20 Leonard Dr · Cahokia Heights, IL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $804 – $1,492
Heat risk 5/10 · Moderate
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +29.9/30.0
- DSCR +10.0/10.0
- 1% rule +8.4/10.0
- ARV discount +7.2/15.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Schools +0.6/10.0
- Appreciation +0.0/10.0
$110,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
NOW PRICED @ $64k--HUGE PRICE REDUCTION! Seller will make NO further repairs, credits nor price changes! BACK ON MARKET; BUYER CHANGED MIND; NO FAULT OF SELLERS! Title Commitment CLEARED ALREADY! Inspection Report Available upon request. NO FURTHER REPAIRS or CITY OCCUPANCY WILL BE COMPLETED! Welcome! Cash or Conventional lending ONLY; NO FHA (home being Sold AS-IS, WHERE IS)! This very spacious 1 1/2 story Home features 4 bedrooms, 2 full bathrooms, kitchen, front room, laundry room, bonus room below grade off the garage, huge backyard, 1-car attached garage with covered carport, shed and more. Located near shopping, transportation and just waiting for you~ Hurry; won't last long!
Key facts
- 8,276 sq ft lot
- Garage
- Built 1957
Property features AI
Finance
- Financial info: 2024 annual tax information available
Exterior
- Parking: Two parking spaces total; One-car garage; One-car carport
- Utilities: Public water; Public sewer; Electric service provided by Ameren; Electricity available
- Home design: Single-family residence; Residential property; Vinyl siding
- Construction: Vinyl siding construction
- Exterior features: Back yard
Interior
- Bedrooms: Four bedrooms, all on the main level
- Bathrooms: Two full bathrooms, both on the main level
- Heating & cooling: Forced air heating; Central air conditioning
- Interior features: Multi/split levels
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.0-bath single-family listed at $110k.
Deal economics
- At list price, monthly cash flow is $408 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $110k).
- Cap rate 10.7% vs local median 13.6% in Cahokia Heights — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- Cahokia CUSD 187 (suburban): math 3% / reading 5% proficiency, ranked #864 of 919 in IL (top 94%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 85% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Cahokia High School (math 8% / reading 2%, grade F, #614 of 693 statewide, top 95%, 845 students, 0% FRL) — zoned schools average 0% FRL vs 85% district-wide (85 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: 153 active listings in the ZIP; 24 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 783 units permitted in St. Clair County in 2024 (378 in 5+ unit buildings).
- At $1,474/mo this rent would consume 52% of the median local household income ($34k/yr) (locally 729% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $761 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- St. Clair County population projected at -23% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $31k cash investment doubles in ~8 years — after that, you're playing with house money.
Negotiation context
- Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
- 5 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $50k; list at $110k implies a 120% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1957 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1957 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.34% ✓
- Cap rate
- 10.74%
- Cash-on-cash
- 15.89%
- DSCR
- 1.71
- GRM
- 6.2
CMA / ARV
- ARV (on-the-fly)
- $109,200
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 20 Leonard Dr | 0.00mi | 4/2.0 | 975 (0%) | 0mo | $110,000 | $113 | 96 |
| 19 Leonard Dr | 0.03mi | 3/1.0 (-1) | 936 (-4%) | 1mo | $59,000 | $63 | 78 |
| 1708 Parklane Dr | 0.19mi | 3/1.0 (-1) | 925 (-5%) | 2mo | $105,000 | $114 | 68 |
| 306 Marion St | 0.31mi | 3/1.0 (-1) | 1,000 (+3%) | 1mo | $49,000 | $49 | 67 |
| 103 Kenneth Ave | 0.27mi | 3/1.0 (-1) | 864 (-11%) | 1mo | $105,000 | $122 | 54 |
| 1426 Richard Dr | 0.53mi | 3/1.5 (-1) | 912 (-6%) | 2mo | $80,000 | $88 | 52 |
| 235 St Christopher Dr | 0.53mi | 3/1.0 (-1) | 925 (-5%) | 2mo | $22,950 | $25 | 52 |
| 1417 Richard Dr | 0.58mi | 3/1.0 (-1) | 936 (-4%) | 2mo | $105,000 | $112 | 51 |
| 1408 Williams St | 0.64mi | 3/1.0 (-1) | 936 (-4%) | 1mo | $80,000 | $85 | 49 |
| 1511 Andrews Dr | 0.48mi | 3/1.5 (-1) | 1,092 (+12%) | 2mo | $105,000 | $96 | 45 |
| 1313 Saint Raphael St | 0.65mi | 3/1.0 (-1) | 864 (-11%) | 1mo | $105,000 | $122 | 37 |
| 2116 Doris Ave | 0.72mi | 3/1.0 (-1) | 880 (-10%) | 2mo | $105,000 | $119 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 6.8%
- Equity multiple
- 1.27×
- Total profit
- $8,164
- Equity at exit
- $16,401
- IRR
- 16.1%
- Equity multiple
- 2.32×
- Total profit
- $40,629
- Equity at exit
- $9,511
Cash invested: $30,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 43 Moderately Tenant-Leaning
- State Illinois
- 43 Moderately Tenant-Leaning · D+7
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 62206
- Home prices YoY
- -20.2%
- Active inventory
- 153
- Price-to-rent
- 6.2×
Monthly cashflow live
- Estimated rent
- $1,474 high interval (Pro) →
- Mortgage (P&I)
- −$577
- Tax from tax record
- −$134 /mo · $1,605/yr
- Insurance
- −$46
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$309
- Net cashflow
- $408
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $27,500
- Closing costs
- $3,300
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 24 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1706 Andrews Dr East Saint Louis, IL | 4.0 | 1.0 | 925 | $1,320 | $1.43 | 23d | 1 | 0.26mi |
| 2008 Delores St East Saint Louis, IL | 3.0 | 1.0 | 925 | $1,250 | $1.35 | 4d | 1 | 0.38mi |
| 1421 Richard Dr East Saint Louis, IL | 3.0 | 1.0 | 936 | $1,100 | $1.18 | 2d | 1 | 0.54mi |
| 1417 Richard Dr East Saint Louis, IL | 3.0 | 1.0 | 936 | $1,400 | $1.50 | 21d | 1 | 0.55mi |
| 1405 Williams St Cahokia Heights, IL | 3.0 | 1.0 | 900 | $1,500 | $1.67 | 43d | 1 | 0.64mi |
| 1808 Mullens Ave Cahokia Heights, IL | 3.0 | 1.0 | 992 | $1,500 | $1.51 | 2d | 1 | 0.64mi |
| 2116 Doris Ave Cahokia Heights, IL | 3.0 | 1.0 | 880 | $1,400 | $1.59 | 21d | 1 | 0.70mi |
| 1713 Loretta Ave East Saint Louis, IL | 3.0 | 1.0 | 944 | $1,095 | $1.16 | 43d | 1 | 0.80mi |
| 1220 Williams St East Saint Louis, IL | 3.0 | 1.0 | 876 | $1,500 | $1.71 | 14d | 1 | 0.82mi |
| 1162 Smith St East Saint Louis, IL | 3.0 | 1.0 | 988 | $1,295 | $1.31 | 21d | 1 | 0.93mi |
| 1109 Saint Helena Dr Cahokia Heights, IL | 3.0 | 1.0 | 825 | $1,400 | $1.70 | 3d | 1 | 1.02mi |
| 1150 Price St Cahokia, IL | 3.0 | 1.0 | 864 | $1,400 | $1.62 | 3d | 1 | 1.03mi |
| 818 La Salle Dr East Saint Louis, IL | 3.0 | 1.0 | 1106 | $1,300 | $1.18 | 23d | 1 | 1.10mi |
| 2 E Adams Dr East Saint Louis, IL | 3.0 | 1.0 | 925 | $885 | $0.96 | 43d | 1 | 1.10mi |
| 13 Drexel Dr East Saint Louis, IL | 3.0 | 1.0 | 925 | $995 | $1.08 | 12d | 1 | 1.15mi |
| 819 Mildred Ave East Saint Louis, IL | 3.0 | 1.0 | 936 | $1,250 | $1.34 | 21d | 1 | 1.19mi |
| 70 W Adams Dr East Saint Louis, IL | 3.0 | 1.0 | 925 | $1,200 | $1.30 | 43d | 1 | 1.21mi |
| 142 Saint Barbara Ln East Saint Louis, IL | 3.0 | 2.0 | 990 | $1,300 | $1.31 | 43d | 1 | 1.23mi |
| 850 Saint Bartholomew Dr Cahokia, IL | 3.0 | 1.0 | 1050 | $1,285 | $1.22 | 16d | 1 | 1.29mi |
| 701 Saint Paul Dr East Saint Louis, IL | 3.0 | 1.0 | 864 | $1,500 | $1.74 | 43d | 1 | 1.31mi |
| 811 Saint Thomas Ln East Saint Louis, IL | 3.0 | 1.0 | 1040 | $1,295 | $1.25 | 23d | 1 | 1.36mi |
| 121 Saint Dorothy Dr Cahokia, IL | 3.0 | 1.0 | 988 | $1,500 | $1.52 | 43d | 1 | 1.38mi |
| 741 Saint Martin Dr Cahokia, IL | 5.0 | 2.0 | 864 | $1,850 | $2.14 | 2d | 1 | 1.46mi |
| 13 Marilyn Ln East Saint Louis, IL | 3.0 | 1.0 | 995 | $1,150 | $1.16 | 43d | 1 | 1.48mi |
Listing history 19 events
-
2026-05-13status Pending
-
2026-05-13$110,000 Active
-
2026-01-09soldstatus $50,000
-
2026-01-06soldstatus Closed 690-char remark
Show marketing remark (690 chars)
NOW PRICED @ $64k--HUGE PRICE REDUCTION! Seller will make NO further repairs, credits nor price changes! BACK ON MARKET; BUYER CHANGED MIND; NO FAULT OF SELLERS! Title Commitment CLEARED ALREADY! Inspection Report Available upon request. NO FURTHER REPAIRS or CITY OCCUPANCY WILL BE COMPLETED! Welcome! Cash or Conventional lending ONLY; NO FHA (home being Sold AS-IS, WHERE IS)! This very spacious 1 1/2 story Home features 4 bedrooms, 2 full bathrooms, kitchen, front room, laundry room, bonus room below grade off the garage, huge backyard, 1-car attached garage with covered carport, shed and more. Located near shopping, transportation and just waiting for you~ Hurry; won't last long!
-
2025-12-19historical Active Under Contract 690-char remark
Show marketing remark (690 chars)
NOW PRICED @ $64k--HUGE PRICE REDUCTION! Seller will make NO further repairs, credits nor price changes! BACK ON MARKET; BUYER CHANGED MIND; NO FAULT OF SELLERS! Title Commitment CLEARED ALREADY! Inspection Report Available upon request. NO FURTHER REPAIRS or CITY OCCUPANCY WILL BE COMPLETED! Welcome! Cash or Conventional lending ONLY; NO FHA (home being Sold AS-IS, WHERE IS)! This very spacious 1 1/2 story Home features 4 bedrooms, 2 full bathrooms, kitchen, front room, laundry room, bonus room below grade off the garage, huge backyard, 1-car attached garage with covered carport, shed and more. Located near shopping, transportation and just waiting for you~ Hurry; won't last long!
-
2025-11-04price $64,000 690-char remark
Show marketing remark (690 chars)
NOW PRICED @ $64k--HUGE PRICE REDUCTION! Seller will make NO further repairs, credits nor price changes! BACK ON MARKET; BUYER CHANGED MIND; NO FAULT OF SELLERS! Title Commitment CLEARED ALREADY! Inspection Report Available upon request. NO FURTHER REPAIRS or CITY OCCUPANCY WILL BE COMPLETED! Welcome! Cash or Conventional lending ONLY; NO FHA (home being Sold AS-IS, WHERE IS)! This very spacious 1 1/2 story Home features 4 bedrooms, 2 full bathrooms, kitchen, front room, laundry room, bonus room below grade off the garage, huge backyard, 1-car attached garage with covered carport, shed and more. Located near shopping, transportation and just waiting for you~ Hurry; won't last long!
-
2025-10-14price $72,500 690-char remark
Show marketing remark (690 chars)
NOW PRICED @ $64k--HUGE PRICE REDUCTION! Seller will make NO further repairs, credits nor price changes! BACK ON MARKET; BUYER CHANGED MIND; NO FAULT OF SELLERS! Title Commitment CLEARED ALREADY! Inspection Report Available upon request. NO FURTHER REPAIRS or CITY OCCUPANCY WILL BE COMPLETED! Welcome! Cash or Conventional lending ONLY; NO FHA (home being Sold AS-IS, WHERE IS)! This very spacious 1 1/2 story Home features 4 bedrooms, 2 full bathrooms, kitchen, front room, laundry room, bonus room below grade off the garage, huge backyard, 1-car attached garage with covered carport, shed and more. Located near shopping, transportation and just waiting for you~ Hurry; won't last long!
-
2025-08-20price $73,500 690-char remark
Show marketing remark (690 chars)
NOW PRICED @ $64k--HUGE PRICE REDUCTION! Seller will make NO further repairs, credits nor price changes! BACK ON MARKET; BUYER CHANGED MIND; NO FAULT OF SELLERS! Title Commitment CLEARED ALREADY! Inspection Report Available upon request. NO FURTHER REPAIRS or CITY OCCUPANCY WILL BE COMPLETED! Welcome! Cash or Conventional lending ONLY; NO FHA (home being Sold AS-IS, WHERE IS)! This very spacious 1 1/2 story Home features 4 bedrooms, 2 full bathrooms, kitchen, front room, laundry room, bonus room below grade off the garage, huge backyard, 1-car attached garage with covered carport, shed and more. Located near shopping, transportation and just waiting for you~ Hurry; won't last long!
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2025-07-18status Active 690-char remark
Show marketing remark (690 chars)
NOW PRICED @ $64k--HUGE PRICE REDUCTION! Seller will make NO further repairs, credits nor price changes! BACK ON MARKET; BUYER CHANGED MIND; NO FAULT OF SELLERS! Title Commitment CLEARED ALREADY! Inspection Report Available upon request. NO FURTHER REPAIRS or CITY OCCUPANCY WILL BE COMPLETED! Welcome! Cash or Conventional lending ONLY; NO FHA (home being Sold AS-IS, WHERE IS)! This very spacious 1 1/2 story Home features 4 bedrooms, 2 full bathrooms, kitchen, front room, laundry room, bonus room below grade off the garage, huge backyard, 1-car attached garage with covered carport, shed and more. Located near shopping, transportation and just waiting for you~ Hurry; won't last long!
-
2025-07-11historical Active Under Contract 690-char remark
Show marketing remark (690 chars)
NOW PRICED @ $64k--HUGE PRICE REDUCTION! Seller will make NO further repairs, credits nor price changes! BACK ON MARKET; BUYER CHANGED MIND; NO FAULT OF SELLERS! Title Commitment CLEARED ALREADY! Inspection Report Available upon request. NO FURTHER REPAIRS or CITY OCCUPANCY WILL BE COMPLETED! Welcome! Cash or Conventional lending ONLY; NO FHA (home being Sold AS-IS, WHERE IS)! This very spacious 1 1/2 story Home features 4 bedrooms, 2 full bathrooms, kitchen, front room, laundry room, bonus room below grade off the garage, huge backyard, 1-car attached garage with covered carport, shed and more. Located near shopping, transportation and just waiting for you~ Hurry; won't last long!
-
2025-06-25status Active 690-char remark
Show marketing remark (690 chars)
NOW PRICED @ $64k--HUGE PRICE REDUCTION! Seller will make NO further repairs, credits nor price changes! BACK ON MARKET; BUYER CHANGED MIND; NO FAULT OF SELLERS! Title Commitment CLEARED ALREADY! Inspection Report Available upon request. NO FURTHER REPAIRS or CITY OCCUPANCY WILL BE COMPLETED! Welcome! Cash or Conventional lending ONLY; NO FHA (home being Sold AS-IS, WHERE IS)! This very spacious 1 1/2 story Home features 4 bedrooms, 2 full bathrooms, kitchen, front room, laundry room, bonus room below grade off the garage, huge backyard, 1-car attached garage with covered carport, shed and more. Located near shopping, transportation and just waiting for you~ Hurry; won't last long!
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2025-06-25price $78,500 690-char remark
Show marketing remark (690 chars)
NOW PRICED @ $64k--HUGE PRICE REDUCTION! Seller will make NO further repairs, credits nor price changes! BACK ON MARKET; BUYER CHANGED MIND; NO FAULT OF SELLERS! Title Commitment CLEARED ALREADY! Inspection Report Available upon request. NO FURTHER REPAIRS or CITY OCCUPANCY WILL BE COMPLETED! Welcome! Cash or Conventional lending ONLY; NO FHA (home being Sold AS-IS, WHERE IS)! This very spacious 1 1/2 story Home features 4 bedrooms, 2 full bathrooms, kitchen, front room, laundry room, bonus room below grade off the garage, huge backyard, 1-car attached garage with covered carport, shed and more. Located near shopping, transportation and just waiting for you~ Hurry; won't last long!
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2025-06-16status Pending 690-char remark
Show marketing remark (690 chars)
NOW PRICED @ $64k--HUGE PRICE REDUCTION! Seller will make NO further repairs, credits nor price changes! BACK ON MARKET; BUYER CHANGED MIND; NO FAULT OF SELLERS! Title Commitment CLEARED ALREADY! Inspection Report Available upon request. NO FURTHER REPAIRS or CITY OCCUPANCY WILL BE COMPLETED! Welcome! Cash or Conventional lending ONLY; NO FHA (home being Sold AS-IS, WHERE IS)! This very spacious 1 1/2 story Home features 4 bedrooms, 2 full bathrooms, kitchen, front room, laundry room, bonus room below grade off the garage, huge backyard, 1-car attached garage with covered carport, shed and more. Located near shopping, transportation and just waiting for you~ Hurry; won't last long!
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2025-04-16$82,500 Active 690-char remark
Show marketing remark (690 chars)
NOW PRICED @ $64k--HUGE PRICE REDUCTION! Seller will make NO further repairs, credits nor price changes! BACK ON MARKET; BUYER CHANGED MIND; NO FAULT OF SELLERS! Title Commitment CLEARED ALREADY! Inspection Report Available upon request. NO FURTHER REPAIRS or CITY OCCUPANCY WILL BE COMPLETED! Welcome! Cash or Conventional lending ONLY; NO FHA (home being Sold AS-IS, WHERE IS)! This very spacious 1 1/2 story Home features 4 bedrooms, 2 full bathrooms, kitchen, front room, laundry room, bonus room below grade off the garage, huge backyard, 1-car attached garage with covered carport, shed and more. Located near shopping, transportation and just waiting for you~ Hurry; won't last long!
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2021-04-30soldstatus Closed 473-char remark
Show marketing remark (473 chars)
Attnetion Investors! Buy this package of 4 homes today! 20 Leonard Dr is a 4 BR/2 Bath that rents for $875 a month ($375 paid by HUD). Per the seller, this home will be sold as a package deal ONLY along with 703 St Maud (MLS # 21016040), 117 Lazarcheff (MLS # 21016039), and 732 St Nicholas (MLS # 21016015). This total package of investment property grosses $$36,300 a year & available to purchase for only $114,900. Information is deemed reliable, but not guaranteed.
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2020-06-22historical
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2020-06-22historical
-
2019-11-05
-
2007-03-30soldstatus $76,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast IL · Partial reset (capped growth)
- Current annual tax
- $1,605 · $134/mo
- Projected year-2 tax
- $2,051 · $171/mo
- Expected delta
- +$446/yr (+$37/mo · 27.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,683
- − Mortgage interest
- −$6,162
- − Property taxes
- −$1,605
- − Insurance
- −$550
- − Repairs & maintenance
- −$1,415
- − Management
- −$1,415
- − Depreciation
- −$3,200
- Taxable income
- $3,337
- Est. tax owed @ 24.0%
- −$801
- After-tax cash flow
- $4,092/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Cahokia CUSD 187
- NCES district ID
- 1708040
- Math proficiency
- 3% ▼ -2.00%
- Reading proficiency
- 5% ▬ 0.00%
- Median HH income
- $28,028
- Composite
- 6.44/100
- National rank
- #14827
- State rank
- #864 of 919 in IL
Livability — Cahokia Heights
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Cahokia Heights, IL
- County
- Saint Clair County · 169,691 people
- City population
- 19,956
- Metro
- St. Louis, MO-IL
- Population (ZIP)
- 12,959
- Household income
- $33,838
- Rent vs Own
- Severe rent burden
- 729.0
Population outlook (St. Clair County) Hauer SSP2
- Today (2025)
- 250,366 people
- By 2030
- 240,511 · -3.9%
- By 2040
- 217,391 · -13.2%
- By 2050
- 192,699 · -23.0%
- By 2075
- 140,637 · -43.8%
- By 2100
- 100,499 · -59.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- Black 59% White 29% Two or more races 6% Hispanic / Latino 3% Asian 2%
- Common ancestry
- Romanian 2% Lithuanian 1% Iranian 1%
- Foreign-born
- 2% · China
- Languages at home
- 95% English-only · Spanish 3% Other Indo-European 1% Chinese 1%
Political lean MEDSL · St. Clair
- 2024 margin
- Lean D (+7.9) · D 53.0% · R 45.1% · Other 1.8%
- 2008→2024 swing
- -14.6pp toward R · 2008: 22.4pp · 2024: 7.9pp
- All cycles
- 2024: D+7.9 2020: D+8.7 2016: D+5.6 2012: D+14.5 2008: D+22.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -33.26%
- Current HPI
- 131.5144
- Rent YoY
- —
- Metro
- St. Louis, MO-IL
- State GDP YoY
- ▲ 1.59%
- F500 in state
- 60
Industry mix (Fortune 500 HQ in IL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 4 | $201B |
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| Consumer Goods | 4 | $87B |
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| Industrial Machinery | 3 | $64B |
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| Healthcare | 2 | $55B |
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| Retail / Pharmacy | 1 | $148B |
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| Agriculture / Food | 1 | $86B |
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Price history
+44.7% since first listed19 events — show timeline
- 2026-05-13 Pending — MARIS as Distributed by MLS Grid
- 2026-05-13 Listed $110,000 MARIS as Distributed by MLS Grid
- 2026-01-09 Sold (Public Records) $50,000 Public Records
- 2026-01-06 Sold (MLS) — MARIS as Distributed by MLS Grid
- 2025-12-19 Contingent — MARIS as Distributed by MLS Grid
- 2025-11-04 Price Changed $64,000 MARIS as Distributed by MLS Grid
- 2025-10-14 Price Changed $72,500 MARIS as Distributed by MLS Grid
- 2025-08-20 Price Changed $73,500 MARIS as Distributed by MLS Grid
- 2025-07-18 Relisted — MARIS as Distributed by MLS Grid
- 2025-07-11 Contingent — MARIS as Distributed by MLS Grid
- 2025-06-25 Relisted — MARIS as Distributed by MLS Grid
- 2025-06-25 Price Changed $78,500 MARIS as Distributed by MLS Grid
- 2025-06-16 Pending — MARIS as Distributed by MLS Grid
- 2025-04-16 Listed $82,500 MARIS as Distributed by MLS Grid
- 2021-04-30 Sold (MLS) — MARIS as Distributed by MLS Grid
- 2020-06-22 Listing Removed — MRED as Distributed by MLS Grid
- 2020-06-22 Listing Removed — MRED as Distributed by MLS Grid
- 2019-11-05 Listed — MRED as Distributed by MLS Grid
- 2007-03-30 Sold (Public Records) $76,000 Public Records
Property tax history
-2.3%/yrLatest (2024): $1,605 · -39.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…