• Financial info: Total monthly fees $329; total annual fees $3,948; Lease restrictions apply
• HOA & community: Monthly association fee of $329 covering cable TV and pool; Association approval required; Buyer approval required; Clubhouse; Community mailbox; Deed restrictions; Golf course community with golf cart access; Pool access; Pets allowed with 15 lb weight limit; Association name: Bosshardt Property/Carrie Roy

Exterior

• Parking: Paved access
• Utilities: Public water; Public sewer; Electricity connected
• Home design: Residential condominium; One story; Second-floor unit; West-facing
• Construction: Frame construction; Wood siding; Shingle roof; Other foundation; Built as building/unit 574B
• Exterior features: Paved lot; Asphalt road

Interior

• Kitchen: Dishwasher; Microwave; Range; Refrigerator
• Bedrooms: 2 bedrooms
• Flooring: Carpet; Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Ceiling fans; Open floor plan; 5 total rooms
• Laundry & utility: Inside laundry

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $88k.

Deal economics

• At list price, monthly cash flow is $87 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $88k).
• Recommended offer: $83k (6.0% below list) — sets the bar for market timing.
• Cap rate 7.5% vs local median 4.7% in Silver Springs Shores — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 68/100 on livability (#527 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A-; Watch: crime C-, employment D, schools F.
• Marion (rural): math 42% / reading 43% proficiency, ranked #61 of 73 in FL (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents flat; 674 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 7,071 units permitted in Marion County in 2024 (534 in 5+ unit buildings).

Forward outlook

• In year one you build about $6k of equity ($608 loan paydown + $5k appreciation (5.9% local appreciation)).
• Marion County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (5.9% appreciation + 0.2% rent growth), your $25k cash investment doubles in ~4 years — after that, you're playing with house money.
• By year 6, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 83 days — a 6% lower offer ($83k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 2y ago; this cycle's ask has dropped $22k (20%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: property tax is 2.9% of price; HOA is 23% of rent.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $82,720 (6.0% below list)

Questions for the listing agent

1. It's been on market 83 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
8. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.62% ✓
• Cap rate: 7.48%
• Cash-on-cash: 4.22%
• DSCR: 1.19
• GRM: 5.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

5.93% appreciation · 0.17% rent growth · sell at horizon

5-year hold

• IRR: 16.7%
• Equity multiple: 2.09×
• Total profit: $26,920
• Equity at exit: $54,946

10-year hold

• IRR: 15.0%
• Equity multiple: 3.78×
• Total profit: $68,392
• Equity at exit: $99,320

Cash invested: $24,640 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34472

• Home prices YoY: 2.4%
• Rents YoY: 0.2%
• Active inventory: 674
• Price-to-rent: 5.1×

Monthly cashflow live

• Estimated rent: $1,425 high
• Mortgage (P&I): −$461
• Tax from tax record: −$212 /mo · $2,538/yr
• Insurance: −$37
• HOA: −$329
• Vacancy / Maint / Mgmt: −$299
• Net cashflow: $87

Break-even live

Break-even rent $1,315

Max offer price $88,000

Occupancy floor 89%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $22,000
• Closing costs: $2,640
• Reserves months: —
• Total cash needed: —

Rent comps 33 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
608 Midway Dr Unit A Ocala, FL	2.0	1.5	1054	$1,500	$1.42	14d	1	0.10mi
681 Midway Dr Unit A Ocala, FL	2.0	2.0	1000	$1,250	$1.25	21d	1	0.27mi
681 Midway Dr Unit A Ocala, FL	2.0	2.0	1000	$1,250	$1.25	14d	1	0.27mi
582 Fairways Cir Unit A Ocala, FL	2.0	2.0	1304	$1,500	$1.15	21d	1	0.31mi
454 Fairways Cir Ocala, FL	2.0	2.0	837	$1,200	$1.43	21d	1	0.31mi
454 Fairways Cir Unit B203 Ocala, FL	2.0	2.0	850	$1,375	$1.62	21d	1	0.32mi
454 Fairways Cir Unit B204 Ocala, FL	2.0	2.0	837	$1,289	$1.54	21d	1	0.32mi
520 Fairways Cir Unit A Ocala, FL	2.0	1.5	1027	$1,100	$1.07	21d	1	0.34mi
548 Fairways Cir Unit C102 Ocala, FL	2.0	2.0	850	$1,400	$1.65	21d	1	0.35mi
510 Fairways Cir Unit A Ocala, FL	2.0	2.0	1000	$1,299	$1.30	21d	1	0.35mi
567 Midway Trak Unit H201 Ocala, FL	3.0	2.0	1029	$1,350	$1.31	14d	1	0.35mi
553 Fairways Cir Unit B Ocala, FL	2.0	2.0	1304	$1,700	$1.30	14d	1	0.37mi
561 Fairways Cir Unit A Ocala, FL	2.0	1.5	1031	$1,250	$1.21	21d	1	0.39mi
576 Fairways Ln Unit M104 Ocala, FL	2.0	2.0	837	$1,250	$1.49	21d	1	0.40mi
532 Bahia Cir Unit A Ocala, FL	2.0	1.5	1027	$1,300	$1.27	21d	1	0.42mi
549 Fairways Dr Unit A Ocala, FL	2.0	2.0	1072	$1,200	$1.12	21d	1	0.42mi
593 Fairways Cir Unit A Ocala, FL	2.0	1.5	1031	$1,200	$1.16	21d	1	0.46mi
633 Silver Pass Unit B Ocala, FL	2.0	2.0	1072	$1,500	$1.40	21d	1	0.46mi
7817 Midway Drive Ter Unit A103 Ocala, FL	1.0	1.0	729	$1,300	$1.78	21d	1	0.49mi
544 Silver Crse Ocala, FL	2.0	1.0	904	$1,395	$1.54	14d	1	0.66mi
708 Bahia Cir Ocala, FL	3.0	2.0	1352	$1,500	$1.11	21d	1	0.69mi
54 Pine Trak Unit 104F Ocala, FL	2.0	2.0	832	$1,300	$1.56	21d	1	0.99mi
58 Pine Trak Unit 104D Ocala, FL	2.0	2.0	832	$1,050	$1.26	21d	1	1.00mi
62 Pine Trak Ocala, FL	2.0	2.0	832	$1,250	$1.50	21d	1	1.03mi
9337 Bahia Rd Ocala, FL	3.0	2.0	1402	$1,765	$1.26	14d	1	1.12mi
478 Water Pl Ocala, FL	3.0	2.0	1228	$1,650	$1.34	21d	1	1.18mi
162 Bahia Terrace Dr Ocala, FL	2.0	2.0	984	$1,375	$1.40	21d	1	1.21mi
43 Bahia Pass Ocala, FL	3.0	2.0	1188	$1,475	$1.24	21d	1	1.25mi
455 Water Rd Ocala, FL	3.0	2.0	1275	$1,450	$1.14	14d	1	1.30mi
446 Water Rd Ocala, FL	3.0	2.0	1248	$1,425	$1.14	21d	1	1.32mi
7184 Hemlock Loop Ocala, FL	3.0	2.0	1392	$1,675	$1.20	21d	1	1.39mi
12 Spring Loop Ocala, FL	2.0	1.0	900	$1,350	$1.50	14d	1	1.44mi
308 Hickory Course Radl Ocala, FL	3.0	2.0	1397	$1,650	$1.18	21d	1	1.46mi

HOA detail condo

• Monthly dues: $329 · $3,948/yr
• Likely covers: pool
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 34 events

1. 2026-05-11
   status Pending
2. 2026-04-24
   price $88,000
3. 2026-03-25
   price $97,000
4. 2026-03-10
   status Active
5. 2026-03-04
   status Pending
6. 2026-02-12
   listed $109,900 Active
7. 2025-12-31
   historical 515-char remark

   Show marketing remark (515 chars)

   Seller is offering $5,000 in Buyer Concession towards Closing Cost, prepaid items and Interest rate buy down.On the perfect retreat located in a vibrant 55+ community: Fully Furnished 2-Bed, 2-Bath Condo stylish and ready to move in. Enclosed Porch with lake view. Exceptional Amenities, enjoy the swimming pool, multiple adjacent golf courses, and a serene nature reserve and numerous community events. Golf Cart friendly- explore the beautifully landscaped community with ease, close to shopping and amenities.

8. 2025-10-05
   price $119,900 515-char remark

   Show marketing remark (515 chars)

   Seller is offering $5,000 in Buyer Concession towards Closing Cost, prepaid items and Interest rate buy down.On the perfect retreat located in a vibrant 55+ community: Fully Furnished 2-Bed, 2-Bath Condo stylish and ready to move in. Enclosed Porch with lake view. Exceptional Amenities, enjoy the swimming pool, multiple adjacent golf courses, and a serene nature reserve and numerous community events. Golf Cart friendly- explore the beautifully landscaped community with ease, close to shopping and amenities.

9. 2025-09-01
   price $122,400 515-char remark

   Show marketing remark (515 chars)

   Seller is offering $5,000 in Buyer Concession towards Closing Cost, prepaid items and Interest rate buy down.On the perfect retreat located in a vibrant 55+ community: Fully Furnished 2-Bed, 2-Bath Condo stylish and ready to move in. Enclosed Porch with lake view. Exceptional Amenities, enjoy the swimming pool, multiple adjacent golf courses, and a serene nature reserve and numerous community events. Golf Cart friendly- explore the beautifully landscaped community with ease, close to shopping and amenities.

10. 2025-07-16
    status Active 515-char remark

    Show marketing remark (515 chars)

    Seller is offering $5,000 in Buyer Concession towards Closing Cost, prepaid items and Interest rate buy down.On the perfect retreat located in a vibrant 55+ community: Fully Furnished 2-Bed, 2-Bath Condo stylish and ready to move in. Enclosed Porch with lake view. Exceptional Amenities, enjoy the swimming pool, multiple adjacent golf courses, and a serene nature reserve and numerous community events. Golf Cart friendly- explore the beautifully landscaped community with ease, close to shopping and amenities.

11. 2025-07-16
    price $124,900 515-char remark

    Show marketing remark (515 chars)

    Seller is offering $5,000 in Buyer Concession towards Closing Cost, prepaid items and Interest rate buy down.On the perfect retreat located in a vibrant 55+ community: Fully Furnished 2-Bed, 2-Bath Condo stylish and ready to move in. Enclosed Porch with lake view. Exceptional Amenities, enjoy the swimming pool, multiple adjacent golf courses, and a serene nature reserve and numerous community events. Golf Cart friendly- explore the beautifully landscaped community with ease, close to shopping and amenities.

12. 2025-06-30
    historical 515-char remark

    Show marketing remark (515 chars)

    Seller is offering $5,000 in Buyer Concession towards Closing Cost, prepaid items and Interest rate buy down.On the perfect retreat located in a vibrant 55+ community: Fully Furnished 2-Bed, 2-Bath Condo stylish and ready to move in. Enclosed Porch with lake view. Exceptional Amenities, enjoy the swimming pool, multiple adjacent golf courses, and a serene nature reserve and numerous community events. Golf Cart friendly- explore the beautifully landscaped community with ease, close to shopping and amenities.

13. 2025-06-17
    status Active 515-char remark

    Show marketing remark (515 chars)

    Seller is offering $5,000 in Buyer Concession towards Closing Cost, prepaid items and Interest rate buy down.On the perfect retreat located in a vibrant 55+ community: Fully Furnished 2-Bed, 2-Bath Condo stylish and ready to move in. Enclosed Porch with lake view. Exceptional Amenities, enjoy the swimming pool, multiple adjacent golf courses, and a serene nature reserve and numerous community events. Golf Cart friendly- explore the beautifully landscaped community with ease, close to shopping and amenities.

14. 2025-06-16
    historical Active Under Contract 515-char remark

    Show marketing remark (515 chars)

    Seller is offering $5,000 in Buyer Concession towards Closing Cost, prepaid items and Interest rate buy down.On the perfect retreat located in a vibrant 55+ community: Fully Furnished 2-Bed, 2-Bath Condo stylish and ready to move in. Enclosed Porch with lake view. Exceptional Amenities, enjoy the swimming pool, multiple adjacent golf courses, and a serene nature reserve and numerous community events. Golf Cart friendly- explore the beautifully landscaped community with ease, close to shopping and amenities.

15. 2025-06-13
    status Active 515-char remark

    Show marketing remark (515 chars)

    Seller is offering $5,000 in Buyer Concession towards Closing Cost, prepaid items and Interest rate buy down.On the perfect retreat located in a vibrant 55+ community: Fully Furnished 2-Bed, 2-Bath Condo stylish and ready to move in. Enclosed Porch with lake view. Exceptional Amenities, enjoy the swimming pool, multiple adjacent golf courses, and a serene nature reserve and numerous community events. Golf Cart friendly- explore the beautifully landscaped community with ease, close to shopping and amenities.

16. 2025-06-09
    historical Active Under Contract 515-char remark

    Show marketing remark (515 chars)

    Seller is offering $5,000 in Buyer Concession towards Closing Cost, prepaid items and Interest rate buy down.On the perfect retreat located in a vibrant 55+ community: Fully Furnished 2-Bed, 2-Bath Condo stylish and ready to move in. Enclosed Porch with lake view. Exceptional Amenities, enjoy the swimming pool, multiple adjacent golf courses, and a serene nature reserve and numerous community events. Golf Cart friendly- explore the beautifully landscaped community with ease, close to shopping and amenities.

17. 2025-05-30
    price $129,000 515-char remark

    Show marketing remark (515 chars)

    Seller is offering $5,000 in Buyer Concession towards Closing Cost, prepaid items and Interest rate buy down.On the perfect retreat located in a vibrant 55+ community: Fully Furnished 2-Bed, 2-Bath Condo stylish and ready to move in. Enclosed Porch with lake view. Exceptional Amenities, enjoy the swimming pool, multiple adjacent golf courses, and a serene nature reserve and numerous community events. Golf Cart friendly- explore the beautifully landscaped community with ease, close to shopping and amenities.

18. 2025-04-26
    price $132,500 515-char remark

    Show marketing remark (515 chars)

    Seller is offering $5,000 in Buyer Concession towards Closing Cost, prepaid items and Interest rate buy down.On the perfect retreat located in a vibrant 55+ community: Fully Furnished 2-Bed, 2-Bath Condo stylish and ready to move in. Enclosed Porch with lake view. Exceptional Amenities, enjoy the swimming pool, multiple adjacent golf courses, and a serene nature reserve and numerous community events. Golf Cart friendly- explore the beautifully landscaped community with ease, close to shopping and amenities.

19. 2025-04-03
    price $145,000 515-char remark

    Show marketing remark (515 chars)

    Seller is offering $5,000 in Buyer Concession towards Closing Cost, prepaid items and Interest rate buy down.On the perfect retreat located in a vibrant 55+ community: Fully Furnished 2-Bed, 2-Bath Condo stylish and ready to move in. Enclosed Porch with lake view. Exceptional Amenities, enjoy the swimming pool, multiple adjacent golf courses, and a serene nature reserve and numerous community events. Golf Cart friendly- explore the beautifully landscaped community with ease, close to shopping and amenities.

20. 2025-03-09
    price $148,000 515-char remark

    Show marketing remark (515 chars)

    Seller is offering $5,000 in Buyer Concession towards Closing Cost, prepaid items and Interest rate buy down.On the perfect retreat located in a vibrant 55+ community: Fully Furnished 2-Bed, 2-Bath Condo stylish and ready to move in. Enclosed Porch with lake view. Exceptional Amenities, enjoy the swimming pool, multiple adjacent golf courses, and a serene nature reserve and numerous community events. Golf Cart friendly- explore the beautifully landscaped community with ease, close to shopping and amenities.

21. 2024-12-26
    price $149,900 515-char remark

    Show marketing remark (515 chars)

    Seller is offering $5,000 in Buyer Concession towards Closing Cost, prepaid items and Interest rate buy down.On the perfect retreat located in a vibrant 55+ community: Fully Furnished 2-Bed, 2-Bath Condo stylish and ready to move in. Enclosed Porch with lake view. Exceptional Amenities, enjoy the swimming pool, multiple adjacent golf courses, and a serene nature reserve and numerous community events. Golf Cart friendly- explore the beautifully landscaped community with ease, close to shopping and amenities.

22. 2024-12-26
    price $149,000 515-char remark

    Show marketing remark (515 chars)

    Seller is offering $5,000 in Buyer Concession towards Closing Cost, prepaid items and Interest rate buy down.On the perfect retreat located in a vibrant 55+ community: Fully Furnished 2-Bed, 2-Bath Condo stylish and ready to move in. Enclosed Porch with lake view. Exceptional Amenities, enjoy the swimming pool, multiple adjacent golf courses, and a serene nature reserve and numerous community events. Golf Cart friendly- explore the beautifully landscaped community with ease, close to shopping and amenities.

23. 2024-12-23
    listed $14,900 Active 515-char remark

    Show marketing remark (515 chars)

    Seller is offering $5,000 in Buyer Concession towards Closing Cost, prepaid items and Interest rate buy down.On the perfect retreat located in a vibrant 55+ community: Fully Furnished 2-Bed, 2-Bath Condo stylish and ready to move in. Enclosed Porch with lake view. Exceptional Amenities, enjoy the swimming pool, multiple adjacent golf courses, and a serene nature reserve and numerous community events. Golf Cart friendly- explore the beautifully landscaped community with ease, close to shopping and amenities.

24. 2024-05-31
    soldstatus $134,500 Closed 656-char remark

    Show marketing remark (656 chars)

    TURNKEY!! BEAUTIFULLY MAINTAINED CONDO OVERLOOKING THE 12TH HOLE OF THE LOVELY SILVER SPRING SHORES COUNTRY CLUB GOLF COURSE! THIS HOME IS MOVE-IN READY WITH WONDERFUL UPGRADES INCLUDING A COMPLETE MASTER BATH REMODEL, NEW PAINT THROUGHOUT, POPCORN CEILING SURFACE REMOVED AND REDONE, NEW ROOF 2022! This Condominium is located on the 2nd level and an end unit close to the Live Oak Association-only Community Pool. This is a highly desirable 55+ Community where you can enjoy walking, swimming, biking, and golf. Golf carts and pets are allowed! This is a perfect location only 10 minutes or less to Shopping, Walmart Super Center, restaurants, and more!!

25. 2024-05-09
    status Pending 656-char remark

    Show marketing remark (656 chars)

    TURNKEY!! BEAUTIFULLY MAINTAINED CONDO OVERLOOKING THE 12TH HOLE OF THE LOVELY SILVER SPRING SHORES COUNTRY CLUB GOLF COURSE! THIS HOME IS MOVE-IN READY WITH WONDERFUL UPGRADES INCLUDING A COMPLETE MASTER BATH REMODEL, NEW PAINT THROUGHOUT, POPCORN CEILING SURFACE REMOVED AND REDONE, NEW ROOF 2022! This Condominium is located on the 2nd level and an end unit close to the Live Oak Association-only Community Pool. This is a highly desirable 55+ Community where you can enjoy walking, swimming, biking, and golf. Golf carts and pets are allowed! This is a perfect location only 10 minutes or less to Shopping, Walmart Super Center, restaurants, and more!!

26. 2024-04-04
    price $134,500 656-char remark

    Show marketing remark (656 chars)

    TURNKEY!! BEAUTIFULLY MAINTAINED CONDO OVERLOOKING THE 12TH HOLE OF THE LOVELY SILVER SPRING SHORES COUNTRY CLUB GOLF COURSE! THIS HOME IS MOVE-IN READY WITH WONDERFUL UPGRADES INCLUDING A COMPLETE MASTER BATH REMODEL, NEW PAINT THROUGHOUT, POPCORN CEILING SURFACE REMOVED AND REDONE, NEW ROOF 2022! This Condominium is located on the 2nd level and an end unit close to the Live Oak Association-only Community Pool. This is a highly desirable 55+ Community where you can enjoy walking, swimming, biking, and golf. Golf carts and pets are allowed! This is a perfect location only 10 minutes or less to Shopping, Walmart Super Center, restaurants, and more!!

27. 2024-03-16
    price $139,890 656-char remark

    Show marketing remark (656 chars)

    TURNKEY!! BEAUTIFULLY MAINTAINED CONDO OVERLOOKING THE 12TH HOLE OF THE LOVELY SILVER SPRING SHORES COUNTRY CLUB GOLF COURSE! THIS HOME IS MOVE-IN READY WITH WONDERFUL UPGRADES INCLUDING A COMPLETE MASTER BATH REMODEL, NEW PAINT THROUGHOUT, POPCORN CEILING SURFACE REMOVED AND REDONE, NEW ROOF 2022! This Condominium is located on the 2nd level and an end unit close to the Live Oak Association-only Community Pool. This is a highly desirable 55+ Community where you can enjoy walking, swimming, biking, and golf. Golf carts and pets are allowed! This is a perfect location only 10 minutes or less to Shopping, Walmart Super Center, restaurants, and more!!

28. 2024-03-08
    price $141,900 656-char remark

    Show marketing remark (656 chars)

    TURNKEY!! BEAUTIFULLY MAINTAINED CONDO OVERLOOKING THE 12TH HOLE OF THE LOVELY SILVER SPRING SHORES COUNTRY CLUB GOLF COURSE! THIS HOME IS MOVE-IN READY WITH WONDERFUL UPGRADES INCLUDING A COMPLETE MASTER BATH REMODEL, NEW PAINT THROUGHOUT, POPCORN CEILING SURFACE REMOVED AND REDONE, NEW ROOF 2022! This Condominium is located on the 2nd level and an end unit close to the Live Oak Association-only Community Pool. This is a highly desirable 55+ Community where you can enjoy walking, swimming, biking, and golf. Golf carts and pets are allowed! This is a perfect location only 10 minutes or less to Shopping, Walmart Super Center, restaurants, and more!!

29. 2024-03-01
    price $144,900 656-char remark

    Show marketing remark (656 chars)

    TURNKEY!! BEAUTIFULLY MAINTAINED CONDO OVERLOOKING THE 12TH HOLE OF THE LOVELY SILVER SPRING SHORES COUNTRY CLUB GOLF COURSE! THIS HOME IS MOVE-IN READY WITH WONDERFUL UPGRADES INCLUDING A COMPLETE MASTER BATH REMODEL, NEW PAINT THROUGHOUT, POPCORN CEILING SURFACE REMOVED AND REDONE, NEW ROOF 2022! This Condominium is located on the 2nd level and an end unit close to the Live Oak Association-only Community Pool. This is a highly desirable 55+ Community where you can enjoy walking, swimming, biking, and golf. Golf carts and pets are allowed! This is a perfect location only 10 minutes or less to Shopping, Walmart Super Center, restaurants, and more!!

30. 2024-02-21
    listed $149,900 Active 656-char remark

    Show marketing remark (656 chars)

    TURNKEY!! BEAUTIFULLY MAINTAINED CONDO OVERLOOKING THE 12TH HOLE OF THE LOVELY SILVER SPRING SHORES COUNTRY CLUB GOLF COURSE! THIS HOME IS MOVE-IN READY WITH WONDERFUL UPGRADES INCLUDING A COMPLETE MASTER BATH REMODEL, NEW PAINT THROUGHOUT, POPCORN CEILING SURFACE REMOVED AND REDONE, NEW ROOF 2022! This Condominium is located on the 2nd level and an end unit close to the Live Oak Association-only Community Pool. This is a highly desirable 55+ Community where you can enjoy walking, swimming, biking, and golf. Golf carts and pets are allowed! This is a perfect location only 10 minutes or less to Shopping, Walmart Super Center, restaurants, and more!!

31. 2020-04-09
    soldstatus $60,000
32. 2002-03-13
    soldstatus $37,500
33. 1978-01-01
    soldstatus $29,800
34. 1975-12-01
    soldstatus $34,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,538 · $212/mo
• Projected year-2 tax: $2,538 · $212/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,094
• − Mortgage interest: −$4,929
• − Property taxes: −$2,538
• − Insurance: −$440
• − Repairs & maintenance: −$1,368
• − Management: −$1,368
• − HOA: −$3,948
• − Depreciation: −$2,560
• Taxable loss: −$56
• Est. tax savings @ 24.0%: +$14
• After-tax cash flow: $1,054/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Marion
• NCES district ID: 1201260
• Math proficiency: 42% ▼ -7.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $40,015
• Composite: 35.61/100
• National rank: #4890
• State rank: #61 of 73 in FL

Livability — Silver Springs Shores

• Score: 68/100
• State rank: #527
• US rank: #9854

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment D Housing A+ Health & safety A- User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Silver Springs Shores, FL
• County: Marion County · 315,796 people
• City population: 34,665
• Metro: Ocala, FL
• Population (ZIP): 35,851
• Household income: $64,208
• Rent vs Own: 19.9% rent · 80.1% own
• Severe rent burden: 655.0

Population outlook (Marion County) Hauer SSP2

• Today (2025): 365,905 people
• By 2030: 376,768 · +3.0%
• By 2040: 396,555 · +8.4%
• By 2050: 412,723 · +12.8%
• By 2075: 446,090 · +21.9%
• By 2100: 436,193 · +19.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: White 50% Hispanic / Latino 25% Black 21% Two or more races 18% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 14% Cuban 3%
• Common ancestry: Romanian 2% Iranian 1% Lithuanian 1%
• Foreign-born: 11% · Canada, Jamaica, China
• Languages at home: 78% English-only · Spanish 19% Other Indo-European 1%

Political lean MEDSL · Marion

• 2024 margin: Solid R (+31.6) · D 33.8% · R 65.5%
• 2008→2024 swing: -20.0pp toward R · 2008: -11.6pp · 2024: -31.6pp
• All cycles: 2024: R+31.6 2020: R+25.9 2016: R+26.2 2012: R+16.2 2008: R+11.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 5.93%
• Current HPI: 255.0714
• Rent YoY: ▲ 0.17%
• Metro: Ocala, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+158.8% since first listed

34 events — show timeline

• 2026-05-11 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-04-24 Price Changed $88,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-25 Price Changed $97,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-10 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-03-04 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-02-12 Listed $109,900 Stellar MLS as Distributed by MLS Grid
• 2025-12-31 Listing Removed — realMLS
• 2025-10-05 Price Changed $119,900 realMLS
• 2025-09-01 Price Changed $122,400 realMLS
• 2025-07-16 Relisted — realMLS
• 2025-07-16 Price Changed $124,900 realMLS
• 2025-06-30 Listing Removed — realMLS
• 2025-06-17 Relisted — realMLS
• 2025-06-16 Contingent — realMLS
• 2025-06-13 Relisted — realMLS
• 2025-06-09 Contingent — realMLS
• 2025-05-30 Price Changed $129,000 realMLS
• 2025-04-26 Price Changed $132,500 realMLS
• 2025-04-03 Price Changed $145,000 realMLS
• 2025-03-09 Price Changed $148,000 realMLS
• 2024-12-26 Price Changed $149,900 realMLS
• 2024-12-26 Price Changed $149,000 realMLS
• 2024-12-23 Listed $14,900 realMLS
• 2024-05-31 Sold (MLS) $134,500 Stellar MLS as Distributed by MLS Grid
• 2024-05-09 Pending — Stellar MLS as Distributed by MLS Grid
• 2024-04-04 Price Changed $134,500 Stellar MLS as Distributed by MLS Grid
• 2024-03-16 Price Changed $139,890 Stellar MLS as Distributed by MLS Grid
• 2024-03-08 Price Changed $141,900 Stellar MLS as Distributed by MLS Grid
• 2024-03-01 Price Changed $144,900 Stellar MLS as Distributed by MLS Grid
• 2024-02-21 Listed $149,900 Stellar MLS as Distributed by MLS Grid
• 2020-04-09 Sold (Public Records) $60,000 Public Records
• 2002-03-13 Sold (Public Records) $37,500 Public Records
• 1978-01-01 Sold (Public Records) $29,800 Public Records
• 1975-12-01 Sold (Public Records) $34,000 Public Records

Property tax history

+10.6%/yr

Latest (2025): $2,538 · +22.3% YoY. Source: county tax records.