1513 Wynn Ave · Douglas, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 8/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +20.9/30.0
- ARV discount +14.7/15.0
- DSCR +6.6/10.0
- 1% rule +4.4/10.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.4/10.0
- Appreciation +0.0/10.0
$135,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This sturdy brick home features, 3 bedrooms and 1 bath with a large unfinished bonus room. Slab foundation makes for easy enter and exit. Eat in kitchen with lots of cabinets.
Key facts
- Separate entrance
- Large eat in kitchen
- Oversized bonus room
Tags
Property features AI
Finance
- Other: Lot size approximately 0.25 acre
- HOA & community: No HOA; No association fees
Exterior
- Parking: Open parking; Parking pad
- Utilities: Public water; Public sewer; Electricity available
- Home design: Single-family residence; House; Built in 1986; One story
- Construction: Brick construction; Metal roof
- Exterior features: Level lot; Street lights; Near shopping
Interior
- Kitchen: Cooktop; Disposal
- Bedrooms: Three bedrooms on the main level
- Flooring: Hardwood; Tile
- Bathrooms: One full bathroom
- Heating & cooling: Central heating (electric); Central air; Ceiling fan(s)
- Interior features: Updated/remodeled; Bonus room, den, exercise room, family room, office, and other flexible spaces; No basement; One-level living
- Laundry & utility: Common area laundry
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $135k.
Deal economics
- At list price, monthly cash flow is $187 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $127k (6.1% below list).
- Recommended offer: $127k (6.1% below list) — sets the bar for 1% rule.
- Cap rate 8.0% vs local median 4.8% in Douglas — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 64/100 on livability (#252 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A; Watch: health & safety C-, crime D, amenities F.
- Coffee County (rural): math 28% / reading 31% proficiency, ranked #99 of 174 in GA (top 57%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Westside Elementary School (math 24% / reading 27%, grade F, #736 of 1,228 statewide, top 61%, 616 students, 96% FRL); Coffee Middle School (math 28% / reading 33%, grade F, #240 of 470 statewide, top 51%, 1,679 students, 96% FRL); Coffee County High School (math 30% / reading 37%, grade F, #99 of 424 statewide, top 23%, 1,234 students, 65% FRL) — zoned schools average 86% FRL vs 66% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 31 active listings in the ZIP; 110 units permitted in Coffee County in 2024 (6 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Coffee County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 59 days — a 3% lower offer ($131k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 59 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.94% ✗
- Cap rate
- 7.96%
- Cash-on-cash
- 5.95%
- DSCR
- 1.26
- GRM
- 8.9
CMA / ARV
- ARV (median comp)
- $160,716
- List price
- $135,000
- Delta
- -16.00%
- Verdict
- UNDERPRICED
- Comps
- 3 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -7.2%
- Equity multiple
- 0.74×
- Total profit
- $-9,999
- Equity at exit
- $20,129
- IRR
- 2.4%
- Equity multiple
- 1.17×
- Total profit
- $6,436
- Equity at exit
- $11,672
Cash invested: $37,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31533
- Home prices YoY
- -21.6%
- Active inventory
- 31
- Price-to-rent
- 8.9×
Monthly cashflow live
- Estimated rent
- $1,268 medium interval (Pro) →
- Mortgage (P&I)
- −$708
- Tax from tax record
- −$50 /mo · $602/yr
- Insurance
- −$56
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$266
- Net cashflow
- $187
Break-even live
Sensitivity live
| Price | -10% $264 | -5% $226 | +0% $187 | +5% $149 | +10% $111 |
|---|---|---|---|---|---|
| Rent | -10% $87 | -5% $137 | +0% $187 | +5% $237 | +10% $287 |
| Rate | -1.0pp $255 | -0.5pp $222 | base $187 | +0.5pp $152 | +1.0pp $117 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $33,750
- Closing costs
- $4,050
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 18 events
-
2026-06-17days on market $135,000 Active 59 DOM
-
2026-06-16days on market $135,000 Active 58 DOM
-
2026-06-15days on market $135,000 Active 57 DOM
-
2026-06-13days on market $135,000 Active 55 DOM
-
2026-06-12days on market $135,000 Active 54 DOM
-
2026-06-09days on market $135,000 Active 51 DOM
-
2026-06-08days on market $135,000 Active 50 DOM
-
2026-06-07days on market $135,000 Active 49 DOM
-
2026-06-07days on market $135,000 Active 48 DOM
-
2026-06-04days on market $135,000 Active 45 DOM
-
2026-06-02days on market $135,000 Active 44 DOM
-
2026-06-01days on market $135,000 Active 43 DOM
-
2026-05-31days on market $135,000 Active 42 DOM
-
2026-05-31days on market $135,000 Active 41 DOM
-
2026-04-19$135,000 New 731-char remark
-
2025-09-18soldstatus $125,000
-
2019-11-25soldstatus $21,250 175-char remark
Show marketing remark (175 chars)
This sturdy brick home features, 3 bedrooms and 1 bath with a large unfinished bonus room. Slab foundation makes for easy enter and exit. Eat in kitchen with lots of cabinets.
-
2019-10-28$21,250 175-char remark
Show marketing remark (175 chars)
This sturdy brick home features, 3 bedrooms and 1 bath with a large unfinished bonus room. Slab foundation makes for easy enter and exit. Eat in kitchen with lots of cabinets.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $602 · $50/mo
- Projected year-2 tax
- $1,242 · $104/mo
- Expected delta
- +$640/yr (+$53/mo · 106.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 8/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
- Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,216
- − Mortgage interest
- −$7,562
- − Property taxes
- −$602
- − Insurance
- −$675
- − Repairs & maintenance
- −$1,217
- − Management
- −$1,217
- − Depreciation
- −$3,927
- Taxable income
- $15
- Est. tax owed @ 24.0%
- −$4
- After-tax cash flow
- $2,244/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Coffee County
- NCES district ID
- 1301350
- Math proficiency
- 28% ▼ -12.00%
- Reading proficiency
- 31% ▼ -8.00%
- Median HH income
- $35,068
- Composite
- 24.36/100
- National rank
- #7693
- State rank
- #99 of 174 in GA
Livability — Douglas
- Score
- 64/100
- State rank
- #252
- US rank
- #14074
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Douglas, GA
- Population (ZIP)
- 17,464
Population outlook (Coffee County) Hauer SSP2
- Today (2025)
- 43,255 people
- By 2030
- 43,007 · -0.6%
- By 2040
- 42,337 · -2.1%
- By 2050
- 41,505 · -4.0%
- By 2075
- 39,695 · -8.2%
- By 2100
- 36,090 · -16.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.63)
- Race & ethnicity
- White 48% Black 34% Hispanic / Latino 15% Two or more races 11%
- Hispanic origin (detail)
- Mexican 12%
- Common ancestry
- Slovak 2% Lithuanian 1% Serbian 1%
- Foreign-born
- 9% · Canada
- Languages at home
- 85% English-only · Spanish 14% Other Indo-European 1%
Political lean MEDSL · Coffee
- 2024 margin
- Solid R (+45.1) · D 27.3% · R 72.5%
- 2008→2024 swing
- -15.6pp toward R · 2008: -29.5pp · 2024: -45.1pp
- All cycles
- 2024: R+45.1 2020: R+39.9 2016: R+39.5 2012: R+29.1 2008: R+29.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -51.34%
- Current HPI
- 186.6264
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
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Price history
+535.3% since first listed5 events — show timeline
- 2026-06-17 Delisted — GAMLS
- 2026-04-19 Listed $135,000 GAMLS
- 2025-09-18 Sold (Public Records) $125,000 Public Records
- 2019-11-25 Sold (MLS) $21,250 TBOR
- 2019-10-28 Listed $21,250 TBOR
Property tax history
-1.1%/yrLatest (2025): $602 · +9.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…