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🏗️ New Construction
D Composite 41.45
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.1/30.0
  • ARV discount +7.5/15.0
  • Appreciation +5.6/10.0
  • Livability +3.6/5.0
  • 1% rule +3.2/10.0
  • DSCR +3.2/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0

$249,987

Lot 2 Bradwell Dunham Rd · Ludowici, GA 31316
4 bd · 3.0 ba · 1,976 sqft · SingleFamily · 81 Days on market
Built 2026 5.00 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

LOT 2 SITS ON 5 +ACRES!!! !! ENERGY EFFICIENT HOME! 5 ACRES ! Don't miss out on this Charming NEW 4 bedroom / 3-bathroom home that HAS IT ALL!!! Open and inviting floor plan, elegant white cabinetry, upgraded lighting fixtures and recessed lighting. Complete modern home essentials with a comfortable layout. Double vanity in master bathroom with a tub/shower. Brand new appliances! Home has a 1-year manufacture warranty. VISIT the property today. Seller is a licensed Realtor in GA. Exterior photos enhanced for lawn purposes. Homes qualify for FHA and VA loans with a permanent foundation. Pictures of Model Home and represent similar fixtures and color options

Key facts

  • 5 acre lot
  • Built 2026
  • Listed 80 days

Property features AI

Finance

  • Other: Listing broker: Seaside Realty Services; Listing agent: Justin Webb

Exterior

  • Parking: No designated parking
  • Utilities: Public water; Septic sewer
  • Home design: Manufactured house; Single-family residence; Residential property; Under construction
  • Construction: Vinyl siding; Block foundation; Built area approximately 1976 (listed)
  • Exterior features: No exterior features listed; No fencing; Shingle roof; County road frontage; 5-acre lot

Interior

  • Kitchen: Dishwasher; Electric range; Range hood; Refrigerator
  • Bedrooms: Total rooms: 9
  • Bathrooms: 3 full bathrooms
  • Interior features: Electric water heater; No fireplace; Crawl space basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $249,987 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $276,640.

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $250k.

Deal economics

  • At list price, monthly cash flow is $-113 ($-1k/yr) — negative.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $228k (8.9% below list).
  • Recommended offer: $228k (8.9% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 72/100 on livability (#74 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, crime A; Watch: schools D, employment D, amenities F.
  • Long County (rural): math 26% / reading 26% proficiency, ranked #115 of 174 in GA (top 66%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 409 active listings in the ZIP; 298 units permitted in Long County in 2024 (0 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $5k of equity ($2k loan paydown + $3k appreciation (1.2% local appreciation)).
  • Long County population projected at +72% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 7, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 81 days — a 6% lower offer ($235k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $227,703 (8.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 81 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
5.80%
Cash-on-cash
-1.75%
DSCR
0.92
GRM
10.1

CMA / ARV

ARV (on-the-fly)
$276,640
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
919 Bradwell Dunham Rd 0.04mi 4/2.0 1,820 (-8%) 1mo $255,000 $140 80

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.16% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
0.0%
Equity multiple
1.00×
Total profit
$166
Equity at exit
$96,729
10-year hold
IRR
4.7%
Equity multiple
1.59×
Total profit
$45,637
Equity at exit
$130,333

Cash invested: $77,459 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31316

Home prices YoY
0.6%
Active inventory
409
Price-to-rent
9.1×

Monthly cashflow live

Estimated rent
$2,277 medium interval (Pro) →
Mortgage (P&I)
$1,451
Tax est. 1.5%
$346 /mo · $4,150/yr
Insurance
$115
HOA
$0
Vacancy / Maint / Mgmt
$478
Net cashflow
$-113

Break-even live

Break-even rent $2,420
Max offer price $260,297
Occupancy floor 100%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$69,160
Closing costs
$8,299
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 50 events

  1. 2026-06-08
    days on market $249,987 Active 81 DOM
  2. 2026-06-07
    pricedays on market $249,987 Active 80 DOM
  3. 2026-06-05
    pricedays on market $249,988 Active 77 DOM
  4. 2026-06-03
    days on market $249,989 Active 76 DOM
  5. 2026-06-03
    price $249,989 Active 75 DOM
  6. 2026-06-02
    days on market $249,991 Active 75 DOM
  7. 2026-06-01
    days on market $249,991 Active 74 DOM
  8. 2026-05-31
    days on market $249,991 Active 73 DOM
  9. 2026-05-30
    days on market $249,991 Active 72 DOM
  10. 2026-05-27
    price $249,992
  11. 2026-05-27
    status Active
  12. 2026-05-27
    price $249,993
  13. 2026-05-21
    historical
  14. 2026-05-18
    price $249,994
  15. 2026-05-15
    price $249,995
  16. 2026-05-14
    price $249,996
  17. 2026-05-09
    price $249,997
  18. 2026-05-05
    price $259,967
  19. 2026-05-04
    price $259,968
  20. 2026-05-01
    price $259,969
  21. 2026-05-01
    price $259,970
  22. 2026-04-29
    price $259,971
  23. 2026-04-28
    price $259,972
  24. 2026-04-27
    price $259,973
  25. 2026-04-24
    price $259,974
  26. 2026-04-23
    price $259,975
  27. 2026-04-23
    price $259,976
  28. 2026-04-22
    price $259,977
  29. 2026-04-21
    price $259,978
  30. 2026-04-17
    price $259,980
  31. 2026-04-15
    price $259,981
  32. 2026-04-15
    price $259,982
  33. 2026-04-10
    price $259,983
  34. 2026-04-09
    price $259,984
  35. 2026-04-09
    price $259,985
  36. 2026-04-08
    price $259,986
  37. 2026-04-06
    price $259,987
  38. 2026-04-04
    price $259,988
  39. 2026-04-03
    price $259,989
  40. 2026-04-01
    price $259,990
  41. 2026-03-31
    price $259,991
  42. 2026-03-30
    price $259,992
  43. 2026-03-26
    price $259,993
  44. 2026-03-25
    price $259,995
  45. 2026-03-24
    price $259,996
  46. 2026-03-23
    price $259,997
  47. 2026-03-22
    price $259,998
  48. 2026-03-21
    price $249,989
  49. 2026-03-20
    price $249,990
  50. 2026-03-18
    price $249,991

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$27,324
− Mortgage interest
−$15,496
− Property taxes
−$4,150
− Insurance
−$1,383
− Repairs & maintenance
−$2,186
− Management
−$2,186
− Depreciation
−$8,048
Taxable loss
−$6,124
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,470
After-tax cash flow
$114/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Long County
NCES district ID
1303360
Math proficiency
26% ▼ -14.00%
Reading proficiency
26% ▼ -13.00%
Median HH income
$45,958
Composite
22.51/100
National rank
#8090
State rank
#115 of 174 in GA

Livability — Ludowici

Score
72/100
State rank
#74
US rank
#6449

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment D Housing A- Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Long County · 13,812 people
City population
13,812
Metro
Hinesville, GA
Population (ZIP)
13,812
Household income
$74,766
Rent vs Own
29.6% rent · 70.4% own
Severe rent burden
109.0

Population outlook (Long County) Hauer SSP2

Today (2025)
24,669 people
By 2030
28,223 · +14.4%
By 2040
35,430 · +43.6%
By 2050
42,403 · +71.9%
By 2075
56,996 · +131.0%
By 2100
64,185 · +160.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 61% Black 23% Hispanic / Latino 8% Two or more races 8%
Hispanic origin (detail)
Mexican 2% Puerto Rican 5%
Common ancestry
Serbian 1% Italian 1% Romanian 1%
Foreign-born
3% · Canada
Languages at home
92% English-only · Spanish 6% Other Asian/Pacific 1% German/W. Germanic 1%

Political lean MEDSL · Long

2024 margin
Strong R (+29.5) · D 35.1% · R 64.6%
2008→2024 swing
-5.4pp toward R · 2008: -24.1pp · 2024: -29.5pp
All cycles
2024: R+29.5 2020: R+26.4 2016: R+30.8 2012: R+22.9 2008: R+24.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.16%
Current HPI
195.2978
Rent YoY
Metro
Hinesville, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-0.0% since first listed
43 events — show timeline
  • 2026-05-27 Price Changed $249,992 HABR
  • 2026-05-27 Relisted HABR
  • 2026-05-27 Price Changed $249,993 HABR
  • 2026-05-21 Delisted HABR
  • 2026-05-18 Price Changed $249,994 HABR
  • 2026-05-15 Price Changed $249,995 HABR
  • 2026-05-14 Price Changed $249,996 HABR
  • 2026-05-09 Price Changed $249,997 HABR
  • 2026-05-05 Price Changed $259,967 HABR
  • 2026-05-04 Price Changed $259,968 HABR
  • 2026-05-01 Price Changed $259,969 HABR
  • 2026-05-01 Price Changed $259,970 HABR
  • 2026-04-29 Price Changed $259,971 HABR
  • 2026-04-28 Price Changed $259,972 HABR
  • 2026-04-27 Price Changed $259,973 HABR
  • 2026-04-24 Price Changed $259,974 HABR
  • 2026-04-23 Price Changed $259,975 HABR
  • 2026-04-23 Price Changed $259,976 HABR
  • 2026-04-22 Price Changed $259,977 HABR
  • 2026-04-21 Price Changed $259,978 HABR
  • 2026-04-17 Price Changed $259,980 HABR
  • 2026-04-15 Price Changed $259,981 HABR
  • 2026-04-15 Price Changed $259,982 HABR
  • 2026-04-10 Price Changed $259,983 HABR
  • 2026-04-09 Price Changed $259,984 HABR
  • 2026-04-09 Price Changed $259,985 HABR
  • 2026-04-08 Price Changed $259,986 HABR
  • 2026-04-06 Price Changed $259,987 HABR
  • 2026-04-04 Price Changed $259,988 HABR
  • 2026-04-03 Price Changed $259,989 HABR
  • 2026-04-01 Price Changed $259,990 HABR
  • 2026-03-31 Price Changed $259,991 HABR
  • 2026-03-30 Price Changed $259,992 HABR
  • 2026-03-26 Price Changed $259,993 HABR
  • 2026-03-25 Price Changed $259,995 HABR
  • 2026-03-24 Price Changed $259,996 HABR
  • 2026-03-23 Price Changed $259,997 HABR
  • 2026-03-22 Price Changed $259,998 HABR
  • 2026-03-21 Price Changed $249,989 HABR
  • 2026-03-20 Price Changed $249,990 HABR
  • 2026-03-18 Price Changed $249,991 HABR
  • 2026-03-17 Price Changed $249,992 HABR
  • 2026-03-06 Listed $249,993 HABR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…