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6377 Westbury Rd
B Composite 70.13
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.8/30.0
  • ARV discount +15.0/15.0
  • DSCR +9.8/10.0
  • 1% rule +7.4/10.0
  • Livability +3.5/5.0
  • Rent growth +2.8/5.0
  • Condition / age +2.5/5.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$160,000

6377 Westbury Rd · Riverdale, GA 30274
4 bd · 2.0 ba · 1,801 sqft · SingleFamily public records · 222 Days on market
Built 1966 0.26 ac lot Est $232k · 31% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Split-level home in Riverdale!!!Fixer-upper with tons of potential-perfect for investors or DIY buyers. Located in a quiet neighborhood with a fenced backyard for privacy and an outbuilding for storage. Conveniently close to shopping, dining, and Southern Regional Hospital. As is-cash or conventional only. Home is occupied; please provide at least 2 hours' notice before showing. Schedule appointments through ShowingTime. * * Please submit the offer on a GAR Form * *

Key facts

  • Quiet neighborhood
  • Fenced backyard
  • 0.26 acre lot

Tags

FENCED BACKYARDOUTBUILDING FOR STORAGEQUIET NEIGHBORHOOD

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $160k.

Deal economics

  • At list price, monthly cash flow is $486 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $160k).
  • Recommended offer: $141k (12.0% below list) — sets the bar for market timing.
  • Cap rate 9.9% vs local median 5.5% in Riverdale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#100 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime D, amenities F, commute F.
  • Clayton County (suburban): math 11% / reading 20% proficiency, ranked #155 of 174 in GA (top 89%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 78% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Riverdale Elementary School (math 8% / reading 12%, grade F, #1,092 of 1,228 statewide, top 91%, 635 students, 90% FRL); Sequoyah Middle School (math 8% / reading 23%, grade F, #396 of 470 statewide, top 84%, 842 students, 90% FRL); Charles R. Drew High School (math 8% / reading 22%, grade F, #297 of 424 statewide, top 74%, 1,652 students, 91% FRL).
  • Market conditions: Rents rising (+1.3%/yr); 182 active listings in the ZIP; 31 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 865 units permitted in Clayton County in 2024 (448 in 5+ unit buildings).
  • At $1,987/mo this rent would consume 46% of the median local household income ($52k/yr) (locally 2586% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Clayton County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 222 days — a 12% lower offer ($141k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $65k; list at $160k implies a 145% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $140,800 (12.0% below list)

Questions for the listing agent

  1. It's been on market 222 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1966 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.24%
Cap rate
9.93%
Cash-on-cash
13.01%
DSCR
1.58
GRM
6.7

CMA / ARV

ARV (on-the-fly)
$232,329
Comps found
11
Show comp detail 11 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6377 Westbury Rd 0.00mi 4/2.0 1,801 (0%) 1mo $134,000 $74 99
146 Scarsdale Dr 0.10mi 4/2.0 1,792 (-0%) 13mo $132,000 $74 83
31 Mcferrin Cir 0.31mi 4/2.0 1,838 (+2%) 0mo $235,000 $128 82
371 Roxbury Dr 0.72mi 4/2.5 1,705 (-5%) 2mo $247,000 $145 54
370 Valiant Ln 0.58mi 3/2.0 (-1) 1,651 (-8%) 3mo $213,000 $129 52
6111 Johnson Rd 0.72mi 3/1.0 (-1) 1,838 (+2%) 6mo $109,000 $59 49
106 Gatwick Ct 0.65mi 3/2.5 (-1) 1,652 (-8%) 1mo $232,500 $141 48
6650 Baldwin Ct 0.75mi 5/2.0 (+1) 1,850 (+3%) 14mo $279,000 $151 44
243 Roxbury Dr 0.57mi 3/2.0 (-1) 2,000 (+11%) 9mo $325,000 $163 42
107 Gatwick Ct 0.62mi 3/2.5 (-1) 1,638 (-9%) 9mo $251,000 $153 41
374 Roxbury Dr 0.72mi 4/3.0 2,014 (+12%) 21mo $150,000 $74 25

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.3% rent growth · sell at horizon

5-year hold
IRR
1.0%
Equity multiple
1.04×
Total profit
$1,671
Equity at exit
$23,857
10-year hold
IRR
8.9%
Equity multiple
1.63×
Total profit
$28,087
Equity at exit
$13,834

Cash invested: $44,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30274

Home prices YoY
-19.6%
Rents YoY
1.3%
Active inventory
182
Price-to-rent
6.7×

Monthly cashflow live

Estimated rent
$1,987 high interval (Pro) →
Mortgage (P&I)
$839
Tax from tax record
$179 /mo · $2,146/yr
Insurance
$67
HOA
$0
Vacancy / Maint / Mgmt
$417
Net cashflow
$486

Break-even live

Break-even rent $1,373
Max offer price $160,000
Occupancy floor 71%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$40,000
Closing costs
$4,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 31 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
218 Ridge Trl Riverdale, GA 4.0 1.5 1826 $2,100 $1.15 5d 1 0.27mi
6447 River Park Dr Riverdale, GA 3.0 2.0 1320 $1,650 $1.25 20d 1 0.47mi
6433 Valley Brook Dr Riverdale, GA 4.0 2.0 2000 $2,500 $1.25 24d 1 0.54mi
6748 Black Twig Ct Riverdale, GA 5.0 2.0 1850 $2,125 $1.15 5d 1 0.79mi
504 Pinecrest Dr Riverdale, GA 4.0 2.0 1500 $1,700 $1.13 24d 1 0.83mi
128 Alexander Ct Riverdale, GA 4.0 2.0 1280 $1,956 $1.53 44d 1 0.87mi
634 Roxbury Dr Riverdale, GA 4.0 2.0 1400 $1,745 $1.25 13d 1 0.89mi
330 Arrowhead Blvd Jonesboro, GA 1.0–3.0 1.0–2.5 1180 $1,199 $1.02 43d 1 0.89mi
6791 Gillis Ct Riverdale, GA 4.0 2.0 1500 $1,901 $1.27 22d 1 0.90mi
161 Shenandoah Dr Riverdale, GA 3.0 2.5 1708 $1,900 $1.11 43d 1 0.91mi
6232 Lance Ln Riverdale, GA 3.0 2.0 1900 $1,959 $1.03 24d 1 0.91mi
237 Shenandoah Dr Riverdale, GA 3.0 2.5 1417 $1,435 $1.01 5d 1 1.00mi
428 Eagles Nest Way Riverdale, GA 4.0 2.0 1564 $2,100 $1.34 43d 1 1.06mi
389 Eagles Flight Ln Riverdale, GA 3.0 2.0 1308 $1,650 $1.26 4d 1 1.06mi
228 Morrow Rd Forest Park, GA 1.0–3.0 1.0–2.5 1125 $1,579 $1.40 2d 34 1.16mi
461 Old Dixie Way Forest Park, GA 1.0–3.0 1.0–2.0 1131 $1,400 $1.24 22d 1 1.18mi
6763 Brookwood Cir Jonesboro, GA 3.0 1.5 1283 $1,391 $1.08 43d 1 1.19mi
465 Eagles Crossing Cir Riverdale, GA 3.0 2.0 1315 $1,500 $1.14 43d 1 1.24mi
471 Eagles Crossing Cir Riverdale, GA 3.0 2.5 1481 $1,700 $1.15 43d 1 1.25mi
501 Roberts Dr Riverdale, GA 1.0–3.0 1.0–2.0 1022 $1,344 $1.31 2d 12 1.26mi
6441 Dunmoor Dr Jonesboro, GA 5.0 3.5 1938 $3,000 $1.55 19d 1 1.27mi
293 Brookview Dr Riverdale, GA 4.0 2.5 1528 $1,900 $1.24 10d 1 1.29mi
387 Brookview Dr Riverdale, GA 4.0 2.5 1528 $1,795 $1.17 22d 1 1.30mi
6839 Sandy Creek Dr Riverdale, GA 4.0 2.0 1566 $4,600 $2.94 43d 1 1.31mi
7067 Brookview Cir Riverdale, GA 4.0 3.0 1528 $1,850 $1.21 43d 1 1.32mi
626 Hickory Ct Forest Park, GA 3.0 2.0 1664 $1,595 $0.96 3d 1 1.36mi
7092 Brookview Way Riverdale, GA 4.0 3.0 1528 $1,900 $1.24 13d 1 1.39mi
7130 Brookview Way Riverdale, GA 3.0 2.5 1528 $1,713 $1.12 24d 1 1.40mi
828 Overlook Ter Atlanta, GA 3.0 2.5 1270 $1,495 $1.18 3d 1 1.41mi
417 Patrick Henry Ct Riverdale, GA 3.0 2.0 1350 $1,650 $1.22 13d 1 1.43mi
263 Elm Forest Way Riverdale, GA 4.0 3.0 2006 $2,173 $1.08 22d 1 1.49mi

Listing history 13 events

  1. 2026-04-23
    status Under Contract
  2. 2026-03-01
    status Back On Market
  3. 2026-02-27
    historical
  4. 2026-01-01
    status Back On Market
  5. 2025-12-31
    historical
  6. 2025-09-27
    status Back On Market
  7. 2025-09-22
    status Under Contract
  8. 2025-09-04
    listed $160,000 New
  9. 2024-02-29
    historical
  10. 2024-01-17
    price $200,000
  11. 2023-10-05
    price $210,000
  12. 2023-08-28
    listed $225,000 New
  13. 1995-10-06
    soldstatus $65,200

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$2,146 · $179/mo
Projected year-2 tax
$2,146 · $179/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥104°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,850
− Mortgage interest
−$8,962
− Property taxes
−$2,146
− Insurance
−$800
− Repairs & maintenance
−$1,908
− Management
−$1,908
− Depreciation
−$4,655
Taxable income
$3,471
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$833
After-tax cash flow
$4,994/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Clayton County
NCES district ID
1301230
Math proficiency
11% ▼ -13.00%
Reading proficiency
20% ▼ -9.00%
Median HH income
$42,266
Composite
13.41/100
National rank
#9527
State rank
#155 of 174 in GA

Livability — Riverdale

Score
70/100
State rank
#100
US rank
#7907

Category grades

Amenities F Commute F Cost of living A+ Crime D Employment B- Housing A+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Clayton County · 230,153 people
City population
61,126
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
34,081
Household income
$52,209
Rent vs Own
51.7% rent · 48.3% own
Severe rent burden
2586.0

Population outlook (Clayton County) Hauer SSP2

Today (2025)
310,777 people
By 2030
329,762 · +6.1%
By 2040
368,052 · +18.4%
By 2050
401,196 · +29.1%
By 2075
472,488 · +52.0%
By 2100
500,446 · +61.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (76%)
Race & ethnicity
Black 76% Hispanic / Latino 14% Two or more races 5% Asian 5% White 5%
Hispanic origin (detail)
Mexican 9% Puerto Rican 1%
Foreign-born
15% · Canada, Vietnam
Languages at home
80% English-only · Spanish 12% Vietnamese 2% Other Asian/Pacific 2%

Political lean MEDSL · Clayton

2024 margin
Solid D (+69.2) · D 84.3% · R 15.1%
2008→2024 swing
+2.8pp toward D · 2008: 66.4pp · 2024: 69.2pp
All cycles
2024: D+69.2 2020: D+70.9 2016: D+71.9 2012: D+70.1 2008: D+66.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -57.82%
Current HPI
236.3592
Rent YoY
▲ 1.30%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+145.4% since first listed
13 events — show timeline
  • 2026-04-23 Pending GAMLS
  • 2026-03-01 Relisted GAMLS
  • 2026-02-27 Listing Removed GAMLS
  • 2026-01-01 Relisted GAMLS
  • 2025-12-31 Listing Removed GAMLS
  • 2025-09-27 Relisted GAMLS
  • 2025-09-22 Pending GAMLS
  • 2025-09-04 Listed $160,000 GAMLS
  • 2024-02-29 Listing Removed GAMLS
  • 2024-01-17 Price Changed $200,000 GAMLS
  • 2023-10-05 Price Changed $210,000 GAMLS
  • 2023-08-28 Listed $225,000 GAMLS
  • 1995-10-06 Sold (Public Records) $65,200 Public Records

Property tax history

+5.6%/yr

Latest (2025): $2,146 · +1.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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