33740 N 347th Ave · Buckeye, AZ
Flood risk 1/10 · Minimal
- FEMA flood zone
- A
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $1,009 – $1,996
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $610 – $1,132
Heat risk 8/10 · Major
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +7.7/10.0
- ARV discount +7.5/15.0
- Livability +3.4/5.0
- Schools +2.9/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$99,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
A FIVE ACRE PARCEL WITH WELL-SHARE. A HOUSE AND SEPARATE LARGE STORAGE STRUCTURE. PRICED FOR A QUICK SALE. BUYER TO VERIFY SCHOOLS, ZONING / USE, UTILITIES, PERMITS, BUILDABILITY AND ALL PERTINENT INFORMATION. ALL INFORMATION DEEMED ACCURATE BUT NOT GUARANTEED.
Key facts
- Five acre parcel
- 5.01 acre lot
- 8 parking spots
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath single-family listed at $99k.
Deal economics
- At list price, monthly cash flow is $290 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $99k).
- Recommended offer: $87k (12.0% below list) — sets the bar for market timing.
- Cap rate 11.3% vs local median 3.1% in Buckeye — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 68/100 on livability (#53 in AZ) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A; Watch: schools D+, amenities F, commute F.
- Wickenburg Unified District (4236) (rural): math 33% / reading 35% proficiency, ranked #92 of 249 in AZ (top 37%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 378 active listings in the ZIP; 36,011 units permitted in Maricopa County in 2024 (12,801 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $684 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Maricopa County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- It's been on market 133 days — a 12% lower offer ($87k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: flood insurance adds $125/mo.
- Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); moderate wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 133 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.27% ✓
- Cap rate
- 11.33%
- Cash-on-cash
- 17.99%
- DSCR
- 1.80
- GRM
- 6.6
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 2.3%
- Equity multiple
- 1.09×
- Total profit
- $2,480
- Equity at exit
- $14,761
- IRR
- 11.9%
- Equity multiple
- 1.94×
- Total profit
- $26,094
- Equity at exit
- $8,560
Cash invested: $27,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Arizona
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 85390
- Home prices YoY
- -17.4%
- Active inventory
- 378
- Price-to-rent
- 6.6×
Monthly cashflow live
- Estimated rent
- $1,257 medium interval (Pro) →
- Mortgage (P&I)
- −$519
- Tax from tax record
- −$17 /mo · $202/yr
- Insurance
- −$41
- Flood insurance flood zone
- −$125 /mo · $1,502/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$264
- Net cashflow
- $290
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $24,750
- Closing costs
- $2,970
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 15 events
-
2026-06-18days on market $99,000 Active 133 DOM
-
2026-06-17days on market $99,000 Active 132 DOM
-
2026-06-16days on market $99,000 Active 131 DOM
-
2026-06-15days on market $99,000 Active 130 DOM
-
2026-06-13days on market $99,000 Active 128 DOM
-
2026-06-13days on market $99,000 Active 127 DOM
-
2026-06-09days on market $99,000 Active 124 DOM
-
2026-06-08days on market $99,000 Active 123 DOM
-
2026-06-07days on market $99,000 Active 122 DOM
-
2026-06-04days on market $99,000 Active 119 DOM
-
2026-06-03days on market $99,000 Active 118 DOM
-
2026-06-02days on market $99,000 Active 117 DOM
-
2026-06-01days on market $99,000 Active 116 DOM
-
2026-05-31days on market $99,000 Active 115 DOM
-
2026-02-05$99,000 Active 261-char remark
Show marketing remark (261 chars)
A FIVE ACRE PARCEL WITH WELL-SHARE. A HOUSE AND SEPARATE LARGE STORAGE STRUCTURE. PRICED FOR A QUICK SALE. BUYER TO VERIFY SCHOOLS, ZONING / USE, UTILITIES, PERMITS, BUILDABILITY AND ALL PERTINENT INFORMATION. ALL INFORMATION DEEMED ACCURATE BUT NOT GUARANTEED.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AZ · Resets to sale price
- Current annual tax
- $202 · $17/mo
- Projected year-2 tax
- $653 · $54/mo
- Expected delta
- +$451/yr (+$38/mo · 223.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone A · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 8/10 Severe 7 d/yr ≥110°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,081
- − Mortgage interest
- −$5,546
- − Property taxes
- −$202
- − Insurance
- −$1,997
- − Repairs & maintenance
- −$1,206
- − Management
- −$1,206
- − Depreciation
- −$2,880
- Taxable income
- $2,043
- Est. tax owed @ 24.0%
- −$490
- After-tax cash flow
- $2,994/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Wickenburg Unified District (4236)
- NCES district ID
- 0409190
- Math proficiency
- 33% ▼ -10.00%
- Reading proficiency
- 35% ▼ -7.00%
- Median HH income
- $47,369
- Composite
- 29.27/100
- National rank
- #6560
- State rank
- #92 of 249 in AZ
Livability — Buckeye
- Score
- 68/100
- State rank
- #53
- US rank
- #9428
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Maricopa County · 4,537,380 people
- City population
- 117,540
- Metro
- Phoenix-Mesa-Chandler, AZ
- Population (ZIP)
- 10,298
- Household income
- $68,591
- Rent vs Own
- Severe rent burden
- 251.0
Population outlook (Maricopa County) Hauer SSP2
- Today (2025)
- 4,979,203 people
- By 2030
- 5,378,229 · +8.0%
- By 2040
- 6,156,598 · +23.6%
- By 2050
- 6,872,376 · +38.0%
- By 2075
- 8,401,270 · +68.7%
- By 2100
- 9,247,439 · +85.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (88%)
- Race & ethnicity
- White 88% Hispanic / Latino 7% Two or more races 4% Native American 1%
- Hispanic origin (detail)
- Mexican 5%
- Common ancestry
- Portuguese 3% Lithuanian 3% Slovak 2%
- Foreign-born
- 3% · Canada
- Languages at home
- 93% English-only · Spanish 5%
Political lean MEDSL · Maricopa
- 2024 margin
- Toss-up / Even · D 47.7% · R 51.2% · Other 1.1%
- 2008→2024 swing
- +7.1pp toward D · 2008: -10.6pp · 2024: -3.5pp
- All cycles
- 2024: R+3.5 2020: D+2.2 2016: R+3.5 2012: R+12.0 2008: R+10.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -66.26%
- Current HPI
- 314.3169
- Rent YoY
- —
- Metro
- Phoenix-Mesa-Chandler, AZ
- State GDP YoY
- ▲ 4.54%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in AZ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 2 | $13B |
|
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| Mining / Metals | 1 | $23B |
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| Environmental Services | 1 | $16B |
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| Metals / Steel | 1 | $14B |
|
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| Technology Distribution | 1 | $9B |
|
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| Homebuilding | 1 | $8B |
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Price history
1 event — show timeline
- 2026-02-05 Listed $99,000 ARMLS
Property tax history
-4.1%/yrLatest (2025): $202 · -1.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…