100 Fieldside Dr · Burnside, KY 42544

$110,000

1 bd · 1.0 ba · 720 sqft · SingleFamily public records · 134 Days on market

Built 1970 0.26 ac lot $153/sqft · 146% above area

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.2/30.0
• ARV discount +7.5/15.0
• DSCR +6.1/10.0
• 1% rule +5.1/10.0
• Appreciation +5.0/10.0
• Schools +4.0/10.0
• Livability +3.6/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

This cozy 2 bedroom, 1 bath home has seen major upgrades and is ready for its next owner. Recent improvements include a new metal roof, new windows, new water heater, and a new wall-mounted heat pump providing efficient heating and air conditioning. A wood stove fireplace adds warmth and character, offering an additional heat source during cooler months. Tucked into a quiet, wooded setting, this property offers privacy and a peaceful atmosphere while still being close to recreation. Three nearby boat ramps provide quick and easy access for boating, fishing, and lake days—making this an excellent full-time home, weekend getaway, or rental investment. Solid updates, simple living, and a great location for outdoor enthusiasts make this one worth a look.

Key facts

• New metal roof
• Wood stove fireplace
• New water heater

Tags

• NEW METAL ROOF
• NEW WINDOWS
• NEW WATER HEATER
• WALL MOUNTED HEAT PUMP
• WOOD STOVE FIREPLACE
• QUIET WOODED SETTING

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath single-family listed at $110k.

Deal economics

• At list price, monthly cash flow is $118 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $110k).
• Recommended offer: $97k (12.0% below list) — sets the bar for market timing.
• Cap rate 7.6% vs local median 3.0% in Burnside — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 71/100 on livability (#141 in KY) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, health & safety A+; Watch: schools D+, amenities F, commute F.
• Pulaski County (town): math 43% / reading 53% proficiency, ranked #17 of 165 in KY (top 10%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 172 active listings in the ZIP; 117 units permitted in Pulaski County in 2024 (50 in 5+ unit buildings).

Forward outlook

• In year one you build about $701 of equity ($761 loan paydown + $-60 appreciation (-0.1% local appreciation)).
• At projected returns (-0.1% appreciation + 3.0% rent growth), your $31k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• It's been on market 134 days — a 12% lower offer ($97k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $10k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $15k; list at $110k implies a 633% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $96,800 (12.0% below list)

Questions for the listing agent

1. It's been on market 134 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.01% ✓
• Cap rate: 7.58%
• Cash-on-cash: 4.61%
• DSCR: 1.21
• GRM: 8.2

CMA / ARV

• ARV (median comp): $55,589
• List price: $110,000
• Delta: 97.88%
• Verdict: OVERPRICED
• Comps: 3 within 1.0 mi

Projected returns pro-forma

-0.05% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 2.8%
• Equity multiple: 1.13×
• Total profit: $4,052
• Equity at exit: $31,642

10-year hold

• IRR: 8.2%
• Equity multiple: 1.89×
• Total profit: $27,412
• Equity at exit: $37,798

Cash invested: $30,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 83 Strongly Landlord-Friendly
• State Kentucky: 83 Strongly Landlord-Friendly · R+16
• County: — inherits STATE
• City: — inherits STATE

7-day pay-or-quit (URLTA cities); generally landlord-friendly.

Methodology + full state rankings →

ZIP-level market 42544

• Home prices YoY: -0.0%
• Active inventory: 172
• Price-to-rent: 8.2×

Monthly cashflow live

• Estimated rent: $1,112 medium
• Mortgage (P&I): −$577
• Tax est. 1.5%: −$138 /mo · $1,650/yr
• Insurance: −$46
• HOA: −$0
• Vacancy / Maint / Mgmt: −$234
• Net cashflow: $118

Break-even live

Break-even rent $962

Max offer price $110,000

Occupancy floor 84%

Sensitivity live

Price	-10% $194	-5% $156	+0% $118	+5% $80	+10% $42
Rent	-10% $30	-5% $74	+0% $118	+5% $162	+10% $206
Rate	-1.0pp $174	-0.5pp $146	base $118	+0.5pp $90	+1.0pp $61

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $27,500
• Closing costs: $3,300
• Reserves months: —
• Total cash needed: —

Listing history 21 events

1. 2026-06-21
   days on market $110,000 Active 134 DOM
2. 2026-06-18
   days on market $110,000 Active 132 DOM
3. 2026-06-17
   days on market $110,000 Active 131 DOM
4. 2026-06-16
   days on market $110,000 Active 130 DOM
5. 2026-06-16
   price $110,000 Active 129 DOM
6. 2026-06-15
   days on market $119,999 Active 129 DOM
7. 2026-06-13
   days on market $119,999 Active 127 DOM
8. 2026-06-12
   days on market $119,999 Active 126 DOM
9. 2026-06-09
   days on market $119,999 Active 123 DOM
10. 2026-06-08
    days on market $119,999 Active 122 DOM
11. 2026-06-07
    days on market $119,999 Active 121 DOM
12. 2026-06-07
    days on market $119,999 Active 120 DOM
13. 2026-06-04
    days on market $119,999 Active 117 DOM
14. 2026-06-02
    days on market $119,999 Active 116 DOM
15. 2026-06-01
    days on market $119,999 Active 115 DOM
16. 2026-05-31
    days on market $119,999 Active 114 DOM
17. 2026-05-31
    days on market $119,999 Active 113 DOM
18. 2026-05-01
    status Active 768-char remark

    Show marketing remark (768 chars)

    This cozy 2 bedroom, 1 bath home has seen major upgrades and is ready for its next owner. Recent improvements include a new metal roof, new windows, new water heater, and a new wall-mounted heat pump providing efficient heating and air conditioning. A wood stove fireplace adds warmth and character, offering an additional heat source during cooler months. Tucked into a quiet, wooded setting, this property offers privacy and a peaceful atmosphere while still being close to recreation. Three nearby boat ramps provide quick and easy access for boating, fishing, and lake days—making this an excellent full-time home, weekend getaway, or rental investment. Solid updates, simple living, and a great location for outdoor enthusiasts make this one worth a look.

19. 2026-04-30
    historical 768-char remark

    Show marketing remark (768 chars)

    This cozy 2 bedroom, 1 bath home has seen major upgrades and is ready for its next owner. Recent improvements include a new metal roof, new windows, new water heater, and a new wall-mounted heat pump providing efficient heating and air conditioning. A wood stove fireplace adds warmth and character, offering an additional heat source during cooler months. Tucked into a quiet, wooded setting, this property offers privacy and a peaceful atmosphere while still being close to recreation. Three nearby boat ramps provide quick and easy access for boating, fishing, and lake days—making this an excellent full-time home, weekend getaway, or rental investment. Solid updates, simple living, and a great location for outdoor enthusiasts make this one worth a look.

20. 2026-02-05
    listed $119,999 Active 768-char remark

    Show marketing remark (768 chars)

    This cozy 2 bedroom, 1 bath home has seen major upgrades and is ready for its next owner. Recent improvements include a new metal roof, new windows, new water heater, and a new wall-mounted heat pump providing efficient heating and air conditioning. A wood stove fireplace adds warmth and character, offering an additional heat source during cooler months. Tucked into a quiet, wooded setting, this property offers privacy and a peaceful atmosphere while still being close to recreation. Three nearby boat ramps provide quick and easy access for boating, fishing, and lake days—making this an excellent full-time home, weekend getaway, or rental investment. Solid updates, simple living, and a great location for outdoor enthusiasts make this one worth a look.

21. 2017-05-12
    soldstatus $15,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 4/10 Moderate 7 d/yr ≥103°F today · 20 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 4% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,344
• − Mortgage interest: −$6,162
• − Property taxes: −$1,650
• − Insurance: −$550
• − Repairs & maintenance: −$1,068
• − Management: −$1,068
• − Depreciation: −$3,200
• Taxable loss: −$353
• Est. tax savings @ 24.0%: +$85
• After-tax cash flow: $1,504/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pulaski County
• NCES district ID: 2104950
• Math proficiency: 43% ▼ -18.00%
• Reading proficiency: 53% ▼ -13.00%
• Median HH income: $35,366
• Composite: 39.69/100
• National rank: #3906
• State rank: #17 of 165 in KY

Livability — Burnside

• Score: 71/100
• State rank: #141
• US rank: #6774

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C Housing B+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 5,731

Population outlook (Pulaski County) Hauer SSP2

• Today (2025): 65,414 people
• By 2030: 65,828 · +0.6%
• By 2040: 65,972 · +0.9%
• By 2050: 65,108 · -0.5%
• By 2075: 61,647 · -5.8%
• By 2100: 53,613 · -18.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (96%)
• Race & ethnicity: White 96% Asian 2% Two or more races 1%
• Common ancestry: Serbian 4% Romanian 2% Italian 2%
• Foreign-born: 1% · Vietnam
• Languages at home: 98% English-only · Other Indo-European 1% Chinese 1% Vietnamese 1%

Political lean MEDSL · Pulaski

• 2024 margin: Solid R (+65.2) · D 16.9% · R 82.1% · Other 1.0%
• 2008→2024 swing: -9.9pp toward R · 2008: -55.4pp · 2024: -65.2pp
• All cycles: 2024: R+65.2 2020: R+62.7 2016: R+66.7 2012: R+60.5 2008: R+55.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -0.05%
• Current HPI: 273.9998
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.81%
• F500 in state: 4

Industry mix (Fortune 500 HQ in KY)

Industry	F500 HQs	Revenue
▸Healthcare	1	$118B
▸Food / Beverage	1	$7B

Price history

+700.0% since first listed

4 events — show timeline

• 2026-05-01 Relisted — ImagineMLS
• 2026-04-30 Listing Removed — ImagineMLS
• 2026-02-05 Listed $119,999 ImagineMLS
• 2017-05-12 Sold (Public Records) $15,000 Public Records

Property tax history

+0.9%/yr

Latest (2025): $108 · -2.3% YoY. Source: county tax records.