7410 Moss Ln · Yorkshire, VA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $666 – $1,236
Heat risk 7/10 · Major
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 13.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +28.1/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +5.8/10.0
- Condition / age +3.8/5.0
- Livability +3.6/5.0
- Rent growth +2.0/5.0
- Appreciation +0.0/10.0
$75,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Very nice renovated mobil home, conveniently located near major shopping centers and parks. a mobile home community conveniently located in Prince William County, you'll be right in the heart of Northern Virginia. With easy access to the entire Washington D. C. metro area and located off Old Centreville Road near major roads including Route 28 (Sully Road / Centreville Road), Route 29 (Lee Highway), and I-66, commuting is made easy here. Whether you work in D. C. or any of the surrounding neighborhoods, or just want to check out some of the District's attractions or entertainment, you can wave good-bye to the long drive.
Key facts
- Near major roads
- Conveniently located
- 2 parking spots
Tags
Property features AI
Finance
- Other: Ownership interest: Other; Lease not considered
- Financial info: Annual ground rent noted
- HOA & community: Monthly association fee of $1,070
Exterior
- Parking: Attached carport for 2 cars; Concrete driveway; Two total garage/parking spaces
- Utilities: Public water; Public sewer; Electric service for heating, cooling, and hot water
- Home design: Manufactured home; Estimated year built
- Construction: Mobile home dimensions approximately 12 ft wide by 61 ft long
- Exterior features: Above grade other structures; Ground rent exists (paid annually); Located outside city limits; Park nearby: Forest Park & Bull Run
Interior
- Kitchen: Built-in microwave; Stove; Refrigerator
- Bedrooms: Three bedrooms on the main level
- Bathrooms: One full bathroom on the main level
- Heating & cooling: Central heating with heat pump(s); Electric heating fuel; Central air conditioning powered by electricity; Electric hot water
- Interior features: Very good condition; No basement; Finished living area estimated at 732
- Laundry & utility: Stacked washer and dryer; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $75k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $237 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $75k).
Location & tenants
- Location reads 72/100 on livability (#188 in VA) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A, employment A-; Watch: cost of living C-, schools D-, amenities F.
- Prince William County Public School District (suburban): math 54% / reading 72% proficiency, ranked #30 of 131 in VA (top 23%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents soft (-2.0%/yr); 89 active listings in the ZIP; high-income renter base; 1,418 units permitted in Prince William County in 2024 (625 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Prince William County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Watch-outs: HOA is 46% of rent.
- Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 3.08% ✓
- Cap rate
- 10.08%
- Cash-on-cash
- 13.53%
- DSCR
- 1.60
- GRM
- 2.7
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -4.3%
- Equity multiple
- 0.85×
- Total profit
- $-3,150
- Equity at exit
- $11,183
- IRR
- -8.0%
- Equity multiple
- 0.68×
- Total profit
- $-6,677
- Equity at exit
- $6,485
Cash invested: $21,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 55 Moderately Landlord-Leaning
- State Virginia
- 55 Moderately Landlord-Leaning · D+2
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 20111
- Rents YoY
- -2.0%
- Active inventory
- 89
- Price-to-rent
- 2.7×
Monthly cashflow live
- Estimated rent
- $2,310 medium interval (Pro) →
- Mortgage (P&I)
- −$393
- Tax est. 1.5%
- −$94 /mo · $1,125/yr
- Insurance
- −$31
- HOA
- −$1,070
- Vacancy / Maint / Mgmt
- −$485
- Net cashflow
- $237
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $18,750
- Closing costs
- $2,250
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
HOA detail
- Monthly dues
- $1,070 · $12,840/yr
Listing history 10 events
-
2026-06-18days on market $75,000 Active 14 DOM
-
2026-06-17days on market $75,000 Active 13 DOM
-
2026-06-16days on market $75,000 Active 12 DOM
-
2026-06-15days on market $75,000 Active 11 DOM
-
2026-06-13days on market $75,000 Active 9 DOM
-
2026-06-09days on market $75,000 Active 5 DOM
-
2026-06-08days on market $75,000 Active 4 DOM
-
2026-06-07days on market $75,000 Active 3 DOM
-
2026-06-04remarks 628-char remark
-
2026-06-04$75,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥104°F today · 16 d/yr by 30 yrs out
- Wind 4/10 Moderate 13% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,723
- − Mortgage interest
- −$4,201
- − Property taxes
- −$1,125
- − Insurance
- −$375
- − Repairs & maintenance
- −$2,218
- − Management
- −$2,218
- − HOA
- −$12,840
- − Depreciation
- −$2,182
- Taxable income
- $2,564
- Est. tax owed @ 24.0%
- −$615
- After-tax cash flow
- $2,226/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 13 photos
This renovated mobile home is in good condition with modern updates and is conveniently located in a mobile home community.
Value-add opportunities
- Resale paint exterior — enhances curb appeal
- Both update landscaping — improves curb appeal and adds value
- Resale install new flooring in bathrooms — enhances aesthetics and functionality
Renovation cost estimate screening
Value-add ROI direction
- Resale paint exterior — enhances curb appeal ↑
- Both update landscaping — improves curb appeal and adds value ↑
- Resale install new flooring in bathrooms — enhances aesthetics and functionality ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Prince William County Public School District
- NCES district ID
- 5103130
- Math proficiency
- 54% ▼ -28.00%
- Reading proficiency
- 72% ▼ -7.00%
- Median HH income
- $96,347
- Composite
- 57.92/100
- National rank
- #1041
- State rank
- #30 of 131 in VA
Livability — Yorkshire
- Score
- 72/100
- State rank
- #188
- US rank
- #5856
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Yorkshire, VA
- County
- Prince William County · 452,627 people
- Metro
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- Population (ZIP)
- 38,124
- Household income
- $113,879
- Rent vs Own
- Severe rent burden
- 569.0
Population outlook (Prince William County) Hauer SSP2
- Today (2025)
- 539,759 people
- By 2030
- 582,629 · +7.9%
- By 2040
- 665,916 · +23.4%
- By 2050
- 740,796 · +37.2%
- By 2075
- 900,980 · +66.9%
- By 2100
- 985,833 · +82.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.68)
- Race & ethnicity
- Hispanic / Latino 43% White 36% Two or more races 18% Black 8% Asian 8% Native American 2%
- Hispanic origin (detail)
- Mexican 7%
- Common ancestry
- Italian 2% Lithuanian 1% Iranian 1%
- Foreign-born
- 33% · Canada, Vietnam, South Korea
- Languages at home
- 52% English-only · Spanish 37% Other Indo-European 6% Vietnamese 2%
Political lean MEDSL · Prince William
- 2024 margin
- D (+18.0) · D 57.6% · R 39.6% · Other 2.8%
- 2008→2024 swing
- +2.1pp toward D · 2008: 15.9pp · 2024: 18.0pp
- All cycles
- 2024: D+18.0 2020: D+27.0 2016: D+20.0 2012: D+16.0 2008: D+15.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -313.26%
- Current HPI
- 348.281
- Rent YoY
- ▼ -2.02%
- Metro
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- State GDP YoY
- ▲ 2.40%
- F500 in state
- 50
Industry mix (Fortune 500 HQ in VA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 4 | $236B |
|
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| Technology / Defense | 3 | $32B |
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| Financial Services | 2 | $176B |
|
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| Utilities | 2 | $27B |
|
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| Insurance | 2 | $25B |
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| Technology | 2 | $15B |
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Price history
1 event — show timeline
- 2026-06-04 Listed $75,000 BRIGHT MLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…