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131 Heirloom Rd 🏗️ New Construction
D- Composite 36.77
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +9.0/30.0
  • ARV discount +7.5/15.0
  • Condition / age +5.0/5.0
  • Rent growth +3.9/5.0
  • Livability +3.7/5.0
  • 1% rule +3.2/10.0
  • DSCR +2.5/10.0
  • Schools +2.0/10.0
  • Appreciation +0.0/10.0

$229,900

131 Heirloom Rd · Hinesville, GA 31313
3 bd · 2.5 ba · 1,411 sqft · SingleFamily · 2 Days on market
Built 2026 Excellent condition 2,614 sqft lot $100/mo HOA · 5% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

New construction in Hinesville! Located on the edge of Hinesville, the Heritage Pointe Townhomes are close to new restaurants & up-and-coming shopping! Quick commute to Ft. Stewart, Hwy 17 & I-95! 3-bedroom, 2.5-bath townhome with granite counters throughout! Open living space on the first floor with access to the 1-car garage, half-bath & backyard. The kitchen features ample cabinetry with a spacious pantry & brand new stainless appliances! From the island, look out to the dining area & family room. Enjoy a sodded backyard with irrigation & privacy fence! Upstairs find two bedrooms, hall bath, laundry room & the primary suite. Within the primary suite is a walk-in closet & private bath. The private bath includes a dual vanity, shower/tub combo & another walk-in closet! HOA maintained landscaping & annual pressure washing!

Key facts

  • Spacious pantry
  • Ample cabinetry
  • New construction

Tags

NEW CONSTRUCTIONGRANITE COUNTERSOPEN LIVING SPACEAMPLE CABINETRYSPACIOUS PANTRYBRAND NEW STAINLESS APPLIANCES

Property features AI

Finance

  • Other: Subdivision: Heritage Pointe; Directions available: From Flemington Village Blvd, turn onto Heirloom Road and follow to lot 56.
  • HOA & community: Homeowners association with a $100 monthly fee

Exterior

  • Parking: Attached garage with garage door opener; 1 garage space; Additional parking lot
  • Utilities: Public water; Public sewer; Underground utilities
  • Home design: Residential townhouse; Attached property with 2+ common walls; No one above or below; 2 stories; New construction; Facing direction not specified; Entry level not specified
  • Construction: Built by Dryden Enterprises; Vinyl siding; Composition roof; Slab foundation; New construction
  • Exterior features: Patio; Wood privacy fencing (fenced); Level lot; Paved road access

Interior

  • Kitchen: Dishwasher; Disposal; Microwave; Oven; Range; Self-cleaning oven; Refrigerator; Electric water heater
  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Heating & cooling: Central air (electric); Electric heating; Forced air; Heat pump
  • Interior features: Ceiling fans; Double vanity; Entrance foyer; Kitchen island; Pantry; Double-pane windows
  • Laundry & utility: Laundry in hall on upper level

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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🏗️ New construction. The $229,900 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $256,802.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $230k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-202 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $228k (1.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $212k (7.9% below list).
  • Recommended offer: $212k (7.9% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 73/100 on livability (#51 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D+, commute D+, crime F.
  • Liberty County (urban): math 19% / reading 28% proficiency, ranked #133 of 174 in GA (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising fast (+5.4%/yr); 639 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 471 units permitted in Liberty County in 2024 (0 in 5+ unit buildings).
  • This rent runs 42% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Liberty County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $211,742 (7.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
5.35%
Cash-on-cash
-3.37%
DSCR
0.85
GRM
10.1

CMA / ARV

ARV (on-the-fly)
$256,802
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
147 Centennial Ct 0.25mi 3/2.5 1,458 (+3%) 7mo $272,990 $187 77
169 Hamilton Dr 0.44mi 3/2.5 1,462 (+4%) 1mo $265,200 $181 73
85 Hamilton Dr 0.40mi 3/2.5 1,462 (+4%) 3mo $265,700 $182 72
76 Hamilton Dr 0.39mi 3/2.5 1,462 (+4%) 6mo $265,300 $181 71
361 Thorpe Cir 0.26mi 3/2.0 1,491 (+6%) 9mo $250,000 $168 68
324 Abode Ave 0.17mi 4/2.0 (+1) 1,568 (+11%) 2mo $285,000 $182 65
125 Providence Loop 0.35mi 3/2.0 1,544 (+9%) 2mo $281,400 $182 64
197 Hazy Ln 0.44mi 4/2.0 (+1) 1,482 (+5%) 6mo $284,500 $192 59
568 Abode Ave 0.18mi 4/2.0 (+1) 1,594 (+13%) 7mo $288,900 $181 57
111 Providence Loop 0.35mi 4/2.0 (+1) 1,581 (+12%) 6mo $291,500 $184 52
605 Palmetto Trce 0.51mi 3/2.0 1,225 (-13%) 5mo $170,000 $139 48
389 Gray Fox Rd 0.65mi 4/2.0 (+1) 1,296 (-8%) 3mo $260,000 $201 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.41% rent growth · sell at horizon

5-year hold
IRR
-19.1%
Equity multiple
0.32×
Total profit
$-49,123
Equity at exit
$38,290
10-year hold
IRR
-7.2%
Equity multiple
0.50×
Total profit
$-36,289
Equity at exit
$22,204

Cash invested: $71,905 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31313

Home prices YoY
-27.1%
Rents YoY
5.4%
Active inventory
639
Price-to-rent
9.0×

Monthly cashflow live

Estimated rent
$2,117 high interval (Pro) →
Mortgage (P&I)
$1,347
Tax est. 1.5%
$321 /mo · $3,852/yr
Insurance
$107
HOA
$100
Vacancy / Maint / Mgmt
$445
Net cashflow
$-202

Break-even live

Break-even rent $2,373
Max offer price $227,582
Occupancy floor

Sensitivity live

Price -10% $-24 -5% $-113 +0% $-202 +5% $-291 +10% $-379
Rent -10% $-369 -5% $-286 +0% $-202 +5% $-118 +10% $-35
Rate -1.0pp $-73 -0.5pp $-137 base $-202 +0.5pp $-268 +1.0pp $-336

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$64,200
Closing costs
$7,704
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
96 Beaumont Dr Unit 1 Hinesville, GA 3.0 2.0 1400 $1,975 $1.41 45d 1 0.05mi
193 Heirloom Rd Hinesville, GA 3.0 2.5 1400 $2,300 $1.64 45d 1 0.08mi
78 Centennial Ct Hinesville, GA 3.0 2.5 1462 $2,100 $1.44 45d 1 0.17mi
100 Centennial Ct Hinesville, GA 3.0 2.5 1703 $2,150 $1.26 45d 1 0.19mi
158 Hamlet Ct Hinesville, GA 3.0 2.5 1458 $2,250 $1.54 45d 1 0.23mi
707 Thornwood Way Hinesville, GA 3.0 1.0 1040 $1,200 $1.15 45d 1 0.40mi
130 Hazy Ln Hinesville, GA 3.0 2.5 1518 $2,100 $1.38 45d 1 0.49mi

HOA detail

Monthly dues
$100 · $1,200/yr
Likely covers
landscaping

Listing history 2 events

  1. 2026-06-21
    remarks 671-char remark
  2. 2026-06-21
    listed $229,900 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,409
− Mortgage interest
−$14,385
− Property taxes
−$3,852
− Insurance
−$1,284
− Repairs & maintenance
−$2,033
− Management
−$2,033
− HOA
−$1,200
− Depreciation
−$7,471
Taxable loss
−$6,848
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,643
After-tax cash flow
$-780/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 4 photos

Excellent 100/100 None rehab

This newly constructed townhome in Hinesville, GA, is move-in ready with modern finishes and a clean, modern design. Landscaping and curb appeal improvements would further enhance its value.

Value-add opportunities

  • Both Landscaping and curb appeal improvements — Enhancing the landscaping and curb appeal can increase both the resale and rental value of the property.

Renovation cost estimate screening

Value-add ROI direction

  • Both Landscaping and curb appeal improvements — Enhancing the landscaping and curb appeal can increase both the resale and rental value of the property.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Liberty County
NCES district ID
1303300
Math proficiency
19% ▼ -16.00%
Reading proficiency
28% ▼ -13.00%
Median HH income
$43,911
Composite
20.2/100
National rank
#8630
State rank
#133 of 174 in GA

Livability — Hinesville

Score
73/100
State rank
#51
US rank
#5200

Category grades

Amenities C+ Commute D+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Hinesville, GA
County
Liberty County · 58,565 people
City population
42,838
Metro
Hinesville, GA
Population (ZIP)
42,838
Household income
$60,233
Rent vs Own
50.1% rent · 49.9% own
Severe rent burden
1693.0

Population outlook (Liberty County) Hauer SSP2

Today (2025)
58,689 people
By 2030
57,670 · -1.7%
By 2040
55,750 · -5.0%
By 2050
54,155 · -7.7%
By 2075
58,947 · +0.4%
By 2100
66,919 · +14.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.67)
Race & ethnicity
Black 47% White 31% Hispanic / Latino 13% Two or more races 11% Asian 2%
Hispanic origin (detail)
Mexican 4% Puerto Rican 7%
Common ancestry
Slovak 1% Italian 1% Lithuanian 1%
Foreign-born
7% · Canada, South Korea
Languages at home
86% English-only · Spanish 7% Other Indo-European 2% German/W. Germanic 1%

Political lean MEDSL · Liberty

2024 margin
D (+17.4) · D 58.5% · R 41.0%
2008→2024 swing
-10.9pp toward R · 2008: 28.4pp · 2024: 17.4pp
All cycles
2024: D+17.4 2020: D+24.1 2016: D+21.2 2012: D+30.2 2008: D+28.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -77.50%
Current HPI
208.0927
Rent YoY
▲ 5.41%
Metro
Hinesville, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
2 events — show timeline
  • 2026-06-19 Listed $229,900 HABR
  • 2026-06-19 Listed $229,900 Hive MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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