6937 Gibraltar Rd · Orlando, FL 32822

$219,000

4 bd · 2.0 ba · 1,530 sqft · Land public records · 74 Days on market

Built 1971 7,606 sqft lot

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.9/30.0
• ARV discount +7.5/15.0
• DSCR +6.0/10.0
• 1% rule +4.6/10.0
• Livability +4.3/5.0
• Schools +4.1/10.0
• Condition / age +2.5/5.0
• Rent growth +2.3/5.0
• Appreciation +0.0/10.0

Listing remarks

Discover this move-in ready mobile home located in the desirable Lynwood Estates community of Orlando, FL—where there’s no HOA to worry about! Perfectly situated in a prime location, this home places you just minutes from Orlando International Airport, Downtown Orlando, Disney, and Universal Studios, offering unbeatable convenience to world-class entertainment, dining, and travel. This well-maintained home features a spacious layout with a bonus den, ideal for a home office, playroom, or guest area. Enjoy a private, fully fenced backyard—perfect for outdoor activities, pets, or weekend gatherings. Whether you’re a first-time buyer, investor, or someone looking for a

Key facts

• Move in ready
• Bonus den
• 7,606 sq ft lot

Tags

• MOVE IN READY
• LYNWOOD ESTATES COMMUNITY
• PRIVATE FULLY FENCED BACKYARD
• BONUS DEN

Property features AI

Finance

• Other: Property classified as residential, mobile home; Zoned R-T-1; Lot approximately 0.17 acres (about 707 sq meters); Property homesteaded
• HOA & community: No association indicated

Exterior

• Parking: Carport (1 space)
• Utilities: Public water; Public sewer; Electricity connected
• Home design: Residential mobile home (single wide); One level; Faces south
• Construction: Stone construction; Other roof type; Crawlspace foundation; Built on/last recorded building area 2,030 square feet
• Exterior features: Sidewalk

Interior

• Kitchen: Range; Microwave; Refrigerator; Electric water heater
• Bedrooms: 4 bedrooms
• Flooring: Laminate
• Bathrooms: 2 full bathrooms
• Heating & cooling: Electric heating; Mini-split cooling unit(s)
• Interior features: Ceiling fans
• Laundry & utility: Dedicated laundry room

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath land listed at $219k.

Deal economics

• At list price, monthly cash flow is $225 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $210k (3.9% below list).
• Recommended offer: $206k (6.0% below list) — sets the bar for market timing.
• Cap rate 7.5% vs local median 3.0% in Orlando — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 86/100 on livability (#12 in FL, #360 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Orange (suburban): math 46% / reading 51% proficiency, ranked #43 of 73 in FL (top 59%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents soft (-0.7%/yr); 372 active listings in the ZIP; 31 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); 8,053 units permitted in Orange County in 2024 (3,133 in 5+ unit buildings).
• This rent runs 45% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Orange County population projected at +52% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 74 days — a 6% lower offer ($206k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $44k; list at $219k implies a 395% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $205,860 (6.0% below list)

Questions for the listing agent

1. It's been on market 74 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.96% ✗
• Cap rate: 7.53%
• Cash-on-cash: 4.41%
• DSCR: 1.20
• GRM: 8.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -12.7%
• Equity multiple: 0.55×
• Total profit: $-27,322
• Equity at exit: $32,654

10-year hold

• IRR: -8.8%
• Equity multiple: 0.52×
• Total profit: $-29,212
• Equity at exit: $18,935

Cash invested: $61,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32822

• Home prices YoY: -21.1%
• Rents YoY: -0.7%
• Active inventory: 372
• Price-to-rent: 8.7×

Monthly cashflow live

• Estimated rent: $2,104 high
• Mortgage (P&I): −$1,148
• Tax from tax record: −$198 /mo · $2,370/yr
• Insurance: −$91
• HOA: −$0
• Vacancy / Maint / Mgmt: −$442
• Net cashflow: $225

Break-even live

Break-even rent $1,819

Max offer price $219,000

Occupancy floor 84%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $54,750
• Closing costs: $6,570
• Reserves months: —
• Total cash needed: —

Rent comps 31 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6960 Gibraltar Rd Orlando, FL	3.0	2.0	1383	$1,500	$1.08	24d	1	0.08mi
5927 Lake Pointe Village Cir Orlando, FL	3.0	2.0	1307	$1,980	$1.51	22d	1	0.62mi
6791 Tussilago Way Orlando, FL	3.0	2.5	1648	$2,295	$1.39	24d	1	0.62mi
4117 Berkshire Bay Ct Orlando, FL	3.0	2.0	1075	$2,026	$1.88	8d	1	0.65mi
5926 Lake Pointe Village Cir Orlando, FL	3.0	2.0	1307	$2,125	$1.63	15d	1	0.65mi
5975 Lake Pointe Village Cir Orlando, FL	2.0–3.0	2.0–2.5	1236	$2,015	$1.63	4d	12	0.67mi
5119 Jalisco Ln Orlando, FL	3.0	2.0	1504	$2,350	$1.56	12d	1	0.68mi
3049 Jon Jon Ct Orlando, FL	3.0	2.0	1050	$1,995	$1.90	24d	1	0.69mi
6898 Tussilago Way Orlando, FL	3.0	2.5	1648	$2,250	$1.37	24d	1	0.70mi
5015 Edmee Cir Orlando, FL	5.0	2.0	1173	$1,950	$1.66	12d	1	0.75mi
3950 Southpointe Dr #418 Orlando, FL	3.0	2.0	1226	$1,985	$1.62	16d	1	0.80mi
4528 Commander Dr #2011 Orlando, FL	3.0	2.0	1253	$1,895	$1.51	18d	1	0.83mi
4403 S Semoran Blvd #6 Orlando, FL	3.0	2.0	1426	$2,095	$1.47	8d	1	0.88mi
4407 S Semoran Blvd #2 Orlando, FL	3.0	2.0	1426	$1,860	$1.30	24d	1	0.91mi
4401 S Semoran Blvd #1 Orlando, FL	3.0	2.5	1660	$2,150	$1.30	12d	1	0.92mi
7528 Marbella Pointe Dr Orlando, FL	1.0–4.0	1.0–3.0	1141	$2,209	$1.94	2d	22	0.97mi
3528 Idle Hour Dr Orlando, FL	3.0	2.0	1494	$2,600	$1.74	18d	1	1.06mi
3432 Idlegrove Ct Orlando, FL	4.0	2.5	2071	$3,600	$1.74	17d	1	1.09mi
5575 Rosebriar Way Orlando, FL	2.0–3.0	1.0–2.0	980	$1,862	$1.90	2d	6	1.14mi
4233 Anthony Ln Orlando, FL	3.0	1.0	1210	$1,925	$1.59	14d	1	1.17mi
2813 Whippet Ct Orlando, FL	3.0	2.0	1368	$2,349	$1.72	3d	1	1.18mi
5545 Devonbriar Way Orlando, FL	3.0	2.0	1150	$1,450	$1.26	24d	1	1.26mi
7305 Marseille Cir Orlando, FL	3.0	2.0	1138	$2,199	$1.93	15d	1	1.30mi
4750 Kempston Dr Orlando, FL	4.0	2.0	1638	$2,511	$1.53	8d	1	1.31mi
5789 Bent Pine Dr Orlando, FL	3.0	1.0–2.0	802	$2,067	$2.58	2d	49	1.36mi
5901 Bent Pine Dr Orlando, FL	1.0–3.0	1.0–2.0	1001	$2,239	$2.24	2d	24	1.36mi
6400 Narcoossee Rd Orlando, FL	1.0–3.0	1.0–2.0	977	$2,171	$2.22	2d	13	1.39mi
7870 Pine Fork Dr Orlando, FL	3.0	2.0	1119	$2,223	$1.99	22d	1	1.42mi
5900 Bent Pine Dr Orlando, FL	1.0–3.0	1.0–2.0	908	$1,945	$2.14	3d	21	1.43mi
7632 Harbor Lake Dr Orlando, FL	3.0	2.0	1292	$2,100	$1.63	11d	1	1.46mi
8467 Fort Thomas Way Orlando, FL	3.0	2.0	1646	$2,300	$1.40	4d	1	1.46mi

Listing history 31 events

1. 2026-06-18
   days on market $219,000 Active 74 DOM
2. 2026-06-17
   days on market $219,000 Active 73 DOM
3. 2026-06-16
   days on market $219,000 Active 72 DOM
4. 2026-06-15
   days on market $219,000 Active 71 DOM
5. 2026-06-13
   days on market $219,000 Active 69 DOM
6. 2026-06-13
   days on market $219,000 Active 68 DOM
7. 2026-06-09
   days on market $219,000 Active 65 DOM
8. 2026-06-08
   days on market $219,000 Active 64 DOM
9. 2026-06-07
   days on market $219,000 Active 63 DOM
10. 2026-06-04
    days on market $219,000 Active 60 DOM
11. 2026-06-03
    days on market $219,000 Active 59 DOM
12. 2026-06-02
    days on market $219,000 Active 58 DOM
13. 2026-06-02
    days on market $219,000 Active 57 DOM
14. 2026-05-31
    days on market $219,000 Active 56 DOM
15. 2026-04-05
    listed $219,000 Active
16. 2025-12-16
    historical
17. 2025-09-17
    listed $229,900 Active
18. 2025-07-15
    historical
19. 2025-05-26
    price $244,900
20. 2025-05-08
    price $249,900
21. 2025-04-28
    price $259,900
22. 2025-04-16
    listed $264,900 Active
23. 2025-02-19
    historical
24. 2025-01-11
    price $260,000
25. 2024-12-09
    price $265,000
26. 2024-11-12
    price $269,900
27. 2024-11-04
    price $274,900
28. 2024-10-03
    listed $279,900 Active
29. 2003-12-18
    soldstatus $44,200
30. 1992-09-01
    soldstatus $36,000
31. 1976-06-01
    soldstatus $11,200

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,370 · $198/mo
• Projected year-2 tax: $2,370 · $198/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,253
• − Mortgage interest: −$12,267
• − Property taxes: −$2,370
• − Insurance: −$1,095
• − Repairs & maintenance: −$2,020
• − Management: −$2,020
• − Depreciation: −$6,371
• Taxable loss: −$891
• Est. tax savings @ 24.0%: +$214
• After-tax cash flow: $2,917/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Orange
• NCES district ID: 1201440
• Math proficiency: 46% ▼ -9.00%
• Reading proficiency: 51% ▼ -2.00%
• Median HH income: $49,350
• Composite: 41.47/100
• National rank: #3461
• State rank: #43 of 73 in FL

Livability — Orlando

• Score: 86/100
• State rank: #12
• US rank: #360

Category grades

Amenities A+ Commute A+ Cost of living B- Crime B+ Employment C+ Housing A+ Health & safety A+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Orange County · 1,471,359 people
• City population: 964,969
• Metro: Orlando-Kissimmee-Sanford, FL
• Population (ZIP): 67,081
• Household income: $56,540
• Rent vs Own: 58.0% rent · 42.0% own
• Severe rent burden: 4246.0

Population outlook (Orange County) Hauer SSP2

• Today (2025): 1,618,226 people
• By 2030: 1,787,404 · +10.5%
• By 2040: 2,125,621 · +31.4%
• By 2050: 2,454,016 · +51.6%
• By 2075: 3,173,711 · +96.1%
• By 2100: 3,607,781 · +122.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Hispanic (68%)
• Race & ethnicity: Hispanic / Latino 68% Two or more races 36% White 17% Black 10% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 38% Cuban 5% Dominican 5%
• Common ancestry: Lithuanian 1% Romanian 1% Slovak 1%
• Foreign-born: 27% · Canada, Jamaica, China
• Languages at home: 36% English-only · Spanish 60% French/Haitian/Cajun 1% Arabic 1%

Political lean MEDSL · Orange

• 2024 margin: D (+13.6) · D 56.1% · R 42.5% · Other 1.3%
• 2008→2024 swing: -5.0pp toward R · 2008: 18.6pp · 2024: 13.6pp
• All cycles: 2024: D+13.6 2020: D+23.1 2016: D+24.6 2012: D+18.2 2008: D+18.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -95.17%
• Current HPI: 355.5775
• Rent YoY: ▼ -0.68%
• Metro: Orlando-Kissimmee-Sanford, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+1855.4% since first listed

17 events — show timeline

• 2026-04-05 Listed $219,000 Stellar MLS as Distributed by MLS Grid
• 2025-12-16 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2025-09-17 Listed $229,900 Stellar MLS as Distributed by MLS Grid
• 2025-07-15 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2025-05-26 Price Changed $244,900 Stellar MLS as Distributed by MLS Grid
• 2025-05-08 Price Changed $249,900 Stellar MLS as Distributed by MLS Grid
• 2025-04-28 Price Changed $259,900 Stellar MLS as Distributed by MLS Grid
• 2025-04-16 Listed $264,900 Stellar MLS as Distributed by MLS Grid
• 2025-02-19 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2025-01-11 Price Changed $260,000 Stellar MLS as Distributed by MLS Grid
• 2024-12-09 Price Changed $265,000 Stellar MLS as Distributed by MLS Grid
• 2024-11-12 Price Changed $269,900 Stellar MLS as Distributed by MLS Grid
• 2024-11-04 Price Changed $274,900 Stellar MLS as Distributed by MLS Grid
• 2024-10-03 Listed $279,900 Stellar MLS as Distributed by MLS Grid
• 2003-12-18 Sold (Public Records) $44,200 Public Records
• 1992-09-01 Sold (Public Records) $36,000 Public Records
• 1976-06-01 Sold (Public Records) $11,200 Public Records

Property tax history

+12.4%/yr

Latest (2025): $2,370 · +36.5% YoY. Source: county tax records.