2372 Valley St · Mansura, LA 71350

$125,000

3 bd · 1.5 ba · 1,435 sqft · SingleFamily · 106 Days on market

Built 1950 0.27 ac lot Est $187k · 33% under

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.9/30.0
• ARV discount +15.0/15.0
• Appreciation +6.5/10.0
• DSCR +5.9/10.0
• 1% rule +4.0/10.0
• Livability +3.0/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.1/10.0

Listing remarks

First-time homebuyers or those looking for a comfortable home with room to make it their own, this 3-bedroom, 1.5-bath home in Mansura offers a functional layout and plenty of potential. With a practical layout, comfortable living spaces, and a spacious yard, this home provides both functionality and room to grow. Conveniently located within the community while offering the charm of small-town living, this home presents a great opportunity for buyers looking for comfort and value.

Key facts

• 0.27 acre lot
• Parking
• Built 1950

Property features AI

Exterior

• Parking: Carport
• Home design: Single family residence
• Construction: Vinyl and wood siding construction; Composition roof
• Exterior features: Composition roof; Vinyl siding; Wood siding

Interior

• Bedrooms: Bedroom 1; Bedroom 2; Bedroom 3
• Bathrooms: 1 full bathroom; 1 half bathroom
• Heating & cooling: Window unit cooling; Other heating (unspecified)
• Interior features: Living room; Dining room; Kitchen

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $125k.

Deal economics

• At list price, monthly cash flow is $128 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $112k (10.1% below list).
• Recommended offer: $112k (10.1% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 60/100 on livability (#256 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, schools A-, crime B; Watch: health & safety C-, amenities F, commute F.
• Avoyelles Parish (rural): math 22% / reading 30% proficiency, ranked #56 of 98 in LA (top 57%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 41 active listings in the ZIP; 15 units permitted in Avoyelles Parish in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $5k of equity ($864 loan paydown + $4k appreciation (2.9% local appreciation)).
• Avoyelles County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (2.9% appreciation + 3.0% rent growth), your $35k cash investment doubles in ~6 years — after that, you're playing with house money.
• By year 8, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 106 days — a 9% lower offer ($114k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $112,375 (10.1% below list)

Questions for the listing agent

1. It's been on market 106 days. Have you received any prior offers? Is the seller open to a 10% concession, seller financing, or rate buy-down credit?
2. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.90% ✗
• Cap rate: 7.52%
• Cash-on-cash: 4.37%
• DSCR: 1.19
• GRM: 9.3

CMA / ARV

• ARV (on-the-fly): $186,550
• Comps found: 1

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2531 Highway 1187 Hwy	0.72mi	3/2.0	1,521 (+6%)	2mo	$197,000	$130	52

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

2.92% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 11.3%
• Equity multiple: 1.65×
• Total profit: $22,588
• Equity at exit: $55,620

10-year hold

• IRR: 13.5%
• Equity multiple: 2.99×
• Total profit: $69,663
• Equity at exit: $85,266

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Louisiana: 90 Strongly Landlord-Friendly · R+12
• County: — inherits STATE
• City: — inherits STATE

5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 71350

• Home prices YoY: 3.2%
• Active inventory: 41
• Price-to-rent: 9.3×

Monthly cashflow live

• Estimated rent: $1,124 medium
• Mortgage (P&I): −$656
• Tax from tax record: −$53 /mo · $631/yr
• Insurance: −$52
• HOA: −$0
• Vacancy / Maint / Mgmt: −$236
• Net cashflow: $128

Break-even live

Break-even rent $962

Max offer price $125,000

Occupancy floor 84%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $31,250
• Closing costs: $3,750
• Reserves months: —
• Total cash needed: —

Listing history 18 events

1. 2026-06-19
   days on market $125,000 Active 106 DOM
2. 2026-06-18
   days on market $125,000 Active 105 DOM
3. 2026-06-17
   days on market $125,000 Active 104 DOM
4. 2026-06-16
   days on market $125,000 Active 103 DOM
5. 2026-06-15
   days on market $125,000 Active 102 DOM
6. 2026-06-14
   days on market $125,000 Active 100 DOM
7. 2026-06-13
   days on market $125,000 Active 99 DOM
8. 2026-06-10
   days on market $125,000 Active 97 DOM
9. 2026-06-09
   days on market $125,000 Active 96 DOM
10. 2026-06-08
    days on market $125,000 Active 95 DOM
11. 2026-06-07
    days on market $125,000 Active 94 DOM
12. 2026-06-03
    days on market $125,000 Active 90 DOM
13. 2026-06-02
    days on market $125,000 Active 89 DOM
14. 2026-06-01
    days on market $125,000 Active 88 DOM
15. 2026-05-31
    days on market $125,000 Active 87 DOM
16. 2026-05-30
    days on market $125,000 Active 86 DOM
17. 2026-03-05
    listed $125,000 Active
18. 2007-08-01
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

• Current annual tax: $631 · $53/mo
• Projected year-2 tax: $688 · $57/mo
• Expected delta: +$57/yr (+$5/mo · 9.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥110°F today · 19 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,485
• − Mortgage interest: −$7,002
• − Property taxes: −$631
• − Insurance: −$625
• − Repairs & maintenance: −$1,079
• − Management: −$1,079
• − Depreciation: −$3,636
• Taxable loss: −$567
• Est. tax savings @ 24.0%: +$136
• After-tax cash flow: $1,667/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Avoyelles Parish
• NCES district ID: 2200150
• Math proficiency: 22% ▼ -32.00%
• Reading proficiency: 30% ▼ -29.00%
• Median HH income: $33,891
• Composite: 21.32/100
• National rank: #8378
• State rank: #56 of 98 in LA

Livability — Mansura

• Score: 60/100
• State rank: #256
• US rank: #19103

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment F Housing F Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Mansura, LA
• Population (ZIP): 4,556

Population outlook (Avoyelles County) Hauer SSP2

• Today (2025): 39,084 people
• By 2030: 37,784 · -3.3%
• By 2040: 35,049 · -10.3%
• By 2050: 32,225 · -17.5%
• By 2075: 25,695 · -34.3%
• By 2100: 18,985 · -51.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (66%)
• Race & ethnicity: White 66% Black 25% Two or more races 5% Hispanic / Latino 2% Asian 2%
• Common ancestry: Lithuanian 18% Subsaharan African 1% Scottish 1%
• Foreign-born: 2% · Canada
• Languages at home: 93% English-only · French/Haitian/Cajun 4% Spanish 3%

Political lean MEDSL · Avoyelles

• 2024 margin: Solid R (+43.1) · D 27.8% · R 71.0% · Other 1.2%
• 2008→2024 swing: -20.1pp toward R · 2008: -23.1pp · 2024: -43.1pp
• All cycles: 2024: R+43.1 2020: R+40.8 2016: R+37.0 2012: R+27.0 2008: R+23.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 2.92%
• Current HPI: 94.876
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.29%
• F500 in state: 10

Industry mix (Fortune 500 HQ in LA)

Industry	F500 HQs	Revenue
▸Telecommunications	2	$23B
▸Utilities	1	$12B
▸Wholesale / Distribution	1	$5B
▸Advertising	1	$2B

Price history

2 events — show timeline

• 2026-03-05 Listed $125,000 AcadianaMLS
• 2007-08-01 Sold (Public Records) — Public Records

Property tax history

+7.7%/yr

Latest (2025): $631 · +0.0% YoY. Source: county tax records.