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559 W Rheiner
B Composite 72.73
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Appreciation +5.2/10.0
  • Livability +2.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0

$65,000

559 W Rheiner · Sabinal, TX 78881
2 bd · 1.0 ba · 1,687 sqft · SingleFamily public records · 355 Days on market
Built 1959 9,888 sqft lot $39/sqft · 65% below area ↓ 24% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming 1957 home full of character and potential! This 3 bed, 2 bath home was lovingly maintained by its longtime owner but has been sitting vacant for a few years and will need some updates. Includes washer, dryer, refrigerator, and stove. A detached building next to the home was once used as a hair salon-great opportunity for a home office, guest space, or creative studio. Situated on a spacious corner lot at the edge of town, with a large backyard, small barn with carport area, and plenty of privacy. A great canvas to make your own!

Key facts

  • Guest space
  • Creative studio
  • Large backyard

Tags

DETACHED BUILDINGHOME OFFICEGUEST SPACECREATIVE STUDIOCORNER LOTLARGE BACKYARD

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $65k.

Deal economics

  • At list price, monthly cash flow is $334 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $65k).
  • Recommended offer: $57k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 55/100 on livability (#1,346 in TX) — a working-class tenant base; expect higher turnover. Strengths: crime A+, cost of living A+, housing A-; Watch: schools D-, amenities F, commute F.
  • Sabinal ISD (rural): math 25% / reading 31% proficiency, ranked #686 of 826 in TX (top 83%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 63% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 28 active listings in the ZIP; 17 units permitted in Uvalde County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $670 of equity ($449 loan paydown + $221 appreciation (0.3% local appreciation)).
  • Uvalde County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (0.3% appreciation + 3.0% rent growth), your $18k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 355 days — a 12% lower offer ($57k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: property tax is 2.9% of price; built in 1959 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 58% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 6→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $57,200 (12.0% below list)

Questions for the listing agent

  1. It's been on market 355 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1959 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.67%
Cap rate
12.47%
Cash-on-cash
22.05%
DSCR
1.98
GRM
5.0

CMA / ARV

ARV (median comp)
$183,103
List price
$65,000
Delta
-64.50%
Verdict
UNDERPRICED
Comps
15 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
419 W Culberson St 0.44mi 3/1.0 (+1) 1,581 (-6%) 23mo $80,000 $51 45
418 Polk St 0.37mi 3/2.0 (+1) 1,940 (+15%) 20mo $269,000 $139 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

0.34% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
22.8%
Equity multiple
2.13×
Total profit
$20,508
Equity at exit
$19,986
10-year hold
IRR
26.5%
Equity multiple
4.04×
Total profit
$55,266
Equity at exit
$24,930

Cash invested: $18,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78881

Home prices YoY
0.3%
Active inventory
28
Price-to-rent
5.0×

Monthly cashflow live

Estimated rent
$1,086 medium interval (Pro) →
Mortgage (P&I)
$341
Tax from tax record
$155 /mo · $1,865/yr
Insurance
$27
HOA
$0
Vacancy / Maint / Mgmt
$228
Net cashflow
$334

Break-even live

Break-even rent $663
Max offer price $65,000
Occupancy floor 64%

Sensitivity live

Price -10% $371 -5% $353 +0% $334 +5% $316 +10% $298
Rent -10% $249 -5% $292 +0% $334 +5% $377 +10% $420
Rate -1.0pp $367 -0.5pp $351 base $334 +0.5pp $318 +1.0pp $300

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$16,250
Closing costs
$1,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 21 events

  1. 2026-06-21
    days on market $65,000 Active 355 DOM
  2. 2026-06-18
    days on market $65,000 Active 353 DOM
  3. 2026-06-17
    days on market $65,000 Active 352 DOM
  4. 2026-06-16
    days on market $65,000 Active 351 DOM
  5. 2026-06-15
    days on market $65,000 Active 350 DOM
  6. 2026-06-15
    days on market $65,000 Active 349 DOM
  7. 2026-06-13
    days on market $65,000 Active 348 DOM
  8. 2026-06-12
    days on market $65,000 Active 347 DOM
  9. 2026-06-09
    days on market $65,000 Active 344 DOM
  10. 2026-06-08
    days on market $65,000 Active 343 DOM
  11. 2026-06-08
    days on market $65,000 Active 342 DOM
  12. 2026-06-05
    statusdays on market $65,000 Active 340 DOM
  13. 2026-06-03
    days on market $65,000 Price Change 338 DOM
  14. 2026-06-02
    days on market $65,000 Price Change 337 DOM
  15. 2026-06-01
    days on market $65,000 Price Change 336 DOM
  16. 2026-05-31
    days on market $65,000 Price Change 335 DOM
  17. 2026-02-03
    soldstatus
  18. 2026-01-15
    price $80,000 543-char remark
    Show marketing remark (543 chars)

    Charming 1957 home full of character and potential! This 3 bed, 2 bath home was lovingly maintained by its longtime owner but has been sitting vacant for a few years and will need some updates. Includes washer, dryer, refrigerator, and stove. A detached building next to the home was once used as a hair salon-great opportunity for a home office, guest space, or creative studio. Situated on a spacious corner lot at the edge of town, with a large backyard, small barn with carport area, and plenty of privacy. A great canvas to make your own!

  19. 2025-07-28
    price $90,000 543-char remark
    Show marketing remark (543 chars)

    Charming 1957 home full of character and potential! This 3 bed, 2 bath home was lovingly maintained by its longtime owner but has been sitting vacant for a few years and will need some updates. Includes washer, dryer, refrigerator, and stove. A detached building next to the home was once used as a hair salon-great opportunity for a home office, guest space, or creative studio. Situated on a spacious corner lot at the edge of town, with a large backyard, small barn with carport area, and plenty of privacy. A great canvas to make your own!

  20. 2025-06-28
    listed $105,000 New 543-char remark
    Show marketing remark (543 chars)

    Charming 1957 home full of character and potential! This 3 bed, 2 bath home was lovingly maintained by its longtime owner but has been sitting vacant for a few years and will need some updates. Includes washer, dryer, refrigerator, and stove. A detached building next to the home was once used as a hair salon-great opportunity for a home office, guest space, or creative studio. Situated on a spacious corner lot at the edge of town, with a large backyard, small barn with carport area, and plenty of privacy. A great canvas to make your own!

  21. 2023-02-10
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,865 · $155/mo
Projected year-2 tax
$1,865 · $155/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 8/10 Severe 6 d/yr ≥108°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 58% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,031
− Mortgage interest
−$3,641
− Property taxes
−$1,865
− Insurance
−$325
− Repairs & maintenance
−$1,042
− Management
−$1,042
− Depreciation
−$1,891
Taxable income
$3,224
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$774
After-tax cash flow
$3,240/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Sabinal ISD
NCES district ID
4838430
Math proficiency
25% ▼ -6.00%
Reading proficiency
31% ▼ -3.00%
Median HH income
$35,048
Composite
23.09/100
National rank
#7965
State rank
#686 of 826 in TX

Livability — Sabinal

Score
55/100
State rank
#1346
US rank
#23212

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment F Housing A- Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sabinal, TX
Population (ZIP)
1,288

Population outlook (Uvalde County) Hauer SSP2

Today (2025)
28,865 people
By 2030
29,675 · +2.8%
By 2040
31,256 · +8.3%
By 2050
32,790 · +13.6%
By 2075
37,013 · +28.2%
By 2100
37,306 · +29.2%

Race, ethnicity, and origin ACS 2023

Race & ethnicity
White 49% Hispanic / Latino 49% Two or more races 16%
Hispanic origin (detail)
Mexican 41%
Common ancestry
Serbian 10% Slovak 8% Lithuanian 1%
Foreign-born
14% · Canada
Languages at home
58% English-only · Spanish 42%

Political lean MEDSL · Uvalde

2024 margin
Solid R (+33.4) · D 32.9% · R 66.3%
2008→2024 swing
-28.1pp toward R · 2008: -5.3pp · 2024: -33.4pp
All cycles
2024: R+33.4 2020: R+20.3 2016: R+10.8 2012: R+8.3 2008: R+5.3

Not yet ingested

Civics

Market trends

HPI YoY
▲ 0.34%
Current HPI
106.0073
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-23.8% since first listed
5 events — show timeline
  • 2026-02-03 Sold (Public Records) Public Records
  • 2026-01-15 Price Changed $80,000 LERA
  • 2025-07-28 Price Changed $90,000 LERA
  • 2025-06-28 Listed $105,000 LERA
  • 2023-02-10 Sold (Public Records) Public Records

Property tax history

+12.0%/yr

Latest (2025): $1,865 · +79.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…