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210 Haws Run Rd
C- Composite 54.01
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.5/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.9/10.0
  • 1% rule +4.6/10.0
  • Schools +3.9/10.0
  • Rent growth +3.6/5.0
  • Livability +3.6/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$165,000

210 Haws Run Rd · Jacksonville, NC 28540
4 bd · 2.0 ba · 2,240 sqft · Manufactured public records · 15 Days on market
Built 2002 0.57 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Wouldn't you like to feel like you're secluded even in Jacksonville? Well with this house you can! You're right around the corner from all the places! The New River Base, Camp Lejeune, shopping, and beaches. Did I tell you there are also no city taxes?! The long driveway welcomes you home which is on over half an acre. The newer items in the home include the roof, heat pump and septic in 2020. This home offers over 2000 heated sqft and has a 4 bedroom split plan, 2 baths, living and family room with fireplace, a perfect kitchen and dining room with loads of cabinet space! The laundry room is off the kitchen, which also leads to the fenced in backyard. The owner's suite is immense and it includes a beautiful space that you can use for most anything! A nursery, a game room, an office, your own little reading corner but wait thats not all! The owner's ensuite with shower, dual sinks, and garden tub is also amazing and wait until you see the massive walk in closet! This home has been loved and waiting for its new owners!

Key facts

  • Half-acre lot
  • No city taxes
  • Private retreat

Tags

PRIVATE RETREATHALF-ACRE LOTNO CITY TAXESFENCED BACKYARD

Property features AI

Exterior

  • Parking: Gravel parking; No garage
  • Security: Smoke detector(s)
  • Utilities: Public water available; Septic tank; Water available
  • Home design: Single family residence; Residential property; One story; Entry level: 1
  • Construction: Brick, vinyl siding and frame construction; Permanent foundation; Built with shingle roof
  • Exterior features: Back yard fencing; Other fencing; Shingle roof; Has view; Crawl space foundation

Interior

  • Kitchen: Electric oven; Dishwasher
  • Flooring: Carpet; Vinyl
  • Bathrooms: Two full bathrooms
  • Heating & cooling: Heat pump; Electric heating; Has cooling
  • Interior features: Walk-in closet(s); Kitchen island; Ceiling fan(s); Eat-in kitchen; Accessible full bath; Smoke detector(s)
  • Laundry & utility: Laundry room; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath manufactured listed at $165k.

Deal economics

  • At list price, monthly cash flow is $248 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $158k (4.1% below list).
  • Recommended offer: $158k (4.1% below list) — sets the bar for 1% rule.
  • Cap rate 8.1% vs local median 4.4% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#111 in NC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, crime F, amenities F.
  • Onslow County Schools (other): math 42% / reading 49% proficiency, ranked #84 of 178 in NC (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Southwest Elementary (math 48% / reading 46%, grade D-, #497 of 1,410 statewide, top 38%, 742 students, 58% FRL); Southwest Middle (math 22% / reading 42%, grade F, #317 of 475 statewide, top 68%, 527 students, 64% FRL); Southwest High (math 52% / reading 47%, grade D, #311 of 535 statewide, top 60%, 702 students, 54% FRL) — zoned schools average 59% FRL vs 37% district-wide (22 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+4.5%/yr); 380 active listings in the ZIP; 1,246 units permitted in Onslow County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 15 days — a 2% lower offer ($163k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $158,300 (4.1% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.96%
Cap rate
8.10%
Cash-on-cash
6.44%
DSCR
1.29
GRM
8.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 4.47% rent growth · sell at horizon

5-year hold
IRR
-4.9%
Equity multiple
0.81×
Total profit
$-8,621
Equity at exit
$24,602
10-year hold
IRR
6.2%
Equity multiple
1.49×
Total profit
$22,637
Equity at exit
$14,266

Cash invested: $46,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
85 Strongly Landlord-Friendly
State North Carolina
85 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
10-day notice; preempted; landlord-favorable but court speed varies.

ZIP-level market 28540

Home prices YoY
-21.5%
Rents YoY
4.5%
Active inventory
380
Price-to-rent
8.7×

Monthly cashflow live

Estimated rent
$1,583 medium interval (Pro) →
Mortgage (P&I)
$865
Tax from tax record
$68 /mo · $821/yr
Insurance
$69
HOA
$0
Vacancy / Maint / Mgmt
$332
Net cashflow
$248

Break-even live

Break-even rent $1,269
Max offer price $165,000
Occupancy floor 79%

Sensitivity live

Price -10% $341 -5% $295 +0% $248 +5% $201 +10% $155
Rent -10% $123 -5% $186 +0% $248 +5% $311 +10% $373
Rate -1.0pp $331 -0.5pp $290 base $248 +0.5pp $205 +1.0pp $162

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,250
Closing costs
$4,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 9 events

  1. 2026-05-12
    listed $165,000 Active
  2. 2024-09-19
    soldstatus $218,000 Closed 1038-char remark
    Show marketing remark (1038 chars)

    Wouldn't you like to feel like you're secluded even in Jacksonville? Well with this house you can! You're right around the corner from all the places! The New River Base, Camp Lejeune, shopping, and beaches. Did I tell you there are also no city taxes?! The long driveway welcomes you home which is on over half an acre. The newer items in the home include the roof, heat pump and septic in 2020. This home offers over 2000 heated sqft and has a 4 bedroom split plan, 2 baths, living and family room with fireplace, a perfect kitchen and dining room with loads of cabinet space! The laundry room is off the kitchen, which also leads to the fenced in backyard. The owner's suite is immense and it includes a beautiful space that you can use for most anything! A nursery, a game room, an office, your own little reading corner but wait thats not all! The owner's ensuite with shower, dual sinks, and garden tub is also amazing and wait until you see the massive walk in closet! This home has been loved and waiting for its new owners!

  3. 2024-09-19
    soldstatus $218,000
    Show marketing remark (1038 chars)

    Wouldn't you like to feel like you're secluded even in Jacksonville? Well with this house you can! You're right around the corner from all the places! The New River Base, Camp Lejeune, shopping, and beaches. Did I tell you there are also no city taxes?! The long driveway welcomes you home which is on over half an acre. The newer items in the home include the roof, heat pump and septic in 2020. This home offers over 2000 heated sqft and has a 4 bedroom split plan, 2 baths, living and family room with fireplace, a perfect kitchen and dining room with loads of cabinet space! The laundry room is off the kitchen, which also leads to the fenced in backyard. The owner's suite is immense and it includes a beautiful space that you can use for most anything! A nursery, a game room, an office, your own little reading corner but wait thats not all! The owner's ensuite with shower, dual sinks, and garden tub is also amazing and wait until you see the massive walk in closet! This home has been loved and waiting for its new owners!

  4. 2024-08-16
    status Pending 1038-char remark
    Show marketing remark (1038 chars)

    Wouldn't you like to feel like you're secluded even in Jacksonville? Well with this house you can! You're right around the corner from all the places! The New River Base, Camp Lejeune, shopping, and beaches. Did I tell you there are also no city taxes?! The long driveway welcomes you home which is on over half an acre. The newer items in the home include the roof, heat pump and septic in 2020. This home offers over 2000 heated sqft and has a 4 bedroom split plan, 2 baths, living and family room with fireplace, a perfect kitchen and dining room with loads of cabinet space! The laundry room is off the kitchen, which also leads to the fenced in backyard. The owner's suite is immense and it includes a beautiful space that you can use for most anything! A nursery, a game room, an office, your own little reading corner but wait thats not all! The owner's ensuite with shower, dual sinks, and garden tub is also amazing and wait until you see the massive walk in closet! This home has been loved and waiting for its new owners!

  5. 2024-08-14
    price $218,000 1038-char remark
    Show marketing remark (1038 chars)

    Wouldn't you like to feel like you're secluded even in Jacksonville? Well with this house you can! You're right around the corner from all the places! The New River Base, Camp Lejeune, shopping, and beaches. Did I tell you there are also no city taxes?! The long driveway welcomes you home which is on over half an acre. The newer items in the home include the roof, heat pump and septic in 2020. This home offers over 2000 heated sqft and has a 4 bedroom split plan, 2 baths, living and family room with fireplace, a perfect kitchen and dining room with loads of cabinet space! The laundry room is off the kitchen, which also leads to the fenced in backyard. The owner's suite is immense and it includes a beautiful space that you can use for most anything! A nursery, a game room, an office, your own little reading corner but wait thats not all! The owner's ensuite with shower, dual sinks, and garden tub is also amazing and wait until you see the massive walk in closet! This home has been loved and waiting for its new owners!

  6. 2024-08-04
    listed $220,000 Active 1038-char remark
    Show marketing remark (1038 chars)

    Wouldn't you like to feel like you're secluded even in Jacksonville? Well with this house you can! You're right around the corner from all the places! The New River Base, Camp Lejeune, shopping, and beaches. Did I tell you there are also no city taxes?! The long driveway welcomes you home which is on over half an acre. The newer items in the home include the roof, heat pump and septic in 2020. This home offers over 2000 heated sqft and has a 4 bedroom split plan, 2 baths, living and family room with fireplace, a perfect kitchen and dining room with loads of cabinet space! The laundry room is off the kitchen, which also leads to the fenced in backyard. The owner's suite is immense and it includes a beautiful space that you can use for most anything! A nursery, a game room, an office, your own little reading corner but wait thats not all! The owner's ensuite with shower, dual sinks, and garden tub is also amazing and wait until you see the massive walk in closet! This home has been loved and waiting for its new owners!

  7. 2020-07-10
    soldstatus $100,000 521-char remark
    Show marketing remark (521 chars)

    4 bedroom, 2 bath on . 57 acres. Long driveway in a country setting. Home was just remodeled with a new Heat Pump, new roof, new flooring, new lights, new counter tops. Large home with 2,240 square feet with split floor plan, master bath has a garden tub and shower. A huge walk in closet. A living room and family room. Large kitchen island with lots of windows looking out to a back fenced yard with woods, great for the dogs and kids. The tree fort needs a little work. Room for the whole family. Work almost complete.

  8. 2020-07-10
    soldstatus $100,000
    Show marketing remark (521 chars)

    4 bedroom, 2 bath on . 57 acres. Long driveway in a country setting. Home was just remodeled with a new Heat Pump, new roof, new flooring, new lights, new counter tops. Large home with 2,240 square feet with split floor plan, master bath has a garden tub and shower. A huge walk in closet. A living room and family room. Large kitchen island with lots of windows looking out to a back fenced yard with woods, great for the dogs and kids. The tree fort needs a little work. Room for the whole family. Work almost complete.

  9. 2020-05-02
    listed $100,000 521-char remark
    Show marketing remark (521 chars)

    4 bedroom, 2 bath on . 57 acres. Long driveway in a country setting. Home was just remodeled with a new Heat Pump, new roof, new flooring, new lights, new counter tops. Large home with 2,240 square feet with split floor plan, master bath has a garden tub and shower. A huge walk in closet. A living room and family room. Large kitchen island with lots of windows looking out to a back fenced yard with woods, great for the dogs and kids. The tree fort needs a little work. Room for the whole family. Work almost complete.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NC · Resets to sale price

Current annual tax
$821 · $68/mo
Projected year-2 tax
$1,353 · $113/mo
Expected delta
+$532/yr (+$44/mo · 64.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 8/10 Severe 7 d/yr ≥106°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,996
− Mortgage interest
−$9,243
− Property taxes
−$821
− Insurance
−$825
− Repairs & maintenance
−$1,520
− Management
−$1,520
− Depreciation
−$4,800
Taxable income
$268
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$64
After-tax cash flow
$2,913/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Onslow County Schools
NCES district ID
3703450
Math proficiency
42% ▲ 6.00%
Reading proficiency
49% ▲ 5.00%
Median HH income
$46,076
Composite
38.66/100
National rank
#4148
State rank
#84 of 178 in NC

Livability — Jacksonville

Score
71/100
State rank
#111
US rank
#6991

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Onslow County · 164,453 people
City population
96,397
Metro
Jacksonville, NC
Population (ZIP)
49,141
Household income
$65,625
Rent vs Own
38.2% rent · 61.8% own
Severe rent burden
1304.0

Population outlook (Onslow County) Hauer SSP2

Today (2025)
189,789 people
By 2030
194,463 · +2.5%
By 2040
193,629 · +2.0%
By 2050
193,248 · +1.8%
By 2075
196,995 · +3.8%
By 2100
201,513 · +6.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 62% Black 14% Hispanic / Latino 14% Two or more races 13% Asian 2%
Hispanic origin (detail)
Mexican 5% Puerto Rican 6%
Common ancestry
Italian 3% Serbian 2% Romanian 2%
Foreign-born
4% · Canada, China
Languages at home
90% English-only · Spanish 7% Chinese 1% Other Asian/Pacific 1%

Political lean MEDSL · Onslow

2024 margin
Solid R (+35.9) · D 31.5% · R 67.5% · Other 1.0%
2008→2024 swing
-14.5pp toward R · 2008: -21.5pp · 2024: -35.9pp
All cycles
2024: R+35.9 2020: R+30.2 2016: R+34.6 2012: R+27.0 2008: R+21.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -60.11%
Current HPI
219.5571
Rent YoY
▲ 4.47%
Metro
Jacksonville, NC
State GDP YoY
▲ 3.28%
F500 in state
26

Industry mix (Fortune 500 HQ in NC)

Industry F500 HQs Revenue

Price history

+65.0% since first listed
9 events — show timeline
  • 2026-05-12 Listed $165,000 Hive MLS
  • 2024-09-19 Sold (Public Records) $218,000 Public Records
  • 2024-09-19 Sold (MLS) $218,000 Hive MLS
  • 2024-08-16 Pending Hive MLS
  • 2024-08-14 Price Changed $218,000 Hive MLS
  • 2024-08-04 Listed $220,000 Hive MLS
  • 2020-07-10 Sold (Public Records) $100,000 Public Records
  • 2020-07-10 Sold (MLS) $100,000 Hive MLS
  • 2020-05-02 Listed $100,000 Hive MLS

Property tax history

+0.0%/yr

Latest (2025): $821 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…