14212 Pine Ln · Walker, LA 70785

$125,000

None bd · None ba · 1,880 sqft · SingleFamily · 69 Days on market

0.47 ac lot

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +7.6/10.0
• ARV discount +7.5/15.0
• Schools +4.0/10.0
• Livability +3.8/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

The mobile home is tenant occupied and will require 48 hr notice to tour the interior. Buyer must show preapproval or funds available prior to viewing the mobile home. NO Flood Insurance Required & no flooding The house is vacant and can be shown on short notice. Supra lockbox on back door. Both properties will require some TLC. Siding on house appears to be asbestos--no testing has been done.

Key facts

• 0.47 acre lot
• 4 parking spots
• Listed 69 days

🏷️ Possibly a rental listed for sale. The $125,000 price doesn't fit this home's estimated sale value (~$304,560) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

• This is a single-family listed at $125k.

Deal economics

• At list price, monthly cash flow is $475 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $125k).
• Recommended offer: $118k (6.0% below list) — sets the bar for market timing.
• Cap rate 10.9% vs local median 4.8% in Walker — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#19 in LA, #3,999 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities D-, commute F.
• Livingston Parish (suburban): math 40% / reading 52% proficiency, ranked #13 of 98 in LA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 253 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 794 units permitted in Livingston Parish in 2024 (99 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Livingston County population projected at +27% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $35k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• It's been on market 69 days — a 6% lower offer ($118k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $117,500 (6.0% below list)

Questions for the listing agent

1. It's been on market 69 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.26% ✓
• Cap rate: 10.85%
• Cash-on-cash: 16.29%
• DSCR: 1.72
• GRM: 6.6

CMA / ARV

• ARV (on-the-fly): $304,560
• Comps found: 5

Show comp detail 5 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
13893 Achord Ln	0.47mi	3/3.0	1,981 (+5%)	1mo	$280,000	$141	68
13920 Carolyn St	0.39mi	3/2.0	1,833 (-2%)	12mo	$299,900	$164	68
13970 Guy St	0.35mi	3/2.0	1,794 (-5%)	13mo	$289,900	$162	65
13931 Lynn St	0.34mi	3/2.0	1,667 (-11%)	0mo	$279,900	$168	65
29801 Park St	0.68mi	3/2.0	1,807 (-4%)	18mo	$279,900	$155	46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 7.3%
• Equity multiple: 1.28×
• Total profit: $9,970
• Equity at exit: $18,638

10-year hold

• IRR: 16.6%
• Equity multiple: 2.36×
• Total profit: $47,498
• Equity at exit: $10,808

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Louisiana: 90 Strongly Landlord-Friendly · R+12
• County: — inherits STATE
• City: — inherits STATE

5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 70785

• Home prices YoY: -34.0%
• Active inventory: 253
• Price-to-rent: 6.6×

Monthly cashflow live

• Estimated rent: $1,570 high
• Mortgage (P&I): −$656
• Tax from tax record: −$57 /mo · $687/yr
• Insurance: −$52
• HOA: −$0
• Vacancy / Maint / Mgmt: −$330
• Net cashflow: $475

Break-even live

Break-even rent $968

Max offer price $125,000

Occupancy floor 65%

Sensitivity live

Price	-10% $546	-5% $511	+0% $475	+5% $440	+10% $404
Rent	-10% $351	-5% $413	+0% $475	+5% $537	+10% $599
Rate	-1.0pp $538	-0.5pp $507	base $475	+0.5pp $443	+1.0pp $410

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $31,250
• Closing costs: $3,750
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
12321 Village Dr Walker, LA	3.0	2.5	1525	$1,650	$1.08	44d	1	0.63mi
12318 Village Dr Walker, LA	3.0	2.5	1525	$1,650	$1.08	24d	1	0.64mi
30100 Walker Rd N Walker, LA	1.0–3.0	1.0–2.0	1019	$1,473	$1.45	15d	15	0.93mi
13176 Brian Park Dr Walker, LA	3.0	2.0	1548	$1,700	$1.10	24d	1	1.16mi
13601 Ball Park Rd Unit 1 Walker, LA	3.0	2.0	1350	$1,350	$1.00	44d	1	1.21mi

Listing history 17 events

1. 2026-06-18
   days on market $125,000 Active 69 DOM
2. 2026-06-17
   days on market $125,000 Active 68 DOM
3. 2026-06-16
   days on market $125,000 Active 67 DOM
4. 2026-06-15
   days on market $125,000 Active 66 DOM
5. 2026-06-14
   days on market $125,000 Active 64 DOM
6. 2026-06-13
   days on market $125,000 Active 63 DOM
7. 2026-06-10
   days on market $125,000 Active 61 DOM
8. 2026-06-09
   days on market $125,000 Active 60 DOM
9. 2026-06-08
   days on market $125,000 Active 59 DOM
10. 2026-06-07
    days on market $125,000 Active 58 DOM
11. 2026-06-03
    days on market $125,000 Active 54 DOM
12. 2026-06-02
    days on market $125,000 Active 53 DOM
13. 2026-06-01
    days on market $125,000 Active 52 DOM
14. 2026-05-31
    days on market $125,000 Active 51 DOM
15. 2026-05-31
    days on market $125,000 Active 50 DOM
16. 2026-04-10
    listed $125,000 Active 403-char remark

    Show marketing remark (403 chars)

    The mobile home is tenant occupied and will require 48 hr notice to tour the interior. Buyer must show preapproval or funds available prior to viewing the mobile home. NO Flood Insurance Required & no flooding The house is vacant and can be shown on short notice. Supra lockbox on back door. Both properties will require some TLC. Siding on house appears to be asbestos--no testing has been done.

17. 2026-04-08
    listed $125,000 Active 400-char remark

    Show marketing remark (400 chars)

    The mobile home is tenant occupied and will require 48 hr notice to tour the interior. Buyer must show preapproval or funds available prior to viewing the mobile home. NO Flood Insurance Required & no flooding The house is vacant and can be shown on short notice. Supra lockbox on back door. Both properties will require some TLC. Siding on house appears to be asbestos--no testing has been done.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

• Current annual tax: $687 · $57/mo
• Projected year-2 tax: $688 · $57/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 17% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,836
• − Mortgage interest: −$7,002
• − Property taxes: −$687
• − Insurance: −$625
• − Repairs & maintenance: −$1,507
• − Management: −$1,507
• − Depreciation: −$3,636
• Taxable income: $3,871
• Est. tax owed @ 24.0%: −$929
• After-tax cash flow: $4,773/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Livingston Parish
• NCES district ID: 2201020
• Math proficiency: 40% ▼ -38.00%
• Reading proficiency: 52% ▼ -32.00%
• Median HH income: $56,755
• Composite: 40.07/100
• National rank: #3811
• State rank: #13 of 98 in LA

Livability — Walker

• Score: 75/100
• State rank: #19
• US rank: #3999

Category grades

Amenities D- Commute F Cost of living A+ Crime F Employment B Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Livingston Parish · 87,496 people
• City population: 23,921
• Metro: Baton Rouge, LA
• Population (ZIP): 23,921
• Household income: $89,103
• Rent vs Own: 16.2% rent · 83.8% own
• Severe rent burden: 343.0

Population outlook (Livingston County) Hauer SSP2

• Today (2025): 158,511 people
• By 2030: 168,241 · +6.1%
• By 2040: 186,252 · +17.5%
• By 2050: 201,516 · +27.1%
• By 2075: 231,217 · +45.9%
• By 2100: 241,697 · +52.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (88%)
• Race & ethnicity: White 88% Black 6% Two or more races 4% Asian 2% Hispanic / Latino 2%
• Common ancestry: Lithuanian 10% Italian 2% Slovak 2%
• Foreign-born: 2% · Canada, China, Vietnam
• Languages at home: 97% English-only · Chinese 1% Spanish 1%

Political lean MEDSL · Livingston

• 2024 margin: Solid R (+68.5) · D 15.1% · R 83.6% · Other 1.3%
• 2008→2024 swing: +3.4pp toward D · 2008: -71.9pp · 2024: -68.5pp
• All cycles: 2024: R+68.5 2020: R+70.0 2016: R+72.5 2012: R+70.4 2008: R+71.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -84.92%
• Current HPI: 164.6373
• Rent YoY: —
• Metro: Baton Rouge, LA
• State GDP YoY: ▲ 3.29%
• F500 in state: 10

Industry mix (Fortune 500 HQ in LA)

Industry	F500 HQs	Revenue
▸Telecommunications	2	$23B
▸Utilities	1	$12B
▸Wholesale / Distribution	1	$5B
▸Advertising	1	$2B

Price history

+0.0% since first listed

2 events — show timeline

• 2026-04-10 Listed $125,000 GBRMLS
• 2026-04-08 Listed $125,000 AcadianaMLS

Property tax history

+1.5%/yr

Latest (2024): $687 · +7.3% YoY. Source: county tax records.