7602 Hunt Club Rd Unit M102 · Woodfield, SC 29223-2442

$112,000

2 bd · 2.5 ba · 1,200 sqft · Condo · 33 Days on market

Built 1973 Good condition $319/mo HOA · 25% of rent

---

Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +9.7/30.0
• ARV discount +7.5/15.0
• 1% rule +6.5/10.0
• Appreciation +5.0/10.0
• Condition / age +4.0/5.0
• Schools +3.6/10.0
• Livability +3.2/5.0
• DSCR +2.7/10.0
• Rent growth +2.5/5.0

Listing remarks

Location meets easy, low-maintenance living in this exceptionally well-maintained townhome-style condo. Tucked away in the quiet and established Creekside at Huntington community, Unit M-102 creates a peaceful retreat while keeping you close to everything Columbia has to share. The main level features durable LVP flooring throughout, providing a seamless look from the dining area through to the spacious rear living room. The functional floor plan also includes a kitchen with ample cabinet space, a convenient half-bath for guests, and a laundry closet with additional under-stair storage. Upstairs, you will find two generously sized bedrooms, including a roomy primary suite with dual closets

Key facts

• Under-stair storage
• Laundry closet
• Ample cabinet space

Tags

• WELL MAINTAINED TOWNHOME
• DURABLE LVP FLOORING
• AMPLE CABINET SPACE
• LAUNDRY CLOSET
• UNDER-STAIR STORAGE
• PRIVATE EN SUITE BATHROOM

Property features AI

Finance

• Other: Directions note: Google Maps may misdirect; follow local directions provided
• HOA & community: Homeowners association present

Exterior

• Parking: 2 parking spaces
• Utilities: Public water; Public sewer
• Home design: Two-story property
• Construction: Slab foundation
• Exterior features: Brick exterior above foundation; Private-maintenance road

Interior

• Bedrooms: Master bedroom on second level with private bath, ceiling fan and private closet
• Flooring: Carpet in master bedroom
• Bathrooms: Two full bathrooms and one half bathroom
• Heating & cooling: Central heating; Central cooling
• Interior features: Family room on main level

What this means for you Summary

Snapshot

• This is a 2-bed/2.5-bath condo listed at $112k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $-74 ($-889/yr) — negative.
• To cash-flow at today's rent, offer at most $101k (9.6% below list).
• Meets the 1% rule at list price ($1k rent vs $112k).
• Recommended offer: $101k (9.6% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 63/100 on livability (#165 in SC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D+, crime D-, amenities F.
• Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Jackson Creek Elementary (math 26% / reading 24%, grade F, #447 of 597 statewide, top 76%, 545 students, 100% FRL); Dent Middle (math 25% / reading 42%, grade F, #113 of 229 statewide, top 50%, 1,018 students, 100% FRL); Richland Northeast High (math 42% / reading 82%, grade B-, #99 of 196 statewide, top 53%, 1,359 students, 70% FRL) — zoned schools average 90% FRL vs 38% district-wide (52 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: 3 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).

Forward outlook

• In year one you build about $4k of equity ($774 loan paydown + $3k appreciation (3.0% local appreciation)).
• Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (3.0% appreciation + 3.0% rent growth), your $31k cash investment doubles in ~8 years — after that, you're playing with house money.
• By year 8, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 33 days — a 3% lower offer ($109k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: HOA is 25% of rent.

Recommended offer $101,277 (9.6% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 33 days. Have you received any prior offers? Is the seller open to a 10% concession, seller financing, or rate buy-down credit?
3. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
8. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.15% ✓
• Cap rate: 5.50%
• Cash-on-cash: -2.84%
• DSCR: 0.87
• GRM: 7.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 5.0%
• Equity multiple: 1.29×
• Total profit: $8,988
• Equity at exit: $50,360

10-year hold

• IRR: 8.2%
• Equity multiple: 2.24×
• Total profit: $38,924
• Equity at exit: $77,611

Cash invested: $31,360 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State South Carolina: 90 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 29223-2442

• Active inventory: 3
• Price-to-rent: 7.2×

Monthly cashflow live

• Estimated rent: $1,290 high
• Mortgage (P&I): −$587
• Tax est. 1.5%: −$140 /mo · $1,680/yr
• Insurance: −$47
• HOA: −$319
• Vacancy / Maint / Mgmt: −$271
• Net cashflow: $-74

Break-even live

Break-even rent $1,384

Max offer price $101,277

Occupancy floor —

Sensitivity live

Price	-10% $3	-5% $-35	+0% $-74	+5% $-113	+10% $-152
Rent	-10% $-176	-5% $-125	+0% $-74	+5% $-23	+10% $28
Rate	-1.0pp $-18	-0.5pp $-46	base $-74	+0.5pp $-103	+1.0pp $-133

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $28,000
• Closing costs: $3,360
• Reserves months: —
• Total cash needed: —

Rent comps 27 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7602 Hunt Club Rd Unit I-104 Columbia, SC	2.0	2.5	1200	$1,295	$1.08	21d	1	0.02mi
7602 Hunt Club Rd Columbia, SC	1.0–2.0	1.0–2.5	950	$1,295	$1.36	26d	2	0.02mi
300 Meredith Sq Columbia, SC	2.0–3.0	2.0–2.5	1258	$1,299	$1.03	26d	1	0.15mi
7502 Hunt Club Rd Columbia, SC	1.0–2.0	1.0–2.0	825	$1,305	$1.58	6d	22	0.15mi
7502 Hunt Club Rd Columbia, SC	1.0–3.0	1.0–2.0	875	$1,292	$1.48	26d	1	0.15mi
7501 Brookfield Rd Columbia, SC	1.0–3.0	1.0–2.5	1097	$1,074	$0.98	26d	1	0.25mi
7400 Hunt Club Rd Columbia, SC	1.0–3.0	1.0–2.0	1087	$1,040	$0.96	26d	1	0.37mi
7006 Brookfield Rd Columbia, SC	1.0–3.0	1.0–2.0	1090	$1,122	$1.03	14d	7	0.56mi
8720 Windsor Lake Blvd Columbia, SC	1.0–3.0	1.0–2.0	967	$1,182	$1.22	26d	15	0.66mi
229 Windsor Point Rd Unit 3H Columbia, SC	2.0	2.0	1000	$1,243	$1.24	26d	1	0.69mi
229 Windsor Point Rd Unit 3H Columbia, SC	2.0	2.0	1000	$1,243	$1.24	5d	1	0.69mi
2102 Long Shadow Ln Columbia, SC	2.0	1.5	1150	$1,300	$1.13	6d	1	0.71mi
1630 Edgemore Rd Unit 1 Columbia, SC	3.0	2.0	1225	$1,650	$1.35	26d	1	0.72mi
2919 Chatsworth Rd Columbia, SC	2.0	1.0	975	$1,300	$1.33	26d	1	0.75mi
2920 Chatsworth Rd Unit A Columbia, SC	2.0	2.0	980	$1,100	$1.12	6d	1	0.78mi
2920 Chatsworth Rd Apt C Columbia, SC	2.0	2.0	980	$1,100	$1.12	26d	1	0.78mi
6905 Cleaton Rd Columbia, SC	3.0	2.5–3.0	1546	$1,925	$1.25	26d	3	0.79mi
1930 Greenoaks Rd Unit A Columbia, SC	2.0	1.5	900	$1,175	$1.31	14d	1	0.91mi
1310 Oakcrest Dr Columbia, SC	1.0–3.0	1.0–2.0	1110	$1,598	$1.44	6d	27	0.92mi
1633 Overhill Rd Columbia, SC	3.0	1.5	1052	$1,661	$1.58	26d	1	0.98mi
1000 Windsor Shores Dr Columbia, SC	1.0–3.0	1.0–2.0	1011	$1,390	$1.37	26d	1	1.02mi
6837 N Trenholm Rd Columbia, SC	1.0–3.0	1.0–2.0	1105	$1,662	$1.50	6d	30	1.09mi
1725 Cheltenham Ln Columbia, SC	3.0	2.0	1444	$1,675	$1.16	26d	1	1.19mi
3611 Ranch Rd Columbia, SC	2.0–3.0	2.0	1400	$1,250	$0.89	6d	3	1.22mi
3630 Ranch Rd Unit 3-8 Columbia, SC	2.0	2.0	1400	$1,250	$0.89	26d	1	1.33mi
1718 Horseshoe Dr Apt B Columbia, SC	2.0	1.5	1050	$1,300	$1.24	14d	1	1.35mi
1682 Horseshoe Dr Unit D Columbia, SC	2.0	2.0	1000	$895	$0.90	17d	1	1.43mi

HOA detail condo

• Monthly dues: $319 · $3,828/yr
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 27 events

1. 2026-06-23
   days on market $112,000 Active 33 DOM
2. 2026-06-22
   days on market $112,000 Active 32 DOM
3. 2026-06-18
   days on market $112,000 Active 29 DOM
4. 2026-06-17
   days on market $112,000 Active 28 DOM
5. 2026-06-16
   days on market $112,000 Active 27 DOM
6. 2026-06-15
   days on market $112,000 Active 26 DOM
7. 2026-06-14
   days on market $112,000 Active 24 DOM
8. 2026-06-13
   days on market $112,000 Active 23 DOM
9. 2026-06-10
   days on market $112,000 Active 21 DOM
10. 2026-06-09
    days on market $112,000 Active 20 DOM
11. 2026-06-08
    days on market $112,000 Active 19 DOM
12. 2026-06-07
    days on market $112,000 Active 18 DOM
13. 2026-06-05
    days on market $112,000 Active 15 DOM
14. 2026-06-03
    days on market $112,000 Active 14 DOM
15. 2026-06-03
    days on market $112,000 Active 13 DOM
16. 2026-06-01
    days on market $112,000 Active 12 DOM
17. 2026-05-31
    days on market $112,000 Active 11 DOM
18. 2026-05-20
    listed $112,000 Active
19. 2024-08-01
    status Pending
20. 2024-06-21
    listed $115,000 Active
21. 2024-02-15
    status Pending
22. 2024-01-31
    historical Active - Contingent
23. 2024-01-22
    status Active
24. 2024-01-10
    historical Active - Contingent
25. 2023-12-11
    listed $120,000 Active
26. 2022-06-06
    historical
27. 2022-04-06
    listed $55,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $15,477
• − Mortgage interest: −$6,274
• − Property taxes: −$1,680
• − Insurance: −$560
• − Repairs & maintenance: −$1,238
• − Management: −$1,238
• − HOA: −$3,828
• − Depreciation: −$3,258
• Taxable loss: −$2,599
• Est. tax savings @ 24.0%: +$624
• After-tax cash flow: $-265/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This well-maintained townhome-style condo is in good condition with a good condition score of 80. It has a good kitchen, bathrooms, flooring, and exterior. The home is ready for a fresh coat of paint and some landscaping to further enhance its curb appeal.

Value-add opportunities

• Resale painting — Fresh paint can make a home look more inviting and modern.
• Rental landscaping — Well-maintained landscaping can attract more renters and increase rental value.
• Both upgrading appliances — Modern appliances can increase both resale and rental value by making the home more appealing to buyers and renters.

Renovation cost estimate screening

Value-add ROI direction

• Resale painting — Fresh paint can make a home look more inviting and modern. ↑
• Rental landscaping — Well-maintained landscaping can attract more renters and increase rental value. ↑
• Both upgrading appliances — Modern appliances can increase both resale and rental value by making the home more appealing to buyers and renters. ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Richland 02
• NCES district ID: 4503390
• Math proficiency: 35% ▼ -15.00%
• Reading proficiency: 47% ▼ -5.00%
• Median HH income: $59,684
• Composite: 36.2/100
• National rank: #4730
• State rank: #29 of 80 in SC

Livability — Woodfield

• Score: 63/100
• State rank: #165
• US rank: #15019

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment D+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Woodfield, SC

Population outlook (Richland County) Hauer SSP2

• Today (2025): 459,667 people
• By 2030: 487,524 · +6.1%
• By 2040: 542,035 · +17.9%
• By 2050: 595,371 · +29.5%
• By 2075: 732,998 · +59.5%
• By 2100: 820,415 · +78.5%

Not yet ingested

• Political lean: —
• Race & ethnicity: —
• Common origin: —
• Civics: —

Market trends

• HPI YoY: —
• Current HPI: —
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 4.51%
• F500 in state: 2

Industry mix (Fortune 500 HQ in SC)

Industry	F500 HQs	Revenue
▸Packaging	1	$7B

Price history

+103.6% since first listed

10 events — show timeline

• 2026-05-20 Listed $112,000 Consolidated MLS
• 2024-08-01 Pending — Consolidated MLS
• 2024-06-21 Listed $115,000 Consolidated MLS
• 2024-02-15 Pending — Consolidated MLS
• 2024-01-31 Contingent — Consolidated MLS
• 2024-01-22 Relisted — Consolidated MLS
• 2024-01-10 Contingent — Consolidated MLS
• 2023-12-11 Listed $120,000 Consolidated MLS
• 2022-06-06 Delisted — Consolidated MLS
• 2022-04-06 Listed $55,000 Consolidated MLS