739 Hawthorn Green Dr · Ridgeland, MS 39157

$193,000

3 bd · 3.0 ba · 1,498 sqft · SingleFamily public records · 32 Days on market

Built 2005 10,018 sqft lot $129/sqft · 13% below area Est $222k · 13% under

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.2/30.0
• ARV discount +13.4/15.0
• Schools +4.8/10.0
• DSCR +4.3/10.0
• Rent growth +3.9/5.0
• Livability +3.4/5.0
• 1% rule +3.0/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to 739 Hawthorne Green. Discover the perfect blend of comfort and convenience in this charming 3 bedroom 2 bath home located in the highly sought-after Hawthorne Green neighborhood in Ridgeland. Whether you're a first-time homebuyer, investor, or someone looking to downsize, this property caters to diverse lifestyles. Don't miss the chance to make this residence your own. Contact your realtor today to schedule a private showing and experience the comfort and convenience this Hawthorne Green home has to offer.

Key facts

• 0.23 acre lot
• 2 garage spots
• Built 2005

Property features AI

Exterior

• Parking: Attached 2-car garage; Driveway
• Utilities: Public water; Public sewer; Electricity available; Sewer available
• Home design: Single-family house; One story
• Construction: Brick construction; Slab foundation; Built (year source: assessor)
• Exterior features: Architectural shingle roof; Lot approximately 0.23 acre

Interior

• Kitchen: Dishwasher; Microwave
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Fireplace(s); Central air conditioning; Ceiling fan(s)
• Interior features: Dishwasher; Microwave

What this means for you Summary

Snapshot

• This is a 3-bed/3.0-bath single-family listed at $193k.

Deal economics

• At list price, monthly cash flow is $32 ($389/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $154k (20.4% below list).
• Recommended offer: $154k (20.4% below list) — sets the bar for 1% rule.
• Cap rate 6.5% vs local median 2.8% in Ridgeland — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 68/100 on livability (#57 in MS) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
• Madison County School District (rural): math 54% / reading 54% proficiency, ranked #3 of 130 in MS (top 2%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Ann Smith Elementary (746 students, 100% FRL); Ridgeland High School (math 27% / reading 35%, grade F, #85 of 197 statewide, top 43%, 968 students, 100% FRL) — zoned schools average 100% FRL vs 29% district-wide (70 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 31% at this address vs 54% district-wide (-23 pts) — the specific schools serving this property underperform the Madison County School District average; the district grade overstates school quality for this exact location.
• Market conditions: Rents rising fast (+5.7%/yr); 132 active listings in the ZIP; 36 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); 553 units permitted in Madison County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Madison County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 32 days — a 3% lower offer ($187k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 78% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $153,654 (20.4% below list)

Questions for the listing agent

1. It's been on market 32 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.80% ✗
• Cap rate: 6.49%
• Cash-on-cash: 0.72%
• DSCR: 1.03
• GRM: 10.5

CMA / ARV

• ARV (median comp): $222,375
• List price: $193,000
• Delta: -13.21%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 9 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
646 Bryceland Blvd	0.48mi	3/2.0	1,500 (+0%)	2mo	$225,000	$150	71
702 Trinity Ln	0.41mi	3/2.0	1,484 (-1%)	10mo	$249,900	$168	67
729 Hawthorn Green Dr	0.06mi	3/2.0	1,385 (-8%)	21mo	$210,500	$152	63
1869 Lincolnshire Blvd	0.35mi	3/2.0	1,629 (+9%)	9mo	$225,000	$138	58
1925 Lincolnshire Blvd	0.26mi	3/2.0	1,295 (-14%)	5mo	$197,000	$152	57
839 Springfield Ct	0.26mi	3/2.0	1,335 (-11%)	12mo	$249,900	$187	55
1013 Camdenmill Dr	0.71mi	3/2.0	1,475 (-2%)	10mo	$189,900	$129	52
750 Green Forest Rd	0.22mi	4/2.0 (+1)	1,638 (+9%)	20mo	$224,999	$137	49
1016 Camdenmill Dr	0.74mi	2/2.0 (-1)	1,502 (+0%)	20mo	$235,000	$156	40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.65% rent growth · sell at horizon

5-year hold

• IRR: -12.6%
• Equity multiple: 0.54×
• Total profit: $-25,074
• Equity at exit: $28,777

10-year hold

• IRR: -0.3%
• Equity multiple: 0.98×
• Total profit: $-1,240
• Equity at exit: $16,687

Cash invested: $54,040 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Mississippi: 90 Strongly Landlord-Friendly · R+11
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; very landlord-favorable; no rent control.

Methodology + full state rankings →

ZIP-level market 39157

• Home prices YoY: -22.8%
• Rents YoY: 5.7%
• Active inventory: 132
• Price-to-rent: 10.5×

Monthly cashflow live

• Estimated rent: $1,537 high
• Mortgage (P&I): −$1,012
• Tax from tax record: −$89 /mo · $1,067/yr
• Insurance: −$80
• HOA: −$0
• Vacancy / Maint / Mgmt: −$323
• Net cashflow: $32

Break-even live

Break-even rent $1,495

Max offer price $193,000

Occupancy floor 93%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $48,250
• Closing costs: $5,790
• Reserves months: —
• Total cash needed: —

Rent comps 36 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
879 William Blvd Ridgeland, MS	1.0–3.0	1.0–2.0	1117	$1,397	$1.25	14d	7	0.08mi
875 William Blvd Ridgeland, MS	1.0–2.0	1.0–2.0	712	$1,289	$1.81	14d	9	0.34mi
110 Pine Knoll Dr Ridgeland, MS	1.0–2.0	1.0	1000	$1,295	$1.29	44d	1	0.36mi
109 Pine Knoll Dr Ridgeland, MS	2.0	2.0	1050	$1,350	$1.29	14d	1	0.40mi
6675 Old Canton Rd Ridgeland, MS	2.0	2.0	905	$1,199	$1.32	21d	1	0.63mi
959 Lake Harbour Dr Ridgeland, MS	1.0–3.0	1.0–2.0	1138	$2,034	$1.79	14d	14	0.66mi
6811 Old Canton Rd Ridgeland, MS	2.0	2.0	1365	$1,495	$1.10	44d	1	0.75mi
2144 Lakeshore Dr Ridgeland, MS	1.0–3.0	1.0–2.0	950	$1,622	$1.71	14d	16	0.85mi
7028 Copper Cv Ridgeland, MS	3.0	2.0	1373	$1,700	$1.24	23d	1	0.87mi
2501 River Oaks Blvd Jackson, MS	1.0–2.0	1.0–2.0	980	$1,600	$1.63	14d	6	0.97mi
35 Meadowoods Ter Jackson, MS	3.0	2.0	1269	$1,450	$1.14	23d	1	0.98mi
9B River Oaks Pl Jackson, MS	2.0	2.0	1012	$1,395	$1.38	23d	1	1.08mi
711 Lake Harbour Dr Ridgeland, MS	2.0	2.0	1100	$1,354	$1.23	14d	1	1.09mi
761 Rice Rd Ridgeland, MS	1.0–3.0	1.0–2.0	1135	$2,152	$1.90	14d	9	1.12mi
51 Northtown Dr Unit 006H Jackson, MS	2.0	2.0	1025	$1,289	$1.26	23d	1	1.24mi
51 Northtown Dr Unit 009H Jackson, MS	2.0	2.0	1025	$1,179	$1.15	14d	1	1.24mi
51 Northtown Dr Unit 014G Jackson, MS	2.0	2.0	1096	$1,249	$1.14	14d	1	1.24mi
51 Northtown Dr Unit 009F Jackson, MS	2.0	2.0	1025	$1,319	$1.29	44d	1	1.24mi
51 Northtown Dr Unit 021A Jackson, MS	3.0	2.0	1500	$1,694	$1.13	21d	1	1.24mi
51 Northtown Dr Unit 002G Jackson, MS	3.0	2.0	1260	$1,644	$1.30	44d	1	1.24mi
51 Northtown Dr Apt 13L Jackson, MS	2.0	2.0	1096	$1,364	$1.24	44d	1	1.24mi
51 Northtown Dr Unit 008E Jackson, MS	2.0	2.0	1025	$1,354	$1.32	44d	1	1.24mi
51 Northtown Dr Unit 009D Jackson, MS	2.0	2.0	1025	$1,179	$1.15	23d	1	1.24mi
51 Northtown Dr Unit 001F Jackson, MS	3.0	2.0	1260	$1,644	$1.30	14d	1	1.24mi
51 Northtown Dr Unit 001B Jackson, MS	3.0	2.0	1260	$1,499	$1.19	14d	1	1.24mi
51 Northtown Dr Unit 027B Jackson, MS	2.0	2.0	1096	$1,439	$1.31	14d	1	1.24mi
51 Northtown Dr Unit 027G Jackson, MS	2.0	2.0	1096	$1,279	$1.17	14d	1	1.24mi
51 Northtown Dr Apt 10E Jackson, MS	2.0	2.0	1096	$1,199	$1.09	14d	1	1.24mi
1620 E County Line Rd Ridgeland, MS	1.0–3.0	1.0–2.5	1126	$1,595	$1.42	14d	7	1.28mi
50 Northtown Dr Jackson, MS	1.0–2.0	1.0–2.0	871	$1,200	$1.38	14d	15	1.28mi
51 Northtown Dr Unit 003D Jackson, MS	2.0	2.0	1025	$1,199	$1.17	44d	1	1.28mi
51 Northtown Dr Unit 001G Jackson, MS	3.0	2.0	1260	$1,449	$1.15	14d	1	1.28mi
126 Breakers Ln Unit 126 Ridgeland, MS	3.0	2.5	1836	$2,800	$1.53	14d	1	1.29mi
601 Northpointe Pkwy Jackson, MS	1.0–2.0	1.0–2.0	910	$1,054	$1.16	14d	2	1.34mi
715 Rice Rd Ridgeland, MS	1.0–2.0	1.0–2.0	975	$1,551	$1.59	14d	16	1.38mi
580 S Pear Orchard Rd Ridgeland, MS	1.0–3.0	1.0–2.0	950	$1,984	$2.09	14d	15	1.45mi

Listing history 14 events

1. 2026-05-30
   status $193,000 Pending 32 DOM
2. 2026-04-27
   listed $193,000 Active 673-char remark
3. 2025-12-12
   historical
4. 2025-08-28
   listed $220,000 Active
5. 2024-08-05
   soldstatus Closed

   Show marketing remark (522 chars)

   Welcome to 739 Hawthorne Green. Discover the perfect blend of comfort and convenience in this charming 3 bedroom 2 bath home located in the highly sought-after Hawthorne Green neighborhood in Ridgeland. Whether you're a first-time homebuyer, investor, or someone looking to downsize, this property caters to diverse lifestyles. Don't miss the chance to make this residence your own. Contact your realtor today to schedule a private showing and experience the comfort and convenience this Hawthorne Green home has to offer.

6. 2024-06-14
   status Pending

   Show marketing remark (522 chars)

   Welcome to 739 Hawthorne Green. Discover the perfect blend of comfort and convenience in this charming 3 bedroom 2 bath home located in the highly sought-after Hawthorne Green neighborhood in Ridgeland. Whether you're a first-time homebuyer, investor, or someone looking to downsize, this property caters to diverse lifestyles. Don't miss the chance to make this residence your own. Contact your realtor today to schedule a private showing and experience the comfort and convenience this Hawthorne Green home has to offer.

7. 2024-06-02
   status Active

   Show marketing remark (522 chars)

   Welcome to 739 Hawthorne Green. Discover the perfect blend of comfort and convenience in this charming 3 bedroom 2 bath home located in the highly sought-after Hawthorne Green neighborhood in Ridgeland. Whether you're a first-time homebuyer, investor, or someone looking to downsize, this property caters to diverse lifestyles. Don't miss the chance to make this residence your own. Contact your realtor today to schedule a private showing and experience the comfort and convenience this Hawthorne Green home has to offer.

8. 2024-05-13
   status Pending

   Show marketing remark (522 chars)

   Welcome to 739 Hawthorne Green. Discover the perfect blend of comfort and convenience in this charming 3 bedroom 2 bath home located in the highly sought-after Hawthorne Green neighborhood in Ridgeland. Whether you're a first-time homebuyer, investor, or someone looking to downsize, this property caters to diverse lifestyles. Don't miss the chance to make this residence your own. Contact your realtor today to schedule a private showing and experience the comfort and convenience this Hawthorne Green home has to offer.

9. 2024-05-03
   listed $214,900 Active

   Show marketing remark (522 chars)

   Welcome to 739 Hawthorne Green. Discover the perfect blend of comfort and convenience in this charming 3 bedroom 2 bath home located in the highly sought-after Hawthorne Green neighborhood in Ridgeland. Whether you're a first-time homebuyer, investor, or someone looking to downsize, this property caters to diverse lifestyles. Don't miss the chance to make this residence your own. Contact your realtor today to schedule a private showing and experience the comfort and convenience this Hawthorne Green home has to offer.

10. 2024-04-12
    soldstatus
11. 2005-08-01
    soldstatus
12. 2005-07-28
    soldstatus
13. 2005-06-20
    listed $145,900
14. 1999-03-05
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MS · Resets to sale price

• Current annual tax: $1,067 · $89/mo
• Projected year-2 tax: $1,525 · $127/mo
• Expected delta: +$458/yr (+$38/mo · 42.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
• 💨 Wind 7/10 Severe 78% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,438
• − Mortgage interest: −$10,811
• − Property taxes: −$1,067
• − Insurance: −$965
• − Repairs & maintenance: −$1,475
• − Management: −$1,475
• − Depreciation: −$5,615
• Taxable loss: −$2,969
• Est. tax savings @ 24.0%: +$713
• After-tax cash flow: $1,102/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Madison County School District
• NCES district ID: 2802790
• Math proficiency: 54% ▼ -7.00%
• Reading proficiency: 54% ▼ -7.00%
• Median HH income: $70,579
• Composite: 48.08/100
• National rank: #2188
• State rank: #3 of 130 in MS

Livability — Ridgeland

• Score: 68/100
• State rank: #57
• US rank: #9276

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment B- Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Ridgeland, MS
• County: Madison County · 75,005 people
• City population: 24,562
• Metro: Jackson, MS
• Population (ZIP): 24,562
• Household income: $66,068
• Rent vs Own: 52.7% rent · 47.3% own
• Severe rent burden: 1370.0

Population outlook (Madison County) Hauer SSP2

• Today (2025): 122,509 people
• By 2030: 131,737 · +7.5%
• By 2040: 148,930 · +21.6%
• By 2050: 164,300 · +34.1%
• By 2075: 197,495 · +61.2%
• By 2100: 211,429 · +72.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.61)
• Race & ethnicity: Black 44% White 43% Hispanic / Latino 7% Two or more races 4% Asian 3%
• Hispanic origin (detail): Mexican 6%
• Common ancestry: Italian 3% Lithuanian 3% Serbian 1%
• Foreign-born: 7% · Canada, China, Vietnam
• Languages at home: 90% English-only · Spanish 6% Other Indo-European 1% Chinese 1%

Political lean MEDSL · Madison

• 2024 margin: R (+17.3) · D 40.8% · R 58.0% · Other 1.2%
• 2008→2024 swing: -1.7pp toward R · 2008: -15.6pp · 2024: -17.3pp
• All cycles: 2024: R+17.3 2020: R+11.8 2016: R+16.1 2012: R+15.7 2008: R+15.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -45.34%
• Current HPI: 153.1826
• Rent YoY: ▲ 5.65%
• Metro: Jackson, MS
• State GDP YoY: —
• F500 in state: 0

Price history

+32.3% since first listed

14 events — show timeline

• 2026-05-29 Pending — MLSU
• 2026-04-27 Listed $193,000 MLSU
• 2025-12-12 Listing Removed — MLSU
• 2025-08-28 Listed $220,000 MLSU
• 2024-08-05 Sold (MLS) — MLSU
• 2024-06-14 Pending — MLSU
• 2024-06-02 Relisted — MLSU
• 2024-05-13 Pending — MLSU
• 2024-05-03 Listed $214,900 MLSU
• 2024-04-12 Sold (Public Records) — Public Records
• 2005-08-01 Sold (Public Records) — Public Records
• 2005-07-28 Sold (MLS) — MLSU
• 2005-06-20 Listed $145,900 MLSU
• 1999-03-05 Sold (Public Records) — Public Records

Property tax history

-1.4%/yr

Latest (2025): $1,067 · -48.0% YoY. Source: county tax records.