2189 W Yorkshire Ave · Coeur d'Alene, ID 83815

$120,900

3 bd · 2.0 ba · 1,296 sqft · Manufactured · 80 Days on market

Built 1997 Good condition ↓ 35% since listing

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +4.4/10.0
• Condition / age +3.8/5.0
• Rent growth +3.6/5.0
• Livability +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

Welcome to Oakcrest! This central manufactured home community features the most complete collection of amenities in town! This spacious home is anopen & bright double wide. 3 bedroom, 2 bath with a large living room, dining area, and kitchen. The primary suite has large windows that brings in plenty of light. A high efficiency Carrier heat pump was added in 2022. Brand new carpet in Primary Bedroom in 2025. Updated guest bath in 2026. All appliances stay. Two sheds adds bonus space for storage and a nice fenced backyard. Oakcrest Park amenities are the finest in Kootenai county. Clubhouse, pool, fitness center, game room, library, pickleball and basketball courts, playground, and more

Key facts

• Double wide
• Updated guest bath
• Brand new carpet

Tags

• MANUFACTURED HOME COMMUNITY
• DOUBLE WIDE
• BRAND NEW CARPET
• UPDATED GUEST BATH
• TWO SHEDS
• FENCED BACKYARD

Property features AI

Finance

• HOA & community: Sidewalks

Exterior

• Parking: Paved parking
• Utilities: Public water; Public sewer; Cable TV available; Electric service
• Home design: Manufactured home; Single-story (manufactured); Crawl space foundation; Wood siding; Composition roof; Golden West make/model
• Construction: Wood siding construction; Pillar/post/pier foundation; Composition roof
• Exterior features: Open porch; Exterior lighting; Lawn; Partial fencing; Shed(s); Open, level lot; Paved road access (private maintained road)

Interior

• Kitchen: Electric range; Microwave; Dishwasher; Refrigerator
• Bedrooms: 3 main-level bedrooms
• Flooring: Vinyl flooring; Carpet
• Bathrooms: 2 main-level bathrooms
• Heating & cooling: Electric forced-air furnace; Central air conditioning
• Interior features: High speed internet
• Laundry & utility: Washer; Electric dryer (electric dryer hookup); Electric water heater

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $121k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $826 ($10k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $121k).
• Recommended offer: $114k (6.0% below list) — sets the bar for market timing.
• Cap rate 14.5% vs local median 2.2% in Coeur d'Alene — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• Coeur D'Alene District (urban): math 44% / reading 60% proficiency, ranked #23 of 92 in ID (top 25%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising fast (+4.2%/yr); 318 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,606 units permitted in Kootenai County in 2024 (154 in 5+ unit buildings).
• This rent runs 32% of the median local income ($78k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $836 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Kootenai County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 4.2% rent growth), your $34k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

• It's been on market 80 days — a 6% lower offer ($114k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 5y ago; this cycle's ask has dropped $15k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Recommended offer $113,646 (6.0% below list)

Questions for the listing agent

1. It's been on market 80 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.74% ✓
• Cap rate: 14.49%
• Cash-on-cash: 29.28%
• DSCR: 2.30
• GRM: 4.8

CMA / ARV

• ARV (on-the-fly): $47,952
• Comps found: 1

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1710 W Westminster Ave	0.27mi	3/2.0	1,344 (+4%)	3mo	$50,000	$37	79

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.2% rent growth · sell at horizon

5-year hold

• IRR: 25.1%
• Equity multiple: 2.05×
• Total profit: $35,615
• Equity at exit: $18,027

10-year hold

• IRR: 33.6%
• Equity multiple: 4.24×
• Total profit: $109,684
• Equity at exit: $10,453

Cash invested: $33,852 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 91 Strongly Landlord-Friendly
• State Idaho: 91 Strongly Landlord-Friendly · R+18
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempted; minimal tenant protections.

Methodology + full state rankings →

ZIP-level market 83815

• Rents YoY: 4.2%
• Active inventory: 318
• Price-to-rent: 4.8×

Monthly cashflow live

• Estimated rent: $2,103 high
• Mortgage (P&I): −$634
• Tax est. 1.5%: −$151 /mo · $1,814/yr
• Insurance: −$50
• HOA: −$0
• Vacancy / Maint / Mgmt: −$442
• Net cashflow: $826

Break-even live

Break-even rent $1,058

Max offer price $120,900

Occupancy floor 56%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $30,225
• Closing costs: $3,627
• Reserves months: —
• Total cash needed: —

Rent comps 17 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2099 W Plymouth Cir Unit C28 Coeur d'Alene, ID	3.0	2.0	924	$2,129	$2.30	21d	1	0.09mi
5773 N Morleau Ln Coeur D Alene, ID	4.0	2.0	1394	$2,550	$1.83	13d	1	0.22mi
1827 Westminster Ave Unit A2-26 Coeur d'Alene, ID	2.0	2.0	1248	$1,899	$1.52	21d	1	0.24mi
4188 Player Dr Unit 4188 Coeur d'Alene, ID	2.0	2.0	1125	$1,725	$1.53	21d	1	0.39mi
1519 W Hyacinth Ln Unit 1519 Coeur d'Alene, ID	3.0	2.5	1180	$1,895	$1.61	13d	1	0.55mi
2001 W Voltaire Ln Coeur d'Alene, ID	1.0–3.0	1.0–2.0	988	$1,999	$2.02	13d	11	0.63mi
3825 N Ramsey Rd Coeur D Alene, ID	2.0–3.0	2.0	1039	$1,731	$1.67	21d	1	0.66mi
1681 Pampas Ln Coeur d'Alene, ID	1.0–3.0	1.0–2.0	989	$1,930	$1.95	13d	22	0.75mi
6510 N Atlas Rd #207 Coeur D Alene, ID	3.0	2.0	1282	$2,200	$1.72	21d	1	0.87mi
6735 N Spurwing Loop Coeur d'Alene, ID	3.0	2.0	1400	$1,795	$1.28	21d	1	0.99mi
1070 W Rustic Lodge Dr Unit 204 Coeur d'Alene, ID	2.0	2.0	1025	$1,715	$1.67	21d	1	1.08mi
1065 W Rustic Lodge Dr Unit 101 Coeur d'Alene, ID	3.0	2.0	1187	$1,810	$1.52	13d	1	1.09mi
2671 W Apperson Dr Coeur D Alene, ID	4.0	3.0	1620	$2,600	$1.60	21d	1	1.28mi
4208 N Crown Ave Coeur D Alene, ID	2.0	1.0	950	$1,500	$1.58	13d	1	1.28mi
2828 N Julia St Unit 2 Coeur d'Alene, ID	2.0	1.0	900	$1,495	$1.66	21d	1	1.46mi
3293 N Ladalia Dr Coeur D Alene, ID	2.0	2.0	1100	$2,450	$2.23	13d	1	1.48mi
1586 W Switchgrass Ln Coeur d'Alene, ID	1.0–3.0	1.0–2.5	1062	$2,295	$2.16	13d	5	1.50mi

Listing history 16 events

1. 2026-06-19
   days on market $120,900 Active 80 DOM
2. 2026-06-18
   days on market $120,900 Active 79 DOM
3. 2026-06-17
   days on market $120,900 Active 78 DOM
4. 2026-06-16
   days on market $120,900 Active 77 DOM
5. 2026-06-15
   days on market $120,900 Active 76 DOM
6. 2026-06-14
   days on market $120,900 Active 74 DOM
7. 2026-06-13
   days on market $120,900 Active 73 DOM
8. 2026-06-10
   days on market $120,900 Active 71 DOM
9. 2026-06-09
   status $120,900 Active 70 DOM
10. 2026-05-13
    price $120,900
11. 2026-03-19
    listed $135,900 Active
12. 2025-09-17
    price $135,900
13. 2025-07-15
    listed $139,900 Active
14. 2025-06-23
    listed $175,000 Active
15. 2022-04-01
    status Pending
16. 2021-12-17
    listed $185,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $25,237
• − Mortgage interest: −$6,772
• − Property taxes: −$1,814
• − Insurance: −$604
• − Repairs & maintenance: −$2,019
• − Management: −$2,019
• − Depreciation: −$3,517
• Taxable income: $8,492
• Est. tax owed @ 24.0%: −$2,038
• After-tax cash flow: $7,873/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab

This manufactured home is in good condition with minor cosmetic updates needed. It offers a spacious and bright living space with updated systems and amenities.

Value-add opportunities

• Both Paint exterior siding — Fresh paint can enhance curb appeal and property value.
• Both Replace worn-out windows — New windows can improve energy efficiency and property value.
• Both Update flooring in living areas — Fresh flooring can enhance the overall appearance and value of the home.

Renovation cost estimate screening

Value-add ROI direction

• Both Paint exterior siding — Fresh paint can enhance curb appeal and property value. ↑
• Both Replace worn-out windows — New windows can improve energy efficiency and property value. ↑
• Both Update flooring in living areas — Fresh flooring can enhance the overall appearance and value of the home. ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Coeur D'Alene District
• NCES district ID: 1600780
• Math proficiency: 44% ▼ -6.00%
• Reading proficiency: 60% ▼ -2.00%
• Median HH income: $47,652
• Composite: 44.16/100
• National rank: #2858
• State rank: #23 of 92 in ID

Livability — Coeur d'Alene

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Coeur d'Alene, ID
• County: Kootenai County · 146,553 people
• City population: 67,464
• Metro: Coeur d'Alene, ID
• Population (ZIP): 41,405
• Household income: $77,864
• Rent vs Own: 33.7% rent · 66.3% own
• Severe rent burden: 1036.0

Population outlook (Kootenai County) Hauer SSP2

• Today (2025): 177,692 people
• By 2030: 190,689 · +7.3%
• By 2040: 214,704 · +20.8%
• By 2050: 236,510 · +33.1%
• By 2075: 285,984 · +60.9%
• By 2100: 316,459 · +78.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (87%)
• Race & ethnicity: White 87% Two or more races 6% Hispanic / Latino 4% Asian 1%
• Common ancestry: Portuguese 4% Slovak 4% Iranian 3%
• Foreign-born: 3% · Canada
• Languages at home: 96% English-only · Spanish 3%

Political lean MEDSL · Kootenai

• 2024 margin: Solid R (+51.9) · D 22.9% · R 74.8% · Other 2.2%
• 2008→2024 swing: -25.6pp toward R · 2008: -26.3pp · 2024: -51.9pp
• All cycles: 2024: R+51.9 2020: R+42.9 2016: R+42.5 2012: R+34.3 2008: R+26.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -255.27%
• Current HPI: 252.5165
• Rent YoY: ▲ 4.20%
• Metro: Coeur d'Alene, ID
• State GDP YoY: ▲ 4.51%
• F500 in state: 6

Industry mix (Fortune 500 HQ in ID)

Industry	F500 HQs	Revenue
▸Retail	1	$79B
▸Technology	1	$25B
▸Food / Agriculture	1	$6B

Price history

-34.6% since first listed

7 events — show timeline

• 2026-05-13 Price Changed $120,900 CDAMLS
• 2026-03-19 Listed $135,900 CDAMLS
• 2025-09-17 Price Changed $135,900 CDAMLS
• 2025-07-15 Listed $139,900 CDAMLS
• 2025-06-23 Listed $175,000 CDAMLS
• 2022-04-01 Pending — CDAMLS
• 2021-12-17 Listed $185,000 CDAMLS