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1399 Sacramento Ave #110
B- Composite 69.32
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +3.8/10.0
  • Livability +3.7/5.0
  • Condition / age +2.5/5.0
  • Rent growth +1.9/5.0
  • Appreciation +0.0/10.0

$169,000

1399 Sacramento Ave #110 · West Sacramento, CA 95605
3 bd · 2.0 ba · 1,344 sqft · Manufactured · 78 Days on market
Built 1989

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to West Wind Estates! Located in an ALL age park, this charming home offers one of the lowest space rents in the area. This home has been thoughtfully updated for comfort and style. Recent upgrades include brand New flooring, New comp roof, fresh interior paint, updated appliances and recessed lighting throughout. The large living room provides plenty of space for relaxation or entertaining. The home also comes fully equipped with all appliances, including a washer and dryer. Additional highlights include a walk-in jetted tub for ultimate relaxation and a newer HVAC system to keep you comfortable year-round. Enjoy the inviting community clubhouse and pool, all in a convenient locati

Key facts

  • Updated appliances
  • New comp roof
  • New flooring

Tags

NEW FLOORINGNEW COMP ROOFFRESH INTERIOR PAINTUPDATED APPLIANCESRECESSED LIGHTINGWALK-IN JETTED TUB

Property features AI

Finance

  • Other: Land lease: No (listed land lease amount present but property is not land-leased)
  • HOA & community: No association

Exterior

  • Parking: Off-street parking; Attached covered parking; Detached parking; Deck parking area; Guest parking available
  • Utilities: 220 volts in kitchen; 220 volts in laundry; Public water; Public sewer
  • Home design: Manufactured in park (double wide); Built in 1989
  • Construction: Vinyl skirting; Shingle/composition roof; BAYSHORE HM make
  • Exterior features: Porch awning; Backyard; Regular-shaped lot; Storage shed(s)

Interior

  • Kitchen: Free standing gas range; Free standing gas oven; Free standing refrigerator; Hood over range; Dishwasher
  • Bedrooms: 3 bedrooms
  • Flooring: Tile; Vinyl
  • Bathrooms: 2 full bathrooms; Double sinks; Jetted tub; Sunken tub; Tile surfaces; Tub with shower over
  • Heating & cooling: Central heating; Central cooling; Ceiling fan(s)
  • Interior features: Cathedral/vaulted great room; Pantry cabinet and pantry closet; Dining/family combo and dining/living combo; Covered deck and porch; Pets allowed
  • Laundry & utility: Washer and dryer included; Laundry located inside (inside room/area)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $169k.

Deal economics

  • At list price, monthly cash flow is $963 ($12k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $169k).
  • Recommended offer: $159k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 73/100 on livability (#164 in CA) — a middle-class / working-renter tenant base. Strengths: housing A+, commute A, employment A-; Watch: cost of living F.
  • Washington Unified (suburban): math 30% / reading 57% proficiency, ranked #197 of 517 in CA (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-2.4%/yr); 52 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals leasing fast (median 2d on market — plan ~1-2 weeks tenant-placement turnaround); 721 units permitted in Yolo County in 2024 (260 in 5+ unit buildings).
  • At $2,698/mo this rent would consume 45% of the median local household income ($72k/yr) (locally 554% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Yolo County population projected at +31% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $47k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 78 days — a 6% lower offer ($159k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $158,860 (6.0% below list)

Questions for the listing agent

  1. It's been on market 78 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.60%
Cap rate
13.13%
Cash-on-cash
24.43%
DSCR
2.09
GRM
5.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
14.3%
Equity multiple
1.55×
Total profit
$26,106
Equity at exit
$25,198
10-year hold
IRR
20.7%
Equity multiple
2.51×
Total profit
$71,350
Equity at exit
$14,612

Cash invested: $47,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 95605

Rents YoY
-2.4%
Active inventory
52
Price-to-rent
5.2×

Monthly cashflow live

Estimated rent
$2,698 high interval (Pro) →
Mortgage (P&I)
$886
Tax est. 1.5%
$211 /mo · $2,535/yr
Insurance
$70
HOA
$0
Vacancy / Maint / Mgmt
$567
Net cashflow
$963

Break-even live

Break-even rent $1,478
Max offer price $169,000
Occupancy floor 59%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,250
Closing costs
$5,070
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
709 Solano St West Sacramento, CA 4.0 3.0 1500 $3,000 $2.00 1d 1 0.53mi
500 Douglas St West Sacramento, CA 3.0 1.0–2.0 874 $2,939 $3.36 3d 22 0.86mi
425 Regatta Ln #103 West Sacramento, CA 3.0 2.5 1576 $2,595 $1.65 2d 1 1.18mi
777 5th St West Sacramento, CA 2.0 1.0–2.0 878 $10,000 $11.38 1d 15 1.21mi
2763 River Plaza Dr Sacramento, CA 1.0–3.0 1.0–2.0 848 $2,400 $2.83 1d 8 1.35mi
120 Soaring Hawk Ln Sacramento, CA 2.0 2.0 1026 $2,195 $2.14 16d 1 1.39mi
4 White Lily Ct Sacramento, CA 3.0 2.0 1270 $2,395 $1.89 43d 1 1.42mi
2227 River Plaza Dr Sacramento, CA 1.0–2.0 1.0–2.0 890 $2,220 $2.49 1d 19 1.46mi

Listing history 16 events

  1. 2026-06-19
    statusdays on market $169,000 Active 78 DOM
  2. 2026-06-18
    days on market $169,000 Contingent (Show) 77 DOM
  3. 2026-06-17
    days on market $169,000 Contingent (Show) 76 DOM
  4. 2026-06-16
    days on market $169,000 Contingent (Show) 75 DOM
  5. 2026-06-15
    days on market $169,000 Contingent (Show) 74 DOM
  6. 2026-06-14
    days on market $169,000 Contingent (Show) 72 DOM
  7. 2026-06-12
    days on market $169,000 Contingent (Show) 71 DOM
  8. 2026-06-09
    days on market $169,000 Contingent (Show) 68 DOM
  9. 2026-06-08
    days on market $169,000 Contingent (Show) 67 DOM
  10. 2026-06-07
    days on market $169,000 Contingent (Show) 66 DOM
  11. 2026-06-07
    statusdays on market $169,000 Contingent (Show) 65 DOM
  12. 2026-06-04
    days on market $169,000 Active 62 DOM
  13. 2026-06-02
    days on market $169,000 Active 61 DOM
  14. 2026-06-01
    days on market $169,000 Active 60 DOM
  15. 2026-05-31
    remarks 699-char remark
  16. 2026-05-31
    listed $169,000 Active 59 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate 22% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 10/10 Extreme 27 unhealthy d/yr today · 33 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$32,374
− Mortgage interest
−$9,467
− Property taxes
−$2,535
− Insurance
−$845
− Repairs & maintenance
−$2,590
− Management
−$2,590
− Depreciation
−$4,916
Taxable income
$9,431
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,263
After-tax cash flow
$9,297/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Washington Unified
NCES district ID
0641580
Math proficiency
30% ▼ -2.00%
Reading proficiency
57% ▲ 12.00%
Median HH income
$55,207
Composite
37.79/100
National rank
#4339
State rank
#197 of 517 in CA

Livability — West Sacramento

Score
73/100
State rank
#164
US rank
#5389

Category grades

Amenities C Commute A Cost of living F Crime C+ Employment A- Housing A+ Health & safety B User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
West Sacramento, CA
County
Yolo County · 212,115 people
City population
55,039
Metro
Sacramento-Roseville-Folsom, CA
Population (ZIP)
14,896
Household income
$71,924
Rent vs Own
56.7% rent · 43.3% own
Severe rent burden
554.0

Population outlook (Yolo County) Hauer SSP2

Today (2025)
242,183 people
By 2030
257,662 · +6.4%
By 2040
288,050 · +18.9%
By 2050
318,202 · +31.4%
By 2075
392,736 · +62.2%
By 2100
438,150 · +80.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.67)
Race & ethnicity
Hispanic / Latino 47% White 31% Two or more races 21% Asian 9% Black 5%
Hispanic origin (detail)
Mexican 45%
Common ancestry
Scotch-Irish 7% Subsaharan African 4% Serbian 1%
Foreign-born
35% · Canada, Vietnam, China
Languages at home
42% English-only · Spanish 35% Russian/Polish/Slavic 14% Other Asian/Pacific 4%

Political lean MEDSL · Yolo

2024 margin
Solid D (+36.2) · D 66.3% · R 30.1% · Other 3.6%
2008→2024 swing
0.0pp no change · 2008: 36.2pp · 2024: 36.2pp
All cycles
2024: D+36.2 2020: D+41.4 2016: D+42.0 2012: D+33.2 2008: D+36.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -214.35%
Current HPI
397.7177
Rent YoY
▼ -2.42%
Metro
Sacramento-Roseville-Folsom, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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