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458 Kensington Pl
C- Composite 53.78
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.7/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.9/10.0
  • Schools +5.1/10.0
  • 1% rule +4.5/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$1,585,000

458 Kensington Pl · Emerald Isle, NC 28570
4 bd · 3.0 ba · 3,440 sqft · Other public records · 63 Days on market
Built 2017 6,098 sqft lot $143/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Experience coastal living at its finest with this exquisite 4406 square-foot luxury waterfront home in the private, gated neighborhood of Cannonsgate. This classic home offers breathtaking views of Bogue Sound from every floor. Upon entering the welcoming foyer, you will be delighted to notice that the highest quality designer details abound! The gourmet kitchen features a Sub-Zero refrigerator, custom Italian walnut and exotic granite island, solid marble countertops, double ovens, and gas cooktop. The dining room with its coffered ceiling is perfect for an elevated meal with friends or family. For your convenience, there is elevator access on every floor. 4 Bedrooms provide ample accommodations for friends or family. The stylish bonus room features an exceptional entertaining space with a custom brick wall, full bar & seating area. It seamlessly opens to your casual covered patio with brick gas log fireplace and exquisite garden overlooking the water. Truly the best of elegant indoor-outdoor living, The garage has epoxy flooring and a kitchenette. There are two whole-home dehumidifiers for your comfort. Spectacular finishes and custom millwork are showcased throughout the interior, ensuring an elevated, yet welcoming ambiance. Notably, the home is not in a flood zone, providing peace of mind for coastal living. Cannonsgate is a gated community with impressive amenities, including a gorgeous clubhouse, sparkling outdoor pool, tennis courts, playground, walking paths, extensive landscaping, natural areas, and a marina. For boating enthusiasts, leased boat storage is available within the community, adding to the allure of this coastal paradise. This home seamlessly blends refined taste with comfortable style, offering the best of coastal living in a picturesque setting. Live the lifestyle by making this exceptional property your own today and soon you will be embracing the evening breeze while watching the Sunset. More photos coming soon.

Key facts

  • Chef's kitchen
  • 6,098 sq ft lot
  • 2 garage spots

Tags

INTRACOASTAL WATERWAY ACCESSCHEF'S KITCHENCUSTOM ITALIAN WALNUT ISLANDEXOTIC GRANITE ISLANDDOUBLE CONVECTION OVENSSOLID MARBLE COUNTERTOPS

Property features AI

Finance

  • Other: Subdivision: Cannonsgate; Community features include pool and street lights
  • HOA & community: Homeowners association with annual fee (annually); Association amenities include boat dock, clubhouse, fitness center, gated access, jogging path, grounds maintenance, management, park, playground, RV parking/RV & boat storage, security, tennis courts, and trails; Derived monthly association fee listed

Exterior

  • Parking: 2 parking spaces total; 2-car attached garage; Garage faces front; Additional/oversize parking (includes A/C)
  • Security: Smoke detectors; Community security (gated)
  • Utilities: Public water; Public sewer; Natural gas available; Water available
  • Home design: Single-family residential property; Entry level at level 2; Four stories total (three or more levels)
  • Construction: Built with brick, brick veneer, fiber cement and frame; Shingle roof; Slab foundation; Three or more levels
  • Exterior features: Garden; Boat slip; Balcony; Covered patio and rear porch; Porch; Back yard fencing; Irrigation system; On waterfront; Has view; Level, landscaped lot with front and rear sprinklers; Paved road access

Interior

  • Kitchen: Gas cooktop; Down draft; Self-cleaning oven; Double oven; Refrigerator; Ice maker; Dishwasher; Disposal; Microwave; Pantry; Kitchen island; Eat-in kitchen
  • Bedrooms: Includes multiple bedrooms (room level details not provided)
  • Flooring: Marble; Tile; Wood
  • Bathrooms: 4 full bathrooms; 1 half bathroom
  • Heating & cooling: Heat pump; Electric heating; Forced air; Natural gas available; Central air; Zoned cooling
  • Interior features: Walk-in closets; Tray ceilings; High ceilings; Entrance foyer; Kitchen island; Elevator; Ceiling fans; Pantry; Wet bar; Dry bar; Eat-in kitchen; Shutters and window coverings; Finished basement; Has fireplace with gas log
  • Laundry & utility: Laundry room; Humidifier

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath other listed at $1.58M.

Deal economics

  • At list price, monthly cash flow is $2k ($29k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $1.50M (5.3% below list).
  • Recommended offer: $1.49M (6.0% below list) — sets the bar for market timing.
  • Cap rate 8.1% vs local median 0.1% in Emerald Isle — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 63/100 on livability (#401 in NC) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A, crime B; Watch: amenities F, commute F, cost of living F.
  • Carteret County Public Schools (rural): math 59% / reading 61% proficiency, ranked #31 of 178 in NC (top 17%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Bogue Sound Elementary (math 63% / reading 63%, grade B, #168 of 1,410 statewide, top 12%, 467 students, 99% FRL); Broad Creek Middle (math 63% / reading 68%, grade A-, #28 of 475 statewide, top 6%, 710 students, 100% FRL); Croatan High (math 82% / reading 78%, grade A, #73 of 535 statewide, top 13%, 974 students, 26% FRL) — zoned schools average 75% FRL vs 39% district-wide (36 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 216 active listings in the ZIP; 935 units permitted in Carteret County in 2024 (360 in 5+ unit buildings).
  • At $15,005/mo this rent would consume 256% of the median local household income ($70k/yr) (locally 461% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $11k of loan paydown is wiped out by about $48k of value loss. Plan a longer hold.
  • Carteret County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 63 days — a 6% lower offer ($1.49M) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $1.34M; 18% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $1,489,900 (6.0% below list)

Questions for the listing agent

  1. It's been on market 63 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.95%
Cap rate
8.13%
Cash-on-cash
6.55%
DSCR
1.29
GRM
8.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-6.3%
Equity multiple
0.77×
Total profit
$-103,211
Equity at exit
$236,329
10-year hold
IRR
3.3%
Equity multiple
1.24×
Total profit
$105,977
Equity at exit
$137,042

Cash invested: $443,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
85 Strongly Landlord-Friendly
State North Carolina
85 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
10-day notice; preempted; landlord-favorable but court speed varies.

ZIP-level market 28570

Home prices YoY
-16.2%
Active inventory
216
Price-to-rent
8.8×

Monthly cashflow live

Estimated rent
$15,005 medium interval (Pro) →
Mortgage (P&I)
$8,312
Tax from tax record
$316 /mo · $3,787/yr
Insurance
$660
HOA
$143
Vacancy / Maint / Mgmt
$3,151
Net cashflow
$2,423

Break-even live

Break-even rent $11,938
Max offer price $1,585,000
Occupancy floor 79%

Sensitivity live

Price -10% $3,320 -5% $2,872 +0% $2,423 +5% $1,975 +10% $1,526
Rent -10% $1,238 -5% $1,831 +0% $2,423 +5% $3,016 +10% $3,609
Rate -1.0pp $3,221 -0.5pp $2,826 base $2,423 +0.5pp $2,013 +1.0pp $1,595

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$396,250
Closing costs
$47,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$143 · $1,716/yr
Likely covers
watergaslandscapingpoolsecurity

Listing history 50 events

  1. 2026-06-19
    days on market $1,585,000 Active 63 DOM
  2. 2026-06-18
    days on market $1,585,000 Active 62 DOM
  3. 2026-06-17
    days on market $1,585,000 Active 61 DOM
  4. 2026-06-16
    days on market $1,585,000 Active 60 DOM
  5. 2026-06-15
    days on market $1,585,000 Active 59 DOM
  6. 2026-06-14
    days on market $1,585,000 Active 57 DOM
  7. 2026-06-13
    price $1,585,000 Active 56 DOM
  8. 2026-06-12
    days on market $1,645,000 Active 56 DOM
  9. 2026-06-09
    days on market $1,645,000 Active 53 DOM
  10. 2026-06-08
    days on market $1,645,000 Active 52 DOM
  11. 2026-06-07
    days on market $1,645,000 Active 51 DOM
  12. 2026-06-05
    days on market $1,645,000 Active 48 DOM
  13. 2026-06-03
    days on market $1,645,000 Active 47 DOM
  14. 2026-06-02
    days on market $1,645,000 Active 46 DOM
  15. 2026-06-01
    days on market $1,645,000 Active 45 DOM
  16. 2026-05-31
    days on market $1,645,000 Active 44 DOM
  17. 2026-05-30
    days on market $1,645,000 Active 43 DOM
  18. 2026-04-17
    listed $1,645,000 Active
  19. 2026-03-26
    historical Active Under Contract
  20. 2026-03-26
    historical
  21. 2026-02-21
    historical Active Under Contract
  22. 2026-02-20
    historical
  23. 2026-01-23
    historical Active Under Contract
  24. 2026-01-23
    historical
  25. 2026-01-21
    status Active
  26. 2026-01-20
    historical
  27. 2025-08-22
    listed $1,645,000 Active
  28. 2025-08-16
    historical
  29. 2024-11-15
    soldstatus $1,345,000 Closed 1977-char remark
    Show marketing remark (1977 chars)

    Experience coastal living at its finest with this exquisite 4406 square-foot luxury waterfront home in the private, gated neighborhood of Cannonsgate. This classic home offers breathtaking views of Bogue Sound from every floor. Upon entering the welcoming foyer, you will be delighted to notice that the highest quality designer details abound! The gourmet kitchen features a Sub-Zero refrigerator, custom Italian walnut and exotic granite island, solid marble countertops, double ovens, and gas cooktop. The dining room with its coffered ceiling is perfect for an elevated meal with friends or family. For your convenience, there is elevator access on every floor. 4 Bedrooms provide ample accommodations for friends or family. The stylish bonus room features an exceptional entertaining space with a custom brick wall, full bar & seating area. It seamlessly opens to your casual covered patio with brick gas log fireplace and exquisite garden overlooking the water. Truly the best of elegant indoor-outdoor living, The garage has epoxy flooring and a kitchenette. There are two whole-home dehumidifiers for your comfort. Spectacular finishes and custom millwork are showcased throughout the interior, ensuring an elevated, yet welcoming ambiance. Notably, the home is not in a flood zone, providing peace of mind for coastal living. Cannonsgate is a gated community with impressive amenities, including a gorgeous clubhouse, sparkling outdoor pool, tennis courts, playground, walking paths, extensive landscaping, natural areas, and a marina. For boating enthusiasts, leased boat storage is available within the community, adding to the allure of this coastal paradise. This home seamlessly blends refined taste with comfortable style, offering the best of coastal living in a picturesque setting. Live the lifestyle by making this exceptional property your own today and soon you will be embracing the evening breeze while watching the Sunset. More photos coming soon.

  30. 2024-11-15
    soldstatus $1,345,000
    Show marketing remark (1977 chars)

    Experience coastal living at its finest with this exquisite 4406 square-foot luxury waterfront home in the private, gated neighborhood of Cannonsgate. This classic home offers breathtaking views of Bogue Sound from every floor. Upon entering the welcoming foyer, you will be delighted to notice that the highest quality designer details abound! The gourmet kitchen features a Sub-Zero refrigerator, custom Italian walnut and exotic granite island, solid marble countertops, double ovens, and gas cooktop. The dining room with its coffered ceiling is perfect for an elevated meal with friends or family. For your convenience, there is elevator access on every floor. 4 Bedrooms provide ample accommodations for friends or family. The stylish bonus room features an exceptional entertaining space with a custom brick wall, full bar & seating area. It seamlessly opens to your casual covered patio with brick gas log fireplace and exquisite garden overlooking the water. Truly the best of elegant indoor-outdoor living, The garage has epoxy flooring and a kitchenette. There are two whole-home dehumidifiers for your comfort. Spectacular finishes and custom millwork are showcased throughout the interior, ensuring an elevated, yet welcoming ambiance. Notably, the home is not in a flood zone, providing peace of mind for coastal living. Cannonsgate is a gated community with impressive amenities, including a gorgeous clubhouse, sparkling outdoor pool, tennis courts, playground, walking paths, extensive landscaping, natural areas, and a marina. For boating enthusiasts, leased boat storage is available within the community, adding to the allure of this coastal paradise. This home seamlessly blends refined taste with comfortable style, offering the best of coastal living in a picturesque setting. Live the lifestyle by making this exceptional property your own today and soon you will be embracing the evening breeze while watching the Sunset. More photos coming soon.

  31. 2024-10-06
    status Pending 1977-char remark
    Show marketing remark (1977 chars)

    Experience coastal living at its finest with this exquisite 4406 square-foot luxury waterfront home in the private, gated neighborhood of Cannonsgate. This classic home offers breathtaking views of Bogue Sound from every floor. Upon entering the welcoming foyer, you will be delighted to notice that the highest quality designer details abound! The gourmet kitchen features a Sub-Zero refrigerator, custom Italian walnut and exotic granite island, solid marble countertops, double ovens, and gas cooktop. The dining room with its coffered ceiling is perfect for an elevated meal with friends or family. For your convenience, there is elevator access on every floor. 4 Bedrooms provide ample accommodations for friends or family. The stylish bonus room features an exceptional entertaining space with a custom brick wall, full bar & seating area. It seamlessly opens to your casual covered patio with brick gas log fireplace and exquisite garden overlooking the water. Truly the best of elegant indoor-outdoor living, The garage has epoxy flooring and a kitchenette. There are two whole-home dehumidifiers for your comfort. Spectacular finishes and custom millwork are showcased throughout the interior, ensuring an elevated, yet welcoming ambiance. Notably, the home is not in a flood zone, providing peace of mind for coastal living. Cannonsgate is a gated community with impressive amenities, including a gorgeous clubhouse, sparkling outdoor pool, tennis courts, playground, walking paths, extensive landscaping, natural areas, and a marina. For boating enthusiasts, leased boat storage is available within the community, adding to the allure of this coastal paradise. This home seamlessly blends refined taste with comfortable style, offering the best of coastal living in a picturesque setting. Live the lifestyle by making this exceptional property your own today and soon you will be embracing the evening breeze while watching the Sunset. More photos coming soon.

  32. 2024-09-05
    price $1,349,000 1977-char remark
    Show marketing remark (1977 chars)

    Experience coastal living at its finest with this exquisite 4406 square-foot luxury waterfront home in the private, gated neighborhood of Cannonsgate. This classic home offers breathtaking views of Bogue Sound from every floor. Upon entering the welcoming foyer, you will be delighted to notice that the highest quality designer details abound! The gourmet kitchen features a Sub-Zero refrigerator, custom Italian walnut and exotic granite island, solid marble countertops, double ovens, and gas cooktop. The dining room with its coffered ceiling is perfect for an elevated meal with friends or family. For your convenience, there is elevator access on every floor. 4 Bedrooms provide ample accommodations for friends or family. The stylish bonus room features an exceptional entertaining space with a custom brick wall, full bar & seating area. It seamlessly opens to your casual covered patio with brick gas log fireplace and exquisite garden overlooking the water. Truly the best of elegant indoor-outdoor living, The garage has epoxy flooring and a kitchenette. There are two whole-home dehumidifiers for your comfort. Spectacular finishes and custom millwork are showcased throughout the interior, ensuring an elevated, yet welcoming ambiance. Notably, the home is not in a flood zone, providing peace of mind for coastal living. Cannonsgate is a gated community with impressive amenities, including a gorgeous clubhouse, sparkling outdoor pool, tennis courts, playground, walking paths, extensive landscaping, natural areas, and a marina. For boating enthusiasts, leased boat storage is available within the community, adding to the allure of this coastal paradise. This home seamlessly blends refined taste with comfortable style, offering the best of coastal living in a picturesque setting. Live the lifestyle by making this exceptional property your own today and soon you will be embracing the evening breeze while watching the Sunset. More photos coming soon.

  33. 2024-07-19
    listed $1,375,000 Active 1977-char remark
    Show marketing remark (1977 chars)

    Experience coastal living at its finest with this exquisite 4406 square-foot luxury waterfront home in the private, gated neighborhood of Cannonsgate. This classic home offers breathtaking views of Bogue Sound from every floor. Upon entering the welcoming foyer, you will be delighted to notice that the highest quality designer details abound! The gourmet kitchen features a Sub-Zero refrigerator, custom Italian walnut and exotic granite island, solid marble countertops, double ovens, and gas cooktop. The dining room with its coffered ceiling is perfect for an elevated meal with friends or family. For your convenience, there is elevator access on every floor. 4 Bedrooms provide ample accommodations for friends or family. The stylish bonus room features an exceptional entertaining space with a custom brick wall, full bar & seating area. It seamlessly opens to your casual covered patio with brick gas log fireplace and exquisite garden overlooking the water. Truly the best of elegant indoor-outdoor living, The garage has epoxy flooring and a kitchenette. There are two whole-home dehumidifiers for your comfort. Spectacular finishes and custom millwork are showcased throughout the interior, ensuring an elevated, yet welcoming ambiance. Notably, the home is not in a flood zone, providing peace of mind for coastal living. Cannonsgate is a gated community with impressive amenities, including a gorgeous clubhouse, sparkling outdoor pool, tennis courts, playground, walking paths, extensive landscaping, natural areas, and a marina. For boating enthusiasts, leased boat storage is available within the community, adding to the allure of this coastal paradise. This home seamlessly blends refined taste with comfortable style, offering the best of coastal living in a picturesque setting. Live the lifestyle by making this exceptional property your own today and soon you will be embracing the evening breeze while watching the Sunset. More photos coming soon.

  34. 2024-07-15
    historical
  35. 2024-06-24
    price $1,399,000
  36. 2024-04-19
    price $1,474,900
  37. 2024-04-08
    price $1,499,900
  38. 2024-03-25
    price $1,545,000
  39. 2024-03-11
    price $1,599,900
  40. 2024-03-02
    price $1,649,900
  41. 2024-01-02
    price $1,749,900
  42. 2023-10-03
    listed $1,799,900 Active
  43. 2023-03-29
    historical
  44. 2023-01-05
    price $1,595,000
  45. 2022-11-01
    listed $1,599,000 Active
  46. 2022-05-03
    historical
  47. 2021-10-14
    listed $1,475,000 Active
  48. 2020-07-23
    historical
  49. 2020-06-03
    listed $1,299,000
  50. 2016-09-30
    soldstatus $225,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NC · Resets to sale price

Current annual tax
$3,787 · $316/mo
Projected year-2 tax
$12,997 · $1,083/mo
Expected delta
+$9,210/yr (+$767/mo · 243.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 23% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥103°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$180,063
− Mortgage interest
−$88,785
− Property taxes
−$3,787
− Insurance
−$7,925
− Repairs & maintenance
−$14,405
− Management
−$14,405
− HOA
−$1,716
− Depreciation
−$46,109
Taxable income
$2,931
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$703
After-tax cash flow
$28,375/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Carteret County Public Schools
NCES district ID
3700630
Math proficiency
59% ▲ 5.00%
Reading proficiency
61% ▲ 2.00%
Median HH income
$48,330
Composite
50.92/100
National rank
#1786
State rank
#31 of 178 in NC

Livability — Emerald Isle

Score
63/100
State rank
#401
US rank
#15298

Category grades

Amenities F Commute F Cost of living F Crime B Employment A+ Housing A Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Carteret County · 52,389 people
Metro
Morehead City, NC
Population (ZIP)
22,197
Household income
$70,229
Rent vs Own
22.7% rent · 77.3% own
Severe rent burden
461.0

Population outlook (Carteret County) Hauer SSP2

Today (2025)
73,443 people
By 2030
75,344 · +2.6%
By 2040
78,142 · +6.4%
By 2050
80,091 · +9.1%
By 2075
86,120 · +17.3%
By 2100
89,408 · +21.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Hispanic / Latino 7% Two or more races 6% Black 3% Asian 1%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Slovak 3% Romanian 3% Lithuanian 2%
Foreign-born
5% · Canada, Dominican Republic
Languages at home
92% English-only · Spanish 6% German/W. Germanic 1%

Political lean MEDSL · Carteret

2024 margin
Solid R (+43.1) · D 28.0% · R 71.1%
2008→2024 swing
-8.4pp toward R · 2008: -34.7pp · 2024: -43.1pp
All cycles
2024: R+43.1 2020: R+42.0 2016: R+44.5 2012: R+41.0 2008: R+34.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -53.54%
Current HPI
276.6589
Rent YoY
Metro
Morehead City, NC
State GDP YoY
▲ 3.28%
F500 in state
26

Industry mix (Fortune 500 HQ in NC)

Industry F500 HQs Revenue

Price history

+631.1% since first listed
33 events — show timeline
  • 2026-04-17 Listed $1,645,000 Hive MLS
  • 2026-03-26 Contingent Hive MLS
  • 2026-03-26 Listing Removed Hive MLS
  • 2026-02-21 Contingent Hive MLS
  • 2026-02-20 Listing Removed Hive MLS
  • 2026-01-23 Contingent Hive MLS
  • 2026-01-23 Listing Removed Hive MLS
  • 2026-01-21 Relisted Hive MLS
  • 2026-01-20 Listing Removed Hive MLS
  • 2025-08-22 Listed $1,645,000 Hive MLS
  • 2025-08-16 Coming Soon Hive MLS
  • 2024-11-15 Sold (Public Records) $1,345,000 Public Records
  • 2024-11-15 Sold (MLS) $1,345,000 Hive MLS
  • 2024-10-06 Pending Hive MLS
  • 2024-09-05 Price Changed $1,349,000 Hive MLS
  • 2024-07-19 Listed $1,375,000 Hive MLS
  • 2024-07-15 Listing Removed Hive MLS
  • 2024-06-24 Price Changed $1,399,000 Hive MLS
  • 2024-04-19 Price Changed $1,474,900 Hive MLS
  • 2024-04-08 Price Changed $1,499,900 Hive MLS
  • 2024-03-25 Price Changed $1,545,000 Hive MLS
  • 2024-03-11 Price Changed $1,599,900 Hive MLS
  • 2024-03-02 Price Changed $1,649,900 Hive MLS
  • 2024-01-02 Price Changed $1,749,900 Hive MLS
  • 2023-10-03 Listed $1,799,900 Hive MLS
  • 2023-03-29 Listing Removed Hive MLS
  • 2023-01-05 Price Changed $1,595,000 Hive MLS
  • 2022-11-01 Listed $1,599,000 Hive MLS
  • 2022-05-03 Listing Removed Hive MLS
  • 2021-10-14 Listed $1,475,000 Hive MLS
  • 2020-07-23 Listing Removed Hive MLS
  • 2020-06-03 Listed $1,299,000 Hive MLS
  • 2016-09-30 Sold (Public Records) $225,000 Public Records

Property tax history

+34.5%/yr

Latest (2025): $3,787 · +45.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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