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127 Kirkwood Cir
C Composite 58.11
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.9/30.0
  • ARV discount +15.0/15.0
  • DSCR +6.3/10.0
  • 1% rule +4.3/10.0
  • Schools +3.9/10.0
  • Livability +3.2/5.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$156,000

127 Kirkwood Cir · Warner Robins, GA 31088
3 bd · 2.0 ba · 1,560 sqft · SingleFamily public records · 33 Days on market
Built 1962 9,147 sqft lot Est $195k · 20% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Investment opportunity available this ranch home built in 1962 offers 3 bedrooms, 2 baths and living room with vaulted ceilings. Work and repairs are needed including, flooring, paint, ceiling repairs, needs A/C and roof. Buyer to complete due diligence prior to offer, sold as is no inspection contingency

Key facts

  • Built-in cabinetry
  • Walk-in closet
  • Natural light

Tags

SPLIT-BEDROOM FLOOR PLANNATURAL LIGHTBUILT-IN CABINETRYPANTRY-STYLE STORAGEWALK-IN CLOSETUPDATED BATHROOM

Property features AI

Finance

  • Other: Lot approximately 0.21 acre

Exterior

  • Parking: 1-car garage
  • Utilities: Public water; Public sewer
  • Home design: Single-family detached residence; Residential property; Located in the PINE VALLEY subdivision
  • Construction: Brick, vinyl siding, and wood siding exterior; Built above grade finished area
  • Exterior features: Front porch

Interior

  • Kitchen: Electric range; Range; Refrigerator
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air; Ceiling fans
  • Interior features: Electric range; Range; Refrigerator; Crawl space basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $156k.

Deal economics

  • At list price, monthly cash flow is $189 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $145k (6.8% below list).
  • Recommended offer: $145k (6.8% below list) — sets the bar for 1% rule.
  • Cap rate 7.8% vs local median 4.9% in Warner Robins — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#227 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, crime F, amenities F.
  • Houston County (urban): math 43% / reading 46% proficiency, ranked #23 of 174 in GA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Miller Elementary School (math 22% / reading 22%, grade F, #810 of 1,228 statewide, top 69%, 538 students, 84% FRL); Warner Robins Middle School (math 25% / reading 37%, grade F, #237 of 470 statewide, top 51%, 813 students, 84% FRL); Warner Robins High School (math 7% / reading 21%, grade F, #322 of 424 statewide, top 76%, 1,816 students, 84% FRL) — zoned schools average 84% FRL vs 46% district-wide (38 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 22% at this address vs 44% district-wide (-22 pts) — the specific schools serving this property underperform the Houston County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+1.7%/yr); 286 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 60% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,545 units permitted in Houston County in 2024 (336 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Houston County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 33 days — a 3% lower offer ($151k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $68k; list at $156k implies a 128% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 78% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $145,470 (6.8% below list)

Questions for the listing agent

  1. It's been on market 33 days. Have you received any prior offers? Is the seller open to a 7% concession, seller financing, or rate buy-down credit?
  2. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.93%
Cap rate
7.75%
Cash-on-cash
5.20%
DSCR
1.23
GRM
8.9

CMA / ARV

ARV (on-the-fly)
$195,000
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
111 Forrester Dr 0.12mi 3/2.0 1,438 (-8%) 5mo $145,000 $101 78
202 Forest Hill Dr 0.50mi 3/2.0 1,600 (+3%) 4mo $164,000 $103 70
220 Station Way 0.73mi 3/2.0 1,575 (+1%) 1mo $235,000 $149 64
200 Atrium Ct 0.67mi 3/2.0 1,470 (-6%) 2mo $177,000 $120 58
217 Station Way 0.71mi 3/2.0 1,480 (-5%) 3mo $225,000 $152 56
122 Driftwood Ter 0.54mi 3/2.0 1,413 (-9%) 8mo $158,900 $112 53
213 Stratford Dr 0.55mi 3/2.0 1,336 (-14%) 0mo $172,500 $129 50
610 Cornelia Dr 0.57mi 3/2.0 1,340 (-14%) 1mo $209,000 $156 49
215 Forest Hill Dr 0.43mi 3/2.0 1,790 (+15%) 9mo $170,000 $95 48
105 Marvin Blvd 0.63mi 4/2.0 (+1) 1,352 (-13%) 3mo $150,000 $111 41
207 Atrium Ct 0.70mi 3/2.0 1,759 (+13%) 8mo $220,000 $125 39
104 Crossing Pl 0.74mi 3/2.0 1,340 (-14%) 4mo $228,000 $170 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.67% rent growth · sell at horizon

5-year hold
IRR
-9.6%
Equity multiple
0.65×
Total profit
$-15,186
Equity at exit
$23,260
10-year hold
IRR
-2.0%
Equity multiple
0.87×
Total profit
$-5,571
Equity at exit
$13,488

Cash invested: $43,680 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31088

Rents YoY
1.7%
Active inventory
286
Price-to-rent
8.9×

Monthly cashflow live

Estimated rent
$1,455 high interval (Pro) →
Mortgage (P&I)
$818
Tax from tax record
$77 /mo · $921/yr
Insurance
$65
HOA
$0
Vacancy / Maint / Mgmt
$305
Net cashflow
$189

Break-even live

Break-even rent $1,215
Max offer price $156,000
Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$39,000
Closing costs
$4,680
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 20 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
605 S Pleasant Hill Rd Warner Robins, GA 3.0 1.0 1326 $1,150 $0.87 21d 1 0.17mi
605 S Pleasant Hill Rd Warner Robins, GA 3.0 1.0 1326 $1,150 $0.87 43d 1 0.17mi
1311 Alma Ave Warner Robins, GA 3.0 1.0 1073 $1,150 $1.07 43d 1 0.41mi
105 Marvin Blvd Warner Robins, GA 4.0 2.0 1352 $1,495 $1.11 43d 1 0.62mi
201 Sherman St Warner Robins, GA 3.0 2.0 2000 $1,650 $0.82 13d 1 0.68mi
142 Stoneridge Dr Warner Robins, GA 3.0 1.5 1321 $1,450 $1.10 43d 1 0.72mi
210 Southland Station Dr Warner Robins, GA 1.0–3.0 1.0–2.0 1135 $1,413 $1.24 13d 15 0.83mi
305 Sparta St Warner Robins, GA 3.0 1.0 1198 $1,200 $1.00 43d 1 0.84mi
342 Orchard Way Warner Robins, GA 3.0 2.0 1186 $1,349 $1.14 43d 1 1.07mi
125 Orchard Pass Warner Robins, GA 3.0 2.0 1165 $1,395 $1.20 43d 1 1.08mi
108 Corinth St Warner Robins, GA 3.0 1.0 1200 $1,400 $1.17 43d 1 1.10mi
510 Leisure Lake Dr Warner Robins, GA 3.0 2.0 1230 $1,650 $1.34 43d 1 1.12mi
510 Leisure Lake Dr Warner Robins, GA 3.0 2.0 1230 $1,650 $1.34 21d 1 1.12mi
125 Briarcliff Rd Warner Robins, GA 3.0 1.5 1242 $1,325 $1.07 21d 1 1.12mi
125 Briarcliff Rd Warner Robins, GA 3.0 1.5 1242 $1,325 $1.07 43d 1 1.12mi
218 Tallulah Trl Warner Robins, GA 2.0 2.0 1050 $1,200 $1.14 43d 1 1.15mi
101 Raintree Dr Warner Robins, GA 3.0 2.0 2062 $2,250 $1.09 21d 1 1.32mi
121 Highland Dr Warner Robins, GA 3.0 2.0 1712 $1,795 $1.05 21d 1 1.35mi
121 Highland Dr Warner Robins, GA 3.0 2.0 1712 $1,795 $1.05 43d 1 1.35mi
800 Leisure Lake Dr Warner Robins, GA 1.0–2.0 1.0–2.0 950 $1,365 $1.44 13d 34 1.50mi

Listing history 38 events

  1. 2026-06-19
    days on market $156,000 Active 33 DOM
  2. 2026-06-18
    days on market $156,000 Active 32 DOM
  3. 2026-06-17
    pricedays on market $156,000 Active 31 DOM
  4. 2026-06-16
    days on market $159,000 Active 30 DOM
  5. 2026-06-15
    days on market $159,000 Active 29 DOM
  6. 2026-06-14
    days on market $159,000 Active 27 DOM
  7. 2026-06-13
    days on market $159,000 Active 26 DOM
  8. 2026-06-10
    days on market $159,000 Active 24 DOM
  9. 2026-06-09
    days on market $159,000 Active 23 DOM
  10. 2026-06-08
    days on market $159,000 Active 22 DOM
  11. 2026-06-07
    days on market $159,000 Active 21 DOM
  12. 2026-06-05
    pricedays on market $159,000 Active 18 DOM
  13. 2026-06-03
    days on market $160,000 Active 17 DOM
  14. 2026-06-02
    days on market $160,000 Active 16 DOM
  15. 2026-06-01
    days on market $160,000 Active 15 DOM
  16. 2026-05-31
    days on market $160,000 Active 14 DOM
  17. 2026-05-30
    statusdays on market $160,000 Active 13 DOM
  18. 2026-05-17
    listed $160,000 Active
  19. 2025-05-25
    historical $1,395
  20. 2025-05-02
    price $1,395
  21. 2025-03-29
    listed $1,495
  22. 2024-03-09
    historical $1,495
  23. 2024-03-02
    price $1,495
  24. 2024-02-18
    listed $1,700
  25. 2024-02-09
    historical $1,700
  26. 2024-01-04
    price $1,700
  27. 2023-12-08
    listed $1,800
  28. 2023-08-30
    soldstatus $68,500 Sold 306-char remark
    Show marketing remark (306 chars)

    Investment opportunity available this ranch home built in 1962 offers 3 bedrooms, 2 baths and living room with vaulted ceilings. Work and repairs are needed including, flooring, paint, ceiling repairs, needs A/C and roof. Buyer to complete due diligence prior to offer, sold as is no inspection contingency

  29. 2023-08-01
    status Under Contract 306-char remark
    Show marketing remark (306 chars)

    Investment opportunity available this ranch home built in 1962 offers 3 bedrooms, 2 baths and living room with vaulted ceilings. Work and repairs are needed including, flooring, paint, ceiling repairs, needs A/C and roof. Buyer to complete due diligence prior to offer, sold as is no inspection contingency

  30. 2023-07-07
    price $74,200 306-char remark
    Show marketing remark (306 chars)

    Investment opportunity available this ranch home built in 1962 offers 3 bedrooms, 2 baths and living room with vaulted ceilings. Work and repairs are needed including, flooring, paint, ceiling repairs, needs A/C and roof. Buyer to complete due diligence prior to offer, sold as is no inspection contingency

  31. 2023-07-07
    status Back On Market 306-char remark
    Show marketing remark (306 chars)

    Investment opportunity available this ranch home built in 1962 offers 3 bedrooms, 2 baths and living room with vaulted ceilings. Work and repairs are needed including, flooring, paint, ceiling repairs, needs A/C and roof. Buyer to complete due diligence prior to offer, sold as is no inspection contingency

  32. 2023-06-16
    historical On Hold 306-char remark
    Show marketing remark (306 chars)

    Investment opportunity available this ranch home built in 1962 offers 3 bedrooms, 2 baths and living room with vaulted ceilings. Work and repairs are needed including, flooring, paint, ceiling repairs, needs A/C and roof. Buyer to complete due diligence prior to offer, sold as is no inspection contingency

  33. 2023-05-26
    price $74,600 306-char remark
    Show marketing remark (306 chars)

    Investment opportunity available this ranch home built in 1962 offers 3 bedrooms, 2 baths and living room with vaulted ceilings. Work and repairs are needed including, flooring, paint, ceiling repairs, needs A/C and roof. Buyer to complete due diligence prior to offer, sold as is no inspection contingency

  34. 2023-05-08
    price $78,400 306-char remark
    Show marketing remark (306 chars)

    Investment opportunity available this ranch home built in 1962 offers 3 bedrooms, 2 baths and living room with vaulted ceilings. Work and repairs are needed including, flooring, paint, ceiling repairs, needs A/C and roof. Buyer to complete due diligence prior to offer, sold as is no inspection contingency

  35. 2023-04-19
    price $88,600 306-char remark
    Show marketing remark (306 chars)

    Investment opportunity available this ranch home built in 1962 offers 3 bedrooms, 2 baths and living room with vaulted ceilings. Work and repairs are needed including, flooring, paint, ceiling repairs, needs A/C and roof. Buyer to complete due diligence prior to offer, sold as is no inspection contingency

  36. 2023-04-04
    price $101,600 306-char remark
    Show marketing remark (306 chars)

    Investment opportunity available this ranch home built in 1962 offers 3 bedrooms, 2 baths and living room with vaulted ceilings. Work and repairs are needed including, flooring, paint, ceiling repairs, needs A/C and roof. Buyer to complete due diligence prior to offer, sold as is no inspection contingency

  37. 2023-03-20
    price $123,000 306-char remark
    Show marketing remark (306 chars)

    Investment opportunity available this ranch home built in 1962 offers 3 bedrooms, 2 baths and living room with vaulted ceilings. Work and repairs are needed including, flooring, paint, ceiling repairs, needs A/C and roof. Buyer to complete due diligence prior to offer, sold as is no inspection contingency

  38. 2023-03-03
    listed $139,920 New 306-char remark
    Show marketing remark (306 chars)

    Investment opportunity available this ranch home built in 1962 offers 3 bedrooms, 2 baths and living room with vaulted ceilings. Work and repairs are needed including, flooring, paint, ceiling repairs, needs A/C and roof. Buyer to complete due diligence prior to offer, sold as is no inspection contingency

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$921 · $77/mo
Projected year-2 tax
$1,435 · $120/mo
Expected delta
+$515/yr (+$43/mo · 55.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 7/10 Severe 78% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,456
− Mortgage interest
−$8,738
− Property taxes
−$921
− Insurance
−$780
− Repairs & maintenance
−$1,397
− Management
−$1,397
− Depreciation
−$4,538
Taxable loss
−$314
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$75
After-tax cash flow
$2,348/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Houston County
NCES district ID
1302880
Math proficiency
43% ▼ -7.00%
Reading proficiency
46% ▼ -2.00%
Median HH income
$54,823
Composite
38.68/100
National rank
#4144
State rank
#23 of 174 in GA

Livability — Warner Robins

Score
65/100
State rank
#227
US rank
#13290

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Warner Robins, GA
County
Houston County · 157,321 people
City population
92,102
Metro
Warner Robins, GA
Population (ZIP)
58,585
Household income
$83,082
Rent vs Own
36.9% rent · 63.1% own
Severe rent burden
1668.0

Population outlook (Houston County) Hauer SSP2

Today (2025)
169,502 people
By 2030
178,486 · +5.3%
By 2040
194,642 · +14.8%
By 2050
207,119 · +22.2%
By 2075
231,480 · +36.6%
By 2100
235,034 · +38.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
White 51% Black 32% Two or more races 9% Hispanic / Latino 7% Asian 4%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Romanian 2% Slovak 2% Lithuanian 2%
Foreign-born
9% · Canada, Vietnam, Jamaica
Languages at home
90% English-only · Spanish 5% Other Asian/Pacific 2% Vietnamese 2%

Political lean MEDSL · Houston

2024 margin
R (+11.3) · D 44.0% · R 55.3%
2008→2024 swing
+8.9pp toward D · 2008: -20.2pp · 2024: -11.3pp
All cycles
2024: R+11.3 2020: R+12.4 2016: R+21.6 2012: R+20.7 2008: R+20.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -135.75%
Current HPI
219.8261
Rent YoY
▲ 1.67%
Metro
Warner Robins, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+14.4% since first listed
21 events — show timeline
  • 2026-05-17 Listed $160,000 CGMLS
  • 2025-05-25 Rental Removed $1,395 Avail
  • 2025-05-02 Price Changed $1,395 Avail
  • 2025-03-29 Listed for Rent $1,495 Avail
  • 2024-03-09 Rental Removed $1,495 Avail
  • 2024-03-02 Price Changed $1,495 Avail
  • 2024-02-18 Listed for Rent $1,700 Avail
  • 2024-02-09 Rental Removed $1,700 Avail
  • 2024-01-04 Price Changed $1,700 Avail
  • 2023-12-08 Listed for Rent $1,800 Avail
  • 2023-08-30 Sold (MLS) $68,500 GAMLS
  • 2023-08-01 Pending GAMLS
  • 2023-07-07 Price Changed $74,200 GAMLS
  • 2023-07-07 Relisted GAMLS
  • 2023-06-16 Delisted GAMLS
  • 2023-05-26 Price Changed $74,600 GAMLS
  • 2023-05-08 Price Changed $78,400 GAMLS
  • 2023-04-19 Price Changed $88,600 GAMLS
  • 2023-04-04 Price Changed $101,600 GAMLS
  • 2023-03-20 Price Changed $123,000 GAMLS
  • 2023-03-03 Listed $139,920 GAMLS

Property tax history

+5.1%/yr

Latest (2025): $921 · +66.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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