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410 Crosby Village Dr
C- Composite 50.81
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +14.8/15.0
  • Cash flow +14.6/30.0
  • 1% rule +5.1/10.0
  • DSCR +4.5/10.0
  • Schools +3.5/10.0
  • Livability +3.0/5.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$214,900

410 Crosby Village Dr · Crosby, TX 77532
3 bd · 2.5 ba · 1,888 sqft · SingleFamily public records · 125 Days on market
Built 2007 5,314 sqft lot $114/sqft · 16% below area Est $256k · 16% under $24/mo HOA · 1% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Step inside this stunning 3-bedroom, 2.5-bath home where soaring ceilings and an open-concept layout create an inviting space designed for both everyday living and entertaining. The spacious family room flows seamlessly into a bright dining area featuring laminate wood and tile flooring. The kitchen offers expansive counter space, a wired island breakfast bar, and plenty of room for gathering. Retreat to the oversized primary suite with a large walk-in closet for exceptional storage. Outside, enjoy a beautifully sized lot with a fully fenced backyard and a covered patio—perfect for relaxing or hosting summer get-togethers. Schedule your private showing today and experience this exceptional home in person.

Key facts

  • Covered patio
  • Large walk-in closet
  • Open-concept layout

Tags

OPEN-CONCEPT LAYOUTEXPANSIVE COUNTER SPACEWIRED ISLAND BREAKFAST BARLARGE WALK-IN CLOSETFULLY FENCED BACKYARDCOVERED PATIO

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $215k.

Deal economics

  • At list price, monthly cash flow is $53 ($630/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $215k).
  • Recommended offer: $189k (12.0% below list) — sets the bar for market timing.
  • Cap rate 6.6% vs local median 4.8% in Crosby — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 59/100 on livability (#1,121 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A, housing A; Watch: schools D, amenities F, commute F.
  • Crosby ISD (rural): math 39% / reading 40% proficiency, ranked #369 of 826 in TX (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+1.5%/yr); 1172 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 125 days — a 12% lower offer ($189k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 12y ago; this cycle's ask has dropped $35k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $189,112 (12.0% below list)

Questions for the listing agent

  1. It's been on market 125 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.01%
Cap rate
6.59%
Cash-on-cash
1.05%
DSCR
1.05
GRM
8.3

CMA / ARV

ARV (median comp)
$256,427
List price
$214,900
Delta
-16.19%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6019 Coleus St 0.14mi 4/2.0 (+1) 1,826 (-3%) 1mo $230,000 $126 80
6111 Coleus St 0.11mi 4/2.5 (+1) 2,068 (+10%) 5mo $275,000 $133 70
17322 Glacier Forest Ln 0.43mi 4/2.5 (+1) 1,922 (+2%) 4mo $290,990 $151 69
17227 Boulder Beach Dr 0.43mi 4/2.0 (+1) 1,777 (-6%) 1mo $249,020 $140 62
17327 Glacier Forest Ln 0.43mi 4/2.0 (+1) 1,760 (-7%) 3mo $284,990 $162 59
17318 Glacier Forest Ln 0.43mi 4/2.0 (+1) 1,760 (-7%) 4mo $284,990 $162 58
615 Meadowknoll Dr 0.43mi 4/3.0 (+1) 2,041 (+8%) 2mo $317,990 $156 58
631 Meaadowknoll Dr 0.43mi 4/3.0 (+1) 2,041 (+8%) 3mo $312,990 $153 57
17318 Roxboro Ridge Ln 0.43mi 4/2.0 (+1) 1,676 (-11%) 1mo $279,990 $167 53
17323 Glacier Forest Ln 0.43mi 4/2.0 (+1) 1,676 (-11%) 3mo $279,990 $167 52
17334 Roxboro Ridge Ln 0.43mi 4/2.0 (+1) 1,676 (-11%) 4mo $281,990 $168 51
15815 Tall Barberry Ln 0.43mi 4/3.0 (+1) 2,147 (+14%) 1mo $369,717 $172 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.48% rent growth · sell at horizon

5-year hold
IRR
-16.5%
Equity multiple
0.42×
Total profit
$-34,605
Equity at exit
$32,042
10-year hold
IRR
-11.4%
Equity multiple
0.36×
Total profit
$-38,258
Equity at exit
$18,581

Cash invested: $60,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77532

Home prices YoY
-28.6%
Rents YoY
1.5%
Active inventory
1172
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$2,168 high interval (Pro) →
Mortgage (P&I)
$1,127
Tax from tax record
$420 /mo · $5,040/yr
Insurance
$90
HOA
$24
Vacancy / Maint / Mgmt
$455
Net cashflow
$53

Break-even live

Break-even rent $2,102
Max offer price $214,900
Occupancy floor 93%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$53,725
Closing costs
$6,447
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6006 Lovage Ave Crosby, TX 4.0 2.5 2261 $2,055 $0.91 20d 1 0.17mi
711 Equinox St Crosby, TX 3.0 2.0 1802 $1,881 $1.04 43d 1 0.91mi
430 Fishhawk Way Crosby, TX 3.0 2.0 1369 $1,863 $1.36 4d 1 0.93mi
15722 E Astern Dr Crosby, TX 3.0 2.0 1996 $1,896 $0.95 12d 1 1.02mi
1310 Stem Way Dr Crosby, TX 4.0 2.0 2346 $2,700 $1.15 3d 1 1.34mi
15806 Afore Dr Crosby, TX 4.0 2.0 2372 $1,951 $0.82 15d 1 1.35mi
16318 River Wood Ct Crosby, TX 3.0 2.5 1681 $1,946 $1.16 2d 1 1.42mi
16807 Lisbon Ln Crosby, TX 3.0 2.5 2196 $1,910 $0.87 43d 1 1.47mi

HOA detail

Monthly dues
$24 · $288/yr

Listing history 31 events

  1. 2026-06-18
    days on market $214,900 Active 125 DOM
  2. 2026-06-17
    days on market $214,900 Active 124 DOM
  3. 2026-06-16
    days on market $214,900 Active 123 DOM
  4. 2026-06-15
    days on market $214,900 Active 122 DOM
  5. 2026-06-13
    days on market $214,900 Active 120 DOM
  6. 2026-06-09
    days on market $214,900 Active 116 DOM
  7. 2026-06-08
    days on market $214,900 Active 115 DOM
  8. 2026-06-07
    days on market $214,900 Active 114 DOM
  9. 2026-06-04
    days on market $214,900 Active 111 DOM
  10. 2026-06-03
    days on market $214,900 Active 110 DOM
  11. 2026-06-02
    days on market $214,900 Active 109 DOM
  12. 2026-06-01
    days on market $214,900 Active 108 DOM
  13. 2026-05-31
    days on market $214,900 Active 107 DOM
  14. 2026-04-14
    price $224,900 720-char remark
    Show marketing remark (720 chars)

    Step inside this stunning 3-bedroom, 2.5-bath home where soaring ceilings and an open-concept layout create an inviting space designed for both everyday living and entertaining. The spacious family room flows seamlessly into a bright dining area featuring laminate wood and tile flooring. The kitchen offers expansive counter space, a wired island breakfast bar, and plenty of room for gathering. Retreat to the oversized primary suite with a large walk-in closet for exceptional storage. Outside, enjoy a beautifully sized lot with a fully fenced backyard and a covered patio—perfect for relaxing or hosting summer get-togethers. Schedule your private showing today and experience this exceptional home in person.

  15. 2026-03-11
    price $239,900 720-char remark
    Show marketing remark (720 chars)

    Step inside this stunning 3-bedroom, 2.5-bath home where soaring ceilings and an open-concept layout create an inviting space designed for both everyday living and entertaining. The spacious family room flows seamlessly into a bright dining area featuring laminate wood and tile flooring. The kitchen offers expansive counter space, a wired island breakfast bar, and plenty of room for gathering. Retreat to the oversized primary suite with a large walk-in closet for exceptional storage. Outside, enjoy a beautifully sized lot with a fully fenced backyard and a covered patio—perfect for relaxing or hosting summer get-togethers. Schedule your private showing today and experience this exceptional home in person.

  16. 2026-02-13
    listed $249,900 Active 720-char remark
    Show marketing remark (720 chars)

    Step inside this stunning 3-bedroom, 2.5-bath home where soaring ceilings and an open-concept layout create an inviting space designed for both everyday living and entertaining. The spacious family room flows seamlessly into a bright dining area featuring laminate wood and tile flooring. The kitchen offers expansive counter space, a wired island breakfast bar, and plenty of room for gathering. Retreat to the oversized primary suite with a large walk-in closet for exceptional storage. Outside, enjoy a beautifully sized lot with a fully fenced backyard and a covered patio—perfect for relaxing or hosting summer get-togethers. Schedule your private showing today and experience this exceptional home in person.

  17. 2026-02-06
    historical $2,049
  18. 2026-01-29
    listed $2,049
  19. 2018-09-24
    soldstatus
  20. 2018-09-20
    soldstatus Sold 499-char remark
    Show marketing remark (499 chars)

    This stunning 3 bedroom 2.5 bath home has soaring ceilings and an open floor plan which is perfect for entertaining. The kitchen features vast counter space, wired island breakfast bar, a large dining area with laminated wood and tile flooring. The master suite is very spacious, with a large walk in closet. This home has a beautiful lot with a fully fenced back yard and covered back patio which is perfect for all of your summer entertaining. Don't Miss Out and call today for your private tour!

  21. 2018-09-17
    status Pending 499-char remark
    Show marketing remark (499 chars)

    This stunning 3 bedroom 2.5 bath home has soaring ceilings and an open floor plan which is perfect for entertaining. The kitchen features vast counter space, wired island breakfast bar, a large dining area with laminated wood and tile flooring. The master suite is very spacious, with a large walk in closet. This home has a beautiful lot with a fully fenced back yard and covered back patio which is perfect for all of your summer entertaining. Don't Miss Out and call today for your private tour!

  22. 2018-09-13
    status Option Pending 499-char remark
    Show marketing remark (499 chars)

    This stunning 3 bedroom 2.5 bath home has soaring ceilings and an open floor plan which is perfect for entertaining. The kitchen features vast counter space, wired island breakfast bar, a large dining area with laminated wood and tile flooring. The master suite is very spacious, with a large walk in closet. This home has a beautiful lot with a fully fenced back yard and covered back patio which is perfect for all of your summer entertaining. Don't Miss Out and call today for your private tour!

  23. 2018-08-28
    price $175,000 499-char remark
    Show marketing remark (499 chars)

    This stunning 3 bedroom 2.5 bath home has soaring ceilings and an open floor plan which is perfect for entertaining. The kitchen features vast counter space, wired island breakfast bar, a large dining area with laminated wood and tile flooring. The master suite is very spacious, with a large walk in closet. This home has a beautiful lot with a fully fenced back yard and covered back patio which is perfect for all of your summer entertaining. Don't Miss Out and call today for your private tour!

  24. 2018-08-26
    status Active 499-char remark
    Show marketing remark (499 chars)

    This stunning 3 bedroom 2.5 bath home has soaring ceilings and an open floor plan which is perfect for entertaining. The kitchen features vast counter space, wired island breakfast bar, a large dining area with laminated wood and tile flooring. The master suite is very spacious, with a large walk in closet. This home has a beautiful lot with a fully fenced back yard and covered back patio which is perfect for all of your summer entertaining. Don't Miss Out and call today for your private tour!

  25. 2018-08-17
    status Option Pending 499-char remark
    Show marketing remark (499 chars)

    This stunning 3 bedroom 2.5 bath home has soaring ceilings and an open floor plan which is perfect for entertaining. The kitchen features vast counter space, wired island breakfast bar, a large dining area with laminated wood and tile flooring. The master suite is very spacious, with a large walk in closet. This home has a beautiful lot with a fully fenced back yard and covered back patio which is perfect for all of your summer entertaining. Don't Miss Out and call today for your private tour!

  26. 2018-08-01
    listed $180,000 Active 499-char remark
    Show marketing remark (499 chars)

    This stunning 3 bedroom 2.5 bath home has soaring ceilings and an open floor plan which is perfect for entertaining. The kitchen features vast counter space, wired island breakfast bar, a large dining area with laminated wood and tile flooring. The master suite is very spacious, with a large walk in closet. This home has a beautiful lot with a fully fenced back yard and covered back patio which is perfect for all of your summer entertaining. Don't Miss Out and call today for your private tour!

  27. 2014-10-01
    soldstatus
  28. 2014-09-18
    soldstatus Sold
  29. 2014-08-06
    status Pending, Continue to Show
  30. 2014-07-31
    status Option Pending
  31. 2014-05-14
    listed $145,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$5,040 · $420/mo
Projected year-2 tax
$5,040 · $420/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$26,021
− Mortgage interest
−$12,038
− Property taxes
−$5,040
− Insurance
−$1,074
− Repairs & maintenance
−$2,082
− Management
−$2,082
− HOA
−$288
− Depreciation
−$6,252
Taxable loss
−$2,835
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$680
After-tax cash flow
$1,311/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Crosby ISD
NCES district ID
4815750
Math proficiency
39% ▼ -13.00%
Reading proficiency
40% ▼ -5.00%
Median HH income
$61,079
Composite
35.14/100
National rank
#5012
State rank
#369 of 826 in TX

Livability — Crosby

Score
59/100
State rank
#1121
US rank
#19783

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing A Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Crosby, TX
County
Harris County · 4,702,590 people
City population
33,780
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
33,780
Household income
$92,201
Rent vs Own
13.9% rent · 86.1% own
Severe rent burden
382.0

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
White 54% Hispanic / Latino 31% Two or more races 16% Black 9%
Hispanic origin (detail)
Mexican 24%
Common ancestry
Lithuanian 4% Romanian 3% Italian 2%
Foreign-born
10% · Canada
Languages at home
78% English-only · Spanish 21%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -105.63%
Current HPI
264.0126
Rent YoY
▲ 1.48%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+55.1% since first listed
18 events — show timeline
  • 2026-04-14 Price Changed $224,900 HARMLS
  • 2026-03-11 Price Changed $239,900 HARMLS
  • 2026-02-13 Listed $249,900 HARMLS
  • 2026-02-06 Rental Removed $2,049 Tricon
  • 2026-01-29 Listed for Rent $2,049 Tricon
  • 2018-09-24 Sold (Public Records) Public Records
  • 2018-09-20 Sold (MLS) HARMLS
  • 2018-09-17 Pending HARMLS
  • 2018-09-13 Pending HARMLS
  • 2018-08-28 Price Changed $175,000 HARMLS
  • 2018-08-26 Relisted HARMLS
  • 2018-08-17 Pending HARMLS
  • 2018-08-01 Listed $180,000 HARMLS
  • 2014-10-01 Sold (Public Records) Public Records
  • 2014-09-18 Sold (MLS) HARMLS
  • 2014-08-06 Pending HARMLS
  • 2014-07-31 Pending HARMLS
  • 2014-05-14 Listed $145,000 HARMLS

Property tax history

+7.0%/yr

Latest (2025): $5,040 · +10.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…