3064 Eagles Nest Way · Indian River Estates, FL 34952

$129,999

2 bd · 2.0 ba · 1,461 sqft · Manufactured public records · 128 Days on market

Built 2005 6,798 sqft lot Est $145k · 10% under $309/mo HOA · 16% of rent ↓ 14% since listing

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +24.8/30.0
• ARV discount +12.1/15.0
• 1% rule +10.0/10.0
• DSCR +8.0/10.0
• Schools +3.7/10.0
• Livability +3.2/5.0
• Rent growth +3.0/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

New Roof March 2021. 2 bedroom 2 bathroom home situated on a beautiful corner lot. All wood laminate and tile flooring throughout. Updated kitchen counters and stainless appliances. Hot water heater recently replaced. This home has an extra large driveway with an extended car port, a great workshop / storage room and a screened patio. Master bedroom has a large walk in closet and the master bathroom has his and her vanities with a seperate garden soaking tub and stand up shower. This is not just a home but a lifestyle. The Savanna Club is a very active 55+ community. It offers actives for everyone including but not limited to golf, swimming pools, a theater, a clubhouse, tennis, A putting green, Billards, Bocce Ball, bike and jog, and so much more.This home is on a land lease property.

Key facts

• Upgraded duct work
• New faucets
• New washer and dryer

Tags

• NEW ROOF
• NEW A/C
• UPGRADED DUCT WORK
• NEW GUTTERS
• NEW WASHER AND DRYER
• NEW FAUCETS

Property features AI

Finance

• Other: Senior community
• Financial info: Pets allowed with breed restrictions
• HOA & community: Community with association; Monthly association fee; Association amenities include clubhouse, fitness center, pool, spa/hot tub, tennis courts, pickleball courts, bocce ball, putting green, golf course, billiard room, library, manager on site, internet included

Exterior

• Parking: Attached carport; Covered parking for 2; 2-car carport; 4 open parking spaces
• Security: Smoke detectors
• Utilities: Public water; Public sewer; Sewer available; Water available
• Home design: Manufactured home; Single-story; Faces west; Resale condition
• Construction: Vinyl siding; Modular construction; Composition/shingle roof; Plans used for building area
• Exterior features: Shed(s); Not waterfront

Interior

• Kitchen: Dishwasher; Electric range; Microwave; Refrigerator; Garbage disposal; Electric water heater
• Bedrooms: 2 main-level bedrooms
• Flooring: Ceramic tile; Laminate
• Bathrooms: 2 full bathrooms (main level)
• Heating & cooling: Central electric heating; Central electric air conditioning
• Interior features: Kitchen island; Walk-in closet(s); Split bedroom layout; French doors; Unfurnished
• Laundry & utility: Indoor laundry

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $130k.

Deal economics

• At list price, monthly cash flow is $275 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $130k).
• Recommended offer: $114k (12.0% below list) — sets the bar for market timing.
• Cap rate 8.8% vs local median 5.3% in Indian River Estates — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 65/100 on livability (#653 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B+; Watch: employment D+, schools F, amenities F.
• St. Lucie (urban): math 40% / reading 48% proficiency, ranked #51 of 73 in FL (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+1.9%/yr); 639 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 4,868 units permitted in St. Lucie County in 2024 (268 in 5+ unit buildings).
• This rent runs 38% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• St. Lucie County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 128 days — a 12% lower offer ($114k) is reasonable based on typical stale-listing flexibility.
• 9 sale attempts since 20y ago; this cycle's ask has dropped $100k (43%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $114,399 (12.0% below list)

Questions for the listing agent

1. It's been on market 128 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.51% ✓
• Cap rate: 8.84%
• Cash-on-cash: 9.08%
• DSCR: 1.40
• GRM: 5.5

CMA / ARV

• ARV (on-the-fly): $144,639
• Comps found: 10

Show comp detail 10 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3115 Palm Warbler Ct	0.11mi	2/2.0	1,429 (-2%)	9mo	$140,000	$98	84
7928 Meadowlark Ln	0.50mi	2/3.0	1,475 (+1%)	2mo	$65,000	$44	70
7953 Horned Lark Cir	0.26mi	2/2.0	1,286 (-12%)	1mo	$130,000	$101	67
7822 White Ibis Ln	0.25mi	3/2.0 (+1)	1,612 (+10%)	2mo	$115,000	$71	65
3005 Approach Shot Way	0.44mi	2/2.0	1,333 (-9%)	3mo	$149,900	$112	63
7921 Meadowlark Ln	0.46mi	2/2.0	1,301 (-11%)	2mo	$115,000	$88	58
7707 Mcclintock Way	0.31mi	2/2.0	1,609 (+10%)	19mo	$160,000	$99	53
3425 Crabapple Dr	0.56mi	2/2.0	1,395 (-4%)	18mo	$205,000	$147	51
3815 Sandlace Ct	0.47mi	3/2.0 (+1)	1,641 (+12%)	16mo	$190,000	$116	39
82 Spanish Way	0.66mi	2/2.0	1,245 (-15%)	22mo	$18,000	$14	26

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.92% rent growth · sell at horizon

5-year hold

• IRR: -4.0%
• Equity multiple: 0.85×
• Total profit: $-5,376
• Equity at exit: $19,383

10-year hold

• IRR: 4.2%
• Equity multiple: 1.29×
• Total profit: $10,484
• Equity at exit: $11,240

Cash invested: $36,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34952

• Home prices YoY: -29.6%
• Rents YoY: 1.9%
• Active inventory: 639
• Price-to-rent: 5.5×

Monthly cashflow live

• Estimated rent: $1,967 medium
• Mortgage (P&I): −$682
• Tax from tax record: −$234 /mo · $2,804/yr
• Insurance: −$54
• HOA: −$309
• Vacancy / Maint / Mgmt: −$413
• Net cashflow: $275

Break-even live

Break-even rent $1,618

Max offer price $129,999

Occupancy floor 81%

Sensitivity live

Price	-10% $349	-5% $312	+0% $275	+5% $239	+10% $202
Rent	-10% $120	-5% $198	+0% $275	+5% $353	+10% $431
Rate	-1.0pp $341	-0.5pp $308	base $275	+0.5pp $242	+1.0pp $207

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $32,500
• Closing costs: $3,900
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3784 Sapodilla Ct Port Saint Lucie, FL	2.0	2.0	1121	$2,300	$2.05	24d	1	1.10mi
1900 Bella Vista Way Port Saint Lucie, FL	1.0–2.0	1.0–2.0	995	$1,764	$1.77	14d	15	1.14mi
71 W Caribbean Port St. Lucie, FL	2.0	2.0	1417	$1,700	$1.20	24d	1	1.47mi

HOA detail

• Monthly dues: $309 · $3,708/yr
• Likely covers: waterpool

Listing history 42 events

1. 2026-06-18
   days on market $129,999 Active 128 DOM
2. 2026-06-17
   days on market $129,999 Active 127 DOM
3. 2026-06-16
   days on market $129,999 Active 126 DOM
4. 2026-06-15
   days on market $129,999 Active 125 DOM
5. 2026-06-14
   days on market $129,999 Active 123 DOM
6. 2026-06-13
   days on market $129,999 Active 122 DOM
7. 2026-06-10
   days on market $129,999 Active 120 DOM
8. 2026-06-09
   days on market $129,999 Active 119 DOM
9. 2026-06-08
   days on market $129,999 Active 118 DOM
10. 2026-06-07
    days on market $129,999 Active 117 DOM
11. 2026-06-05
    days on market $129,999 Active 114 DOM
12. 2026-06-03
    days on market $129,999 Active 113 DOM
13. 2026-06-02
    days on market $129,999 Active 112 DOM
14. 2026-06-01
    days on market $129,999 Active 111 DOM
15. 2026-05-31
    days on market $129,999 Active 110 DOM
16. 2026-05-30
    days on market $129,999 Active 109 DOM
17. 2026-02-10
    price $129,999
18. 2026-02-08
    listed $229,999 Active
19. 2026-01-27
    historical
20. 2025-08-29
    price $164,000
21. 2025-07-29
    listed $169,000 Active
22. 2021-06-01
    soldstatus $128,900
23. 2021-05-28
    soldstatus $92,500 Closed 797-char remark

    Show marketing remark (797 chars)

    New Roof March 2021. 2 bedroom 2 bathroom home situated on a beautiful corner lot. All wood laminate and tile flooring throughout. Updated kitchen counters and stainless appliances. Hot water heater recently replaced. This home has an extra large driveway with an extended car port, a great workshop / storage room and a screened patio. Master bedroom has a large walk in closet and the master bathroom has his and her vanities with a seperate garden soaking tub and stand up shower. This is not just a home but a lifestyle. The Savanna Club is a very active 55+ community. It offers actives for everyone including but not limited to golf, swimming pools, a theater, a clubhouse, tennis, A putting green, Billards, Bocce Ball, bike and jog, and so much more.This home is on a land lease property.

24. 2021-04-14
    status Pending 797-char remark

    Show marketing remark (797 chars)

    New Roof March 2021. 2 bedroom 2 bathroom home situated on a beautiful corner lot. All wood laminate and tile flooring throughout. Updated kitchen counters and stainless appliances. Hot water heater recently replaced. This home has an extra large driveway with an extended car port, a great workshop / storage room and a screened patio. Master bedroom has a large walk in closet and the master bathroom has his and her vanities with a seperate garden soaking tub and stand up shower. This is not just a home but a lifestyle. The Savanna Club is a very active 55+ community. It offers actives for everyone including but not limited to golf, swimming pools, a theater, a clubhouse, tennis, A putting green, Billards, Bocce Ball, bike and jog, and so much more.This home is on a land lease property.

25. 2021-04-06
    status Active 797-char remark

    Show marketing remark (797 chars)

    New Roof March 2021. 2 bedroom 2 bathroom home situated on a beautiful corner lot. All wood laminate and tile flooring throughout. Updated kitchen counters and stainless appliances. Hot water heater recently replaced. This home has an extra large driveway with an extended car port, a great workshop / storage room and a screened patio. Master bedroom has a large walk in closet and the master bathroom has his and her vanities with a seperate garden soaking tub and stand up shower. This is not just a home but a lifestyle. The Savanna Club is a very active 55+ community. It offers actives for everyone including but not limited to golf, swimming pools, a theater, a clubhouse, tennis, A putting green, Billards, Bocce Ball, bike and jog, and so much more.This home is on a land lease property.

26. 2021-03-31
    historical Active Under Contract 797-char remark

    Show marketing remark (797 chars)

    New Roof March 2021. 2 bedroom 2 bathroom home situated on a beautiful corner lot. All wood laminate and tile flooring throughout. Updated kitchen counters and stainless appliances. Hot water heater recently replaced. This home has an extra large driveway with an extended car port, a great workshop / storage room and a screened patio. Master bedroom has a large walk in closet and the master bathroom has his and her vanities with a seperate garden soaking tub and stand up shower. This is not just a home but a lifestyle. The Savanna Club is a very active 55+ community. It offers actives for everyone including but not limited to golf, swimming pools, a theater, a clubhouse, tennis, A putting green, Billards, Bocce Ball, bike and jog, and so much more.This home is on a land lease property.

27. 2020-12-03
    price $98,500 797-char remark

    Show marketing remark (797 chars)

    New Roof March 2021. 2 bedroom 2 bathroom home situated on a beautiful corner lot. All wood laminate and tile flooring throughout. Updated kitchen counters and stainless appliances. Hot water heater recently replaced. This home has an extra large driveway with an extended car port, a great workshop / storage room and a screened patio. Master bedroom has a large walk in closet and the master bathroom has his and her vanities with a seperate garden soaking tub and stand up shower. This is not just a home but a lifestyle. The Savanna Club is a very active 55+ community. It offers actives for everyone including but not limited to golf, swimming pools, a theater, a clubhouse, tennis, A putting green, Billards, Bocce Ball, bike and jog, and so much more.This home is on a land lease property.

28. 2020-11-04
    price $109,000 797-char remark

    Show marketing remark (797 chars)

    New Roof March 2021. 2 bedroom 2 bathroom home situated on a beautiful corner lot. All wood laminate and tile flooring throughout. Updated kitchen counters and stainless appliances. Hot water heater recently replaced. This home has an extra large driveway with an extended car port, a great workshop / storage room and a screened patio. Master bedroom has a large walk in closet and the master bathroom has his and her vanities with a seperate garden soaking tub and stand up shower. This is not just a home but a lifestyle. The Savanna Club is a very active 55+ community. It offers actives for everyone including but not limited to golf, swimming pools, a theater, a clubhouse, tennis, A putting green, Billards, Bocce Ball, bike and jog, and so much more.This home is on a land lease property.

29. 2020-10-01
    listed $125,000 Active 797-char remark

    Show marketing remark (797 chars)

    New Roof March 2021. 2 bedroom 2 bathroom home situated on a beautiful corner lot. All wood laminate and tile flooring throughout. Updated kitchen counters and stainless appliances. Hot water heater recently replaced. This home has an extra large driveway with an extended car port, a great workshop / storage room and a screened patio. Master bedroom has a large walk in closet and the master bathroom has his and her vanities with a seperate garden soaking tub and stand up shower. This is not just a home but a lifestyle. The Savanna Club is a very active 55+ community. It offers actives for everyone including but not limited to golf, swimming pools, a theater, a clubhouse, tennis, A putting green, Billards, Bocce Ball, bike and jog, and so much more.This home is on a land lease property.

30. 2019-08-15
    soldstatus $98,000
31. 2019-08-13
    soldstatus $70,000 Closed
32. 2019-07-29
    status Pending
33. 2019-05-07
    listed $79,900 Active
34. 2015-02-05
    historical
35. 2013-09-21
    historical
36. 2013-09-21
    historical
37. 2012-04-02
    soldstatus $53,500
38. 2012-03-05
    historical
39. 2012-01-16
    listed $62,900
40. 2009-09-18
    listed $64,900
41. 2009-02-03
    listed $79,900
42. 2006-06-27
    listed $151,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,804 · $234/mo
• Projected year-2 tax: $2,804 · $234/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 25 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,605
• − Mortgage interest: −$7,282
• − Property taxes: −$2,804
• − Insurance: −$650
• − Repairs & maintenance: −$1,888
• − Management: −$1,888
• − HOA: −$3,708
• − Depreciation: −$3,782
• Taxable income: $1,602
• Est. tax owed @ 24.0%: −$385
• After-tax cash flow: $2,920/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: St. Lucie
• NCES district ID: 1201770
• Math proficiency: 40% ▼ -11.00%
• Reading proficiency: 48% ▼ -4.00%
• Median HH income: $44,737
• Composite: 37.28/100
• National rank: #4449
• State rank: #51 of 73 in FL

Livability — Indian River Estates

• Score: 65/100
• State rank: #653
• US rank: #12946

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment D+ Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Saint Lucie County · 337,150 people
• City population: 27,447
• Metro: Port St. Lucie, FL
• Population (ZIP): 42,655
• Household income: $61,628
• Rent vs Own: 25.8% rent · 74.2% own
• Severe rent burden: 1759.0

Population outlook (St. Lucie County) Hauer SSP2

• Today (2025): 338,016 people
• By 2030: 355,687 · +5.2%
• By 2040: 385,521 · +14.1%
• By 2050: 406,106 · +20.1%
• By 2075: 441,054 · +30.5%
• By 2100: 436,885 · +29.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.57)
• Race & ethnicity: White 62% Hispanic / Latino 19% Two or more races 14% Black 10% Asian 3%
• Hispanic origin (detail): Mexican 4% Puerto Rican 4% Cuban 2% Dominican 2%
• Common ancestry: Romanian 3% Lithuanian 2% Hispanic 1%
• Foreign-born: 18% · Canada, Jamaica, China
• Languages at home: 76% English-only · Spanish 16% French/Haitian/Cajun 3% Tagalog/Filipino 2%

Political lean MEDSL · St. Lucie

• 2024 margin: Lean R (+9.1) · D 45.1% · R 54.2%
• 2008→2024 swing: -21.2pp toward R · 2008: 12.1pp · 2024: -9.1pp
• All cycles: 2024: R+9.1 2020: R+1.6 2016: R+2.5 2012: D+7.9 2008: D+12.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -155.80%
• Current HPI: 371.0573
• Rent YoY: ▲ 1.92%
• Metro: Port St. Lucie, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-14.4% since first listed

26 events — show timeline

• 2026-02-10 Price Changed $129,999 Beaches MLS
• 2026-02-08 Listed $229,999 Beaches MLS
• 2026-01-27 Listing Removed — Beaches MLS
• 2025-08-29 Price Changed $164,000 Beaches MLS
• 2025-07-29 Listed $169,000 Beaches MLS
• 2021-06-01 Sold (Public Records) $128,900 Public Records
• 2021-05-28 Sold (MLS) $92,500 Beaches MLS
• 2021-04-14 Pending — Beaches MLS
• 2021-04-06 Relisted — Beaches MLS
• 2021-03-31 Contingent — Beaches MLS
• 2020-12-03 Price Changed $98,500 Beaches MLS
• 2020-11-04 Price Changed $109,000 Beaches MLS
• 2020-10-01 Listed $125,000 Beaches MLS
• 2019-08-15 Sold (Public Records) $98,000 Public Records
• 2019-08-13 Sold (MLS) $70,000 Beaches MLS
• 2019-07-29 Pending — Beaches MLS
• 2019-05-07 Listed $79,900 Beaches MLS
• 2015-02-05 Listing Removed — Beaches MLS
• 2013-09-21 Listing Removed — Beaches MLS
• 2013-09-21 Listing Removed — Beaches MLS
• 2012-04-02 Sold (MLS) $53,500 Beaches MLS
• 2012-03-05 Listing Removed — Beaches MLS
• 2012-01-16 Listed $62,900 Beaches MLS
• 2009-09-18 Listed $64,900 Beaches MLS
• 2009-02-03 Listed $79,900 Beaches MLS
• 2006-06-27 Listed $151,900 Beaches MLS

Property tax history

+7.5%/yr

Latest (2025): $2,804 · +1.2% YoY. Source: county tax records.